Mortgage Lenders and Brokers in North Decatur, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Decatur, Georgia mortgage lenders include Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 3.22%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, and Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Decatur, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Decatur are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Decatur, Georgia
Market share is the lender's share of all home loans closed in North Decatur, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo, HELOC | 18 +7 HELOCs |
6.5% | 100% | $477,222 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 10 +11 HELOCs |
3.6% | 100% | $590,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 8 | 2.9% | 100% | $508,750 | |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, Jumbo, HELOC | 6 +7 HELOCs |
2.2% | 100% | $445,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.1% | 100% | $671,666 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.1% | 75% | $818,333 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.1% | 100% | $341,666 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 3 | 1.1% | 100% | $361,666 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 3 | 1.1% | 100% | $475,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.7% | 66.7% | $235,000 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $580,000 | View |
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3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 2 | 0.7% | 100% | $155,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 66.7% | $370,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
Peach State Bank and Trust
1502 Friendship Rd, Braselton, GA 30517 |
Conventional | 1 | 0.4% | 100% | $595,000 | |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,245,000 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +5 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
BoxCar Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 17 | 6.2% | 100% | $434,411 | |
Mortgage Assurance Inc
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Conventional | 2 | 0.7% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | View |
Acu
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $185,000 | |
Credit Union Financial Services, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 26 | 9.4% | 96.3% | $321,923 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 19 +2 HELOCs |
6.9% | 95.5% | $408,157 | |
Pulte Mortgage LLC
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Conventional, VA | 14 | 5.1% | 88.2% | $515,000 | |
Shelter Home Mortgage, LLC
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Conventional, FHA, Jumbo | 13 | 4.7% | 100% | $431,153 | |
Fairway Independent Mort Corp
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Conventional | 7 | 2.5% | 100% | $440,714 | |
Everett Financial, Inc.
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Conventional | 6 | 2.2% | 100% | $508,333 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, Jumbo | 6 | 2.2% | 100% | $603,333 | |
Newrez LLC
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Conventional, VA | 5 | 1.8% | 100% | $323,000 | |
Sage Home Loans Corporation
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Conventional, FHA | 5 | 1.8% | 83.3% | $481,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 5 | 1.8% | 83.3% | $465,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.4% | 66.7% | $330,000 | |
Onward Home Mortgage, LLC
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Conventional, FHA | 4 | 1.4% | 100% | $442,500 | |
Canopy Mortgage, LLC
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Conventional | 3 | 1.1% | 75% | $518,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $375,000 | |
General Mortgage Capital Corporation
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Conventional | 3 | 1.1% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.1% | 75% | $288,333 | |
Lower, LLC
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Conventional | 3 | 1.1% | 100% | $355,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 100% | $950,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $560,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $315,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 0.7% | 100% | $400,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.7% | 100% | $265,000 | View |
The Loan Store, Inc
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Conventional | 2 | 0.7% | 100% | $275,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 50% | $85,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $685,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
Servion
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Conventional | 1 | 0.4% | 100% | $185,000 | |
MDE Home Loans LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $425,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $325,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Guaranty Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 20% | $125,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Midwest Mortgage Associates Corp
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FHA | 1 | 0.4% | 100% | $315,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $205,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 33.3% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
Community Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.4% | 66.7% | $705,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 1 | 0.4% | 100% | $995,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $485,000 | |
Toyota Financial Savings Bank
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,985,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $105,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 100% | $305,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.4% | 100% | $825,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $675,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Credit Union 1
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Truliant Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
North Decatur Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Decatur, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in North Decatur? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Decatur in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Decatur, GA
Use these to narrow the list above. Each category shows how many North Decatur, GA lenders fit and what that kind of lender is usually best for.
Who Lends in North Decatur, GA
Independent mortgage companies closed 67.4 percent of home loans in North Decatur, Georgia in 2025, banks 27.5 percent and credit unions 5.1 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Decatur, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in North Decatur, Georgia with 18 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in North Decatur, Georgia in 2025, led by United Wholesale Mortgage with 3. 6 lenders closed VA loans, led by BoxCar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 13 credit unions closed home loans in North Decatur, Georgia in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Decatur, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Decatur, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Decatur. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
