MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / Florida / Lakewood Ranch
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Lakewood Ranch, Florida

Content reviewed by Brian McKay Brian McKay Brian McKayFounder and Data Architect at MonitorBankRates.com. For over 18 years he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio | iEditorial Disclosure Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships. | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lakewood Ranch, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6145 Exchange Way, Lakewood Ranch, FL 34202A+5.0 ★Texas Ratio: 3.68%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust9121 Town Center Parkway, Lakewood Ranch, FL 34202A5.0 ★Texas Ratio: 7.72%, Fairway Funding Group, IncFairway Funding Group, IncLakewood Ranch, FL, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, and Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lakewood Ranch, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakewood Ranch are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lakewood Ranch, Florida

Market share is the lender's share of all home loans closed in Lakewood Ranch, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
JPMorgan Chase Bank, NA
1 office in Lakewood Ranch
6145 Exchange Way, Lakewood Ranch, FL 34202
A+5.0 ★Texas Ratio: 3.68%
 Conventional, Jumbo, HELOC 35
+8 HELOCs
 1.2% 85.7% $796,714 View
First Ciitizens Bank and Trust
1 office in Lakewood Ranch
9121 Town Center Parkway, Lakewood Ranch, FL 34202
A5.0 ★Texas Ratio: 7.72%
 Conventional, HELOC 2
+2 HELOCs
 0.1% 100% $605,000 View
Fairway Funding Group, Inc
 Conventional, FHA, VA, Jumbo 25 0.9% 100% $577,000
Regions Bank
360 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.37%
 Conventional, VA, Jumbo, HELOC 37
+15 HELOCs
 1.3% 79.2% $769,864 View
Wells Fargo Bank NA
1030 Montgomery Rd, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 5.36%
 Conventional, Jumbo 28 1% 85.3% $550,714 View
Fifth Third Bank, National Association
254 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 3.22%
 Conventional, FHA, Jumbo, HELOC 24
+26 HELOCs
 0.8% 80% $717,083 View
US Bank, N.A.
9105 Strada Pl, Naples, FL 34108
A+5.0 ★Texas Ratio: 2.85%
 Conventional, Jumbo, HELOC 23
+5 HELOCs
 0.8% 100% $762,391 View
Bank of America NA
460 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 4.14%
 Conventional, Jumbo, HELOC 20
+61 HELOCs
 0.7% 90.9% $632,000 View
Suncoast Credit Union
1328 E Oak St, Arcadia, FL 34266
A5.0 ★Texas Ratio: 6.26%
 Conventional, Jumbo, HELOC 18
+54 HELOCs
 0.6% 75% $556,111 View
Third Federal Savings and Loan
70 S Dixie Hwy, Boca Raton, FL 33432
A+5.0 ★Texas Ratio: 2.32%
 Conventional, HELOC 12
+46 HELOCs
 0.4% 59.1% $290,833 View
Truist Bank
★ 1 stars, 1 review
1198 Commerce Park Dr, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 2.87%
 Conventional, Jumbo, HELOC 12
+26 HELOCs
 0.4% 92.3% $794,166 View
Southstate Bank, National Association
★ 5 stars, 1 review
400 Us Highway 27 N, Avon Park, FL 33825
A+5.0 ★Texas Ratio: 2.27%
 Conventional, FHA, HELOC 12
+9 HELOCs
 0.4% 100% $450,000 View
The Bank of Tampa
10650 Boardwalk Loop, Bradenton, FL 34202
A+5.0 ★Texas Ratio: 2.04%
 Conventional, Jumbo 11 0.4% 85.7% $1,415,000 View
TD Bank
514 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 3.71%
 Conventional, Jumbo, HELOC 8
+6 HELOCs
 0.3% 80% $627,500 View
Trustco Bank
★ 1.8 stars, 5 reviews
909 West State Rd 434, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.14%
 Conventional, Jumbo, HELOC 8
+3 HELOCs
 0.3% 90% $413,750 View
Midflorida Credit Union
★ 1 stars, 1 review
1199 Spring Centre South Blvd, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 3.18%
 Conventional, HELOC 7
+2 HELOCs
 0.2% 70% $225,000 View
Grow Financial Federal Credit Union
11008 Arcade Pl, Bradenton, FL 34211
A+5.0 ★Texas Ratio: 3.70%
 Conventional 6 0.2% 85.7% $123,333 View
PNC Bank N.A.
