Mortgage Lenders and Brokers in Palatine, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palatine, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1131 E Dundee Rd, Palatine, IL 60074A+5.0 ★Texas Ratio: 3.68%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.988 E Dundee Rd, Palatine, IL 60074A+5.0 ★Texas Ratio: 2.20%, Huntington National BankHuntington National Bank1589 N Rand Rd, Palatine, IL 60074A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.1586 N Rand Rd, Palatine, IL 60074A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association700 W Euclid Ave, Palatine, IL 60067A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.515 N Hicks Rd, Palatine, IL 60067A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA621 E Dundee Rd, Palatine, IL 60074A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA333 E Northwest Hwy, Palatine, IL 60067A+5.0 ★Texas Ratio: 2.82%, and BMO Harris Bank NABMO Harris Bank NA205 W Northwest Hwy, Palatine, IL 60067A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palatine, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palatine are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palatine, Illinois
Market share is the lender's share of all home loans closed in Palatine, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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2 offices in Palatine 1131 E Dundee Rd, Palatine, IL 60074 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, Jumbo, HELOC | 64 +4 HELOCs |
6.3% | 91.5% | $320,468 | View |
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2 offices in Palatine 988 E Dundee Rd, Palatine, IL 60074 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, Jumbo | 58 | 5.7% | 95.1% | $388,448 | View |
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1 office in Palatine 1589 N Rand Rd, Palatine, IL 60074 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 21 +18 HELOCs |
2.1% | 77.8% | $336,904 | View |
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1 office in Palatine 1586 N Rand Rd, Palatine, IL 60074 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 12 +12 HELOCs |
1.2% | 68.4% | $406,666 | View |
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2 offices in Palatine 700 W Euclid Ave, Palatine, IL 60067 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 11 +24 HELOCs |
1.1% | 84.6% | $321,363 | View |
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★ 1.7 stars, 3 reviews 1 office in Palatine 515 N Hicks Rd, Palatine, IL 60067 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 9 +13 HELOCs |
0.9% | 90% | $286,111 | View |
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1 office in Palatine 621 E Dundee Rd, Palatine, IL 60074 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 0.7% | 100% | $376,428 | View |
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1 office in Palatine 850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +14 HELOCs |
0.4% | 57.1% | $297,500 | View |
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1 office in Palatine 333 E Northwest Hwy, Palatine, IL 60067 A+5.0 ★Texas Ratio: 2.82% |
Conventional, VA, HELOC | 4 +2 HELOCs |
0.4% | 80% | $190,000 | View |
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4 offices in Palatine 205 W Northwest Hwy, Palatine, IL 60067 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 3 +51 HELOCs |
0.3% | 37.5% | $105,000 | View |
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1 W Northwest Hwy, Palatine, IL 60067 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 3 | 0.3% | 75% | $325,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 9 +36 HELOCs |
0.9% | 90% | $299,444 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 7 +8 HELOCs |
0.7% | 84.6% | $220,714 | View |
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136 E Illinois Ave, Palatine, IL 60067 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 7 | 0.7% | 100% | $196,428 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 6 | 0.6% | 100% | $465,000 | |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 4 +11 HELOCs |
0.4% | 100% | $240,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, HELOC | 4 +9 HELOCs |
0.4% | 100% | $330,000 | View |
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1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional, FHA | 4 | 0.4% | 80% | $252,500 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 3 | 0.3% | 100% | $105,000 | View |
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Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 3 | 0.3% | 100% | $258,333 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.3% | 75% | $345,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional | 2 | 0.2% | 100% | $425,000 | |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 2 | 0.2% | 100% | $250,000 | |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 2 | 0.2% | 100% | $115,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 2 | 0.2% | 100% | $275,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +11 HELOCs |
0.1% | 100% | $445,000 | View |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $415,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $155,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
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19648 S La Grange Rd, Mokena, IL 60448 F2.3 ★Texas Ratio: 47.03% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.1% | 100% | $685,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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442 S Demazenod Dr, Belleville, IL 62223 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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4310 Saint Charles Rd, Bellwood, IL 60104 A+5.0 ★Texas Ratio: 0.85% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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300 Washington St, Beardstown, IL 62618 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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308 W Irving Park Rd, Itasca, IL 60143 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
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1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo, HELOC | 65 +2 HELOCs |
6.4% | 97.1% | $328,076 | |
Originpoint, LLC
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Conventional, FHA | 19 | 1.9% | 100% | $299,210 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 19 | 1.9% | 100% | $332,368 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 19 | 1.9% | 95% | $407,105 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 12 | 1.2% | 100% | $513,333 | |
Neighborhood Loans, Inc
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Conventional | 4 | 0.4% | 54.5% | $12,500 | |
Mutual of Omaha Mortgage
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Conventional | 4 | 0.4% | 100% | $460,000 | |
Cmg Mortgage Inc
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Conventional | 3 | 0.3% | 100% | $345,000 | |
Compass Mortgage, Inc.
