Mortgage Lenders and Brokers in Fair Oaks, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fair Oaks, Georgia mortgage lenders include Southern First BankSouthern First Bank309 E Paces Ferry Rd Ne, Atlanta, GA 30305A+5.0 ★Texas Ratio: 3.08%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, First Horizon BankFirst Horizon Bank2970 Peachtree Rd Nw, Atlanta, GA 30305A+5.0 ★Texas Ratio: 5.76%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fair Oaks, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fair Oaks are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fair Oaks, Georgia
Market share is the lender's share of all home loans closed in Fair Oaks, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08% |
Conventional, FHA | 6 | 6.4% | 100% | $420,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 3.2% | 75% | $228,333 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 3 | 3.2% | 100% | $378,333 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 3.2% | 100% | $215,000 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 2.1% | 100% | $420,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 2.1% | 100% | $130,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 2 | 2.1% | 100% | $410,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.1% | 100% | $275,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 1.1% | 100% | $315,000 | |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.1% | 100% | $495,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 33.3% | $35,000 | |
Acu
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Conventional | 1 | 1.1% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA | 10 | 10.6% | 71.4% | $374,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 9.6% | 69.2% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 3.2% | 100% | $358,333 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 2 | 2.1% | 100% | $380,000 | View |
American Financial Resources LLC
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Conventional | 2 | 2.1% | 100% | $300,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $335,000 | |
Guild Mortgage Company
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FHA | 2 | 2.1% | 100% | $400,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 2.1% | 100% | $170,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $225,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 2.1% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2.1% | 100% | $300,000 | View |
Acopia, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
Zippy Loans, LLC
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Conventional | 1 | 1.1% | 50% | $115,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.1% | 100% | $305,000 | |
Newrez LLC
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FHA | 1 | 1.1% | 100% | $255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.1% | 100% | $305,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 1.1% | 100% | $345,000 | |
Guidance Residential, LLC
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Conventional | 1 | 1.1% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.1% | 50% | $415,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $185,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.1% | 100% | $405,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 1.1% | 100% | $225,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.1% | 100% | $225,000 | |
Securitynational Mortgage Company
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FHA | 1 | 1.1% | 100% | $355,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.1% | 100% | $335,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $425,000 | View |
Provident Funding Associates
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Conventional | 1 | 1.1% | 100% | $395,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 1.1% | 100% | $395,000 | View |
Bank Ozk
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Conventional | 1 | 1.1% | 100% | $395,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $565,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 1.1% | 100% | $255,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.1% | 100% | $345,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 1.1% | 100% | $315,000 | |
Texana Bank
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fair Oaks Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fair Oaks, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Fair Oaks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fair Oaks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fair Oaks, GA
Use these to narrow the list above. Each category shows how many Fair Oaks, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Fair Oaks, GA
Independent mortgage companies closed 59.6 percent of home loans in Fair Oaks, Georgia in 2025, banks 34 percent and credit unions 6.4 percent. Amerisave Mortgage Company was the largest mortgage company, Southern First Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fair Oaks, GA
By home loans closed in 2025, Southern First Bank was the largest mortgage lender in Fair Oaks, Georgia with 6 loans, about 6.4 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Fair Oaks, Georgia in 2025, led by United Wholesale Mortgage with 4. 3 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 3 credit unions closed home loans in Fair Oaks, Georgia in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fair Oaks, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fair Oaks, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fair Oaks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
