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Mortgage Lenders and Brokers in Wesley Chapel, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Wesley Chapel, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1747 Bruce B Downs Blvd, Wesley Chapel, FL 33544A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank5310 County Rd 581, Wesley Chapel, FL 33544A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank1333 Bruce B Downs Blvd, Wesley Chapel, FL 33544A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA1910 Bruce B Downs Blvd, Wesley Chapel, FL 33544A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5227 Bruce B Downs Blvd, Wesley Chapel, FL 33544A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2022 Bruce B Downs Blvd, Wesley Chapel, FL 33544A+5.0 ★Texas Ratio: 3.22%, TD BankTD Bank26649 Silver Maple Pkwy, Wesley Chapel, FL 33544A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.1715 Bruce B Downs Blvd, Wesley Chapel, FL 33544A+5.0 ★Texas Ratio: 4.24%, Suncoast Credit UnionSuncoast Credit Union27213 State Road 56, Wesley Chapel, FL 33544 8832A5.0 ★Texas Ratio: 6.26%, and Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Wesley Chapel, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wesley Chapel are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Wesley Chapel, Florida

Market share is the lender's share of all home loans closed in Wesley Chapel, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Wesley Chapel 1747 Bruce B Downs Blvd, Wesley Chapel, FL 33544 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	33 +3 HELOCs	1.2%	85%	$387,121	View
Truist Bank ★ 1 stars, 1 review 2 offices in Wesley Chapel 5310 County Rd 581, Wesley Chapel, FL 33544 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	12 +17 HELOCs	0.5%	100%	$545,833	View
Regions Bank 1 office in Wesley Chapel 1333 Bruce B Downs Blvd, Wesley Chapel, FL 33544 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	10 +17 HELOCs	0.4%	69.6%	$250,000	View
Bank of America NA 2 offices in Wesley Chapel 1910 Bruce B Downs Blvd, Wesley Chapel, FL 33544 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	9 +26 HELOCs	0.3%	90%	$381,666	View
Wells Fargo Bank NA 2 offices in Wesley Chapel 5227 Bruce B Downs Blvd, Wesley Chapel, FL 33544 A+5.0 ★Texas Ratio: 5.36%	Conventional	9	0.3%	90%	$252,777	View
Fifth Third Bank, National Association 1 office in Wesley Chapel 2022 Bruce B Downs Blvd, Wesley Chapel, FL 33544 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	6 +20 HELOCs	0.2%	70%	$150,000	View
TD Bank 1 office in Wesley Chapel 26649 Silver Maple Pkwy, Wesley Chapel, FL 33544 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	5 +5 HELOCs	0.2%	100%	$563,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Wesley Chapel 1715 Bruce B Downs Blvd, Wesley Chapel, FL 33544 A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, HELOC	4 +15 HELOCs	0.2%	100%	$432,500	View
Suncoast Credit Union 27213 State Road 56, Wesley Chapel, FL 33544 8832 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	42 +80 HELOCs	1.6%	79.2%	$409,761	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	29 +4 HELOCs	1.1%	82.9%	$452,586	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	24 +10 HELOCs	0.9%	59.5%	$205,833	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional, HELOC	19 +4 HELOCs	0.7%	61.3%	$127,631	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	11 +10 HELOCs	0.4%	100%	$379,545	View
Grow Financial Federal Credit Union 2579 Bruce B Downs Blvd, Wesley Chapel, FL 33544 A+5.0 ★Texas Ratio: 3.70%	Conventional	11	0.4%	92.3%	$203,181	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional	11	0.4%	84.6%	$479,545	View
San Antonio Citizens Federal Credit Union 28909 State Road 54, Wesley Chapel, FL 33543 A+5.0 ★Texas Ratio: 1.09%	Conventional	9	0.3%	81.8%	$150,555	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	8 +16 HELOCs	0.3%	44.4%	$147,500	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	8 +14 HELOCs	0.3%	88.9%	$403,750	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.3%	100%	$517,500	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	6 +2 HELOCs	0.2%	60%	$613,333	View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	Conventional, HELOC	3 +3 HELOCs	0.1%	60%	$455,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.1%	60%	$671,666	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	2 +5 HELOCs	0.1%	28.6%	$485,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	FHA, VA, HELOC	2 +1 HELOCs	0.1%	100%	$235,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, Jumbo	2	0.1%	100%	$650,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$575,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$505,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$375,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0%	50%	$265,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$205,000	View