★ 1.7 stars, 3 reviews
900 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.24%
 Conventional, Jumbo, HELOC 5
+16 HELOCs
 0.2% 83.3% $959,000 View
First Horizon Bank
★ 5 stars, 1 review
520 W Highway 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 5.76%
 Conventional, Jumbo, HELOC 5
+1 HELOCs
 0.2% 83.3% $1,309,000 View
Cogent Bank
1001 3rd Ave W, Bradenton, FL 34205
A+5.0 ★Texas Ratio: 2.54%
 Conventional 5 0.2% 83.3% $327,000 View
Raymond James Bank
710 Carillon Pkwy, Saint Petersburg, FL 33716
A+5.0 ★Texas Ratio: 3.19%
 Conventional, Jumbo 5 0.2% 100% $991,000 View
Gte Federal Credit Union
7375 University Pkwy, Bradenton, FL 34202 2300
A5.0 ★Texas Ratio: 7.65%
 Conventional 5 0.2% 100% $343,000 View
Citizens Bank, NA
2222 Ponce De Leon Blvd, Coral Gables, FL 33134
A+5.0 ★Texas Ratio: 5.44%
 Conventional, Jumbo, HELOC 4
+19 HELOCs
 0.1% 66.7% $1,860,000 View
Flagstar Bank NA
20423 State Road 7, Boca Raton, FL 33498
D3.3 ★Texas Ratio: 35.11%
 Conventional, FHA, VA, Jumbo, HELOC 4
+1 HELOCs
 0.1% 66.7% $865,000 View
M&T Bank
850 Park Shore Drive, Naples, FL 34103
A+5.0 ★Texas Ratio: 4.11%
 Conventional, VA, HELOC 4
+1 HELOCs
 0.1% 80% $507,500 View
Citibank, NA
18999 Biscayne Blvd, Aventura, FL 33180
A+5.0 ★Texas Ratio: 2.82%
 Conventional, Jumbo 4 0.1% 66.7% $722,500 View
Achieva Credit Union
4254 53rd Ave E, Bradenton, FL 34203
A+5.0 ★Texas Ratio: 2.57%
 Conventional, HELOC 3
+18 HELOCs
 0.1% 100% $171,666 View
Valley National Bank
19495 Biscayne Blvd, Aventura, FL 33180
A+5.0 ★Texas Ratio: 5.76%
 Conventional, Jumbo, HELOC 3
+1 HELOCs
 0.1% 100% $588,333 View
Huntington National Bank
8889 Pelican Bay Blvd, Naples, FL 34108
A+5.0 ★Texas Ratio: 3.66%
 Conventional, Jumbo 3 0.1% 75% $408,333 View
Hancock Whitney Bank
★ 4 stars, 3 reviews
5817 Manatee Ave W, Bradenton, FL 34209
A+5.0 ★Texas Ratio: 3.41%
 Conventional, HELOC 2
+8 HELOCs
 0.1% 100% $520,000 View
Floridacentral Credit Union
701 9th St W, Bradenton, FL 34205 8656
A+5.0 ★Texas Ratio: 5.46%
 Conventional, Jumbo, HELOC 2
+3 HELOCs
 0.1% 100% $350,000 View
Ameris Bank
★ 4 stars, 1 review
16763 Se Pear St, Blountstown, FL 32424
A+5.0 ★Texas Ratio: 1.82%
 Conventional, VA, HELOC 2
+1 HELOCs
 0.1% 100% $590,000 View
Bny Mellon, N.A.
350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301
A+5.0 ★Texas Ratio: 0.37%
 Conventional, Jumbo 2 0.1% 100% $955,000 View
Keybank National Association
12830 University Dr, Fort Myers, FL 33907
A+5.0 ★Texas Ratio: 4.81%
 Conventional 2 0.1% 66.7% $485,000 View
Fairwinds Credit Union
891 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 2.64%
 Conventional 2 0.1% 66.7% $310,000 View
First Federal Bank
300 N Waukesha St, Bonifay, FL 32425
A+5.0 ★Texas Ratio: 1.10%
 Conventional 2 0.1% 100% $350,000 View
American Momentum Bank
1001 S Fort Harrison Ave, Clearwater, FL 33756
A5.0 ★Texas Ratio: 12.55%
 Conventional, Jumbo 2 0.1% 66.7% $975,000 View
Ithink Financial Credit Union
790 Park of Commerce Blvd, Boca Raton, FL 33487
A+5.0 ★Texas Ratio: 5.06%
 Conventional, Jumbo 2 0.1% 100% $515,000 View
BMO Harris Bank NA
5461 N Us Highway 41, Apollo Beach, FL 33572
A+5.0 ★Texas Ratio: 3.54%
 Conventional, HELOC 1
+13 HELOCs
 0% 100% $415,000 View
CIBC Bank USA
340 Royal Palm Way, Palm Beach, FL 33480
A+5.0 ★Texas Ratio: 5.05%
 Conventional 1 0% 100% $615,000 View
Servisfirst Bank
316 Racetrack Rd Ne, Fort Walton Beach, FL 32547
A5.0 ★Texas Ratio: 8.75%
 Conventional 1 0% 100% $565,000 View
Central Bank
2300 N Ponce De Leon Blvd, Saint Augustine, FL 32084
A+5.0 ★Texas Ratio: 3.12%
 Conventional 1 0% 100% $615,000 View
Helm Bank USA
999 Brickell Ave, Miami, FL 33131
A5.0 ★Texas Ratio: 10.01%
 Conventional 1 0% 100% $465,000 View
Florida Credit Union
10303 SE US Highway 441, Belleview, FL 34420
A+5.0 ★Texas Ratio: 4.76%
 Conventional 1 0% 50% $385,000 View
Incrediblebank
2512 Skyline Blvd, Cape Coral, FL 33914
A5.0 ★Texas Ratio: 7.72%
 Conventional 1 0% 100% $415,000 View
Hsbc Bank USA, NA
2950 Aventura Blvd, Aventura, FL 33180
A+5.0 ★Texas Ratio: 4.86%
 Conventional 1 0% 100% $305,000 View
Nicolet National Bank
1100 5th Ave S, Naples, FL 34102
A+5.0 ★Texas Ratio: 2.28%
 Conventional 1 0% 100% $625,000 View
The Central Trust Bank
3701 Tamiami Trl N, Naples, FL 34103
A+5.0 ★Texas Ratio: 3.12%
 Conventional, Jumbo 1 0% 100% $1,235,000 View
Taylor Morrison Home Funding, Inc.
