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Mortgage Lenders and Brokers in Waukegan, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Waukegan, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3950 Fountain Square Pl, Waukegan, IL 60085A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank601 N Green Bay Rd, Waukegan, IL 60085A+5.0 ★Texas Ratio: 4.98%, PNC Bank N.A.PNC Bank N.A.2424 Washington St, Waukegan, IL 60085A+5.0 ★Texas Ratio: 4.24%, Associated Bank NAAssociated Bank NA3124 N Lewis Ave, Waukegan, IL 60087A+5.0 ★Texas Ratio: 3.45%, Fifth Third Bank, National AssociationFifth Third Bank, National Association702 N Green Bay Rd, Waukegan, IL 60085A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank927 N Green Bay Rd, Waukegan, IL 60085A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA920 S Waukegan Rd, Waukegan, IL 60085A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA3113 N Lewis Ave, Waukegan, IL 60087A+5.0 ★Texas Ratio: 3.54%, North Shore Trust & SavingsNorth Shore Trust & Savings700 S Lewis Ave, Waukegan, IL 60085A+5.0 ★Texas Ratio: 3.87%, and Lake Forest Bank & Trust Company, N.A.Lake Forest Bank & Trust Company, N.A.2634 Grand Ave, Waukegan, IL 60085A+5.0 ★Texas Ratio: 2.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Waukegan, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waukegan are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Waukegan, Illinois