Servisfirst Bank 316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75%	Conventional, Jumbo	1	0%	100%	$1,065,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	VA	1	0%	50%	$295,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	1	0%	25%	$275,000	View
Central Bank 2300 N Ponce De Leon Blvd, Saint Augustine, FL 32084 A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$535,000	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional	1	0%	100%	$205,000	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0%	100%	$715,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	1	0%	100%	$695,000	View
Tampa Bay Federal Credit Union 11210 E Martin Luther King Blvd, Seffner, FL 33584 8359	Conventional	1	0%	100%	$165,000
Publix Employees Federal Credit Union 482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50%	Conventional, Jumbo	1	0%	50%	$985,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0%	50%	$185,000	View
Banco do Brasil Americas 17900 Bicayne Boulevard, Aventura, FL 33160 A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$255,000	View
The Bank of Tampa 10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04%	Conventional	1	0%	25%	$805,000	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0%	50%	$485,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +2 HELOCs	0%	0%		View
Republic Bank & Trust 12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +2 HELOCs	0%	0%		View
Tampa Postal FCU 959 E Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 0.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Capital City Bank 15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	HELOC	0 +1 HELOCs	0%	n/a		View
Ithink Financial Credit Union 790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06%	HELOC	0 +1 HELOCs	0%	n/a		View
Amerant Bank, N.A. 3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65%	HELOC	0 +1 HELOCs	0%	n/a		View
First American Bank 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA, VA	246	9.3%	84.2%	$262,073
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA, Jumbo	194	7.3%	84.7%	$488,608
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	42	1.6%	92.2%	$436,666
Acrisure Mortgage, LLC	Conventional, FHA, VA	21	0.8%	95.5%	$429,285
The Mortgage Firm	Conventional, FHA	15	0.6%	100%	$381,000
Mattamy Home Funding LLC	Conventional, FHA	12	0.5%	92.3%	$371,666
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.3%	27.8%	$267,222
Reliable Holdings Manager dba Lendz Financial	Conventional	6	0.2%	100%	$260,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	5	0.2%	100%	$449,000	View
New Day Financial, LLC.	VA	5	0.2%	45.5%	$475,000
First Equity Mortgage Bankers Inc.	Conventional, Jumbo	4	0.2%	100%	$607,500
PHH Mortgage Corporation	Conventional	3	0.1%	75%	$281,666
Nqm Funding, LLC	Conventional	2	0.1%	100%	$485,000
Home Access Financial, LLC	Conventional, FHA	2	0.1%	100%	$525,000
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	HELOC	0 +2 HELOCs	0%	n/a		View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	313	11.9%	85.8%	$351,485
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	273 +3 HELOCs	10.3%	86.5%	$422,472
Rocket Mortgage	Conventional, FHA, VA, Jumbo	177	6.7%	79.6%	$305,338
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	87	3.3%	83.6%	$379,252
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, Jumbo, HELOC	58 +5 HELOCs	2.2%	95.7%	$466,724	View
M/I Financial. LLC	Conventional, FHA, VA, Jumbo	49	1.9%	98.4%	$565,408
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	42 +2 HELOCs	1.6%	97.7%	$405,714
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	38 +17 HELOCs	1.4%	63.9%	$322,105
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA, USDA	33	1.2%	70.2%	$342,272	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	32 +3 HELOCs	1.2%	84.6%	$448,750
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	30	1.1%	100%	$455,000
Mortgage Research Center	VA, Jumbo	21	0.8%	52.5%	$481,666
The Loan Store, Inc	Conventional, FHA, HELOC	18 +10 HELOCs	0.7%	95%	$308,333
RMC Home Mortgage, LLC	Conventional, FHA, VA	18	0.7%	90%	$267,222
Nationstar Mortgage	Conventional, FHA	16	0.6%	75%	$172,500
Primelending	Conventional, FHA, VA	15	0.6%	100%	$517,666
Movement Mortgage, LLC	Conventional, FHA, VA	14	0.5%	100%	$364,285
Spring Eq, LLC	Conventional, HELOC	12 +5 HELOCs	0.5%	34.3%	$80,833
loanDepot.com LLC	Conventional, FHA, HELOC	12 +1 HELOCs	0.5%	75%	$115,000
Kind Lending, LLC	Conventional, FHA, VA	12	0.5%	70.6%	$336,666
Guild Mortgage Company	Conventional, FHA	12	0.5%	100%	$377,500
New American Funding, LLC.	Conventional, FHA	12	0.5%	85.7%	$284,166