 Conventional, FHA, VA, Jumbo 233 8% 79.8% $465,987
Lennar Mortgage, LLC
 Conventional, FHA, VA, Jumbo 187 6.4% 73.4% $404,037
Neal Communities Funding, LLC
 Conventional, FHA, VA, Jumbo 49 1.7% 92.5% $470,306
Freedom Mortgage Corporation
 Conventional, FHA, VA, Jumbo 30 1% 94.9% $504,333
Acrisure Mortgage, LLC
 Conventional, FHA, VA 29 1% 93.5% $463,620
Lakeview Loan Servicing, LLC
 Conventional, FHA, VA 10 0.3% 41% $459,000
The Mortgage Firm
 Conventional, VA, Jumbo 7 0.2% 100% $635,000
A&D Mortgage LLC
A+5.0 ★Texas Ratio: 4.11%
 Conventional, Jumbo 6 0.2% 85.7% $696,666 View
Nqm Funding, LLC
 Conventional 6 0.2% 100% $468,333
PHH Mortgage Corporation
 Conventional, FHA, VA 4 0.1% 83.3% $600,000
Jet HomeLoans, LP
 Conventional, FHA 4 0.1% 100% $482,500
Bayfirst Financial
A5.0 ★Texas Ratio: 10.20%
 Conventional, HELOC 3
+23 HELOCs
 0.1% 75% $121,666 View
Mortgage Lenders Investment Tr
 Conventional, FHA 2 0.1% 100% $355,000
First Equity Mortgage Bankers Inc.
 Conventional 1 0% 100% $805,000
Mortgage Financial Group Inc
 Conventional 1 0% 100% $305,000
Builders Choice Mortgage LLC
 Conventional 1 0% 100% $735,000
LoanFlight Lending, LLC.
 Conventional 1 0% 100% $775,000
Foundation Mortgage Corporation
 Conventional, Jumbo 1 0% 100% $865,000
Home Access Financial, LLC
 FHA 1 0% 100% $275,000
DHI Mortgage Company, LTD.
 Conventional, FHA, VA 257 8.8% 82.1% $398,035
United Wholesale Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 180
+9 HELOCs
 6.1% 85.3% $522,055
Rocket Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 143
+1 HELOCs
 4.9% 78.1% $359,615
M/I Financial. LLC
 Conventional, FHA, VA, Jumbo 137 4.7% 100% $442,518
Nvr Mortgage Finance, Inc.
 Conventional, FHA, VA, USDA 104 3.6% 70.3% $325,673
Pennymac Loan Services LLC
 Conventional, FHA, VA, Jumbo 96 3.3% 81.1% $479,270
Pulte Mortgage LLC
 Conventional, FHA, VA 74 2.5% 86.2% $461,756
Toll Brothers Mortgage Company
 Conventional, VA, Jumbo 49 1.7% 85.7% $703,163
CrossCountry Mortgage, LLC
 Conventional, FHA, VA, Jumbo, HELOC 42
+1 HELOCs
 1.4% 97.7% $704,761
loanDepot.com LLC
 Conventional, FHA, VA, Jumbo, HELOC 36
+3 HELOCs
 1.2% 92.3% $372,500
Guaranteed Rate Affinity, LLC
 Conventional, FHA, VA, Jumbo, HELOC 35
+3 HELOCs
 1.2% 100% $707,285
Newrez LLC
A5.0 ★Texas Ratio: 8.10%
 Conventional, FHA, VA, Jumbo 33 1.1% 72.3% $464,090 View
Cmg Mortgage Inc
A+5.0 ★Texas Ratio: 2.02%
 Conventional, FHA, VA, USDA, Jumbo, HELOC 27
+1 HELOCs
 0.9% 100% $499,074 View
Navy Federal Credit Union
A5.0 ★Texas Ratio: 8.14%
 Conventional, VA, Jumbo, HELOC 25
+17 HELOCs
 0.9% 73.5% $465,400
Fairway Independent Mort Corp
 Conventional, Jumbo 25 0.9% 96.3% $638,600
Nationstar Mortgage
 Conventional, FHA 23 0.8% 83.9% $225,000
Morgan Stanley Private Bank NA
A4.8 ★Texas Ratio: 2.45%
 Conventional, Jumbo 19 0.6% 95.2% $845,000 View
Paramount Residential Mortgage
 Conventional, FHA, VA 19 0.6% 95% $382,894
Movement Mortgage, LLC
 Conventional, FHA, VA 17 0.6% 91.3% $377,941
New American Funding, LLC.