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Conventional | 3 | 0.3% | 100% | $228,333 | |
Pacor Mortgage Corp
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Conventional | 2 | 0.2% | 100% | $590,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.2% | 100% | $85,000 | View |
Abbott Laboratories Employees Credit Union
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Conventional | 2 | 0.2% | 100% | $220,000 | |
Proper Rate, LLC
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Conventional | 1 | 0.1% | 100% | $555,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Crown Mortgage Company
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Conventional | 1 | 0.1% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 99 +3 HELOCs |
9.7% | 90.9% | $319,646 | |
Rocket Mortgage
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Conventional, FHA, VA | 64 | 6.3% | 84.8% | $261,718 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 35 | 3.4% | 94.6% | $322,428 | |
Union Home Mortgage Corp.
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Conventional, FHA | 32 | 3.1% | 86.8% | $366,875 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 19 +2 HELOCs |
1.9% | 95.2% | $298,157 | |
The Loan Store, Inc
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Conventional | 17 | 1.7% | 90.5% | $206,176 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 14 | 1.4% | 82.4% | $409,285 | |
Guild Mortgage Company
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Conventional | 14 | 1.4% | 100% | $277,857 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 13 | 1.3% | 100% | $248,846 | View |
American Pacific Mortgage Corporation
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Conventional | 11 | 1.1% | 84.6% | $287,727 | |
Greenstate Credit Union
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Conventional, HELOC | 10 +1 HELOCs |
1% | 90.9% | $292,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
1% | 90.9% | $395,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 10 +1 HELOCs |
1% | 100% | $378,000 | |
Lower, LLC
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Conventional, FHA | 10 | 1% | 83.3% | $389,000 | |
Newrez LLC
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Conventional, FHA | 9 | 0.9% | 64.3% | $235,000 | |
Towne Mortgage Company
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Conventional | 8 | 0.8% | 100% | $268,750 | |
Prosperity Home Mortgage, LLC
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Conventional | 8 | 0.8% | 100% | $320,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 8 | 0.8% | 100% | $317,500 | |
AmeriHome Mortgage Company, LLC
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Conventional | 7 | 0.7% | 87.5% | $375,000 | |
Nationstar Mortgage
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Conventional | 7 | 0.7% | 63.6% | $115,000 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +5 HELOCs |
0.6% | 42.9% | $56,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
0.6% | 85.7% | $306,666 | |
Zillow Home Loans, LLC
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Conventional | 6 | 0.6% | 100% | $256,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 6 | 0.6% | 85.7% | $213,333 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 5 | 0.5% | 45.5% | $227,000 | |
Resicentral LLC
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Conventional | 5 | 0.5% | 100% | $441,000 | |
Bay Equity LLC
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Conventional | 5 | 0.5% | 100% | $219,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 5 | 0.5% | 100% | $361,000 | |
Polish & Slavic Federal Credit
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Conventional | 5 | 0.5% | 55.6% | $269,000 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 0.4% | 100% | $380,000 | |
Movement Mortgage, LLC
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Conventional | 4 | 0.4% | 100% | $380,000 | |
Provident Funding Associates
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Conventional | 4 | 0.4% | 100% | $565,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 0.4% | 80% | $357,500 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 4 | 0.4% | 100% | $240,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 0.3% | 80% | $445,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.3% | 60% | $111,666 | View |
PHH Mortgage Corporation
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Conventional | 3 | 0.3% | 60% | $171,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.3% | 21.4% | $91,666 | |
Planet Home Lending, LLC
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Conventional, VA | 3 | 0.3% | 75% | $431,666 | |
Waterstone Mortgage Corporation
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Conventional | 3 | 0.3% | 100% | $291,666 | |
Northrop Grumman Federal Credit Union
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Conventional | 3 | 0.3% | 100% | $235,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.3% | 100% | $555,000 | View |
Nexera Holding LLC
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Conventional | 3 | 0.3% | 100% | $308,333 | |
Quorum Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $260,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 2 | 0.2% | 66.7% | $410,000 | |