Fairway Independent Mort Corp	Conventional, FHA, VA	12	0.5%	80%	$364,166
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	11	0.4%	100%	$314,090
VanDyk Mortgage Corporation	Conventional, FHA, Jumbo	11	0.4%	100%	$426,818
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA, Jumbo	11	0.4%	60.9%	$355,000	View
Everett Financial, Inc.	Conventional, FHA, VA	9	0.3%	100%	$413,888
Union Home Mortgage Corp.	Conventional, VA	9	0.3%	100%	$401,666
JMAC Lending, Inc.	Conventional, FHA	9	0.3%	100%	$396,111
Better Mortgage Corporation	Conventional, FHA, HELOC	8 +3 HELOCs	0.3%	72.7%	$261,250
American Financial Network, Inc.	Conventional, FHA, VA	8	0.3%	80%	$342,500
Homeowners Financial Group, LLC	Conventional, FHA	8	0.3%	88.9%	$392,500
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	8	0.3%	80%	$388,750	View
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	8	0.3%	88.9%	$466,250
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA	8	0.3%	72.7%	$333,750	View
Plaza Home Mortgage, Inc	Conventional, FHA	7	0.3%	70%	$230,714
Equity Prime Mortgage LLC	FHA, VA, Jumbo	6	0.2%	75%	$583,333
Preferred Lending Services, LLC	Conventional, FHA, VA	6	0.2%	100%	$420,000
Discover Bank	Conventional	6	0.2%	23.3%	$160,000
Cardinal Financial Company, Li	Conventional, FHA	6	0.2%	87.5%	$293,333
Keystone Funding, Inc	Conventional, FHA, VA	6	0.2%	100%	$370,000
Zillow Home Loans, LLC	Conventional, FHA	6	0.2%	85.7%	$300,000
AmWest Funding Corp	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.2%	100%	$461,000
American Financial Resources LLC	Conventional, FHA	5	0.2%	71.4%	$191,000
Amerisave Mortgage Company	Conventional, VA	5	0.2%	30%	$135,000
Click n' Close, Inc.	Conventional, FHA	5	0.2%	100%	$233,000
Nfm, Inc	Conventional, FHA	5	0.2%	100%	$353,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.2%	62.5%	$345,000	View
Provident Funding Associates	Conventional	5	0.2%	83.3%	$411,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	5	0.2%	100%	$533,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	5	0.2%	55.6%	$241,000	View
Gershman Investment Corp.	Conventional, FHA	5	0.2%	85.7%	$315,000
Village Capital & Investment	FHA, VA, Jumbo	5	0.2%	66.7%	$609,000
DFCU Financial	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.2%	100%	$440,000
EMM Loans LLC	Conventional, VA	4	0.2%	100%	$240,000
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.2%	100%	$457,500
Deephaven Mortgage LLC	Conventional	4	0.2%	100%	$412,500
Grace Home Lending, LLC	Conventional	4	0.2%	100%	$515,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	4	0.2%	80%	$302,500	View
ClearPath Lending	VA	4	0.2%	100%	$375,000
First Colony Mortgage Corporat	Conventional, VA	4	0.2%	100%	$307,500
Greenbox Loans	Conventional	4	0.2%	100%	$250,000
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.2%	100%	$435,000
Synovus Bank	Conventional, Jumbo	4	0.2%	80%	$350,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.2%	80%	$362,500	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	4	0.2%	66.7%	$467,500	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	4	0.2%	100%	$740,000	View
HomeBridge Financial Services, Inc	FHA, HELOC	3 +9 HELOCs	0.1%	75%	$445,000
Valon Mortgage	Conventional, FHA, HELOC	3 +2 HELOCs	0.1%	75%	$255,000
Digital Federal Credit Union	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$488,333
First Community Mortgage, Inc.	Conventional	3	0.1%	75%	$271,666
Affordable Mortgage Advisors	Conventional, FHA	3	0.1%	100%	$415,000
Sage Home Loans Corporation	Conventional, VA	3	0.1%	75%	$485,000
All Credit Considered Mortgage, Inc.	Conventional	3	0.1%	100%	$365,000
Nbkc Bank	Conventional	3	0.1%	75%	$321,666
Guidance Residential, LLC	Conventional	3	0.1%	100%	$531,666
AmeriHome Mortgage Company, LLC	Conventional	3	0.1%	75%	$418,333
Loanunited.Com, LLC	FHA, VA	3	0.1%	60%	$418,333
AdvantageFirst Lending Inc	Conventional, VA	3	0.1%	75%	$361,666
Sun West Mortgage Company, Inc	Conventional, FHA, VA	3	0.1%	100%	$461,666
Select Lending Services, LLC	Conventional	3	0.1%	100%	$325,000
American Federal Mortgage Corporation	Conventional	3	0.1%	100%	$448,333
Embrace Home Loans, Inc.	Conventional, VA	3	0.1%	100%	$545,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	3	0.1%	100%	$428,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.1%	75%	$168,333	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	3	0.1%	100%	$378,333
Tomo Mortgage LLC	Conventional, VA, Jumbo	3	0.1%	66.7%	$725,000
Champions Funding, LLC	Conventional	3	0.1%	75%	$478,333
American Neighborhood Mortgage Acceptance Company	Conventional	3	0.1%	100%	$271,666
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +3 HELOCs	0.1%	40%	$465,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	100%	$795,000	View
