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Mortgage Lenders and Brokers in Spring Hill, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Spring Hill, Florida mortgage lenders include Regions BankRegions Bank4730 Commercial Way, Spring Hill, FL 34606A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4279 Mariner Blvd, Spring Hill, FL 34609A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank4066 Commercial Way, Spring Hill, FL 34606A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA4319 Commercial Way, Spring Hill, FL 34606A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA6023 Spring Hill Dr, Spring Hill, FL 34606A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.7205 Forest Oaks Blvd, Spring Hill, FL 34606A+5.0 ★Texas Ratio: 4.24%, Centennial BankCentennial Bank4301 Barclay Ave, Spring Hill, FL 34609A+5.0 ★Texas Ratio: 3.14%, Huntington National BankHuntington National Bank8889 Pelican Bay Blvd, Naples, FL 34108A+5.0 ★Texas Ratio: 3.66%, Capital City BankCapital City Bank14302 Spring Hill Dr, Spring Hill, FL 34609A+5.0 ★Texas Ratio: 2.55%, and Suncoast Credit UnionSuncoast Credit Union4176 Mariner Blvd, Spring Hill, FL 34609A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Spring Hill, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spring Hill are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Spring Hill, Florida

Market share is the lender's share of all home loans closed in Spring Hill, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 3 offices in Spring Hill 4730 Commercial Way, Spring Hill, FL 34606 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, Jumbo, HELOC	40 +31 HELOCs	1.2%	57%	$205,250	View
JPMorgan Chase Bank, NA 1 office in Spring Hill 4279 Mariner Blvd, Spring Hill, FL 34609 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	20 +1 HELOCs	0.6%	71.4%	$222,500	View
Truist Bank ★ 1 stars, 1 review 3 offices in Spring Hill 4066 Commercial Way, Spring Hill, FL 34606 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	19 +59 HELOCs	0.6%	76%	$157,631	View
Wells Fargo Bank NA 2 offices in Spring Hill 4319 Commercial Way, Spring Hill, FL 34606 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	16	0.5%	80%	$209,375	View
Bank of America NA 1 office in Spring Hill 6023 Spring Hill Dr, Spring Hill, FL 34606 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	15 +48 HELOCs	0.5%	71.4%	$231,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Spring Hill 7205 Forest Oaks Blvd, Spring Hill, FL 34606 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +28 HELOCs	0.2%	100%	$289,000	View
Centennial Bank 1 office in Spring Hill 4301 Barclay Ave, Spring Hill, FL 34609 A+5.0 ★Texas Ratio: 3.14%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$255,000	View
Huntington National Bank 1 office in Spring Hill 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$205,000	View
Capital City Bank 1 office in Spring Hill 14302 Spring Hill Dr, Spring Hill, FL 34609 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +7 HELOCs	0%	n/a		View
Suncoast Credit Union 4176 Mariner Blvd, Spring Hill, FL 34609 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	63 +233 HELOCs	1.9%	86.5%	$267,063	View
Midflorida Credit Union ★ 1 stars, 1 review 11098 Spring Hill Dr, Spring Hill, FL 34608 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	29 +15 HELOCs	0.9%	49.2%	$129,827	View
Brannen Bank 3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63%	Conventional	18	0.5%	90%	$400,555	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional	17	0.5%	77.3%	$196,764	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	12 +4 HELOCs	0.4%	80%	$217,500	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.2%	70%	$256,428	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA	7	0.2%	100%	$229,285	View
Grow Financial Federal Credit Union 4122 Mariner Blvd, Spring Hill, FL 34609 A+5.0 ★Texas Ratio: 3.70%	Conventional	7	0.2%	70%	$157,857	View
Achieva Credit Union 7126 Mariner Blvd, Spring Hill, FL 34609 A+5.0 ★Texas Ratio: 2.57%	Conventional, HELOC	5 +9 HELOCs	0.2%	83.3%	$273,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	5 +1 HELOCs	0.2%	33.3%	$277,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +24 HELOCs	0.1%	23.5%	$155,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA	4	0.1%	100%	$272,500	View