Nbkc Bank
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Conventional | 2 | 0.2% | 100% | $285,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.2% | 66.7% | $365,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 0.2% | 100% | $215,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 27.3% | $40,000 | |
Sun West Mortgage Company, Inc
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Conventional | 2 | 0.2% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 2 | 0.2% | 100% | $330,000 | View |
New Wave Lending Group Inc
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Conventional | 2 | 0.2% | 100% | $345,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.2% | 100% | $465,000 | |
Nations Lending Corporation
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Conventional | 2 | 0.2% | 100% | $410,000 | |
T2 Financial LLC
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Conventional | 2 | 0.2% | 100% | $315,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.2% | 100% | $375,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $490,000 | |
Uif Corporation
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Conventional | 2 | 0.2% | 66.7% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 2 | 0.2% | 100% | $540,000 | View |
Summit Funding.Inc
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Conventional, VA | 2 | 0.2% | 100% | $390,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 2 | 0.2% | 100% | $270,000 | View |
Leaderone Financial Corp.
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Conventional | 2 | 0.2% | 66.7% | $195,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $405,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 50% | $315,000 | View |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $225,000 | |
Genisys Credit Union
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Conventional | 1 | 0.1% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Alameda Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 15.01% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $585,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Vantage West Credit Union
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Instamortgage, Inc
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FHA | 1 | 0.1% | 100% | $365,000 | |
M Squared Financial LLC
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VA | 1 | 0.1% | 100% | $645,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Redwood Residential Acquisition Corporation
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Conventional | 1 | 0.1% | 100% | $235,000 | |
First State Bank of St Charles
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Conventional | 1 | 0.1% | 100% | $375,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.1% | 100% | $435,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
US Wide Financial LLC
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Northwest Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $195,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 50% | $245,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Mission Loans, LLC
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FHA | 1 | 0.1% | 100% | $225,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $265,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 50% | $225,000 | View |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.1% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
Thrivent Bank
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Conventional | 1 | 0.1% | 100% | $35,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.1% | 50% | $45,000 | View |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Palatine Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palatine, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Palatine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palatine in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palatine, IL
Use these to narrow the list above. Each category shows how many Palatine, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Palatine, IL
Independent mortgage companies closed 66.2 percent of home loans in Palatine, Illinois in 2025, banks 27.1 percent and credit unions 6.7 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, Barrington Bank & Trust Company, N.A. led with 58 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palatine, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palatine, Illinois with 64 loans, about 6.3 percent of the market. The largest lender headquartered in Illinois was Barrington Bank & Trust Company, N.A. with 58 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Palatine, Illinois, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 97.1 percent, against a 87.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Palatine, Illinois in 2025, led by United Wholesale Mortgage with 11. 13 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 60 banks and 27 credit unions closed home loans in Palatine, Illinois in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palatine, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palatine, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palatine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
