Webster, Massachusetts mortgage lenders include Cornerstone BankCornerstone Bank86 Worcester Rd, Webster, MA 01570A+5.0 ★Texas Ratio: 2.94%, Webster Five Cents Savings BankWebster Five Cents Savings Bank136 Thompson Rd, Webster, MA 01570A+5.0 ★Texas Ratio: 2.90%, Webster First Federal Credit UnionWebster First Federal Credit Union41 E Main St, Webster, MA 01570 2346A+5.0 ★Texas Ratio: 1.75%, BankesbBankesb770 Main St, Agawam, MA 01001, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Unibank For SavingsUnibank For Savings10 Cheney St, Blackstone, MA 01504A+5.0 ★Texas Ratio: 5.57%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, and Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Webster, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Webster are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Webster, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Webster 86 Worcester Rd, Webster, MA 01570 A+5.0 ★Texas Ratio: 2.94% |
Conventional, Jumbo | 13 | 4.4% | 92.9% | $330,384 | View |
|
136 Thompson Rd, Webster, MA 01570 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 11 | 3.7% | 64.7% | $160,454 | View |
|
41 E Main St, Webster, MA 01570 2346 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 9 | 3.1% | 69.2% | $228,333 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 3 +10 HELOCs |
1% | 100% | $271,666 | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 3 +8 HELOCs |
1% | 60% | $325,000 | |
|
10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional, HELOC | 3 +2 HELOCs |
1% | 100% | $301,666 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1% | 100% | $465,000 | View |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, FHA | 3 | 1% | 100% | $281,666 | View |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $330,000 | View |
|
2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 2 | 0.7% | 100% | $205,000 | View |
|
56 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 2 | 0.7% | 100% | $175,000 | View |
|
159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 2 | 0.7% | 100% | $145,000 | View |
|
18 Main St, Millbury, MA 01527 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 2 | 0.7% | 100% | $260,000 | View |
|
1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 2 | 0.7% | 100% | $230,000 | View |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $215,000 | |
|
93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $485,000 | View |
|
21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | View |
|
850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
|
489 BOSTON TPKE, SHREWSBURY, MA 01545 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
|
99 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
1500 Main Street, Springfield, MA 01115 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
|
656 Crescent St, Brockton, MA 02302 A5.0 ★Texas Ratio: 10.31% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
100 Macy St, Amesbury, MA 01913 4315 |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
|
38 Auburn St, Auburn, MA 01501 C4.0 ★Texas Ratio: 27.40% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
|
381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
|
35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
|
200 Concord St, Framingham, MA 01702 8306 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
|
107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
|
56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Drew Mortgage Associates, Inc
|
Conventional | 5 | 1.7% | 100% | $257,000 | |
Ross Mortgage Company
|
FHA | 2 | 0.7% | 100% | $440,000 | |
Msa Mortgage, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $500,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
FHA | 2 | 0.7% | 100% | $490,000 | View |
Salem Five Mortgage Company LLC
|
Conventional | 2 | 0.7% | 100% | $215,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.3% | 50% | $355,000 | |
Rocket Mortgage
|
Conventional, FHA | 30 | 10.2% | 75.6% | $285,666 | |
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 12 +1 HELOCs |
4.1% | 85.7% | $365,833 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 12 +1 HELOCs |
4.1% | 100% | $415,000 | |
Guild Mortgage Company
|
Conventional, FHA | 12 | 4.1% | 85.7% | $274,166 | |
loanDepot.com LLC
|
Conventional, FHA | 11 | 3.7% | 100% | $313,181 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 10 | 3.4% | 100% | $322,000 | |
Total Mortgage Services, LLC
|
Conventional, FHA | 9 | 3.1% | 90% | $263,888 | |
Nationstar Mortgage
|
Conventional, VA | 6 | 2% | 100% | $85,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 6 | 2% | 77.8% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, Jumbo | 5 | 1.7% | 100% | $533,000 | View |
Fairway Independent Mort Corp
|
Conventional | 5 | 1.7% | 100% | $411,000 | |
Guaranteed Rate, Inc.
|
FHA, HELOC | 4 +1 HELOCs |
1.4% | 100% | $392,500 | |
First Community Mortgage, Inc.
|
Conventional, FHA | 4 | 1.4% | 100% | $322,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 1.4% | 80% | $325,000 | |
Amerisave Mortgage Company
|
Conventional | 4 | 1.4% | 66.7% | $65,000 | |
EMM Loans LLC
|
Conventional, FHA, VA | 3 | 1% | 100% | $301,666 | |
Freedom Mortgage Corporation
|
Conventional, VA | 3 | 1% | 60% | $441,666 | |
Newrez LLC
|
Conventional, FHA | 3 | 1% | 100% | $331,666 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 3 | 1% | 100% | $418,333 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 3 | 1% | 100% | $438,333 | |
Mortgage Research Center
|
Conventional, VA | 3 | 1% | 100% | $321,666 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.7% | 40% | $360,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $345,000 | |
Amerant Mortgage LLC
|
Conventional | 2 | 0.7% | 100% | $305,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $405,000 | |
Navigant Credit Union
|
Conventional | 2 | 0.7% | 100% | $490,000 | |
Discover Bank
|
Conventional | 2 | 0.7% | 28.6% | $80,000 | |
Nfm, Inc
|
Conventional | 2 | 0.7% | 100% | $480,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.7% | 100% | $480,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 2 | 0.7% | 100% | $200,000 | View |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.7% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.7% | 100% | $400,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.7% | 100% | $450,000 | View |
|
A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $55,000 | View |
Semper Home Loans, Inc
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Originpoint, LLC
|
FHA | 1 | 0.3% | 100% | $535,000 | |
Primelending
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Nbkc Bank
|
FHA | 1 | 0.3% | 100% | $395,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.3% | 100% | $475,000 | |
Norwich Commercial Group Inc
|
VA | 1 | 0.3% | 100% | $465,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $545,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.3% | 100% | $475,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
Embrace Home Loans, Inc.
|
FHA | 1 | 0.3% | 100% | $445,000 | |
|
A5.0 ★Texas Ratio: 10.15% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Harborone Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $405,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
Pentagon Federal Credit Union
|
FHA | 1 | 0.3% | 50% | $365,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $325,000 | View |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 0.3% | 50% | $415,000 | |
Texana Bank
|
FHA | 1 | 0.3% | 100% | $345,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.3% | 100% | $385,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 50% | $375,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Signature Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Webster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Webster in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Webster, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60.7 percent of home loans in Webster, Massachusetts in 2025, banks 29.5 percent and credit unions 9.8 percent. Ross Mortgage Company was the largest mortgage company, Cornerstone Bank the largest bank and Webster First Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cornerstone Bank led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Cornerstone Bank was the largest mortgage lender in Webster, Massachusetts with 13 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Webster, Massachusetts in 2025, led by New American Funding, LLC. with 8. 13 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 18 credit unions closed home loans in Webster, Massachusetts in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Webster, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Webster, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Webster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.