Republic Bank & Trust 12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	3 +1 HELOCs	0.1%	75%	$128,333	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional	3	0.1%	100%	$358,333	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional, FHA	3	0.1%	42.9%	$338,333	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +6 HELOCs	0.1%	50%	$285,000	View
Tampa Postal FCU 959 E Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 0.65%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$50,000	View
Tyndall Federal Credit Union 1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96%	Conventional	2	0.1%	100%	$100,000	View
San Antonio Citizens Federal Credit Union 38149 Sprocket Way, Dade City, FL 33525 A+5.0 ★Texas Ratio: 1.09%	Conventional	2	0.1%	100%	$175,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	2	0.1%	100%	$185,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	1 +3 HELOCs	0%	50%	$365,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	VA, HELOC	1 +1 HELOCs	0%	50%	$275,000	View
WSFS bank 980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$65,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	VA, HELOC	1 +1 HELOCs	0%	100%	$365,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0%	100%	$135,000	View
Crews Bank & Trust 400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31%	Conventional	1	0%	100%	$255,000	View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	FHA	1	0%	100%	$515,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	1	0%	100%	$25,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional	1	0%	25%	$325,000	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	1	0%	100%	$85,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	FHA	1	0%	100%	$255,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Campus USA Credit Union 14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45%	HELOC	0 +1 HELOCs	0%	n/a		View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	0%		View
Freedom Mortgage Corporation	Conventional, FHA, VA	60	1.8%	83.3%	$306,333
Lennar Mortgage, LLC	Conventional, FHA, VA	34	1%	87.2%	$319,117
The Mortgage Firm	Conventional, FHA, VA	24	0.7%	100%	$280,416
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	16	0.5%	40.3%	$214,375
New Day Financial, LLC.	VA	11	0.3%	39.3%	$304,090
Acrisure Mortgage, LLC	FHA, VA	8	0.2%	72.7%	$282,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.1%	66.7%	$325,000	View
Home Access Financial, LLC	Conventional, FHA	4	0.1%	100%	$297,500
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$125,000	View
Coastal Loans, LLC	Conventional	2	0.1%	100%	$305,000
Alkan Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$295,000
PHH Mortgage Corporation	Conventional	2	0.1%	66.7%	$100,000
American Bancshares Mortgage, LLC	Conventional	2	0.1%	100%	$225,000
First Equity Mortgage Bankers Inc.	FHA	1	0%	100%	$345,000
Americas Mortgage Professionals, LLC	FHA	1	0%	100%	$235,000
Ready Mortgage Lenders, LLC	Conventional	1	0%	50%	$205,000
Nqm Funding, LLC	Conventional	1	0%	100%	$255,000
Fairway Funding Group, Inc	Conventional	1	0%	100%	$795,000
Real Genius LLC	Conventional	1	0%	100%	$285,000
Mortgage Lenders Investment Tr	Conventional	1	0%	100%	$195,000
Metroplex Mortgage Services	FHA	1	0%	100%	$265,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	471 +10 HELOCs	14.4%	85.6%	$282,558
Rocket Mortgage	Conventional, FHA, VA	306	9.3%	77.5%	$203,333
Click n' Close, Inc.	Conventional, FHA	143	4.4%	94.8%	$202,342
Everett Financial, Inc.	Conventional, FHA, VA, HELOC	90 +1 HELOCs	2.7%	92.8%	$245,333
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	74	2.3%	66.1%	$275,675	View
M/I Financial. LLC	Conventional, FHA, VA	74	2.3%	98.8%	$378,918
Pennymac Loan Services LLC	Conventional, FHA, VA	68	2.1%	77.5%	$230,147
DHI Mortgage Company, LTD.	Conventional, FHA, VA	65	2%	90.3%	$301,769
Pulte Mortgage LLC	Conventional, FHA, VA	62	1.9%	77.5%	$334,838
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA	58	1.8%	96.9%	$301,896	View
Mortgage Research Center	Conventional, VA	53	1.6%	58.1%	$335,566
Fairway Independent Mort Corp	Conventional, FHA, VA	40	1.2%	91.1%	$243,250
