☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Massachusetts / Bridgewater Town

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Bridgewater Town, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bridgewater Town, Massachusetts mortgage lenders include Bluestone BankBluestone Bank5 Scotland Blvd, Bridgewater, MA 02324A5.0 ★Texas Ratio: 9.41%, Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, Mechanics Cooperative BankMechanics Cooperative Bank72 Main St, Bridgewater, MA 02324A+5.0 ★Texas Ratio: 0.21%, Brightbridge Credit UnionBrightbridge Credit Union100 Macy St, Amesbury, MA 01913 4315, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Sharon & Crescent United Credit UnionSharon & Crescent United Credit Union115 Commercial St, Brockton, MA 02302A+5.0 ★Texas Ratio: 2.19%, Bristol County Savings BankBristol County Savings Bank1 Blue Pride Way, Attleboro, MA 02703A+5.0 ★Texas Ratio: 3.37%, Bank of EastonBank of Easton275 Washington St, North Easton, MA 02356A+5.0 ★Texas Ratio: 0.01%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bridgewater Town, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bridgewater Town are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bridgewater Town, Massachusetts

Market share is the lender's share of all home loans closed in Bridgewater Town, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bluestone Bank 5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41%	Conventional	22	5.9%	100%	$268,636	View
Rockland Trust Bank 381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	7 +25 HELOCs	1.9%	70%	$385,000	View
Mechanics Cooperative Bank 72 Main St, Bridgewater, MA 02324 A+5.0 ★Texas Ratio: 0.21%	Conventional	6	1.6%	100%	$231,666	View
Brightbridge Credit Union 100 Macy St, Amesbury, MA 01913 4315	Conventional, HELOC	5 +6 HELOCs	1.3%	83.3%	$155,000	View
Leader Bank NA 1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo, HELOC	5 +2 HELOCs	1.3%	100%	$637,000	View
Citizens Bank, NA 375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	3 +39 HELOCs	0.8%	100%	$585,000	View
Sharon & Crescent United Credit Union 115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19%	Conventional	3	0.8%	100%	$271,666	View
Bristol County Savings Bank 1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37%	Conventional	3	0.8%	100%	$458,333	View
Bank of Easton 275 Washington St, North Easton, MA 02356 A+5.0 ★Texas Ratio: 0.01%	Conventional	3	0.8%	100%	$121,666	View
JPMorgan Chase Bank, NA 291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	2 +1 HELOCs	0.5%	100%	$465,000	View
Baycoast Mortgage Company, LLC 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	Conventional	2	0.5%	100%	$370,000	View
M&T Bank 806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.5%	100%	$495,000	View
Somerset Federal Credit Union 740 County St, Somerset, MA 02726 A+5.0 ★Texas Ratio: 1.02%	Conventional	2	0.5%	100%	$315,000	View
Taunton Federal Credit Union 112 Main St, Acushnet, MA 02743 A+5.0 ★Texas Ratio: 4.22%	Conventional	2	0.5%	100%	$680,000	View
Fall River Five Cents Savings 136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62%	FHA, VA	2	0.5%	66.7%	$605,000	View
Eastern Bank 660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61%	Conventional, HELOC	1 +17 HELOCs	0.3%	100%	$355,000	View
Rockland Federal Credit Union 200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09%	Conventional, HELOC	1 +3 HELOCs	0.3%	50%	$335,000	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$625,000
Cape Cod Five Cents Savings Bank 2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37%	Conventional	1	0.3%	100%	$355,000	View
Middlesex Savings Bank 279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23%	Conventional	1	0.3%	100%	$765,000	View
Boston Firefighters CU 60 Hallet St, Dorchester, MA 02124 5408	Conventional	1	0.3%	100%	$405,000
Coastal Heritage Bank 744 Broad St, East Weymouth, MA 02189 A5.0 ★Texas Ratio: 10.65%	Conventional	1	0.3%	100%	$395,000	View
Cornerstone Bank 52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94%	Conventional	1	0.3%	100%	$225,000	View
Wells Fargo Bank NA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.3%	50%	$365,000	View
Digital Federal Credit Union 100 Powdermill Rd, Acton, MA 01720	Conventional	1	0.3%	33.3%	$365,000
Adams Community Bank 93 Park St, Adams, MA 01220 A+5.0 ★Texas Ratio: 3.06%	Conventional	1	0.3%	100%	$655,000	View
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional	1	0.3%	50%	$415,000	View
Cape & Coast Bank 1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54%	Conventional	1	0.3%	100%	$315,000	View
Dedham Institution For Savings 100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91%	Conventional	1	0.3%	100%	$405,000	View
Bank of America NA 93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +5 HELOCs	0%	n/a		View
Hanscom Federal Credit Union 325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62%	HELOC	0 +4 HELOCs	0%	n/a		View
TD Bank 408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71%	HELOC	0 +3 HELOCs	0%	n/a		View
