Mortgage Lenders and Brokers in Upton, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Upton, Massachusetts mortgage lenders include Unibank For SavingsUnibank For Savings113 Main St, Upton, MA 01568A+5.0 ★Texas Ratio: 5.57%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, Milford Federal BankMilford Federal Bank67 Medway Rd, Milford, MA 01757A+5.0 ★Texas Ratio: 3.12%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Middlesex Savings BankMiddlesex Savings Bank279 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 1.23%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, Central One Federal Credit UnionCentral One Federal Credit Union63 Southbridge St, Auburn, MA 01501, and TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Upton, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Upton are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Upton, Massachusetts
Market share is the lender's share of all home loans closed in Upton, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Upton 113 Main St, Upton, MA 01568 A+5.0 ★Texas Ratio: 5.57% |
Conventional, HELOC | 20 +11 HELOCs |
14% | 95.2% | $291,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 6 | 4.2% | 100% | $673,333 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.1% | 75% | $535,000 | View |
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67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 3 | 2.1% | 100% | $315,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
1.4% | 50% | $450,000 | |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.4% | 66.7% | $740,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 66.7% | $485,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.7% | 50% | $325,000 | View |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 100% | $775,000 | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $205,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $345,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
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3 S Maple St, Bellingham, MA 02019 A-4.4 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 50% | $255,000 | View |
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493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.7% | 100% | $555,000 | View |
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489 BOSTON TPKE, SHREWSBURY, MA 01545 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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411 Pulaski Blvd, Bellingham, MA 02019 A4.7 ★Texas Ratio: 1.40% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
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1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
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105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
Conventional | 1 | 0.7% | 100% | $655,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 0.7% | 100% | $435,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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200 Concord St, Framingham, MA 01702 8306 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.7% | 100% | $465,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +15 HELOCs |
0% | 0% | View | |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bankesb
770 Main St, Agawam, MA 01001 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Radius Financial Group Inc
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Conventional, VA | 3 | 2.1% | 100% | $581,666 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, Jumbo | 10 | 7% | 90.9% | $501,000 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 6 +1 HELOCs |
4.2% | 100% | $578,333 | |
Guaranteed Rate, Inc.
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Conventional | 6 | 4.2% | 85.7% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
3.5% | 83.3% | $443,000 | View |
Fairway Independent Mort Corp
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Conventional | 5 | 3.5% | 100% | $619,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 2.1% | 100% | $555,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.1% | 100% | $558,333 | |
Movement Mortgage, LLC
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Conventional | 3 | 2.1% | 100% | $485,000 | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 3 | 2.1% | 100% | $755,000 | |
New American Funding, LLC.
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Conventional | 3 | 2.1% | 100% | $488,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 1.4% | 100% | $405,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.4% | 100% | $385,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 2 | 1.4% | 100% | $490,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 1.4% | 100% | $630,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1.4% | 100% | $605,000 | View |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 66.7% | $240,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $385,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Dart Bank
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Conventional | 1 | 0.7% | 100% | $595,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.7% | 100% | $665,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 50% | $545,000 | View |
Redwood Residential Acquisition Corporation
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Bay Equity LLC
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VA | 1 | 0.7% | 100% | $805,000 | |
Nfm, Inc
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Shoreham Bank
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.7% | 100% | $745,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 50% | $495,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.7% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 33.3% | $735,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $575,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $485,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $635,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Navigant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Upton Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Upton, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Upton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Upton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Upton, MA
Use these to narrow the list above. Each category shows how many Upton, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Upton, MA
Independent mortgage companies closed 49 percent of home loans in Upton, Massachusetts in 2025, banks 44.1 percent and credit unions 7 percent. Radius Financial Group Inc was the largest mortgage company, Unibank For Savings the largest bank and Digital Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Unibank For Savings led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Upton, MA
By home loans closed in 2025, Unibank For Savings was the largest mortgage lender in Upton, Massachusetts with 20 loans, about 14 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Upton, Massachusetts in 2025, led by Cmg Mortgage Inc with 1. 7 lenders closed VA loans, led by Radius Financial Group Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 12 credit unions closed home loans in Upton, Massachusetts in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Upton, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Upton, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Upton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
