Frankfort, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA20801 S La Grange Rd, Frankfort, IL 60423A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.9795 W Lincoln Hwy, Frankfort, IL 60423A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA20604 N Lagrange Rd, Frankfort, IL 60423A+5.0 ★Texas Ratio: 4.14%, Old Second National BankOld Second National Bank20201 S La Grange Rd, Frankfort, IL 60423A5.0 ★Texas Ratio: 6.17%, Old National BankOld National Bank19997 S La Grange Rd, Frankfort, IL 60423A+5.0 ★Texas Ratio: 4.98%, Old Plank Trail Community Bank, N.A.Old Plank Trail Community Bank, N.A.7626 W Lincoln Hwy, Frankfort, IL 60423A+5.0 ★Texas Ratio: 2.48%, Providence Bank & TrustProvidence Bank & Trust20220 S La Grange Rd, Frankfort, IL 60423A+5.0 ★Texas Ratio: 0.85%, BMO Harris Bank NABMO Harris Bank NA19500 S Harlem Ave, Frankfort, IL 60423A+5.0 ★Texas Ratio: 3.54%, Huntington National BankHuntington National Bank21164 S Lagrange Rd, Frankfort, IL 60423A+5.0 ★Texas Ratio: 3.66%, and PNC Bank N.A.PNC Bank N.A.9651 W Lincoln Hwy, Frankfort, IL 60423A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Frankfort, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Frankfort are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Frankfort, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Frankfort 20801 S La Grange Rd, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, Jumbo, HELOC | 31 +2 HELOCs |
5.4% | 83.8% | $447,258 | View |
|
1 office in Frankfort 9795 W Lincoln Hwy, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +5 HELOCs |
1.4% | 72.7% | $355,000 | View |
|
1 office in Frankfort 20604 N Lagrange Rd, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +9 HELOCs |
1.2% | 100% | $597,857 | View |
|
1 office in Frankfort 20201 S La Grange Rd, Frankfort, IL 60423 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 6 +6 HELOCs |
1% | 100% | $270,000 | View |
|
1 office in Frankfort 19997 S La Grange Rd, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 5 +17 HELOCs |
0.9% | 83.3% | $505,000 | View |
|
2 offices in Frankfort 7626 W Lincoln Hwy, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo | 3 | 0.5% | 100% | $768,333 | View |
|
1 office in Frankfort 20220 S La Grange Rd, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 0.85% |
Conventional | 2 | 0.3% | 100% | $490,000 | View |
|
3 offices in Frankfort 19500 S Harlem Ave, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +38 HELOCs |
0.2% | 14.3% | $105,000 | View |
|
1 office in Frankfort 21164 S Lagrange Rd, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 33.3% | $795,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Frankfort 9651 W Lincoln Hwy, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +10 HELOCs |
0% | 0% | View | |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 17 | 2.9% | 94.4% | $380,294 | View |
|
777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, Jumbo, HELOC | 12 +20 HELOCs |
2.1% | 92.9% | $415,833 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 8 | 1.4% | 88.9% | $331,250 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 7 | 1.2% | 100% | $499,285 | |
|
234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 7 | 1.2% | 100% | $239,285 | View |
|
403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 6 | 1% | 100% | $433,333 | View |
|
403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
0.7% | 100% | $455,000 | View |
|
10395 W Lincoln Hwy, Frankfort, IL 60423 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 3 | 0.5% | 75% | $351,666 | View |
|
111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 3 | 0.5% | 100% | $451,666 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 3 | 0.5% | 100% | $445,000 | |
|
1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +9 HELOCs |
0.3% | 100% | $310,000 | View |
|
1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $785,000 | View |
|
725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $440,000 | View |
|
104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $460,000 | View |
|
1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 2 | 0.3% | 75% | $500,000 | View |
|
1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,375,000 | View |
|
11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $715,000 | View |
|
3448 E 118th St, Chicago, IL 60617 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $325,000 | View |
|
23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
|
9136 Washington Ave, Brookfield, IL 60513 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
|
620 W Burlington Ave, La Grange, IL 60525 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
|
720 Main St Nw, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
|
245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
|
1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
147 W Monroe Ave, Chrisman, IL 61924 A5.0 ★Texas Ratio: 7.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 36 +6 HELOCs |
6.2% | 97.3% | $426,666 | |
Pacor Mortgage Corp
|
Conventional, FHA | 10 | 1.7% | 100% | $316,000 | |
Compass Mortgage, Inc.
|
Conventional, FHA, VA | 10 | 1.7% | 100% | $469,000 | |
The Anderson Financial Group, Inc.