Country Bank for Savings 21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Central One Federal Credit Union 63 Southbridge St, Auburn, MA 01501	HELOC	0 +1 HELOCs	0%	n/a
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Baycoast Bank 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	HELOC	0 +1 HELOCs	0%	n/a		View
Radius Financial Group Inc	Conventional, FHA	11	3%	100%	$594,090
Mortgage Equity Partners LLC	Conventional, FHA, VA	5	1.3%	100%	$603,000
Fall River Municipal Credit Un	Conventional	3	0.8%	100%	$115,000
New Fed Mortgage Corp.	Conventional	3	0.8%	100%	$415,000
Salem Five Mortgage Company LLC	Conventional	2	0.5%	100%	$525,000
St. Anne'S Credit Union of Fal	Conventional	2	0.5%	100%	$370,000
Msa Mortgage, LLC	Conventional	1	0.3%	50%	$785,000
Harborone Bank	HELOC	0 +15 HELOCs	0%	n/a
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA	42	11.3%	86%	$348,333
loanDepot.com LLC	Conventional, FHA, VA, HELOC	25 +1 HELOCs	6.7%	93.1%	$371,400
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	18 +1 HELOCs	4.9%	94.7%	$425,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	17 +2 HELOCs	4.6%	100%	$558,529
Harborone Mortgage, LLC	Conventional, FHA	13	3.5%	86.7%	$455,769
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	11 +2 HELOCs	3%	100%	$475,909	View
Total Mortgage Services, LLC	Conventional, FHA	10	2.7%	100%	$437,000
Fairway Independent Mort Corp	Conventional, FHA	10	2.7%	90.9%	$432,000
Pennymac Loan Services LLC	Conventional, FHA, VA	8	2.2%	100%	$446,250
Guild Mortgage Company	Conventional, FHA, VA	8	2.2%	80%	$446,250
Guaranteed Rate, Inc.	Conventional, FHA	7	1.9%	100%	$386,428
Nationstar Mortgage	Conventional, FHA	7	1.9%	80%	$127,857
Freedom Mortgage Corporation	Conventional, FHA, VA	6	1.6%	100%	$518,333
Newrez LLC	Conventional	6	1.6%	77.8%	$225,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	5	1.3%	100%	$317,000
New American Funding, LLC.	Conventional, FHA, VA	5	1.3%	83.3%	$583,000
Navy Federal Credit Union	Conventional, VA, HELOC	4 +3 HELOCs	1.1%	80%	$442,500
Amerisave Mortgage Company	Conventional, FHA	3	0.8%	60%	$418,333
First Home Mortgage	Conventional, FHA	3	0.8%	100%	$578,333
Mutual of Omaha Mortgage	Conventional	3	0.8%	100%	$415,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	3	0.8%	100%	$611,666	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	2 +2 HELOCs	0.5%	66.7%	$105,000	View
American Financial Resources LLC	Conventional, FHA	2	0.5%	100%	$440,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.5%	50%	$110,000
Movement Mortgage, LLC	Conventional, FHA	2	0.5%	66.7%	$475,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.5%	100%	$410,000	View
Nations Direct Mortgage, LLC	Conventional	2	0.5%	100%	$395,000
Spring Eq, LLC	Conventional, HELOC	1 +1 HELOCs	0.3%	20%	$65,000
Arc Home LLC	Conventional	1	0.3%	100%	$605,000
EMM Loans LLC	Conventional	1	0.3%	100%	$285,000
Semper Home Loans, Inc	FHA	1	0.3%	100%	$575,000
Cornerstone First Mortgage, LLC	FHA	1	0.3%	100%	$445,000
First Community Mortgage, Inc.	FHA	1	0.3%	100%	$455,000
Primelending	VA	1	0.3%	100%	$475,000
Primary Residential Mortgage, INC.	Conventional	1	0.3%	100%	$235,000
Sage Home Loans Corporation	Conventional	1	0.3%	100%	$515,000
Envoy Mortgage, Ltd	Conventional	1	0.3%	100%	$495,000
Nbkc Bank	Conventional	1	0.3%	100%	$535,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.3%	100%	$805,000
Assurance Financial Group, L.L.C.	FHA	1	0.3%	100%	$825,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.3%	100%	$565,000	View
Discover Bank	Conventional	1	0.3%	9.1%	$155,000
Bay Equity LLC	FHA	1	0.3%	100%	$365,000
American Heritage Lending, LLC	Conventional	1	0.3%	100%	$225,000
Nfm, Inc	Conventional	1	0.3%	100%	$545,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.3%	100%	$575,000	View
Embrace Home Loans, Inc.	VA	1	0.3%	100%	$685,000
Lendsure Mortgage Corp.	Conventional	1	0.3%	100%	$645,000
Evolve Bank & Trust	Conventional	1	0.3%	100%	$455,000
Mortgage Research Center	VA	1	0.3%	100%	$585,000
Tjc Mortgage Inc	Conventional	1	0.3%	100%	$485,000
Keystone Funding, Inc	Conventional	1	0.3%	100%	$395,000
Prosperity Home Mortgage, LLC	Conventional	1	0.3%	100%	$545,000
Farm Credit East ACA	Conventional	1	0.3%	100%	$765,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0.3%	100%	$615,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.3%	100%	$515,000	View
Mld Mortgage, Inc.Dba the Money Store	FHA	1	0.3%	100%	$585,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.3%	100%	$505,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.3%	50%	$265,000	View
Westerly Community Credit Union	Conventional	1	0.3%	100%	$195,000
Top Flite Financial, Inc.	FHA	1	0.3%	50%	$475,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.3%	100%	$325,000
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Webster Bank, N.A.	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Bridgewater Town Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bridgewater Town, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Bridgewater Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bridgewater Town in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bridgewater Town, MA