Market share is the lender's share of all home loans closed in Waukegan, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Waukegan 3950 Fountain Square Pl, Waukegan, IL 60085 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	37 +2 HELOCs	4.6%	84.4%	$218,243	View
Old National Bank 2 offices in Waukegan 601 N Green Bay Rd, Waukegan, IL 60085 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	36 +21 HELOCs	4.4%	77.1%	$202,222	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Waukegan 2424 Washington St, Waukegan, IL 60085 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	23 +43 HELOCs	2.8%	92%	$198,913	View
Associated Bank NA 1 office in Waukegan 3124 N Lewis Ave, Waukegan, IL 60087 A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	15 +4 HELOCs	1.8%	94.1%	$221,666	View
Fifth Third Bank, National Association 1 office in Waukegan 702 N Green Bay Rd, Waukegan, IL 60085 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	10 +12 HELOCs	1.2%	78.6%	$215,000	View
Huntington National Bank 1 office in Waukegan 927 N Green Bay Rd, Waukegan, IL 60085 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	9 +10 HELOCs	1.1%	90%	$252,777	View
Bank of America NA 1 office in Waukegan 920 S Waukegan Rd, Waukegan, IL 60085 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	8 +6 HELOCs	1%	80%	$212,500	View
BMO Harris Bank NA 1 office in Waukegan 3113 N Lewis Ave, Waukegan, IL 60087 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, Jumbo, HELOC	7 +5 HELOCs	0.9%	77.8%	$333,571	View
North Shore Trust & Savings 1 office in Waukegan 700 S Lewis Ave, Waukegan, IL 60085 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA	6	0.7%	75%	$230,000	View
Lake Forest Bank & Trust Company, N.A. 1 office in Waukegan 2634 Grand Ave, Waukegan, IL 60085 A+5.0 ★Texas Ratio: 2.75%	Conventional	1	0.1%	100%	$195,000	View
Consumers Credit Union 2750 Washington St, Waukegan, IL 60085 4959 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	33 +41 HELOCs	4.1%	79.5%	$138,939	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	24	3%	100%	$237,500	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	11 +5 HELOCs	1.4%	94.1%	$208,636	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	7	0.9%	100%	$192,142	View
US Bank, N.A. 540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	4 +4 HELOCs	0.5%	57.1%	$222,500	View
Community Trust Credit Union 1263 N Il Route 83, Grayslake, IL 60030 A+5.0 ★Texas Ratio: 0.26%	Conventional	4	0.5%	100%	$240,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional	4	0.5%	44.4%	$187,500	View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	4	0.5%	100%	$475,000	View
Selfreliance Federal Credit Union 302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49%	Conventional	3	0.4%	100%	$141,666	View
Great Lakes Credit Union 3290 N Lewis Ave, Waukegan, IL 60087 2255 A5.0 ★Texas Ratio: 9.76%	Conventional, HELOC	2 +8 HELOCs	0.2%	50%	$45,000	View
Republic Bank of Chicago 1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03%	Conventional	2	0.2%	100%	$120,000	View
Libertyville Bank & Trust Company, N.A. 675 N Oplaine Rd, Gurnee, IL 60031 A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	2	0.2%	100%	$435,000	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional	2	0.2%	66.7%	$175,000	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$45,000	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$645,000	View
CIBC Bank USA 23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$185,000	View
United Trust Bank 12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55%	FHA	1	0.1%	100%	$155,000	View
First Secure Bank and Trust Co. 19648 S La Grange Rd, Mokena, IL 60448 F2.3 ★Texas Ratio: 47.03%	Conventional	1	0.1%	100%	$55,000	View
Peoples Bank 3448 E 118th St, Chicago, IL 60617 A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$465,000	View
Armed Forces Bank, N.A. 26 Farragut Avenue, Great Lakes, IL 60088 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$365,000	View
State Bank of The Lakes, N.A. 440 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 1.38%	Conventional	1	0.1%	100%	$145,000	View
Empeople Credit Union 1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75%	Conventional	1	0.1%	100%	$265,000	View
International Bank of Chicago 217 W Cermak Rd, Chicago, IL 60616 A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	100%	$215,000	View
Home State Bank National Association Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$295,000	View
Old Second National Bank 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17%	Conventional	1	0.1%	100%	$165,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA	24	3%	96%	$238,333
Diamond Residential Mtg Corp	Conventional, FHA, VA	23	2.8%	95.8%	$183,695
Abbott Laboratories Employees Credit Union	Conventional	15	1.8%	93.8%	$98,333
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, Jumbo	9	1.1%	100%	$310,555	View
Mutual of Omaha Mortgage	Conventional, FHA	6	0.7%	85.7%	$260,000
Originpoint, LLC	Conventional, Jumbo	5	0.6%	100%	$541,000
Neighborhood Loans, Inc	Conventional	5	0.6%	50%	$11,000
Compass Mortgage, Inc.	Conventional, FHA, VA	3	0.4%	100%	$221,666
Proper Rate, LLC	Conventional	2	0.2%	100%	$220,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$225,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	100%	$625,000	View
Rocket Mortgage	Conventional, FHA, VA	52	6.4%	82.4%	$175,769
Greenstate Credit Union	Conventional, FHA, Jumbo	41	5%	93.3%	$170,365
loanDepot.com LLC	Conventional, FHA, VA, HELOC	35 +1 HELOCs	4.3%	81.4%	$157,285
CrossCountry Mortgage, LLC	Conventional, FHA	34	4.2%	100%	$261,764
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	32 +2 HELOCs	3.9%	68.1%	$287,187
American Pacific Mortgage Corporation	Conventional, FHA, VA	24	3%	96%	$217,500
Fairway Independent Mort Corp	Conventional, FHA, VA	18	2.2%	90%	$235,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	15 +1 HELOCs	1.8%	89.5%	$274,333
Mortgage Research Center	VA	14	1.7%	75%	$261,428
Freedom Mortgage Corporation	FHA, VA	12	1.5%	81.2%	$258,333
Pennymac Loan Services LLC	Conventional, FHA	10	1.2%	55.6%	$200,000
Nationstar Mortgage	Conventional, FHA	9	1.1%	90.9%	$107,222
New American Funding, LLC.	Conventional, FHA	9	1.1%	75%	$201,666