Paramount Residential Mortgage	Conventional, FHA, VA	40	1.2%	90.9%	$264,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	39 +4 HELOCs	1.2%	92.9%	$308,589
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	37	1.1%	80.4%	$229,054
loanDepot.com LLC	Conventional, FHA, VA	35	1.1%	56.1%	$225,571
My Mortgage, Inc	Conventional, FHA	35	1.1%	100%	$272,428
Nationstar Mortgage	Conventional, FHA, VA	35	1.1%	80.4%	$141,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	33 +2 HELOCs	1%	86.8%	$253,484
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	32 +8 HELOCs	1%	69.6%	$222,812
Union Home Mortgage Corp.	Conventional, FHA, VA	30	0.9%	96.8%	$308,666
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	29 +1 HELOCs	0.9%	97.2%	$225,344
Equity Prime Mortgage LLC	Conventional, FHA, VA	26	0.8%	78.8%	$267,692
Ameritrust Mortgage Corporation	Conventional, FHA	25	0.8%	96.2%	$309,800
Mutual of Omaha Mortgage	Conventional, FHA, VA	24	0.7%	92.6%	$400,416
American Financial Network, Inc.	Conventional, FHA, VA	23	0.7%	76.7%	$237,173
Point Mortgage Corp	Conventional, FHA	23	0.7%	100%	$246,304
Embrace Home Loans, Inc.	Conventional, FHA, VA	23	0.7%	100%	$310,217
Village Capital & Investment	FHA, VA	23	0.7%	78.9%	$351,521
Sun West Mortgage Company, Inc	Conventional, FHA, VA	22	0.7%	90%	$251,818
JMAC Lending, Inc.	Conventional, FHA, VA	22	0.7%	100%	$303,636
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	21 +2 HELOCs	0.6%	87.5%	$340,714
Cornerstone First Mortgage, LLC	Conventional, FHA	21	0.6%	95.5%	$185,952
Inspire Home Loans Inc.	Conventional, FHA, VA	20	0.6%	80.8%	$298,000
The Loan Store, Inc	Conventional, FHA, VA, HELOC	17 +4 HELOCs	0.5%	94.7%	$329,705
Cardinal Financial Company, Li	Conventional, FHA, VA	17	0.5%	92%	$240,882
Plaza Home Mortgage, Inc	Conventional, FHA, VA	17	0.5%	63.3%	$234,411
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	15	0.5%	100%	$137,666
Kind Lending, LLC	Conventional, FHA, VA	15	0.5%	55.6%	$284,333
RMC Home Mortgage, LLC	Conventional, FHA, VA	14	0.4%	100%	$337,142
Planet Home Lending, LLC	Conventional, FHA, VA	14	0.4%	77.8%	$240,714
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	14	0.4%	41.3%	$266,428	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	14	0.4%	82.4%	$157,142	View
Guild Mortgage Company	Conventional, FHA	13	0.4%	77.8%	$178,846
Gershman Investment Corp.	Conventional, FHA	13	0.4%	86.7%	$275,769
Leaderone Financial Corp.	Conventional, FHA, VA	13	0.4%	100%	$308,846
American Financial Resources LLC	Conventional, FHA, VA	12	0.4%	100%	$271,666
Amerisave Mortgage Company	Conventional, FHA, VA	12	0.4%	26.5%	$179,166
VanDyk Mortgage Corporation	Conventional, FHA	12	0.4%	92.3%	$256,666
Goodleap, LLC	Conventional, FHA, VA	10	0.3%	56.5%	$228,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	10	0.3%	100%	$268,000	View
Zillow Home Loans, LLC	Conventional, FHA, VA	10	0.3%	91.7%	$250,000
American Portfolio Mortgage Corporation	Conventional, FHA, VA	9	0.3%	81.8%	$290,555
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	9	0.3%	75%	$195,000	View
Michigan Mutual, Inc	Conventional, FHA	9	0.3%	78.6%	$228,333
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	9	0.3%	90%	$302,777	View
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA	9	0.3%	60%	$326,111	View
Spring Eq, LLC	Conventional, HELOC	8 +10 HELOCs	0.2%	28.6%	$65,000
Homeowners Financial Group, LLC	Conventional, FHA	8	0.2%	53.3%	$223,750
Genway Home Mortgage, Inc.	Conventional, FHA	8	0.2%	57.1%	$166,250
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	7 +13 HELOCs	0.2%	77.8%	$273,571
Tidewater Mortgage Services, Inc	Conventional, FHA	7	0.2%	100%	$177,857
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	7	0.2%	80%	$170,714	View
Midwest Mortgage Associates Corp	Conventional, FHA	7	0.2%	100%	$236,428
Nfm, Inc	Conventional, FHA, VA	7	0.2%	100%	$246,428
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	7	0.2%	70%	$319,285	View
American Pacific Mortgage Corporation	Conventional, FHA	7	0.2%	100%	$222,142
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	7	0.2%	100%	$266,428	View
Champions Funding, LLC	Conventional	7	0.2%	100%	$269,285
Guaranteed Rate Affinity, LLC	Conventional, FHA	6	0.2%	100%	$216,666
AmeriHome Mortgage Company, LLC	FHA, VA	6	0.2%	85.7%	$285,000
