☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Florida / Tallahassee

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Tallahassee, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Tallahassee, Florida mortgage lenders include Servisfirst BankServisfirst Bank1701 Hermitage Blvd, Tallahassee, FL 32308A5.0 ★Texas Ratio: 8.75%, First Commerce Credit UnionFirst Commerce Credit Union2330 Mahan Dr, Tallahassee, FL 32308A+5.0 ★Texas Ratio: 3.60%, Ameris BankAmeris Bank2101 Capital Cir Ne, Tallahassee, FL 32308A+5.0 ★Texas Ratio: 1.82%, Prime Meridian BankPrime Meridian Bank1471 Timberlane Rd, Tallahassee, FL 32312A+5.0 ★Texas Ratio: 2.17%, Colony BankColony Bank2915 Kerry Forest Pkwy, Tallahassee, FL 32309A+5.0 ★Texas Ratio: 4.01%, Truist BankTruist Bank102 N Blair Stone Rd, Tallahassee, FL 32301A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3528 Thomasville Rd, Tallahassee, FL 32309A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank3621 Apalachee Pkwy, Tallahassee, FL 32311A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA3400 S Monroe St, Tallahassee, FL 32301A+5.0 ★Texas Ratio: 5.36%, and Bank of America NABank of America NA2262 N Monroe St, Tallahassee, FL 32303A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Tallahassee, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tallahassee are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Tallahassee, Florida

Market share is the lender's share of all home loans closed in Tallahassee, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Servisfirst Bank 1 office in Tallahassee 1701 Hermitage Blvd, Tallahassee, FL 32308 A5.0 ★Texas Ratio: 8.75%	Conventional, FHA, VA, Jumbo, HELOC	170 +1 HELOCs	5.8%	98.3%	$367,647	View
First Commerce Credit Union 2330 Mahan Dr, Tallahassee, FL 32308 A+5.0 ★Texas Ratio: 3.60%	Conventional, HELOC	99 +101 HELOCs	3.4%	79.3%	$176,515	View
Ameris Bank ★ 4 stars, 1 review 1 office in Tallahassee 2101 Capital Cir Ne, Tallahassee, FL 32308 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	86 +7 HELOCs	2.9%	92.5%	$299,418	View
Prime Meridian Bank 1471 Timberlane Rd, Tallahassee, FL 32312 A+5.0 ★Texas Ratio: 2.17%	Conventional, Jumbo	61	2.1%	95.9%	$278,278	View
Colony Bank 1 office in Tallahassee 2915 Kerry Forest Pkwy, Tallahassee, FL 32309 A+5.0 ★Texas Ratio: 4.01%	Conventional, FHA, Jumbo	58	2%	100%	$360,862	View
Truist Bank ★ 1 stars, 1 review 6 offices in Tallahassee 102 N Blair Stone Rd, Tallahassee, FL 32301 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo, HELOC	42 +42 HELOCs	1.4%	97.7%	$368,809	View
JPMorgan Chase Bank, NA 2 offices in Tallahassee 3528 Thomasville Rd, Tallahassee, FL 32309 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	36 +5 HELOCs	1.2%	86%	$223,888	View
Regions Bank 4 offices in Tallahassee 3621 Apalachee Pkwy, Tallahassee, FL 32311 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, Jumbo, HELOC	34 +14 HELOCs	1.2%	67.3%	$232,058	View
Wells Fargo Bank NA 4 offices in Tallahassee 3400 S Monroe St, Tallahassee, FL 32301 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	20	0.7%	83.3%	$216,000	View
Bank of America NA 5 offices in Tallahassee 2262 N Monroe St, Tallahassee, FL 32303 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	12 +32 HELOCs	0.4%	75%	$232,500	View
Centennial Bank 6 offices in Tallahassee 1953 Thomasville Rd, Tallahassee, FL 32303 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA	11	0.4%	78.6%	$182,272	View
Renasant Bank 4 offices in Tallahassee 2626 Mahan Dr, Tallahassee, FL 32308 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, HELOC	10 +12 HELOCs	0.3%	90.9%	$206,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 3 offices in Tallahassee 2453 Mahan Dr, Tallahassee, FL 32308 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	5 +15 HELOCs	0.2%	100%	$285,000	View
Smartbank 1 office in Tallahassee 2375 Centerville Rd, Tallahassee, FL 32308 A+5.0 ★Texas Ratio: 1.74%	Conventional, FHA	4	0.1%	100%	$280,000	View
Pinnacle Bank 3 offices in Tallahassee 601 N Monroe St, Tallahassee, FL 32301 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0%	100%	$385,000	View
Capital City Bank 10 offices in Tallahassee 2111 N Monroe St, Tallahassee, FL 32303 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +35 HELOCs	0%	n/a		View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional, FHA, VA	26	0.9%	86.7%	$329,230	View
VyStar Credit Union 3208 Mahan Dr, Tallahassee, FL 32308 5510 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	21 +2 HELOCs	0.7%	65.6%	$171,666	View
First Florida Credit Union 2521 S Blair Stone Rd, Tallahassee, FL 32301 5903 A+5.0 ★Texas Ratio: 3.47%	Conventional, VA	21	0.7%	95.5%	$216,428	View
Campus USA Credit Union 1511 Killearn Center Blvd, Tallahassee, FL 32309 A+5.0 ★Texas Ratio: 2.45%	Conventional, HELOC	20 +10 HELOCs	0.7%	95.2%	$127,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	10 +3 HELOCs	0.3%	52.4%	$153,000	View
Gulf Winds Credit Union 2906 Kerry Forest Pkwy, Tallahassee, FL 32309 6824 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	9 +3 HELOCs	0.3%	69.2%	$112,777	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	8 +3 HELOCs	0.3%	75%	$183,750	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.3%	100%	$475,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	5	0.2%	83.3%	$193,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	4 +5 HELOCs	0.1%	80%	$265,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +5 HELOCs	0.1%	75%	$41,666	View
