East Harwich, Massachusetts mortgage lenders include Citizens Bank, NACitizens Bank, NA111 Route 137, East Harwich, MA 02645A+5.0 ★Texas Ratio: 5.44%, Cape & Coast BankCape & Coast Bank1470 Orleans Rd, East Harwich, MA 02645A5.0 ★Texas Ratio: 8.54%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank129 Route 137, East Harwich, MA 02645A+5.0 ★Texas Ratio: 3.37%, First Citizens' Federal Credit UnionFirst Citizens' Federal Credit Union396 Onset Ave, East Wareham, MA 02538A+5.0 ★Texas Ratio: 2.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Country Bank for SavingsCountry Bank for Savings21 N Main St, Belchertown, MA 01007A5.0 ★Texas Ratio: 6.28%, and Monson Savings BankMonson Savings Bank61 N Main St, East Longmeadow, MA 01028A+5.0 ★Texas Ratio: 1.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Harwich, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Harwich are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in East Harwich, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in East Harwich 111 Route 137, East Harwich, MA 02645 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +17 HELOCs |
2.1% | 100% | $160,000 | View |
|
1 office in East Harwich 1470 Orleans Rd, East Harwich, MA 02645 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 1% | 100% | $575,000 | View |
|
129 Route 137, East Harwich, MA 02645 A+5.0 ★Texas Ratio: 3.37% |
Conventional, Jumbo, HELOC | 24 +42 HELOCs |
24.7% | 92.6% | $448,750 | View |
|
396 Onset Ave, East Wareham, MA 02538 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 4 | 4.1% | 80% | $207,500 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 3.1% | 100% | $595,000 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 2.1% | 100% | $350,000 | View |
|
381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +7 HELOCs |
1% | 100% | $205,000 | View |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
1% | 100% | $225,000 | View |
|
21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional | 1 | 1% | 100% | $255,000 | View |
|
61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 1% | 100% | $525,000 | View |
|
411 Pulaski Blvd, Bellingham, MA 02019 A4.7 ★Texas Ratio: 1.40% |
Conventional | 1 | 1% | 100% | $625,000 | View |
|
1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 1% | 100% | $505,000 | View |
|
108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional, Jumbo | 1 | 1% | 100% | $1,195,000 | View |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 1% | 100% | $245,000 | View |
|
125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $445,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 1% | 100% | $405,000 | |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo | 1 | 1% | 100% | $1,975,000 | View |
|
540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98% |
Conventional, Jumbo | 1 | 1% | 100% | $1,105,000 | View |
|
245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1% | 100% | $585,000 | View |
|
93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 1% | 100% | $485,000 | |
New Fed Mortgage Corp.
|
Conventional | 1 | 1% | 100% | $635,000 | |
Harborone Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 8 | 8.2% | 80% | $265,000 | |
United Wholesale Mortgage
|
Conventional | 3 | 3.1% | 100% | $651,666 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 2.1% | 100% | $660,000 | |
Newrez LLC
|
FHA | 2 | 2.1% | 100% | $400,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 2.1% | 100% | $590,000 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 2 | 2.1% | 100% | $1,105,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 2.1% | 100% | $460,000 | View |
Better Mortgage Corporation
|
Conventional | 2 | 2.1% | 100% | $515,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 2.1% | 100% | $450,000 | |
Mutual of Omaha Mortgage
|
VA | 2 | 2.1% | 100% | $540,000 | |
Equity Resources Inc
|
Conventional | 1 | 1% | 100% | $385,000 | |
American Eagle FCU
|
Conventional | 1 | 1% | 100% | $205,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $405,000 | |
Cazle Mortgage, Inc.
|
Conventional | 1 | 1% | 100% | $185,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 1% | 100% | $405,000 | |
Primelending
|
Conventional | 1 | 1% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1% | 100% | $855,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1% | 50% | $345,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 1% | 100% | $525,000 | |
Amerant Mortgage LLC
|
Conventional | 1 | 1% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 1% | 100% | $755,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 1% | 100% | $345,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 1% | 100% | $665,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $125,000 | |
Mid-Island Mortgage Corp.
|
Conventional | 1 | 1% | 100% | $195,000 | |
Lower, LLC
|
FHA | 1 | 1% | 100% | $495,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1% | 100% | $795,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 1% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 1% | 100% | $885,000 | View |
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate Affinity, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navigant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in East Harwich? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Harwich in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many East Harwich, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 39.2 percent of home loans in East Harwich, Massachusetts in 2025, banks 53.6 percent and credit unions 7.2 percent. Mortgage Equity Partners LLC was the largest mortgage company, Citizens Bank, NA the largest bank and First Citizens' Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cape & Coast Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in East Harwich, Massachusetts with 2 loans, about 2.1 percent of the market. The largest lender headquartered in Massachusetts was Cape & Coast Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in East Harwich, Massachusetts in 2025, led by Newrez LLC with 2. 1 lenders closed VA loans, led by Mutual of Omaha Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 8 credit unions closed home loans in East Harwich, Massachusetts in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Harwich, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Harwich, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Harwich. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.