Mortgage Lenders and Brokers in Saugus, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Saugus, Massachusetts mortgage lenders include Rockland Trust BankRockland Trust Bank317 Main St, Saugus, MA 01906A+5.0 ★Texas Ratio: 2.64%, M&T BankM&T Bank584 Broadway, Saugus, MA 01906A+5.0 ★Texas Ratio: 4.11%, Eastern BankEastern Bank466 Lincoln Ave, Saugus, MA 01906A+5.0 ★Texas Ratio: 2.61%, Bank of America NABank of America NA1093 Broadway, Saugus, MA 01906A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA180 B Main Street, Saugus, MA 01906A+5.0 ★Texas Ratio: 5.44%, Salem Five Cents Savings BankSalem Five Cents Savings Bank855 Broadway, Saugus, MA 01906A+5.0 ★Texas Ratio: 3.29%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, BankesbBankesb770 Main St, Agawam, MA 01001, and Metro Credit UnionMetro Credit Union1 Center Plz, Boston, MA 02108A+5.0 ★Texas Ratio: 5.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Saugus, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saugus are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Saugus, Massachusetts
Market share is the lender's share of all home loans closed in Saugus, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Saugus 317 Main St, Saugus, MA 01906 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 5 +11 HELOCs |
1.4% | 83.3% | $671,000 | View |
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1 office in Saugus 584 Broadway, Saugus, MA 01906 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
1.1% | 100% | $490,000 | View |
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2 offices in Saugus 466 Lincoln Ave, Saugus, MA 01906 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +45 HELOCs |
0.3% | 50% | $195,000 | View |
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1 office in Saugus 1093 Broadway, Saugus, MA 01906 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $385,000 | View |
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1 office in Saugus 291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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1 office in Saugus 180 B Main Street, Saugus, MA 01906 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +48 HELOCs |
0% | n/a | View | |
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1 office in Saugus 855 Broadway, Saugus, MA 01906 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA, Jumbo, HELOC | 13 +2 HELOCs |
3.5% | 92.9% | $522,692 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, FHA, HELOC | 11 +3 HELOCs |
3% | 100% | $295,000 | |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, FHA, HELOC | 9 +6 HELOCs |
2.4% | 90% | $416,111 | View |
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509 Main St, Saugus, MA 01906 3157 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 6 | 1.6% | 77.8% | $95,000 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 5 | 1.4% | 100% | $529,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 4 | 1.1% | 66.7% | $380,000 | View |
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300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 3 | 0.8% | 100% | $261,666 | View |
RiverWorks Credit Union
256 Freeport St, Dorchester, MA 02122 2845 |
Conventional | 3 | 0.8% | 100% | $461,666 | |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, Jumbo | 3 | 0.8% | 100% | $695,000 | View |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $280,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $270,000 | |
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493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 2 | 0.5% | 100% | $325,000 | View |
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389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 2 | 0.5% | 100% | $345,000 | View |
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120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 0.5% | 100% | $560,000 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 2 | 0.5% | 100% | $385,000 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 2 | 0.5% | 66.7% | $640,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $445,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $545,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
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One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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1 Andrew St, Lynn, MA 01901 1101 |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.3% | 100% | $65,000 | |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 33.3% | $505,000 | View |
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105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Fed Mortgage Corp.
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Conventional, FHA | 11 | 3% | 100% | $617,727 | |
Msa Mortgage, LLC
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Conventional, FHA | 9 | 2.4% | 75% | $583,888 | |
Salem Five Mortgage Company LLC
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Conventional, VA | 5 | 1.4% | 100% | $481,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.5% | 100% | $495,000 | View |
Enterprise Bank and Trust Company
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Members Mortgage Company Inc
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 37 | 10.1% | 82.2% | $407,162 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 29 +2 HELOCs |
7.9% | 96.8% | $540,172 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo, HELOC | 24 +2 HELOCs |
6.5% | 85.7% | $607,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
5.4% | 90.9% | $628,500 | |
Movement Mortgage, LLC
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Conventional, VA | 10 | 2.7% | 100% | $612,000 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 8 | 2.2% | 61.5% | $432,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.4% | 55.6% | $353,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 5 +1 HELOCs |
1.4% | 100% | $293,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 5 | 1.4% | 55.6% | $619,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.4% | 83.3% | $587,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 5 | 1.4% | 100% | $427,000 | View |
Total Mortgage Services, LLC
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Conventional | 5 | 1.4% | 100% | $505,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $362,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.1% | 44.4% | $222,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.8% | 83.3% | $568,333 | |
American Financial Network, Inc.
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Conventional, VA | 3 | 0.8% | 100% | $648,333 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional | 3 | 0.8% | 100% | $495,000 | View |
Nfm, Inc
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Conventional | 3 | 0.8% | 100% | $438,333 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.8% | 75% | $508,333 | View |
Fairway Independent Mort Corp
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Conventional | 3 | 0.8% | 100% | $498,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.5% | 100% | $450,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.5% | 28.6% | $265,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 50% | $95,000 | |
Keystone Funding, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $490,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.5% | 100% | $675,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.5% | 100% | $735,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $635,000 | |
Mission Loans, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $445,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 50% | $425,000 | View |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 100% | $625,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $525,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $635,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 50% | $125,000 | View |
Valon Mortgage
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 50% | $515,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 14.3% | $75,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Bay Equity LLC
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FHA | 1 | 0.3% | 100% | $505,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $755,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.3% | 100% | $635,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $285,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Shoreham Bank
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $455,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $535,000 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 100% | $535,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
Webster Bank, N.A.
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Conventional | 1 | 0.3% | 50% | $585,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $665,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $735,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 33.3% |
Saugus Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Saugus, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Saugus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saugus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Saugus, MA
Use these to narrow the list above. Each category shows how many Saugus, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Saugus, MA
Independent mortgage companies closed 63.9 percent of home loans in Saugus, Massachusetts in 2025, banks 24.2 percent and credit unions 12 percent. New Fed Mortgage Corp. was the largest mortgage company, Rockland Trust Bank the largest bank and Metro Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Saugus, MA
By home loans closed in 2025, Rockland Trust Bank was the largest mortgage lender in Saugus, Massachusetts with 5 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Saugus, Massachusetts in 2025, led by United Wholesale Mortgage with 4. 14 lenders closed VA loans, led by Guaranteed Rate, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 17 credit unions closed home loans in Saugus, Massachusetts in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Saugus, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saugus, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saugus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
