Mortgage Lenders and Brokers in Manhattan, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Manhattan, Illinois mortgage lenders include First Bank of ManhattanFirst Bank of Manhattan550 W North St, Manhattan, IL 60442A+5.0 ★Texas Ratio: 0.00%, BMO Harris Bank NABMO Harris Bank NA505 S State St, Manhattan, IL 60442A+5.0 ★Texas Ratio: 3.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, North Shore Trust & SavingsNorth Shore Trust & Savings3060 W Sand Lake Rd, Lindenhurst, IL 60046A+5.0 ★Texas Ratio: 3.87%, First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510, and Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manhattan, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manhattan are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Manhattan, Illinois
Market share is the lender's share of all home loans closed in Manhattan, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Manhattan 550 W North St, Manhattan, IL 60442 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 7 | 2.2% | 87.5% | $145,000 | View |
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1 office in Manhattan 505 S State St, Manhattan, IL 60442 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 50% | $105,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 13 +3 HELOCs |
4.1% | 100% | $303,461 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 6 +6 HELOCs |
1.9% | 85.7% | $375,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 6 | 1.9% | 100% | $288,333 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.3% | 66.7% | $392,500 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 1.3% | 100% | $302,500 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 3 | 1% | 100% | $135,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional, VA | 3 | 1% | 100% | $335,000 | |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $130,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $320,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $150,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 2 | 0.6% | 100% | $210,000 | |
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4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,105,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 2 | 0.6% | 100% | $295,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $225,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
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3308 S Waldron Rd, Aroma Park, IL 60910 A+5.0 ★Texas Ratio: 2.99% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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3448 E 118th St, Chicago, IL 60617 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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1100 Sibley Blvd, Calumet City, IL 60409 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
FHA | 1 | 0.3% | 100% | $435,000 | View |
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19500 Torrence Ave, Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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315 Main St Nw, Bourbonnais, IL 60914 B3.8 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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4310 Saint Charles Rd, Bellwood, IL 60104 A+5.0 ★Texas Ratio: 0.85% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
6.1% | 95% | $327,631 | |
The Anderson Financial Group, Inc.
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Conventional | 7 | 2.2% | 100% | $272,142 | |
Crown Mortgage Company
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Conventional | 5 | 1.6% | 100% | $265,000 | |
Pacor Mortgage Corp
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Conventional | 2 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.6% | 100% | $300,000 | View |
Compass Mortgage, Inc.
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Conventional | 2 | 0.6% | 100% | $370,000 | |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 7.3% | 88.9% | $322,826 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 16 +1 HELOCs |
5.1% | 100% | $368,125 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 16 | 5.1% | 88.9% | $391,250 | |
Rocket Mortgage
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Conventional, FHA | 12 | 3.8% | 85.7% | $186,666 | |
Nationstar Mortgage
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Conventional | 10 | 3.2% | 100% | $135,000 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 8 | 2.5% | 88.9% | $286,250 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 7 | 2.2% | 100% | $306,428 | View |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.9% | 72.7% | $351,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 1.9% | 100% | $288,333 | |
Primelending
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Conventional | 5 | 1.6% | 100% | $369,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 5 | 1.6% | 100% | $283,000 | |
loanDepot.com LLC
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Conventional | 5 | 1.6% | 66.7% | $381,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.6% | 83.3% | $395,000 | |
Affordable Mortgage Advisors
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Conventional, FHA | 4 | 1.3% | 100% | $290,000 | |
Newrez LLC
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Conventional | 4 | 1.3% | 66.7% | $210,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.3% | 100% | $212,500 | |
Guild Mortgage Company
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Conventional | 4 | 1.3% | 66.7% | $352,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.3% | 100% | $300,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 4 | 1.3% | 100% | $292,500 | View |
Covantage Credit Union
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Conventional, HELOC | 3 +5 HELOCs |
1% | 100% | $235,000 | |
Hartford Funding, Ltd.
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Conventional, FHA | 3 | 1% | 100% | $411,666 | |
Kind Lending, LLC
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Conventional | 3 | 1% | 100% | $505,000 | |
The Loan Store, Inc
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Conventional, FHA | 3 | 1% | 100% | $285,000 | |
Lower, LLC
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Conventional | 3 | 1% | 100% | $428,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.6% | 50% | $180,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 28.6% | $105,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 50% | $55,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $540,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 100% | $520,000 | View |
Mortgage Research Center
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VA | 2 | 0.6% | 100% | $295,000 | |
Towne Mortgage Company
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FHA | 2 | 0.6% | 100% | $460,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.6% | 100% | $540,000 | View |
Valon Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $415,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Compeer Financial
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Conventional, Jumbo | 1 | 0.3% | 100% | $875,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $305,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Point Mortgage Corp
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FHA | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $645,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Texana Bank
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FHA | 1 | 0.3% | 100% | $425,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 25% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Manhattan Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Manhattan, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Manhattan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manhattan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Manhattan, IL
Use these to narrow the list above. Each category shows how many Manhattan, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Manhattan, IL
Independent mortgage companies closed 68.2 percent of home loans in Manhattan, Illinois in 2025, banks 30.6 percent and credit unions 1.3 percent. United Home Loans, Inc. was the largest mortgage company, First Bank of Manhattan the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, First Bank of Manhattan led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Manhattan, IL
By home loans closed in 2025, First Bank of Manhattan was the largest mortgage lender in Manhattan, Illinois with 7 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Manhattan, Illinois in 2025, led by DHI Mortgage Company, LTD. with 6. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 9 credit unions closed home loans in Manhattan, Illinois in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manhattan, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manhattan, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manhattan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
