Mortgage Lenders and Brokers in Holland, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holland, Michigan mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association12443 Riley St, Holland, MI 49424A+5.0 ★Texas Ratio: 3.22%, Old National BankOld National Bank100 E 8th St, Holland, MI 49423A+5.0 ★Texas Ratio: 4.98%, Huntington National BankHuntington National Bank545 E 8th St, Holland, MI 49423A+5.0 ★Texas Ratio: 3.66%, Independent BankIndependent Bank12368 Riley St, Holland, MI 49424A5.0 ★Texas Ratio: 6.46%, Macatawa Bank, N.A.Macatawa Bank, N.A.10753 Macatawa Dr, Holland, MI 49424A+5.0 ★Texas Ratio: 0.50%, Mercantile BankMercantile Bank170 College Ave, Holland, MI 49423A+5.0 ★Texas Ratio: 0.63%, West Michigan Community BankWest Michigan Community Bank82 Douglas Ave, Holland, MI 49424B+4.8 ★Texas Ratio: 17.71%, United Bank of MichiganUnited Bank of Michigan167 S River Ave, Holland, MI 49423A+5.0 ★Texas Ratio: 0.48%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA635 E 8th St, Holland, MI 49423A+5.0 ★Texas Ratio: 3.68%, and Horizon BankHorizon Bank77 E 8th St, Holland, MI 49423A+5.0 ★Texas Ratio: 4.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holland, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holland are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holland, Michigan
Market share is the lender's share of all home loans closed in Holland, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4 offices in Holland 12443 Riley St, Holland, MI 49424 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo, HELOC | 31 +43 HELOCs |
5% | 84.6% | $287,258 | View |
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1 office in Holland 100 E 8th St, Holland, MI 49423 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 23 +5 HELOCs |
3.7% | 95.8% | $319,782 | View |
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4 offices in Holland 545 E 8th St, Holland, MI 49423 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 18 +57 HELOCs |
2.9% | 69.2% | $316,111 | View |
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1 office in Holland 12368 Riley St, Holland, MI 49424 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 18 +1 HELOCs |
2.9% | 100% | $300,000 | View |
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6 offices in Holland 10753 Macatawa Dr, Holland, MI 49424 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 18 | 2.9% | 75% | $129,444 | View |
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1 office in Holland 170 College Ave, Holland, MI 49423 A+5.0 ★Texas Ratio: 0.63% |
Conventional, HELOC | 16 +4 HELOCs |
2.6% | 84.2% | $290,000 | View |
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2 offices in Holland 82 Douglas Ave, Holland, MI 49424 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 12 | 1.9% | 80% | $299,166 | View |
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1 office in Holland 167 S River Ave, Holland, MI 49423 A+5.0 ★Texas Ratio: 0.48% |
Conventional, Jumbo | 11 | 1.8% | 100% | $464,090 | View |
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1 office in Holland 635 E 8th St, Holland, MI 49423 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 10 +1 HELOCs |
1.6% | 83.3% | $232,000 | View |
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1 office in Holland 77 E 8th St, Holland, MI 49423 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 80% | $218,333 | View |
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★ 1.7 stars, 3 reviews 2 offices in Holland 978 Washington Ave, Holland, MI 49423 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +12 HELOCs |
0.3% | 100% | $430,000 | View |
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1 office in Holland 833 E 16th St Ste 30, Holland, MI 49423 D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 0.3% | 66.7% | $245,000 | View |
Lake Michigan Credit Union
677 E 8th St, Holland, MI 49423 |
Conventional, FHA, HELOC | 107 +58 HELOCs |
17.3% | 94.7% | $257,056 | |
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12705 Riley St, Holland, MI 49424 A+5.0 ★Texas Ratio: 3.56% |
Conventional, Jumbo, HELOC | 23 +30 HELOCs |
3.7% | 95.8% | $293,260 | View |
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12540 Riley St, Holland, MI 49424 8217 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 22 +22 HELOCs |
3.6% | 78.6% | $249,545 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 12 +2 HELOCs |
1.9% | 100% | $325,000 | View |
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114 S Waverly Rd, Holland, MI 49423 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 10 +1 HELOCs |
1.6% | 90.9% | $54,000 | View |
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12390 Riley St, Holland, MI 49424 9219 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 9 | 1.5% | 90% | $95,000 | View |
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259 E 24th St, Holland, MI 49423 4856 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 7 | 1.1% | 87.5% | $85,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA | 7 | 1.1% | 87.5% | $217,857 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 4 | 0.6% | 100% | $250,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional, FHA | 4 | 0.6% | 100% | $247,500 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional, FHA | 3 | 0.5% | 100% | $218,333 | View |