21St Mortgage	Conventional	6	0.2%	37.5%	$206,666
Top Flite Financial, Inc.	Conventional, FHA, VA	6	0.2%	100%	$213,333
Primary Residential Mortgage, INC.	Conventional, FHA, VA	5	0.2%	83.3%	$195,000
All Credit Considered Mortgage, Inc.	Conventional	5	0.2%	100%	$221,000
ALCOVA Mortgage, LLC	Conventional, FHA	5	0.2%	100%	$303,000
Loanunited.Com, LLC	FHA, VA	5	0.2%	100%	$357,000
Absolute Home Mortgage	Conventional, FHA, VA	5	0.2%	100%	$293,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	5	0.2%	100%	$265,000
Geneva Financial LLC	Conventional, FHA	5	0.2%	100%	$219,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	5	0.2%	100%	$269,000
Better Mortgage Corporation	Conventional, FHA, HELOC	4 +2 HELOCs	0.1%	80%	$182,500
First Community Mortgage, Inc.	Conventional, FHA	4	0.1%	100%	$285,000
AdvantageFirst Lending Inc	FHA, VA	4	0.1%	50%	$307,500
Intelliloan, Inc.	FHA	4	0.1%	66.7%	$392,500
Saygo Home Loans, LLC	FHA, VA	4	0.1%	100%	$330,000
Towne Mortgage Company	Conventional, FHA	4	0.1%	80%	$290,000
Prosperity Home Mortgage, LLC	FHA, VA	4	0.1%	100%	$305,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	4	0.1%	66.7%	$122,500	View
Reliance First Capital, LLC	Conventional, FHA	4	0.1%	83.3%	$167,500
Tomo Mortgage LLC	Conventional, FHA	4	0.1%	100%	$305,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	3 +1 HELOCs	0.1%	75%	$281,666
EMM Loans LLC	Conventional, FHA	3	0.1%	100%	$168,333
Equity Resources Inc	Conventional, FHA	3	0.1%	100%	$278,333
Royal United Mortgage LLC	Conventional, FHA	3	0.1%	75%	$51,666
Guidance Residential, LLC	Conventional	3	0.1%	100%	$325,000
AmWest Funding Corp	Conventional	3	0.1%	75%	$221,666
New Wave Lending Group Inc	Conventional	3	0.1%	100%	$338,333
American Financing Corporation	Conventional, FHA	3	0.1%	55.6%	$215,000
Calcon Mutual Mortgage LLC	Conventional, FHA, VA	3	0.1%	100%	$265,000
Stg Mortgage Inc	Conventional, FHA	3	0.1%	100%	$268,333
BoxCar Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$305,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	3	0.1%	75%	$241,666
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	3	0.1%	80%	$165,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	3	0.1%	100%	$278,333	View
Mortgage Solutions of Colorado	VA	3	0.1%	75%	$401,666
Keystone Funding, Inc	FHA, VA	3	0.1%	100%	$258,333
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	3	0.1%	100%	$328,333
Keypoint Credit Union	Conventional	2	0.1%	100%	$205,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	2	0.1%	66.7%	$40,000	View
Primelending	Conventional	2	0.1%	100%	$240,000
Nbkc Bank	Conventional	2	0.1%	100%	$205,000
Norwich Commercial Group Inc	Conventional, FHA	2	0.1%	100%	$140,000
Filo Mortgage, LLC	Conventional, VA	2	0.1%	100%	$280,000
Resicentral LLC	Conventional	2	0.1%	66.7%	$265,000
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$205,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	FHA	2	0.1%	50%	$375,000	View
Acre Mortgage & Financial, Inc.	FHA	2	0.1%	66.7%	$275,000
HomeXpress Mortgage Corp.	Conventional, FHA	2	0.1%	66.7%	$250,000
Mortgage 1 Incorporated	Conventional	2	0.1%	100%	$335,000
Success Mortgage Partners, Inc	FHA	2	0.1%	100%	$335,000
First Alliance Home Mortgage, LLC	FHA	2	0.1%	66.7%	$325,000
Discover Bank	Conventional	2	0.1%	5.6%	$35,000
ClearPath Lending	VA	2	0.1%	100%	$310,000
Mid-Continent Funding, Inc.	FHA, VA	2	0.1%	100%	$340,000
American Heritage Lending, LLC	Conventional	2	0.1%	100%	$200,000
Total Mortgage Services, LLC	Conventional	2	0.1%	100%	$340,000
Peoples Mortgage Company	Conventional, FHA	2	0.1%	100%	$175,000
Provident Funding Associates	Conventional	2	0.1%	100%	$225,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.1%	100%	$250,000	View
Synovus Bank	Conventional	2	0.1%	100%	$50,000
Bank Ozk	Conventional	2	0.1%	100%	$260,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	2	0.1%	100%	$260,000	View
Nations Direct Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$160,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, VA	2	0.1%	100%	$290,000	View
Nationwide Mortgage Bankers, Inc.	Conventional, FHA	2	0.1%	100%	$375,000
Nmsi, Inc.	Conventional, FHA	2	0.1%	100%	$340,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.1%	100%	$315,000
Southwest Stage Funding LLC	Conventional, VA	2	0.1%	100%	$200,000