 Conventional, FHA, VA, Jumbo, HELOC 15
+2 HELOCs
 0.5% 83.3% $503,000
Cardinal Financial Company, Li
 Conventional, FHA 15 0.5% 91.7% $405,000
Guaranteed Rate, Inc.
 Conventional, FHA, VA, Jumbo, HELOC 14
+1 HELOCs
 0.5% 77.8% $698,571
Change Lending
A+5.0 ★Texas Ratio: 3.68%
 Conventional, Jumbo 14 0.5% 100% $716,428 View
Gold Star Mortgage Financial Group, Corporation
 Conventional, FHA, VA, Jumbo 13 0.4% 100% $570,384
Mortgage Research Center
 Conventional, VA, Jumbo 13 0.4% 68.4% $525,769
Ixonia Bank
A+5.0 ★Texas Ratio: 2.14%
 Conventional 13 0.4% 86.7% $541,153 View
JMAC Lending, Inc.
 Conventional, FHA, VA, Jumbo 12 0.4% 100% $458,333
The Loan Store, Inc
 Conventional, FHA, Jumbo, HELOC 11
+6 HELOCs
 0.4% 91.7% $596,818
Charles Schwab Bank, Ssb
A+5.0 ★Texas Ratio: 0.14%
 Conventional, Jumbo, HELOC 11
+1 HELOCs
 0.4% 100% $1,122,272 View
Lower, LLC
A-4.9 ★Texas Ratio: 16.71%
 Conventional 10 0.3% 83.3% $429,000 View
Champions Funding, LLC
 Conventional, Jumbo 10 0.3% 73.3% $744,000
Angel Oak Mortgage Solutions LLC
 Conventional, Jumbo, HELOC 9
+2 HELOCs
 0.3% 100% $967,222
Zillow Home Loans, LLC
 Conventional, FHA, VA 9 0.3% 90% $449,444
Luminate Bank
A5.0 ★Texas Ratio: 11.06%
 Conventional, FHA, Jumbo 8 0.3% 100% $706,250 View
Nbkc Bank
 Conventional, VA, Jumbo 8 0.3% 88.9% $662,500
Filo Mortgage, LLC
 Conventional, FHA, VA, Jumbo 8 0.3% 100% $627,500
Mutual of Omaha Mortgage
 Conventional, VA 8 0.3% 80% $580,000
Lake Michigan Credit Union
 Conventional, Jumbo, HELOC 7
+3 HELOCs
 0.2% 100% $1,523,571
VanDyk Mortgage Corporation
 Conventional, FHA, VA 7 0.2% 100% $426,428
Sofi Bank, National Association
A+5.0 ★Texas Ratio: 0.51%
 Conventional 7 0.2% 63.6% $287,857 View
Amerisave Mortgage Company
 Conventional 6 0.2% 31.6% $243,333
HomeXpress Mortgage Corp.
 Conventional, VA, Jumbo 6 0.2% 54.5% $591,666
Stg Mortgage Inc
 Conventional, FHA, Jumbo 6 0.2% 87.5% $500,000
Citadel Servicing Corporation
 Conventional, Jumbo 6 0.2% 100% $558,333
Vista Point Mortgage, LLC
 Conventional, Jumbo 6 0.2% 85.7% $918,333
Spring Eq, LLC
 Conventional, HELOC 5
+9 HELOCs
 0.2% 22.2% $151,000
Northpointe Bank
A5.0 ★Texas Ratio: 8.47%
 Conventional, VA, HELOC 5
+1 HELOCs
 0.2% 100% $481,000 View
Stifel Bank & Trust
A-4.8 ★Texas Ratio: 12.33%
 Conventional, HELOC 5
+1 HELOCs
 0.2% 100% $469,000 View
Everett Financial, Inc.
 Conventional, VA 5 0.2% 100% $619,000
Kind Lending, LLC
 Conventional, Jumbo 5 0.2% 62.5% $465,000
AmeriHome Mortgage Company, LLC
 Conventional, FHA 5 0.2% 62.5% $455,000
Synergy One Lending, Inc.
 Conventional, VA, Jumbo 5 0.2% 62.5% $635,000
American Financial Network, Inc.