|
Conventional | 6 | 1% | 100% | $510,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, VA, Jumbo | 5 | 0.9% | 83.3% | $561,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA | 5 | 0.9% | 100% | $315,000 | View |
Originpoint, LLC
|
Conventional | 4 | 0.7% | 100% | $527,500 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $375,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.2% | 50% | $305,000 | |
Iroquois Federal Savings & Loan Association
|
Conventional | 1 | 0.2% | 100% | $765,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 38 +1 HELOCs |
6.6% | 81.6% | $476,052 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 34 | 5.9% | 75.5% | $349,705 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 23 +1 HELOCs |
4% | 100% | $444,130 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 17 | 2.9% | 100% | $443,823 | |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 14 | 2.4% | 93.3% | $510,714 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 13 | 2.2% | 100% | $444,230 | |
Nationstar Mortgage
|
Conventional, FHA | 12 | 2.1% | 92.3% | $299,166 | |
loanDepot.com LLC
|
Conventional, Jumbo, HELOC | 9 +2 HELOCs |
1.6% | 90.9% | $509,444 | |
Leaderone Financial Corp.
|
Conventional | 9 | 1.6% | 90% | $486,111 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 8 | 1.4% | 61.5% | $435,000 | |
Greenstate Credit Union
|
Conventional, HELOC | 7 +2 HELOCs |
1.2% | 100% | $340,714 | |
New American Funding, LLC.
|
Conventional, HELOC | 6 +1 HELOCs |
1% | 100% | $381,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 5 | 0.9% | 50% | $109,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 5 | 0.9% | 100% | $391,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +7 HELOCs |
0.7% | 50% | $507,500 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 4 +2 HELOCs |
0.7% | 100% | $435,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 4 | 0.7% | 100% | $417,500 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 4 | 0.7% | 53.8% | $90,000 | View |
Resicentral LLC
|
Conventional | 4 | 0.7% | 100% | $475,000 | |
The Loan Store, Inc
|
Conventional | 4 | 0.7% | 100% | $540,000 | |
Lower, LLC
|
Conventional | 4 | 0.7% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA, Jumbo | 4 | 0.7% | 80% | $550,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 66.7% | $190,000 | View |
Covantage Credit Union
|
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $475,000 | |
Primelending
|
Conventional, VA | 3 | 0.5% | 100% | $538,333 | |
Affordable Mortgage Advisors
|
Conventional | 3 | 0.5% | 100% | $568,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 0.5% | 75% | $308,333 | |
Mortgage Research Center
|
VA | 3 | 0.5% | 50% | $471,666 | |
Zillow Home Loans, LLC
|
Conventional | 3 | 0.5% | 100% | $271,666 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.5% | 100% | $361,666 | View |
JMAC Lending, Inc.
|
Conventional, Jumbo | 3 | 0.5% | 100% | $951,666 | |
Valon Mortgage
|
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $265,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 28.6% | $70,000 | |
Kind Lending, LLC
|
Conventional, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $690,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 0.3% | 66.7% | $520,000 | |
Nbkc Bank
|
Conventional | 2 | 0.3% | 100% | $540,000 | |
Compeer Financial
|
Conventional, Jumbo | 2 | 0.3% | 100% | $555,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 2 | 0.3% | 100% | $495,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $355,000 | |
American Financial Network, Inc.
|
Conventional | 2 | 0.3% | 100% | $395,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.3% | 100% | $100,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.3% | 66.7% | $515,000 | |
|
B-4.3 ★Texas Ratio: 22.89% |
Conventional | 2 | 0.3% | 100% | $535,000 | View |
Provident Funding Associates
|
Conventional | 2 | 0.3% | 100% | $450,000 | |
Towne Mortgage Company
|
Conventional, VA | 2 | 0.3% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $350,000 | |
Nexera Holding LLC
|
Conventional | 2 | 0.3% | 100% | $450,000 | |
|
A5.0 ★Texas Ratio: 12.35% |
Conventional | 2 | 0.3% | 66.7% | $140,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $375,000 | View |
Genisys Credit Union
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,065,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.2% | 100% | $525,000 | |
Hartford Funding, Ltd.
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $595,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Emporium Tpo LLC
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Plus Relocation Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.2% | 100% | $595,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 11.1% | $115,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
Point Mortgage Corp
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.2% | 100% | $645,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Castle & Cooke Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Lake Michigan Credit Union
|
Conventional, Jumbo | 1 | 0.2% | 100% | $835,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 50% | $145,000 | View |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
VA | 1 | 0.2% | 100% | $605,000 | |
Texana Bank
|
VA | 1 | 0.2% | 100% | $435,000 | |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Polish & Slavic Federal Credit
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.2% | 50% | $305,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Frankfort? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Frankfort in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Frankfort, IL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.6 percent of home loans in Frankfort, Illinois in 2025, banks 29.4 percent and credit unions 5 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and NuMark Credit Union the largest credit union. Among lenders headquartered in Illinois, Old Second National Bank led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Frankfort, Illinois with 31 loans, about 5.4 percent of the market. The largest lender headquartered in Illinois was Old Second National Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Frankfort, Illinois in 2025, led by United Wholesale Mortgage with 3. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 54 banks and 17 credit unions closed home loans in Frankfort, Illinois in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Frankfort, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Frankfort, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Frankfort. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.