Newrez LLC	Conventional, VA	8	1%	66.7%	$143,750
Lower, LLC	Conventional, FHA	8	1%	88.9%	$278,750
Guild Mortgage Company	Conventional, FHA, VA	7	0.9%	100%	$183,571
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	6	0.7%	100%	$196,666	View
Resicentral LLC	Conventional, FHA	6	0.7%	85.7%	$251,666
Amerisave Mortgage Company	Conventional, FHA	6	0.7%	40%	$115,000
Land Home Financial Services,	Conventional, FHA	6	0.7%	100%	$226,666
Bay Equity LLC	Conventional, FHA	5	0.6%	100%	$207,000
Towne Mortgage Company	Conventional, FHA	5	0.6%	100%	$243,000
Union Home Mortgage Corp.	Conventional, VA	4	0.5%	80%	$347,500
Planet Home Lending, LLC	FHA, VA	4	0.5%	100%	$215,000
The Loan Store, Inc	Conventional, FHA	4	0.5%	57.1%	$210,000
Zillow Home Loans, LLC	Conventional, FHA, VA	4	0.5%	100%	$205,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	4	0.5%	83.3%	$142,500	View
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	0.4%	42.9%	$55,000
New Day Financial, LLC.	VA	3	0.4%	42.9%	$365,000
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.4%	75%	$218,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	100%	$225,000	View
Royal United Mortgage LLC	Conventional	2	0.2%	75%	$170,000
Allied Mortgage Group, Inc	Conventional, FHA	2	0.2%	100%	$185,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.2%	100%	$185,000
Movement Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$120,000
Discover Bank	Conventional	2	0.2%	12.5%	$50,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.2%	100%	$465,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	50%	$285,000	View
Self Help Federal Credit Union	Conventional	2	0.2%	100%	$315,000
Geneva Financial LLC	Conventional	2	0.2%	100%	$105,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	2	0.2%	66.7%	$245,000
Carrington Mortgage Services LLC A5.0 ★Texas Ratio: 12.35%	Conventional	2	0.2%	33.3%	$65,000	View
Leaderone Financial Corp.	Conventional, FHA	2	0.2%	100%	$120,000
Pentagon Federal Credit Union	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$175,000
Cornerstone First Mortgage, LLC	VA	1	0.1%	100%	$305,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$95,000	View
Everett Financial, Inc.	VA	1	0.1%	100%	$395,000
Lakeview Loan Servicing, LLC	VA	1	0.1%	22.2%	$195,000
Sage Home Loans Corporation	FHA	1	0.1%	100%	$235,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$255,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$245,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	50%	$225,000	View
Guidance Residential, LLC	Conventional	1	0.1%	100%	$725,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$245,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$165,000	View
American Financial Network, Inc.	FHA	1	0.1%	100%	$225,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$245,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$465,000
Real Genius LLC	Conventional	1	0.1%	100%	$215,000
Elements Financial Federal Cre	Conventional	1	0.1%	100%	$605,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$305,000
Summit Credit Union	Conventional	1	0.1%	66.7%	$245,000
Provident Funding Associates	Conventional	1	0.1%	100%	$105,000
T2 Financial LLC	Conventional	1	0.1%	100%	$135,000
BoxCar Mortgage, LLC	VA	1	0.1%	100%	$205,000
Home State Bank A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$145,000	View
Mission Loans, LLC	FHA	1	0.1%	100%	$215,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional	1	0.1%	100%	$55,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$185,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	FHA	1	0.1%	100%	$235,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0.1%	100%	$1,145,000	View
21St Mortgage	Conventional	1	0.1%	33.3%	$55,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$85,000	View
Paramount Residential Mortgage	VA	1	0.1%	100%	$445,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$125,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$225,000
Village Capital & Investment	VA	1	0.1%	66.7%	$525,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Uw Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Waukegan Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Waukegan, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Waukegan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waukegan in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Waukegan, IL

Use these to narrow the list above. Each category shows how many Waukegan, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 74 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 51 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 27 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 8 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 33 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Waukegan, IL

Independent mortgage companies closed 55.4 percent of home loans in Waukegan, Illinois in 2025, banks 28.5 percent and credit unions 16.1 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 7 loans.

55.4%

Mortgage companies

28.5%

Banks

16.1%

Credit unions

18%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Waukegan, IL

Who is the largest mortgage lender in Waukegan, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Waukegan, Illinois with 37 loans, about 4.6 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Waukegan, IL have the highest approval rates?

Among lenders with meaningful volume in Waukegan, Illinois, Rocket Mortgage approved the highest share of completed applications in 2025 at 82.4 percent, against a 81.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Waukegan, IL mortgage lenders offer FHA, VA and USDA loans?

51 lenders closed FHA loans in Waukegan, Illinois in 2025, led by loanDepot.com LLC with 12. 27 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Waukegan, IL lender list?

Yes. 41 banks and 18 credit unions closed home loans in Waukegan, Illinois in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Waukegan, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Waukegan, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waukegan, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waukegan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.