 Conventional, FHA, VA 5 0.2% 100% $545,000
Discover Bank
 Conventional 5 0.2% 26.3% $93,000
The Equitable Mortgage Corporation
 Conventional 5 0.2% 100% $601,000
Provident Funding Associates
 Conventional 5 0.2% 100% $387,000
Stockton Mortgage Corporation
 Conventional, FHA, Jumbo 5 0.2% 100% $685,000
Plaza Home Mortgage, Inc
 Conventional, FHA, VA 5 0.2% 85.7% $281,000
Village Capital & Investment
 FHA, VA, Jumbo 5 0.2% 100% $525,000
Better Mortgage Corporation
 Conventional, Jumbo, HELOC 4
+3 HELOCs
 0.1% 55.6% $687,500
Union Home Mortgage Corp.
 Conventional, HELOC 4
+1 HELOCs
 0.1% 100% $415,000
RBC Bank (Georgia), N.A.
 Conventional, HELOC 4
+1 HELOCs
 0.1% 100% $432,500
Cornerstone First Mortgage, LLC
 Conventional 4 0.1% 80% $460,000
Primary Residential Mortgage, INC.
 Conventional, Jumbo 4 0.1% 100% $735,000
Sage Home Loans Corporation
 Conventional 4 0.1% 100% $400,000
All Credit Considered Mortgage, Inc.
 Conventional 4 0.1% 100% $297,500
Dart Bank
 Conventional 4 0.1% 100% $370,000
Resicentral LLC
 Conventional 4 0.1% 83.3% $527,500
Guild Mortgage Company
 Conventional, FHA 4 0.1% 66.7% $365,000
Success Mortgage Partners, Inc
 Conventional, FHA 4 0.1% 100% $515,000
Network Capital Funding Corporation
 Conventional, FHA 4 0.1% 100% $497,500
Ubs Bank USA
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
 Conventional, Jumbo 4 0.1% 100% $840,000 View
Ark-La-Tex Financial Services LLC
 Conventional, FHA, VA, Jumbo 4 0.1% 100% $605,000
American Neighborhood Mortgage Acceptance Company
 Conventional 4 0.1% 83.3% $557,500
Pentagon Federal Credit Union
 VA, HELOC 3
+7 HELOCs
 0.1% 50% $535,000
Alliant Credit Union
A+5.0 ★Texas Ratio: 3.22%
 Conventional, Jumbo, HELOC 3
+5 HELOCs
 0.1% 100% $918,333 View
Synovus Bank
 Conventional, Jumbo, HELOC 3
+2 HELOCs
 0.1% 60% $2,025,000
Arc Home LLC
 Conventional 3 0.1% 100% $428,333
Liberty Federal Credit Union
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 0.12%
 Conventional 3 0.1% 100% $771,666 View
American Financial Resources LLC
 Conventional 3 0.1% 100% $595,000
Residential Wholesale Mortgage
 Conventional, FHA 3 0.1% 100% $365,000
Equity Prime Mortgage LLC
 FHA, VA 3 0.1% 100% $461,666
Deephaven Mortgage LLC
 Conventional, Jumbo 3 0.1% 75% $578,333
First Home Mortgage
A+5.0 ★Texas Ratio: 0.00%
 Conventional 3 0.1% 100% $385,000 View
Bell Bank
A+5.0 ★Texas Ratio: 3.66%
 Conventional, Jumbo 3 0.1% 100% $738,333 View
Police and Fire Federal Credit Union
 Conventional 3 0.1% 75% $268,333
Developer's Mortgage Company
 Conventional, VA 3 0.1% 100% $381,666
Nfm, Inc
 Conventional, FHA, Jumbo 3 0.1% 100% $501,666
Usaa Federal Savings Bank
B-3.5 ★Texas Ratio: 6.80%
 Conventional, VA 3 0.1% 33.3% $478,333 View
Luminate Home Loans, Inc.
A5.0 ★Texas Ratio: 11.06%
 Conventional, VA, Jumbo 3 0.1% 100% $735,000 View
T2 Financial LLC
 Conventional, FHA, Jumbo 3 0.1% 100% $1,015,000
Waterstone Mortgage Corporation
 Conventional, FHA, Jumbo 3 0.1% 100% $835,000
Barrington Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 2.20%
 Conventional, FHA 3 0.1% 100% $435,000 View
First National Bank of PA
A+5.0 ★Texas Ratio: 1.62%
 Conventional, Jumbo 3 0.1% 100% $891,666 View
Nexera Holding LLC
 Conventional, Jumbo 3 0.1% 100% $1,335,000
Carrington Mortgage Services LLC
A+5.0 ★Texas Ratio: 0.00%
 Conventional, FHA, Jumbo 3 0.1% 100% $631,666 View
Plains Commerce Bank
A5.0 ★Texas Ratio: 9.09%
 Conventional 3 0.1% 75% $655,000 View
Tomo Mortgage LLC
 Conventional 3 0.1% 75% $558,333
HomeBridge Financial Services, Inc
 Conventional, FHA, HELOC 2
+8 HELOCs
 0.1% 100% $390,000
Fourleaf Federal Credit Union
 Conventional, HELOC 2
+4 HELOCs
 0.1% 100% $360,000
EMM Loans LLC
 Conventional, FHA 2 0.1% 100% $605,000
Panorama Mortgage Group, LLC
 FHA 2 0.1% 100% $310,000
Originpoint, LLC
 Conventional 2 0.1% 100% $370,000
Premia Mortgage, LLC
A5.0 ★Texas Ratio: 13.21%
 Conventional 2 0.1% 100% $405,000 View
Alerus Financial NA
A+5.0 ★Texas Ratio: 3.32%
 Conventional, Jumbo 2 0.1% 100% $845,000 View
First Community Mortgage, Inc.
