Grow Financial Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Grow Financial Federal Credit Union's CD 12-17 month rates are at 3.97%, 12 month CD Account rates are at 3.97%, IRA CD Account 12 month rates are at 3.97%, CD 12-17 month rates are at 3.87%, 6 month CD Account rates are at 3.87%. Grow Financial Federal Credit Union's savings rates are at 0.10%. Grow Financial Federal Credit Union's money market rates are at 1.11%. Grow Financial Federal Credit Union's Personal Loan Rates are at 9.75%.
Grow Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Grow Financial Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Grow Financial Federal Credit Union Texas RatioGrow Financial Federal Credit Union's Texas Ratio is at 3.20%, which is considered excellent. The Texas Ratio for Grow Financial Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Grow Financial Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Grow Financial Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Grow Financial Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Grow Financial Federal Credit Union
Headquarters 1242 E 5th Ave Fl 4
Tampa, FL 33605 
Grow Financial Federal Credit Union CD Rates
Grow Financial Federal Credit Union Savings Rates
Grow Financial Federal Credit Union Money Market Rates
Grow Financial Federal Credit Union Checking Rates
Grow Financial Federal Credit Union Mortgage Rates
Grow Financial Federal Credit Union Credit Card Rates
Grow Financial Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Grow Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Grow Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Grow Financial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Grow Financial Federal Credit Union
Website: https://www.growfinancial.org
Full Time Employees: 587Part Time Employees: 37 President: Richard Reeder CEO: Thomas Feindt Branch Locations: 26 ATM Locations: 27 Corporate Office Address:
1242 E 5th Ave Fl 4
Tampa, FL 33605 Phone Number: 813-837-2451 Fax Number: 813-832-3619 FinancialsTotal Assets:
3,770,681,343
Total Amount of Shares and Deposits:
3,124,869,176
Total Shares and Deposits < 1 Year:
2,766,990,180
Total Shares and Deposits 1 3 Years:
234,894,822
Total Shares and Deposits > 3 Years:
122,984,173
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
141,868,307
Total Uninsured Shares and Deposits > $250K (F+J):
141,868,307
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,983,000,869
Total Interest Expense (Sum of items 6 8):
47,037,249
Share Certificates:
23,546
Number of Accounts for Share Drafts:
127,019
IRA KEOGH Accounts:
11,909
Number of Accounts for Regular Shares:
329,196
All other shares:
848
Non Member Deposits:
3
Money Market Shares:
38,286
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
198,217,494
Total Liabilities:
3,349,741,792
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsAfdJ
December 17, 2025
Mvax
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Frequently Asked Questions About Grow Financial Federal Credit UnionIs a member application needed to join Grow Financial Federal Credit Union?Yes, to access services at Grow Financial Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Grow Financial Federal Credit Union provides a range of mortgage and home equity products. Is Grow Financial Federal Credit Union a safe place to deposit money?Yes, Grow Financial Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Grow Financial Federal Credit Union offer online and mobile banking?Most modern institutions like Grow Financial Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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