Mortgage Lenders and Brokers in Falmouth, Maine
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Falmouth, Maine mortgage lenders include The Camden National BankThe Camden National Bank240 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 1.50%, Bangor Savings BankBangor Savings Bank215 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 4.53%, TD BankTD Bank200 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA241 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 3.68%, Maine Community BankMaine Community Bank65 Gray Rd, Falmouth, ME 04105A+5.0 ★Texas Ratio: 4.93%, Cumberland County Federal Credit UnionCumberland County Federal Credit Union101 Gray Rd, Falmouth, ME 04105A+5.0 ★Texas Ratio: 4.81%, Norway Savings BankNorway Savings Bank266 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 1.63%, Bank of America NABank of America NA251 Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 4.14%, Androscoggin BankAndroscoggin Bank12 Subaru Dr, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.70%, and Saco & Biddeford Savings InstitutionSaco & Biddeford Savings Institution160 Shops Way, Biddeford, ME 04005A+5.0 ★Texas Ratio: 1.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Falmouth, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Falmouth are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Falmouth, Maine
Market share is the lender's share of all home loans closed in Falmouth, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Falmouth 240 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo, HELOC | 7 +7 HELOCs |
10.4% | 100% | $749,285 | View |
|
1 office in Falmouth 215 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo, HELOC | 6 +5 HELOCs |
9% | 100% | $1,160,000 | View |
|
1 office in Falmouth 200 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
6% | 100% | $1,255,000 | View |
|
1 office in Falmouth 241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
4.5% | 100% | $1,285,000 | View |
|
2 offices in Falmouth 65 Gray Rd, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 3 | 4.5% | 100% | $371,666 | View |
|
101 Gray Rd, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.5% | 100% | $45,000 | View |
|
1 office in Falmouth 266 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 1.63% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1 office in Falmouth 251 Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional, Jumbo | 5 | 7.5% | 100% | $1,149,000 | View |
|
160 Shops Way, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 1.18% |
Conventional, Jumbo | 4 | 6% | 100% | $947,500 | View |
|
150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 2 | 3% | 100% | $675,000 | View |
|
838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional | 2 | 3% | 66.7% | $355,000 | View |
|
399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 1 | 1.5% | 100% | $695,000 | View |
Town and Country Federal Credi
|
Conventional | 1 | 1.5% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
4.5% | 75% | $705,000 | View |
Rocket Mortgage
|
Conventional | 2 | 3% | 66.7% | $285,000 | |
Guild Mortgage Company
|
Conventional | 2 | 3% | 100% | $375,000 | |
Cmg Mortgage Inc
|
Conventional, VA, Jumbo | 2 | 3% | 100% | $1,460,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo | 2 | 3% | 100% | $870,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 3% | 100% | $1,255,000 | View |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 3% | 100% | $1,160,000 | View |
Alliant Credit Union
|
Conventional, Jumbo | 1 | 1.5% | 100% | $1,615,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 1.5% | 100% | $765,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.5% | 100% | $455,000 | |
Mortgage Assurance Inc
|
Conventional, Jumbo | 1 | 1.5% | 100% | $1,605,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 1.5% | 50% | $805,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.5% | 50% | $55,000 | |
New Fed Mortgage Corp.
|
Conventional | 1 | 1.5% | 100% | $755,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.5% | 100% | $405,000 | |
Members Mortgage Company Inc
|
Conventional | 1 | 1.5% | 100% | $505,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 1.5% | 100% | $1,985,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.5% | 100% | $465,000 | |
Webster Bank, N.A.
|
Conventional, Jumbo | 1 | 1.5% | 100% | $1,505,000 | |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 1.5% | 100% | $905,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.05% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Falmouth Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Falmouth, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Falmouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Falmouth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Falmouth, ME
Use these to narrow the list above. Each category shows how many Falmouth, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Falmouth, ME
Independent mortgage companies closed 25.4 percent of home loans in Falmouth, Maine in 2025, banks 65.7 percent and credit unions 9 percent. Rocket Mortgage was the largest mortgage company, The Camden National Bank the largest bank and Cumberland County Federal Credit Union the largest credit union. Among lenders headquartered in Maine, The Camden National Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Falmouth, ME
By home loans closed in 2025, The Camden National Bank was the largest mortgage lender in Falmouth, Maine with 7 loans, about 10.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 7 credit unions closed home loans in Falmouth, Maine in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Falmouth, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Falmouth, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Falmouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