 Conventional, VA 2 0.1% 100% $245,000
Goldman Sachs Bank USA
A+5.0 ★Texas Ratio: 4.32%
 Conventional, Jumbo 2 0.1% 100% $1,360,000 View
Primelending
 Conventional 2 0.1% 100% $670,000
Fundloans Capital
 Conventional 2 0.1% 100% $510,000
Canopy Mortgage, LLC
 Conventional 2 0.1% 100% $435,000
Envoy Mortgage, Ltd
 Conventional, FHA 2 0.1% 100% $500,000
AdvantageFirst Lending Inc
 Conventional, FHA 2 0.1% 66.7% $230,000
Grace Home Lending, LLC
 Conventional 2 0.1% 100% $585,000
AmWest Funding Corp
 Conventional 2 0.1% 100% $360,000
Ocmbc, Inc.
A5.0 ★Texas Ratio: 6.69%
 Conventional 2 0.1% 100% $690,000 View
Sun West Mortgage Company, Inc
 VA 2 0.1% 100% $405,000
Absolute Home Mortgage
 Conventional, FHA 2 0.1% 100% $480,000
Glendenning Mortgage Corporation
 Conventional 2 0.1% 100% $335,000
American Federal Mortgage Corporation
 Conventional 2 0.1% 100% $340,000
Total Mortgage Services, LLC
 Conventional 2 0.1% 100% $655,000
Homeowners Financial Group, LLC
 Conventional 2 0.1% 100% $315,000
Nations Lending Corporation
 Conventional 2 0.1% 100% $220,000
BoxCar Mortgage, LLC
 Conventional, FHA 2 0.1% 100% $405,000
Hometown Equity Mortgage, LLC
 Conventional 2 0.1% 50% $530,000
Lendsure Mortgage Corp.
 Conventional, Jumbo 2 0.1% 100% $1,030,000
Towne Mortgage Company
 Conventional 2 0.1% 100% $710,000
DFCU Financial
 Conventional, Jumbo 2 0.1% 100% $820,000
Pike Creek Mortgage Services, Inc.
 Conventional 2 0.1% 100% $465,000
Prosperity Home Mortgage, LLC
 Conventional, Jumbo 2 0.1% 100% $680,000
1St 2Nd Mortgage Company of N.J., Inc.
 Conventional 2 0.1% 100% $250,000
21St Mortgage
 Conventional 2 0.1% 100% $180,000
Reliance First Capital, LLC
 Conventional, FHA 2 0.1% 100% $375,000
Quontic Bank
C+4.1 ★Texas Ratio: 25.91%
 Conventional, Jumbo 2 0.1% 100% $1,275,000 View
Leaderone Financial Corp.
 Conventional 2 0.1% 100% $495,000
Liberty Savings Bank, FSB
 Conventional, HELOC 1
+2 HELOCs
 0% 100% $395,000
Cadence Bank
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $455,000
Wesbanco Bank, Inc.
A+5.0 ★Texas Ratio: 3.87%
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $785,000 View
Goodleap, LLC
 VA, HELOC 1
+1 HELOCs
 0% 100% $205,000
Valon Mortgage
 Conventional, HELOC 1
+1 HELOCs
 0% 50% $415,000
Everence Federal Credit Union
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $55,000
Union Savings Bank
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $405,000
Empeople Credit Union
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $755,000
Mission Loans, LLC
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $155,000
Baycoast Mortgage Company, LLC
A5.0 ★Texas Ratio: 12.75%
 Conventional 1 0% 100% $635,000 View
Genisys Credit Union
 Conventional 1 0% 100% $455,000
Equity Resources Inc
 Conventional 1 0% 100% $325,000
North Shore Trust & Savings
A+5.0 ★Texas Ratio: 3.87%
 Conventional 1 0% 100% $525,000 View
Hartford Funding, Ltd.
 Conventional 1 0% 100% $805,000
Cnb Bank
A5.0 ★Texas Ratio: 6.26%
 Conventional, Jumbo 1 0% 100% $825,000 View
Cliffco, Inc.