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0%	100%	$135,000
Digital Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	50%	$85,000
BankSouth A+5.0 ★Texas Ratio: 4.19%	Conventional	1	0%	100%	$385,000	View
ML Mortgage Corp.	FHA	1	0%	100%	$405,000
Arc Home LLC	Conventional	1	0%	100%	$205,000
Genisys Credit Union	Conventional	1	0%	100%	$295,000
Semper Home Loans, Inc	FHA	1	0%	100%	$345,000
Southwest Airlines FCU	Conventional	1	0%	100%	$245,000
Originpoint, LLC	Conventional	1	0%	100%	$235,000
Premier Mortgage Resources, LLC	FHA	1	0%	100%	$465,000
Neighborhood Loans, Inc	Conventional	1	0%	50%	$15,000
Jet Direct Funding Corp.	Conventional	1	0%	100%	$225,000
HomePromise Corporation	VA	1	0%	100%	$415,000
Atlantic Coast Mortgage, LLC	FHA	1	0%	100%	$335,000
Contour Mortgage Corporation	Conventional	1	0%	100%	$325,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	FHA	1	0%	100%	$275,000	View
Go Mortgage, LLC	Conventional	1	0%	100%	$225,000
Sage Home Loans Corporation	Conventional	1	0%	50%	$225,000
MortgageOne, Inc	Conventional	1	0%	50%	$55,000
Envoy Mortgage, Ltd	FHA	1	0%	100%	$175,000
Allied Mortgage Group, Inc	FHA	1	0%	100%	$225,000
United Trust Bank	VA	1	0%	50%	$325,000
Home Mortgage Alliance Corp (Hmac)	FHA	1	0%	100%	$265,000
Brookhollow Mortgage Services, Ltd	FHA	1	0%	100%	$335,000
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional	1	0%	100%	$175,000	View
Mortgage Assurance Inc	Conventional	1	0%	100%	$275,000
NJ Lenders Corp	FHA	1	0%	50%	$285,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$135,000
Ahl Funding	FHA	1	0%	100%	$325,000
Advisors Mortgage Group, LLC	Conventional	1	0%	100%	$325,000
Police and Fire Federal Credit Union	Conventional	1	0%	100%	$75,000
Das Acquisition Company, LLC	Conventional	1	0%	100%	$325,000
Select Lending Services, LLC	VA	1	0%	100%	$285,000
East Coast Capital Corp.	Conventional	1	0%	100%	$295,000
Network Capital Funding Corporation	VA	1	0%	50%	$385,000
American Federal Mortgage Corporation	Conventional	1	0%	100%	$275,000
Clearview Federal Credit Union	Conventional	1	0%	100%	$45,000
Associated Mortgage Bankers Inc.	Conventional	1	0%	100%	$75,000
Bay Equity LLC	Conventional	1	0%	100%	$285,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$345,000
Weichert Financial Services	Conventional	1	0%	100%	$225,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$205,000	View
Summit Credit Union	Conventional	1	0%	100%	$315,000
Encompass Lending Group, L.P.	USDA	1	0%	100%	$145,000
1st Financial, Inc.	FHA	1	0%	100%	$365,000
Teachers Federal Credit Union	Conventional	1	0%	100%	$285,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$165,000
Gardner Financial Services	Conventional	1	0%	100%	$365,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$375,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	VA	1	0%	100%	$275,000	View
Victorian Finance, LLC	FHA	1	0%	100%	$175,000
Lake Michigan Credit Union	Conventional	1	0%	100%	$375,000
Tjc Mortgage Inc	Conventional	1	0%	100%	$415,000
Interstate Home Loan Center, Inc.	FHA	1	0%	100%	$315,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	100%	$235,000	View
V.I.P. Mortgage, Inc.	FHA	1	0%	100%	$295,000
Geo-Corp, Inc.	FHA	1	0%	100%	$295,000
Logan Finance Corporation	Conventional	1	0%	100%	$325,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0%	100%	$165,000	View
Ascend Federal Credit Union	Conventional	1	0%	100%	$345,000
Texana Bank	VA	1	0%	100%	$255,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$285,000	View
Figure Lending LLC	HELOC	0 +22 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +13 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +9 HELOCs	0%	n/a
Cadence Bank	HELOC	0 +6 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Fund Staff Federal Credit	HELOC	0 +1 HELOCs	0%	n/a
Franklin Mint Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
All In Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Sharonview Federal CU	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Spring Hill Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Spring Hill, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Spring Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spring Hill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Spring Hill, FL

