Mortgage Lenders and Brokers in Gloucester, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gloucester, Massachusetts mortgage lenders include Cape Ann Savings BankCape Ann Savings BankLeslie O Johnson Road, Gloucester, MA 01930A+5.0 ★Texas Ratio: 2.00%, BankGloucesterBankGloucester160 Main St, Gloucester, MA 01930C-3.7 ★Texas Ratio: 30.61%, Citizens Bank, NACitizens Bank, NA147 Main St, Gloucester, MA 01930A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank2 Harbor Loop, Gloucester, MA 01930A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA233 Main St, Gloucester, MA 01930A+5.0 ★Texas Ratio: 3.68%, Beacon Bank & TrustBeacon Bank & Trust207 Main St, Gloucester, MA 01930A+5.0 ★Texas Ratio: 5.36%, Institution For SavingsInstitution For Savings4 Parker St, Gloucester, MA 01930A+5.0 ★Texas Ratio: 0.22%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Everett Co-Operative BankEverett Co-Operative Bank419 Broadway, Everett, MA 02149A+5.0 ★Texas Ratio: 0.89%, and Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gloucester, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gloucester are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gloucester, Massachusetts
Market share is the lender's share of all home loans closed in Gloucester, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Leslie O Johnson Road, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 2.00% |
Conventional, Jumbo | 62 | 18.9% | 90.3% | $543,387 | View |
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160 Main St, Gloucester, MA 01930 C-3.7 ★Texas Ratio: 30.61% |
Conventional | 9 | 2.7% | 100% | $596,111 | View |
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1 office in Gloucester 147 Main St, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 6 +37 HELOCs |
1.8% | 85.7% | $605,000 | View |
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1 office in Gloucester 2 Harbor Loop, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +13 HELOCs |
1.2% | 66.7% | $145,000 | View |
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1 office in Gloucester 233 Main St, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1.2% | 100% | $1,142,500 | View |
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1 office in Gloucester 207 Main St, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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4 Parker St, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 14 | 4.3% | 87.5% | $381,428 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 9 +1 HELOCs |
2.7% | 100% | $546,111 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 4 | 1.2% | 100% | $3,085,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.9% | 100% | $1,088,333 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.9% | 100% | $751,666 | |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.9% | 100% | $1,398,333 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional, Jumbo | 3 | 0.9% | 100% | $935,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 3 | 0.9% | 100% | $298,333 | View |
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250 maple st, lynn, MA 01904 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 2 | 0.6% | 100% | $45,000 | View |
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493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,550,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 2 | 0.6% | 40% | $310,000 | |
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40 Friend St, Amesbury, MA 01913 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 2 | 0.6% | 100% | $485,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 0.6% | 100% | $410,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $515,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $165,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $155,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $35,000 | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $405,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $55,000 | View |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $625,000 | View |
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One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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243 Broadway, Methuen, MA 01844 A5.0 ★Texas Ratio: 8.44% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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91 Pleasant St, Marblehead, MA 01945 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
RiverWorks Credit Union
256 Freeport St, Dorchester, MA 02122 2845 |
Conventional | 1 | 0.3% | 100% | $395,000 | |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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980 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +17 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, FHA, Jumbo | 10 | 3% | 62.5% | $503,000 | |
New Fed Mortgage Corp.
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Conventional | 3 | 0.9% | 100% | $678,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 0.9% | 100% | $618,333 | View |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $565,000 | View |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.6% | 100% | $400,000 | |
Ross Mortgage Company
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Msa Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Members Mortgage Company Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.3% | 100% | $545,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 40 +1 HELOCs |
12.2% | 100% | $490,500 | |
Rocket Mortgage
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Conventional, VA | 14 | 4.3% | 71.4% | $329,285 | |
Movement Mortgage, LLC
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Conventional | 9 | 2.7% | 90% | $538,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 8 | 2.4% | 100% | $558,750 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 7 +2 HELOCs |
2.1% | 87.5% | $383,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 2.1% | 77.8% | $530,714 | |
loanDepot.com LLC
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Conventional, VA | 7 | 2.1% | 58.3% | $185,000 | |
Republic State Mortgage Company
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Conventional | 4 | 1.2% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.2% | 66.7% | $430,000 | |
EMM Loans LLC
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Conventional, VA | 3 | 0.9% | 100% | $531,666 | |
Total Mortgage Services, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 75% | $205,000 | View |
Navy Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $275,000 | |
Bar Harbor Bank & Trust
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Conventional | 2 | 0.6% | 100% | $395,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.6% | 75% | $510,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.6% | 100% | $125,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 18.2% | $155,000 | |
Harborone Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $510,000 | |
Member Advantage Mortgage
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Conventional | 2 | 0.6% | 75% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $345,000 | View |
Service Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $455,000 | |
First Community Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.3% | 50% | $2,515,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 50% | $945,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $785,000 | |
Newrez LLC
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VA | 1 | 0.3% | 100% | $455,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
PFN Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $65,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $675,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $325,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Mid-Island Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $675,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.3% | 100% | $915,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Webster Bank, N.A.
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Conventional | 1 | 0.3% | 100% | $815,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Gloucester Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gloucester, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Gloucester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gloucester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gloucester, MA
Use these to narrow the list above. Each category shows how many Gloucester, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Gloucester, MA
Independent mortgage companies closed 43.6 percent of home loans in Gloucester, Massachusetts in 2025, banks 52.1 percent and credit unions 4.3 percent. New Fed Mortgage Corp. was the largest mortgage company, Cape Ann Savings Bank the largest bank and Brightbridge Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cape Ann Savings Bank led with 62 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gloucester, MA
By home loans closed in 2025, Cape Ann Savings Bank was the largest mortgage lender in Gloucester, Massachusetts with 62 loans, about 18.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Gloucester, Massachusetts, Cape Ann Savings Bank approved the highest share of completed applications in 2025 at 90.3 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Gloucester, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 2. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 13 credit unions closed home loans in Gloucester, Massachusetts in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gloucester, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gloucester, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gloucester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