 Conventional, Jumbo 1 0% 100% $1,875,000
Atlantic Coast Mortgage, LLC
 Conventional 1 0% 100% $705,000
Presidential Bank, FSB
A-4.9 ★Texas Ratio: 16.48%
 Conventional 1 0% 100% $795,000 View
Success Lending, LLC
A+5.0 ★Texas Ratio: 3.62%
 FHA 1 0% 100% $385,000 View
MortgageOne, Inc
 Conventional 1 0% 100% $315,000
ALCOVA Mortgage, LLC
 VA 1 0% 100% $565,000
Allied Mortgage Group, Inc
 Conventional 1 0% 100% $395,000
Advancial Federal Credit Union
 Conventional 1 0% 100% $565,000
United Trust Bank
 Conventional 1 0% 100% $455,000
Bison State Bank
A+5.0 ★Texas Ratio: 2.38%
 Conventional 1 0% 100% $705,000 View
Granite Bank
A5.0 ★Texas Ratio: 13.85%
 Conventional, Jumbo 1 0% 50% $1,005,000 View
Oaktree Funding Corp
 Conventional 1 0% 100% $305,000
Farmers Bank & Trust
A+5.0 ★Texas Ratio: 0.65%
 Conventional 1 0% 100% $595,000 View
Reliant Home Funding, Inc
 Conventional 1 0% 100% $685,000
General Mortgage Capital Corporation
 Conventional 1 0% 100% $175,000
Assurance Financial Group, L.L.C.
 Conventional, Jumbo 1 0% 100% $1,365,000
Homestead Funding Corp.
 Conventional 1 0% 100% $165,000
Your Home Financial LLC
 Conventional 1 0% 100% $375,000
Michigan Mutual, Inc
 Conventional 1 0% 100% $395,000
Bank Rhode Island
 Conventional, Jumbo 1 0% 100% $1,405,000
NJ Lenders Corp
 Conventional 1 0% 100% $485,000
Suma Federal Credit Union
A5.0 ★Texas Ratio: 12.06%
 Conventional 1 0% 100% $315,000
Bayshore Mortgage Funding
 Conventional 1 0% 100% $545,000
City 1st Mortgage Services, LC
 Conventional 1 0% 100% $135,000
Ross Mortgage Corporation
 Conventional 1 0% 100% $285,000
Citizens Bank
A+5.0 ★Texas Ratio: 5.44%
 Conventional 1 0% 100% $345,000 View
Das Acquisition Company, LLC
 Conventional 1 0% 100% $795,000
Capital Partners Mortgage Services, LLC
 FHA 1 0% 100% $445,000
Intercoastal Mortgage, LLC
A+5.0 ★Texas Ratio: 0.40%
 Conventional 1 0% 100% $245,000 View
Northwest Federal Credit Union
 Conventional 1 0% 100% $765,000
Ally Bank
A5.0 ★Texas Ratio: 8.00%
 Conventional 1 0% 100% $75,000 View
American Security Mortgage Cor
 Conventional 1 0% 100% $395,000
Gate City Bank
A+5.0 ★Texas Ratio: 2.66%
 Conventional 1 0% 100% $595,000 View
Flat Branch Mortgage, Inc.
 FHA 1 0% 100% $535,000
Securitynational Mortgage Company
 Conventional 1 0% 100% $395,000
Rev Federal Credit Union
 Conventional 1 0% 100% $665,000
Bay Equity LLC
 Conventional 1 0% 100% $135,000
F & M Community Bank, N.A.
A+5.0 ★Texas Ratio: 0.00%
 Conventional 1 0% 100% $425,000 View
William Raveis Mortgage, LLC
 Conventional 1 0% 50% $505,000
First Colony Mortgage Corporat
 Conventional 1 0% 66.7% $725,000
American Heritage Lending, LLC
 Conventional 1 0% 100% $655,000
Chevron Federal Credit Union
 Conventional, Jumbo 1 0% 100% $1,015,000
Weichert Financial Services
 Conventional 1 0% 100% $395,000
First State Bank
A+5.0 ★Texas Ratio: 0.00%
 Conventional, Jumbo 1 0% 100% $1,685,000 View
Kish Bank
A+5.0 ★Texas Ratio: 5.78%
 Conventional, Jumbo 1 0% 100% $2,285,000 View
Congressional Federal Credit Union
 Conventional 1 0% 100% $25,000
Point Mortgage Corp
 Conventional 1 0% 100% $435,000
Capital Center LLC
 Conventional 1 0% 100% $185,000
Premium Mortgage Corporation
 VA, Jumbo 1 0% 100% $985,000
Intouch Credit Union
 Conventional 1 0% 100% $25,000
Leader Bank NA
A+5.0 ★Texas Ratio: 0.22%
 Conventional 1 0% 100% $385,000 View
Hawthorn Bank
A+5.0 ★Texas Ratio: 3.36%
 VA 1 0% 100% $355,000 View
Atlantic Bay Mortgage Group
 Conventional 1 0% 50% $335,000
Churchill Mortgage Corporation
 Conventional 1 0% 100% $315,000
Southern Trust Mortgage, LLC
A4.7 ★Texas Ratio: 0.83%
 Conventional 1 0% 100% $255,000 View
Planet Home Lending, LLC
 FHA 1 0% 50% $295,000
Embrace Home Loans, Inc.