Lake Michigan Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$415,000
Equity Resources Inc	Conventional, VA	2	0.1%	100%	$430,000
Primary Residential Mortgage, INC.	Conventional	2	0.1%	100%	$295,000
Norwich Commercial Group Inc	FHA, VA	2	0.1%	100%	$520,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	FHA	2	0.1%	100%	$300,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, VA	2	0.1%	66.7%	$545,000	View
Mortgage Assurance Inc	Conventional	2	0.1%	100%	$320,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.1%	100%	$200,000
Absolute Home Mortgage	Conventional	2	0.1%	100%	$220,000
Intercap Lending Inc	Conventional	2	0.1%	100%	$670,000
Peoples Bank A+5.0 ★Texas Ratio: 1.17%	Conventional	2	0.1%	100%	$540,000	View
American Financing Corporation	Conventional	2	0.1%	25%	$300,000
Ameritrust Mortgage Corporation	FHA	2	0.1%	66.7%	$455,000
Century FCU A5.0 ★Texas Ratio: 6.44%	Conventional	2	0.1%	100%	$445,000	View
Mortgage Equity Partners LLC	Conventional, FHA	2	0.1%	100%	$270,000
BoxCar Mortgage, LLC	Conventional	2	0.1%	100%	$470,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	2	0.1%	100%	$420,000	View
Uif Corporation	Conventional	2	0.1%	100%	$320,000
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$370,000
Citadel Servicing Corporation	Conventional	2	0.1%	66.7%	$315,000
Nations Direct Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$365,000
Nmsi, Inc.	Conventional	2	0.1%	100%	$390,000
United Nations Federal CU	Conventional, Jumbo	2	0.1%	66.7%	$765,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	2	0.1%	50%	$245,000	View
21St Mortgage	Conventional	2	0.1%	28.6%	$165,000
Quorum Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$155,000
Goodleap, LLC	FHA, HELOC	1 +2 HELOCs	0%	100%	$245,000
Connexus Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	50%	$55,000
Tidewater Mortgage Services, Inc	VA	1	0%	100%	$275,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0%	100%	$325,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$505,000	View
Paragon Bank A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	100%	$445,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA	1	0%	100%	$425,000	View
MortgageOne, Inc	Conventional	1	0%	100%	$785,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$215,000
Dart Bank	Conventional	1	0%	100%	$405,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$425,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$545,000	View
Resicentral LLC	Conventional	1	0%	100%	$355,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional, Jumbo	1	0%	100%	$975,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$795,000	View
Emporium Tpo LLC	Conventional	1	0%	100%	$205,000
Synergy One Lending, Inc.	Conventional	1	0%	100%	$225,000
General Mortgage Capital Corporation	Conventional	1	0%	100%	$355,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0%	100%	$375,000	View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$805,000	View
Acre Mortgage & Financial, Inc.	FHA	1	0%	100%	$365,000
HomeXpress Mortgage Corp.	Conventional	1	0%	25%	$175,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$275,000	View
Michigan Mutual, Inc	Conventional	1	0%	100%	$145,000
NJ Lenders Corp	Conventional	1	0%	100%	$225,000
Success Mortgage Partners, Inc	FHA	1	0%	100%	$315,000
Advisors Mortgage Group, LLC	Conventional	1	0%	100%	$315,000
Royal Pacific Funding	VA, Jumbo	1	0%	100%	$845,000
Community Choice Credit Union	Conventional	1	0%	100%	$25,000
Das Acquisition Company, LLC	Conventional	1	0%	100%	$295,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0%	100%	$415,000	View
New Wave Lending Group Inc	Conventional	1	0%	100%	$405,000
Flexpoint, Inc.	Conventional	1	0%	100%	$415,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$515,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$395,000
Ivy Mortgage, Inc.	Conventional	1	0%	100%	$195,000
First Heritage Mortgage, LLC	Conventional, Jumbo	1	0%	100%	$895,000
My Mortgage, Inc	Conventional	1	0%	100%	$295,000
Point Mortgage Corp	Conventional	1	0%	100%	$415,000
Stg Mortgage Inc	FHA	1	0%	100%	$455,000
Capital Center LLC	Conventional	1	0%	100%	$785,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$225,000
First Option Mortgage, LLC	Conventional	1	0%	100%	$725,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$455,000	View
Warshaw Capital, LLC	Conventional	1	0%	100%	$285,000
Loanleaders of America, Inc	Conventional	1	0%	100%	$535,000
Churchill Mortgage Corporation	FHA	1	0%	100%	$365,000
The Equitable Mortgage Corporation	FHA	1	0%	100%	$305,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$85,000	View
T2 Financial LLC	FHA	1	0%	100%	$335,000
Vellum Mortgage, Inc.	FHA	1	0%	100%	$355,000
Waterstone Mortgage Corporation	FHA	1	0%	100%	$275,000
