Mortgage Lenders and Brokers in Boxford, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Boxford, Massachusetts mortgage lenders include Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Institution For SavingsInstitution For Savings7 Elm Street, Boxford, MA 01921A+5.0 ★Texas Ratio: 0.22%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Cambridge Savings BankCambridge Savings Bank188 Massachusetts Ave, Arlington, MA 02474A5.0 ★Texas Ratio: 9.52%, Winchester Savings BankWinchester Savings Bank188 Medford St, Arlington, MA 02474A+5.0 ★Texas Ratio: 1.57%, and Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Boxford, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boxford are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Boxford, Massachusetts
Market share is the lender's share of all home loans closed in Boxford, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 10 +3 HELOCs |
7% | 100% | $830,000 | View |
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7 Elm Street, Boxford, MA 01921 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 7 | 4.9% | 87.5% | $747,857 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 4 +2 HELOCs |
2.8% | 100% | $52,500 | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +7 HELOCs |
2.1% | 75% | $768,333 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.1% | 100% | $1,171,666 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +15 HELOCs |
1.4% | 66.7% | $455,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.4% | 100% | $980,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $660,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional, Jumbo | 2 | 1.4% | 100% | $490,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +12 HELOCs |
0.7% | 100% | $905,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +11 HELOCs |
0.7% | 33.3% | $135,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $755,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $335,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $35,000 | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,465,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.7% | 50% | $655,000 | View |
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1 Andrew St, Lynn, MA 01901 1101 |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
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2 Park St, Adams, MA 01220 A5.0 ★Texas Ratio: 7.93% |
Conventional | 1 | 0.7% | 100% | $725,000 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,115,000 | View |
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15 Martin St, Essex, MA 01929 C-3.7 ★Texas Ratio: 30.61% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,705,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
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40 Friend St, Amesbury, MA 01913 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 1 | 0.7% | 100% | $675,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,925,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 50% | $235,000 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.7% | 100% | $775,000 | View |
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100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 1 | 0.7% | 100% | $715,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 Macy St, Amesbury, MA 01913 4315 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Msa Mortgage, LLC
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Conventional, Jumbo | 2 | 1.4% | 100% | $1,220,000 | |
Salem Five Mortgage Company LLC
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Conventional | 2 | 1.4% | 100% | $605,000 | |
Enterprise Bank and Trust Company
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Conventional, Jumbo | 1 | 0.7% | 100% | $985,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.7% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 0.7% | 100% | $705,000 | View |
Mit Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.7% | 100% | $505,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 11 | 7.7% | 84.6% | $685,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 10 | 7% | 100% | $758,000 | |
Rocket Mortgage
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Conventional, Jumbo | 7 | 4.9% | 100% | $509,285 | |
loanDepot.com LLC
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Conventional, HELOC | 5 +1 HELOCs |
3.5% | 100% | $511,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 5 | 3.5% | 100% | $987,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 2.8% | 80% | $727,500 | |
Guild Mortgage Company
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Conventional | 4 | 2.8% | 100% | $632,500 | |
Toll Brothers Mortgage Company
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Conventional | 3 | 2.1% | 100% | $371,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.4% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 2 | 1.4% | 100% | $795,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 1.4% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 2 | 1.4% | 100% | $680,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 1.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,375,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $915,000 | |
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A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
Greenstate Credit Union
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,155,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.7% | 50% | $465,000 | |
Newrez LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,025,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.7% | 50% | $765,000 | |
American Financing Corporation
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Conventional | 1 | 0.7% | 100% | $465,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.7% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $745,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.7% | 50% | $405,000 | |
Summit Funding.Inc
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,005,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $785,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $775,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $605,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $605,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Webster Bank, N.A.
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Conventional | 1 | 0.7% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Boxford Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Boxford, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Boxford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boxford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Boxford, MA
Use these to narrow the list above. Each category shows how many Boxford, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Boxford, MA
Independent mortgage companies closed 49.3 percent of home loans in Boxford, Massachusetts in 2025, banks 40.1 percent and credit unions 10.6 percent. Msa Mortgage, LLC was the largest mortgage company, Leader Bank NA the largest bank and Digital Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Leader Bank NA led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Boxford, MA
By home loans closed in 2025, Leader Bank NA was the largest mortgage lender in Boxford, Massachusetts with 10 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Boxford, Massachusetts in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 13 credit unions closed home loans in Boxford, Massachusetts in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Boxford, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boxford, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boxford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