 Conventional 1 0% 100% $405,000
Altra Federal Credit Union
 Conventional 1 0% 100% $265,000
Franklin Loan Corporation
 FHA 1 0% 100% $355,000
Northwest Bank
A+5.0 ★Texas Ratio: 3.99%
 Conventional 1 0% 100% $145,000 View
United Home Loans, Inc.
A+5.0 ★Texas Ratio: 2.15%
 Conventional 1 0% 100% $285,000 View
Planters Bank, Inc.
A+5.0 ★Texas Ratio: 4.72%
 Conventional 1 0% 100% $425,000 View
Communityamerica Federal Credit Union
 Conventional 1 0% 100% $485,000
Village Bank & Trust, N.A.
A+5.0 ★Texas Ratio: 1.60%
 Conventional 1 0% 100% $675,000 View
Paramount Bank
A5.0 ★Texas Ratio: 8.70%
 Conventional 1 0% 100% $805,000 View
West Pointe Bank
 Conventional 1 0% 100% $705,000
Victorian Finance, LLC
 VA, Jumbo 1 0% 100% $855,000
Province Mortgage Associates, Inc.
 Conventional 1 0% 100% $805,000
United Mortgage Corp.
A+5.0 ★Texas Ratio: 2.15%
 VA 1 0% 100% $275,000 View
Tjc Mortgage Inc
 Conventional 1 0% 100% $535,000
University Bank
A+5.0 ★Texas Ratio: 3.82%
 Conventional, Jumbo 1 0% 100% $985,000 View
Radius Financial Group Inc
 Conventional 1 0% 100% $765,000
Nexbank
A-5.0 ★Texas Ratio: 14.93%
 Conventional 1 0% 50% $755,000 View
V.I.P. Mortgage, Inc.
 Conventional 1 0% 50% $675,000
Keystone Funding, Inc
 Conventional 1 0% 100% $475,000
Logan Finance Corporation
 Conventional, Jumbo 1 0% 100% $1,995,000
Home State Bank National Association
A+5.0 ★Texas Ratio: 0.47%
 Conventional 1 0% 100% $375,000 View
BLG Holdings, LLC
 Conventional 1 0% 100% $475,000
RW Towne, LLC
 Conventional 1 0% 100% $455,000
Northpoint Mortgage, Inc.
A5.0 ★Texas Ratio: 8.47%
 Conventional, Jumbo 1 0% 100% $955,000 View
TowneBank
 Conventional 1 0% 100% $605,000
Summit Funding.Inc
 FHA 1 0% 100% $485,000
FM Home Loans LLC
 Conventional 1 0% 100% $605,000
Hometown Funding, INC. D/B/A CNB Mortgage Company
 Conventional 1 0% 100% $805,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Lakewood Ranch, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Lakewood Ranch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakewood Ranch in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lakewood Ranch, FL

Use these to narrow the list above. Each category shows how many Lakewood Ranch, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 176 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 95 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 70 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 60 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 101 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 36 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Lakewood Ranch, FL

Independent mortgage companies closed 80.5 percent of home loans in Lakewood Ranch, Florida in 2025, banks 15.8 percent and credit unions 3.7 percent. Fairway Funding Group, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Fairway Funding Group, Inc led with 25 loans.

80.5%
Mortgage companies
15.8%
Banks
3.7%
Credit unions
12%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lendersPort St. Lucie 359 lendersCape Coral 422 lendersTampa 363 lendersLehigh Acres 298 lendersOrlando 345 lendersSt. Cloud 266 lendersSt. Petersburg 346 lendersPalm Bay 258 lendersSpring Hill 261 lendersTallahassee 233 lendersWesley Chapel 255 lenders

Frequently Asked Questions About Mortgage Lenders in Lakewood Ranch, FL

Who is the largest mortgage lender in Lakewood Ranch, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lakewood Ranch, Florida with 35 loans, about 1.2 percent of the market. The largest lender headquartered in Florida was Fairway Funding Group, Inc with 25 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lakewood Ranch, FL have the highest approval rates?

Among lenders with meaningful volume in Lakewood Ranch, Florida, M/I Financial. LLC approved the highest share of completed applications in 2025 at 100 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lakewood Ranch, FL mortgage lenders offer FHA, VA and USDA loans?

70 lenders closed FHA loans in Lakewood Ranch, Florida in 2025, led by DHI Mortgage Company, LTD. with 97. 60 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lakewood Ranch, FL lender list?

Yes. 95 banks and 29 credit unions closed home loans in Lakewood Ranch, Florida in 2025, alongside 176 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lakewood Ranch, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lakewood Ranch, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakewood Ranch, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakewood Ranch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.