Wright Patt Credit Union Inc	Conventional	1	0%	100%	$265,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$175,000
Wolfe Financial Inc	FHA	1	0%	100%	$425,000
Gardner Financial Services	Conventional	1	0%	100%	$225,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$615,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0%	100%	$415,000
Union Savings Bank	Conventional	1	0%	50%	$415,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	FHA	1	0%	100%	$325,000	View
Towne Mortgage Company	FHA	1	0%	100%	$245,000
University Bank A+5.0 ★Texas Ratio: 3.82%	VA	1	0%	100%	$745,000	View
BankChampaign, N.A. A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$255,000	View
Peoples Bank and Trust Co A5.0 ★Texas Ratio: 7.49%	Conventional	1	0%	100%	$255,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0%	100%	$765,000
Genway Home Mortgage, Inc.	VA	1	0%	100%	$275,000
Logan Finance Corporation	Conventional	1	0%	100%	$445,000
Liberty Home Mortgage Corp	FHA	1	0%	100%	$205,000
CSL Financial, LLC	Conventional	1	0%	100%	$105,000
Summit Mortgage Corporation	Conventional	1	0%	100%	$465,000
ClearEdge Lending LLC	Conventional	1	0%	100%	$285,000
Trinity Oaks Mortgage	Conventional	1	0%	100%	$645,000
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$545,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0%	100%	$265,000
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	1	0%	100%	$445,000	View
Consumers Credit Union	Conventional	1	0%	100%	$725,000
Nexera Holding LLC	Conventional, Jumbo	1	0%	100%	$1,055,000
Reliance First Capital, LLC	Conventional	1	0%	100%	$265,000
Loan Simple, Inc.	FHA	1	0%	100%	$325,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$205,000	View
Leaderone Financial Corp.	Conventional	1	0%	100%	$355,000
Figure Lending LLC	HELOC	0 +18 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +14 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +2 HELOCs	0%	n/a
Cadence Bank	HELOC	0 +1 HELOCs	0%	0%
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	100%
Fed Ex Employees Credit Association	HELOC	0 +1 HELOCs	0%	n/a
Signature Federal Credit Union A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +1 HELOCs	0%	n/a		View
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	100%
Teachers Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
Canandaigua National Bank & Trust	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Wesley Chapel Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Wesley Chapel, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Wesley Chapel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wesley Chapel in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Wesley Chapel, FL

Use these to narrow the list above. Each category shows how many Wesley Chapel, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 164 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 77 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 40 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 83 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 63 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 38 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 40 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Wesley Chapel, FL

Independent mortgage companies closed 82.7 percent of home loans in Wesley Chapel, Florida in 2025, banks 10.3 percent and credit unions 7 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 42 loans.

82.7%

Mortgage companies

10.3%

Banks

Credit unions

19%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Wesley Chapel, FL

Who is the largest mortgage lender in Wesley Chapel, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Wesley Chapel, Florida with 33 loans, about 1.2 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 42 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Wesley Chapel, FL have the highest approval rates?

Among lenders with meaningful volume in Wesley Chapel, Florida, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 95.7 percent, against a 81.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Wesley Chapel, FL mortgage lenders offer FHA, VA and USDA loans?

83 lenders closed FHA loans in Wesley Chapel, Florida in 2025, led by DHI Mortgage Company, LTD. with 145. 63 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Wesley Chapel, FL lender list?

Yes. 77 banks and 40 credit unions closed home loans in Wesley Chapel, Florida in 2025, alongside 164 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Wesley Chapel, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Wesley Chapel, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wesley Chapel, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wesley Chapel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.