Use these to narrow the list above. Each category shows how many Bridgewater Town, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 53 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 44 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 31 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 17 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 38 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Bridgewater Town, MA

Independent mortgage companies closed 66.6 percent of home loans in Bridgewater Town, Massachusetts in 2025, banks 26.7 percent and credit unions 6.7 percent. Radius Financial Group Inc was the largest mortgage company, Bluestone Bank the largest bank and Brightbridge Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Bluestone Bank led with 22 loans.

66.6%

Mortgage companies

26.7%

Banks

6.7%

Credit unions

15%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

All Massachusetts lenders 613 lenders Boston 302 lenders Springfield 168 lenders Worcester 199 lenders Brockton 139 lenders Haverhill 157 lenders Lowell 160 lenders New Bedford 118 lenders Newton 152 lenders Taunton 147 lenders Lynn 135 lenders Quincy 150 lenders Fall River 122 lenders

Frequently Asked Questions About Mortgage Lenders in Bridgewater Town, MA

Who is the largest mortgage lender in Bridgewater Town, MA?

By home loans closed in 2025, Bluestone Bank was the largest mortgage lender in Bridgewater Town, Massachusetts with 22 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bridgewater Town, MA mortgage lenders offer FHA, VA and USDA loans?

31 lenders closed FHA loans in Bridgewater Town, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 6. 17 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bridgewater Town, MA lender list?

Yes. 44 banks and 18 credit unions closed home loans in Bridgewater Town, Massachusetts in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bridgewater Town, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bridgewater Town, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bridgewater Town, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bridgewater Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.