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7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 2 | 0.3% | 100% | $330,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $255,000 | View |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $445,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional | 1 | 0.2% | 100% | $255,000 | |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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★ 1 stars, 1 review 3370 W Shore Dr, Holland, MI 49424 7753 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 44 | 7.1% | 86.5% | $219,318 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 27 +1 HELOCs |
4.4% | 81.8% | $276,111 | |
Northern Mortgage Services, LLC
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Conventional, FHA, VA | 19 | 3.1% | 100% | $270,263 | |
Mortgage 1 Incorporated
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Conventional, VA | 9 | 1.5% | 100% | $247,222 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 4 | 0.6% | 100% | $155,000 | |
Mortgage Center LC
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Conventional | 2 | 0.3% | 66.7% | $180,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Staunton Financial Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Triad Financial Services, Inc.
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Conventional | 7 | 1.1% | 54% | $57,857 | |
Churchill Mortgage Corporation
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Conventional, VA | 7 | 1.1% | 100% | $203,571 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 7 | 1.1% | 87.5% | $263,571 | View |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1% | 100% | $236,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1% | 100% | $276,666 | |
Newrez LLC
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Conventional, FHA | 6 | 1% | 75% | $191,666 | |
Canopy Mortgage, LLC
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Conventional | 5 | 0.8% | 100% | $189,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 0.8% | 100% | $213,000 | |
Ruoff Mortgage Company
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Conventional | 4 | 0.6% | 100% | $212,500 | |
Greenstate Credit Union
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Conventional | 4 | 0.6% | 40% | $52,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 0.6% | 66.7% | $165,000 | |
Guild Mortgage Company
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Conventional | 3 | 0.5% | 100% | $171,666 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 0.5% | 100% | $248,333 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.5% | 60% | $228,333 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 0.5% | 100% | $235,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 50% | $65,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 0.3% | 100% | $290,000 | View |
American Financial Resources LLC
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FHA | 2 | 0.3% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.3% | 100% | $370,000 | View |
Amerisave Mortgage Company
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FHA | 2 | 0.3% | 40% | $240,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 28.6% | $80,000 | |
T2 Financial LLC
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Conventional | 2 | 0.3% | 100% | $245,000 | |
Mortgage Research Center
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VA | 2 | 0.3% | 28.6% | $365,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.3% | 66.7% | $340,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.3% | 60% | $135,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,805,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $175,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
United Trust Bank
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FHA | 1 | 0.2% | 100% | $145,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $205,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 50% | $205,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $155,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Evolve Bank & Trust
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.85% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 33.3% | $95,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holland Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holland, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Holland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holland, MI
Use these to narrow the list above. Each category shows how many Holland, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Holland, MI
Independent mortgage companies closed 33.1 percent of home loans in Holland, Michigan in 2025, banks 34.4 percent and credit unions 32.5 percent. Rocket Mortgage was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Independent Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holland, MI
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Holland, Michigan with 31 loans, about 5 percent of the market. The largest lender headquartered in Michigan was Independent Bank with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Holland, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 94.7 percent, against a 83.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Holland, Michigan in 2025, led by Rocket Mortgage with 9. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 24 credit unions closed home loans in Holland, Michigan in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holland, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holland, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
