Mortgage Lenders and Brokers in Forest Hills, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Forest Hills, Michigan mortgage lenders include Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, and Macatawa Bank, N.A.Macatawa Bank, N.A.6299 Lake Michigan Dr, Allendale, MI 49401A+5.0 ★Texas Ratio: 0.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Forest Hills, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Forest Hills are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Forest Hills, Michigan
Market share is the lender's share of all home loans closed in Forest Hills, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, VA, Jumbo, HELOC | 163 +141 HELOCs |
28.2% | 96.6% | $639,049 | |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 27 +9 HELOCs |
4.7% | 96.4% | $400,185 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 26 +15 HELOCs |
4.5% | 100% | $580,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 15 +13 HELOCs |
2.6% | 93.8% | $500,333 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, Jumbo, HELOC | 14 +9 HELOCs |
2.4% | 82.4% | $789,285 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 13 +43 HELOCs |
2.2% | 92.9% | $483,461 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 13 +1 HELOCs |
2.2% | 76.5% | $669,615 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo, HELOC | 12 +51 HELOCs |
2.1% | 86.7% | $745,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo, HELOC | 10 +3 HELOCs |
1.7% | 100% | $625,000 | View |
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6299 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 7 | 1.2% | 87.5% | $232,142 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 7 | 1.2% | 100% | $206,428 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 5 +5 HELOCs |
0.9% | 100% | $595,000 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 5 | 0.9% | 83.3% | $349,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
0.7% | 100% | $577,500 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +2 HELOCs |
0.7% | 100% | $605,000 | View |
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7177 Headley St SE, Ada, MI 49301 9900 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 3 | 0.5% | 75% | $128,333 | View |
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7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 3 | 0.5% | 100% | $38,333 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 3 | 0.5% | 100% | $361,666 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.3% | 100% | $995,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $355,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $110,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $675,000 | View |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $680,000 | View |
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4797 Cascade Rd Se, Grand Rapids, MI 49546 B+4.8 ★Texas Ratio: 17.71% |
Conventional, Jumbo | 2 | 0.3% | 100% | $605,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 2 | 0.3% | 100% | $580,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 0.3% | 100% | $280,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional, FHA, Jumbo | 2 | 0.3% | 100% | $655,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +12 HELOCs |
0.2% | 100% | $1,505,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $85,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
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200 W Cass St, Albion, MI 49224 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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13819 White Creek Ave NE, Cedar Springs, MI 49319 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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523 Ada Dr Se, Ada, MI 49301 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.2% | 50% | $715,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
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2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Wmcu
825 Division St, Big Rapids, MI 49307 2229 |
Conventional | 1 | 0.2% | 100% | $55,000 | |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,765,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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120 Ottawa Ave Nw, Grand Rapids, MI 49503 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 7.4% | 82.7% | $289,418 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 22 +1 HELOCs |
3.8% | 92.3% | $547,727 | |
Mortgage 1 Incorporated
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Conventional, Jumbo | 10 | 1.7% | 100% | $629,000 | |
Northern Mortgage Services, LLC
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Conventional, VA | 8 | 1.4% | 100% | $468,750 | |
Msu Federal Credit Union
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Conventional, HELOC | 3 +3 HELOCs |
0.5% | 100% | $381,666 | |
GreenStone Farm Credit Services
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Conventional | 2 | 0.3% | 100% | $365,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.2% | 100% | $155,000 | |
Staunton Financial Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 16 | 2.8% | 100% | $436,875 | |
Ark-La-Tex Financial Services LLC
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Conventional | 8 | 1.4% | 100% | $378,750 | |
Churchill Mortgage Corporation
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Conventional, FHA | 7 | 1.2% | 100% | $480,714 | |
Guaranteed Rate, Inc.
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Conventional | 6 | 1% | 100% | $540,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 6 | 1% | 100% | $695,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.7% | 100% | $422,500 | |
Union Home Mortgage Corp.
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Conventional | 4 | 0.7% | 100% | $272,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.7% | 57.1% | $175,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 3 | 0.5% | 100% | $838,333 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.5% | 100% | $668,333 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $750,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $190,000 | View |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 50% | $210,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.3% | 66.7% | $265,000 | View |
American Financial Resources LLC
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Conventional | 2 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,345,000 | View |
Newrez LLC
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Conventional, Jumbo | 2 | 0.3% | 50% | $1,015,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.3% | 100% | $510,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.3% | 100% | $400,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 0.3% | 100% | $410,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 25% | $170,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,065,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 0.3% | 66.7% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.3% | 100% | $795,000 | View |
Valon Mortgage
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $395,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $105,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 12.5% | $75,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.2% | 100% | $715,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Educational Systems FCU
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Goodleap, LLC
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VA | 1 | 0.2% | 100% | $545,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $185,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Plus Relocation Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
PFN Lending Group, Inc.
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FHA | 1 | 0.2% | 100% | $425,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
Ony Glo, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Mortgage300 Corporation
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Conventional | 1 | 0.2% | 100% | $425,000 | |
T2 Financial LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,925,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $265,000 | |
Purdue Federal Cu
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $605,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.43% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $205,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Forest Hills Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Forest Hills, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Forest Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Forest Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Forest Hills, MI
Use these to narrow the list above. Each category shows how many Forest Hills, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Forest Hills, MI
Independent mortgage companies closed 32.5 percent of home loans in Forest Hills, Michigan in 2025, banks 30.9 percent and credit unions 36.6 percent. Towne Mortgage Company was the largest mortgage company, Mercantile Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 163 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Forest Hills, MI
By home loans closed in 2025, Lake Michigan Credit Union was the largest mortgage lender in Forest Hills, Michigan with 163 loans, about 28.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Forest Hills, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 96.6 percent, against a 90.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Forest Hills, Michigan in 2025, led by Rocket Mortgage with 4. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 26 credit unions closed home loans in Forest Hills, Michigan in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Forest Hills, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Forest Hills, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Forest Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