Use these to narrow the list above. Each category shows how many Spring Hill, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 187 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 143 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 89 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 39 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Spring Hill, FL

Independent mortgage companies closed 86.2 percent of home loans in Spring Hill, Florida in 2025, banks 8.4 percent and credit unions 5.5 percent. Triad Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Capital City Bank led with 0 loans.

86.2%

Mortgage companies

8.4%

Banks

5.5%

Credit unions

37%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders Wesley Chapel 255 lenders

Frequently Asked Questions About Mortgage Lenders in Spring Hill, FL

Who is the largest mortgage lender in Spring Hill, FL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Spring Hill, Florida with 40 loans, about 1.2 percent of the market. The largest lender headquartered in Florida was Capital City Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Spring Hill, FL have the highest approval rates?

Among lenders with meaningful volume in Spring Hill, Florida, M/I Financial. LLC approved the highest share of completed applications in 2025 at 98.8 percent, against a 78.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Spring Hill, FL mortgage lenders offer FHA, VA and USDA loans?

143 lenders closed FHA loans in Spring Hill, Florida in 2025, led by United Wholesale Mortgage with 198. 89 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Spring Hill, FL lender list?

Yes. 59 banks and 30 credit unions closed home loans in Spring Hill, Florida in 2025, alongside 187 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Spring Hill, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Spring Hill, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spring Hill, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spring Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.