Mortgage Lenders and Brokers in Andover, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Andover, Massachusetts mortgage lenders include TD BankTD Bank27 Main St # 61, Andover, MA 01810A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA23 Main St, Andover, MA 01810A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA209 N Main St, Andover, MA 01810A+5.0 ★Texas Ratio: 5.44%, Rockland Trust BankRockland Trust Bank8 High St, Andover, MA 01810A+5.0 ★Texas Ratio: 2.64%, M&T BankM&T Bank16 N Main St, Andover, MA 01810A+5.0 ★Texas Ratio: 4.11%, Eastern BankEastern Bank15 Elm St, Andover, MA 01810A+5.0 ★Texas Ratio: 2.61%, Reading Cooperative BankReading Cooperative Bank18 20 Central St, Andover, MA 01810A4.5 ★Texas Ratio: 0.72%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, and Cornerstone BankCornerstone Bank52 Main St, Ashburnham, MA 01430A+5.0 ★Texas Ratio: 2.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Andover, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Andover are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Andover, Massachusetts
Market share is the lender's share of all home loans closed in Andover, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Andover 27 Main St # 61, Andover, MA 01810 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 6 +7 HELOCs |
2.1% | 85.7% | $935,000 | View |
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1 office in Andover 23 Main St, Andover, MA 01810 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +16 HELOCs |
1.4% | 100% | $1,080,000 | View |
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1 office in Andover 209 N Main St, Andover, MA 01810 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +40 HELOCs |
1.1% | 100% | $455,000 | View |
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1 office in Andover 8 High St, Andover, MA 01810 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 100% | $241,666 | View |
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1 office in Andover 16 N Main St, Andover, MA 01810 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.1% | 100% | $1,198,333 | View |
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1 office in Andover 15 Elm St, Andover, MA 01810 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +14 HELOCs |
0.4% | 50% | $285,000 | View |
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1 office in Andover 18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 8 +4 HELOCs |
2.8% | 100% | $646,250 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
2.1% | 100% | $668,333 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional, Jumbo | 5 | 1.8% | 100% | $267,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, Jumbo | 4 | 1.4% | 100% | $1,025,000 | View |
Digital Federal Credit Union
209 N Main St, Andover, MA 01810 3116 |
Conventional, HELOC | 3 +9 HELOCs |
1.1% | 75% | $191,666 | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 100% | $728,333 | View |
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362 Lowell St, Andover, MA 01810 4400 |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $448,333 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 3 | 1.1% | 100% | $385,000 | |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 3 | 1.1% | 75% | $655,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 3 | 1.1% | 100% | $185,000 | |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,605,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 2 | 0.7% | 100% | $610,000 | View |
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40 Friend St, Amesbury, MA 01913 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 2 | 0.7% | 66.7% | $715,000 | View |
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700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,065,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 0.7% | 100% | $865,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,035,000 | View |
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100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 2 | 0.7% | 100% | $440,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $75,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $635,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,245,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.4% | 100% | $775,000 | View |
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100 Broadway Rd, Dracut, MA 01826 A+5.0 ★Texas Ratio: 2.37% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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1 Andrew St, Lynn, MA 01901 1101 |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,415,000 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional | 1 | 0.4% | 100% | $685,000 | View |
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284 Merrimack St, Methuen, MA 01844 A+5.0 ★Texas Ratio: 1.95% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,285,000 | View |
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389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
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1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,305,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional, Jumbo | 1 | 0.4% | 100% | $785,000 | View |
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68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,065,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 9 | 3.2% | 90% | $683,888 | |
Radius Financial Group Inc
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Conventional | 3 | 1.1% | 100% | $561,666 | |
Enterprise Bank and Trust Company
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Conventional | 1 | 0.4% | 100% | $755,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
Members Mortgage Company Inc
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 20 | 7% | 95.5% | $749,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 18 | 6.3% | 100% | $588,888 | |
Rocket Mortgage
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Conventional, Jumbo | 16 | 5.6% | 80% | $466,875 | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 12 | 4.2% | 100% | $556,666 | |
United Wholesale Mortgage
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Conventional, FHA | 9 | 3.2% | 83.3% | $617,222 | |
Total Mortgage Services, LLC
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Conventional, FHA | 8 | 2.8% | 100% | $463,750 | |
Movement Mortgage, LLC
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Conventional, Jumbo, HELOC | 6 +1 HELOCs |
2.1% | 100% | $718,333 | |
Alliant Credit Union
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Conventional, Jumbo | 4 | 1.4% | 100% | $860,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 4 | 1.4% | 100% | $677,500 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.4% | 80% | $547,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.4% | 80% | $270,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
1.1% | 100% | $838,333 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $371,666 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 1.1% | 100% | $485,000 | View |
William Raveis Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $365,000 | |
Mortgage Research Center
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VA | 3 | 1.1% | 100% | $705,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 3 | 1.1% | 100% | $565,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 1.1% | 100% | $1,851,666 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.7% | 75% | $1,090,000 | View |
EMM Loans LLC
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Conventional | 2 | 0.7% | 100% | $480,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.7% | 100% | $370,000 | |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,555,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.7% | 66.7% | $475,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $405,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.7% | 100% | $685,000 | View |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 0.7% | 100% | $910,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.7% | 100% | $600,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $805,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $685,000 | |
Service Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $585,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,225,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Greenstate Credit Union
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Conventional | 1 | 0.4% | 100% | $635,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $915,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $715,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 100% | $695,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $105,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $685,000 | View |
Nations Lending Corporation
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Conventional, Jumbo | 1 | 0.4% | 100% | $975,000 | |
T2 Financial LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $975,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,245,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Keystone Funding, Inc
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VA | 1 | 0.4% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,375,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $625,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,165,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.4% | 100% | $235,000 | |
United Nations Federal CU
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Conventional | 1 | 0.4% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.4% | 100% | $715,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bellwether Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Andover Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Andover, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Andover? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Andover in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Andover, MA
Use these to narrow the list above. Each category shows how many Andover, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Andover, MA
Independent mortgage companies closed 50.5 percent of home loans in Andover, Massachusetts in 2025, banks 39.3 percent and credit unions 10.2 percent. Radius Financial Group Inc was the largest mortgage company, TD Bank the largest bank and Workers Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Andover, MA
By home loans closed in 2025, TD Bank was the largest mortgage lender in Andover, Massachusetts with 6 loans, about 2.1 percent of the market. The largest lender headquartered in Massachusetts was Rockland Trust Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Andover, Massachusetts in 2025, led by Newrez LLC with 2. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 52 banks and 22 credit unions closed home loans in Andover, Massachusetts in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Andover, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Andover, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Andover. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
