Mortgage Lenders and Brokers in Montgomery, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Montgomery, Georgia mortgage lenders include BankSouthBankSouth3290 Northside Pkwy Nw, Atlanta, GA 30327A+5.0 ★Texas Ratio: 4.19%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Southeastern BankSoutheastern Bank15 Trade St, Brunswick, GA 31525A+5.0 ★Texas Ratio: 2.15%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, and Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Montgomery, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Montgomery are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Montgomery, Georgia
Market share is the lender's share of all home loans closed in Montgomery, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19% |
Conventional, Jumbo | 2 | 2.2% | 100% | $275,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 2 | 2.2% | 100% | $300,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +6 HELOCs |
1.1% | 100% | $345,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
FHA, HELOC | 1 +1 HELOCs |
1.1% | 100% | $185,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,225,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,795,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
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15 Trade St, Brunswick, GA 31525 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.1% | 100% | $555,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $245,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 33.3% | $45,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,015,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 15.4% | 82.4% | $280,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 8.8% | 100% | $405,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 7.7% | 87.5% | $287,857 | |
New American Funding, LLC.
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Conventional, VA, Jumbo, HELOC | 6 +1 HELOCs |
6.6% | 85.7% | $656,666 | |
Lennar Mortgage, LLC
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Conventional, VA | 4 | 4.4% | 100% | $345,000 | |
Mortgage Research Center
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VA | 3 | 3.3% | 100% | $325,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
2.2% | 100% | $445,000 | |
Newrez LLC
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VA | 2 | 2.2% | 100% | $535,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.2% | 66.7% | $65,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 2.2% | 100% | $220,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 2.2% | 100% | $705,000 | View |
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B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
Genisys Credit Union
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Conventional | 1 | 1.1% | 100% | $405,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Everett Financial, Inc.
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FHA | 1 | 1.1% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.1% | 100% | $55,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $205,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $445,000 | |
Nbkc Bank
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VA | 1 | 1.1% | 100% | $555,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $335,000 | |
Kind Lending, LLC
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VA | 1 | 1.1% | 100% | $625,000 | |
loanDepot.com LLC
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FHA | 1 | 1.1% | 100% | $405,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1.1% | 100% | $265,000 | |
AmWest Funding Corp
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,235,000 | |
Landmark 24 Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $735,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,765,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
Lower, LLC
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Conventional | 1 | 1.1% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 1.1% | 100% | $415,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 1.1% | 100% | $325,000 | |
21St Mortgage
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Conventional | 1 | 1.1% | 100% | $85,000 | |
Paramount Residential Mortgage
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VA | 1 | 1.1% | 100% | $355,000 | |
Vanderbilt Mortgage and Finance, Inc
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FHA | 1 | 1.1% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.1% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.1% | 100% | $375,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 1.1% | 100% | $335,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 1.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Montgomery Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Montgomery, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Montgomery? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Montgomery in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Montgomery, GA
Use these to narrow the list above. Each category shows how many Montgomery, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Montgomery, GA
Independent mortgage companies closed 75.8 percent of home loans in Montgomery, Georgia in 2025, banks 20.9 percent and credit unions 3.3 percent. Amerisave Mortgage Company was the largest mortgage company, BankSouth the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Montgomery, GA
By home loans closed in 2025, BankSouth was the largest mortgage lender in Montgomery, Georgia with 2 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Montgomery, Georgia in 2025, led by Rocket Mortgage with 2. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 4 credit unions closed home loans in Montgomery, Georgia in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Montgomery, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Montgomery, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Montgomery. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