Tyndall Federal Credit Union 1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96%	Conventional, HELOC	3 +2 HELOCs	0.1%	100%	$218,333	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.1%	100%	$1,055,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional	3	0.1%	100%	$278,333	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	0.1%	100%	$655,000	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.1%	50%	$670,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	2 +3 HELOCs	0.1%	15.4%	$85,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	2 +1 HELOCs	0.1%	60%	$170,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$245,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	2	0.1%	29.2%	$80,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional	2	0.1%	100%	$415,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	1 +1 HELOCs	0%	50%	$225,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$445,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0%	33.3%	$585,000	View
Guardians Credit Union 1301 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.80%	Conventional	1	0%	100%	$75,000	View
Incrediblebank 2512 Skyline Blvd, Cape Coral, FL 33914 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$395,000	View
Harvesters Federal Credit Union 480 S Highway 29, Cantonment, FL 32533 6406 A5.0 ★Texas Ratio: 6.36%	Conventional	1	0%	50%	$125,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0%	100%	$205,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$205,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional	1	0%	100%	$465,000	View
Bankplus 4881 Nw 8th Ave, Gainesville, FL 32605 A+5.0 ★Texas Ratio: 4.80%	Conventional	1	0%	100%	$255,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional	1	0%	100%	$555,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	Conventional	1	0%	100%	$255,000
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +8 HELOCs	0%	n/a		View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	HELOC	0 +1 HELOCs	0%	0%		View
BrightStar Credit Union 600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57%	HELOC	0 +1 HELOCs	0%	n/a		View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	Conventional, FHA, VA	27	0.9%	85.7%	$260,185
New Day Financial, LLC.	VA	10	0.3%	68.8%	$233,000
The Mortgage Firm	Conventional	6	0.2%	100%	$181,666
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.2%	40.9%	$205,000
Home Access Financial, LLC	Conventional, FHA	4	0.1%	100%	$300,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	3	0.1%	75%	$291,666	View
Acrisure Mortgage, LLC	Conventional	2	0.1%	66.7%	$240,000
PHH Mortgage Corporation	Conventional, FHA	2	0.1%	40%	$185,000
Mortgage Lenders Investment Tr	Conventional, FHA	2	0.1%	100%	$220,000
Alkan Mortgage Corporation	Conventional	1	0%	100%	$455,000
First Equity Mortgage Bankers Inc.	Conventional	1	0%	100%	$225,000
American Bancshares Mortgage, LLC	Conventional	1	0%	100%	$655,000
DG Pinnacle Funding, LLC	Conventional	1	0%	100%	$65,000
Builders Choice Mortgage LLC	Conventional	1	0%	100%	$345,000
FineMark National Bank & Trust	Conventional	1	0%	100%	$335,000
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	0%		View
Rocket Mortgage	Conventional, FHA, VA, Jumbo	291	9.9%	84%	$208,608
Movement Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	253 +14 HELOCs	8.6%	97.1%	$267,015
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA, VA, USDA	184	6.3%	97.4%	$262,934	View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	149 +4 HELOCs	5.1%	91.5%	$199,630
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	119 +7 HELOCs	4%	84.8%	$279,957
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA, VA, Jumbo	91	3.1%	86.7%	$270,494	View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	53	1.8%	79.7%	$250,660
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA, VA, USDA	51	1.7%	100%	$233,823	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	48	1.6%	77.8%	$356,250
First Community Mortgage, Inc.	Conventional, FHA, VA, USDA	39	1.3%	95.7%	$255,256
Nationstar Mortgage	Conventional, FHA, VA	38	1.3%	80.4%	$139,473
Mortgage Research Center	Conventional, FHA, VA	36	1.2%	63.2%	$332,222
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	32 +13 HELOCs	1.1%	78%	$260,625
Towne Mortgage Company	Conventional, FHA	31	1.1%	100%	$320,483
Thomasville National Bank	Conventional, Jumbo	25	0.9%	100%	$273,800
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	24 +4 HELOCs	0.8%	100%	$300,416
VanDyk Mortgage Corporation	Conventional, FHA, VA	23	0.8%	100%	$252,826
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	21	0.7%	63.6%	$147,380	View
Fairway Independent Mort Corp	Conventional, FHA	21	0.7%	87.5%	$277,380
Envoy Mortgage, Ltd	Conventional, FHA, VA	16	0.5%	100%	$283,750
Bayshore Mortgage Funding	Conventional, FHA, VA	15	0.5%	100%	$296,333
21St Mortgage	Conventional	13	0.4%	24.5%	$135,769
Paramount Residential Mortgage	Conventional, FHA, VA	13	0.4%	92.9%	$225,769
The Loan Store, Inc	Conventional, FHA, HELOC	12 +7 HELOCs	0.4%	100%	$235,833
Amerisave Mortgage Company	Conventional, FHA, HELOC	12 +1 HELOCs	0.4%	25%	$90,833
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	12 +1 HELOCs	0.4%	100%	$269,166	View
Primary Residential Mortgage, INC.	Conventional, FHA, VA	12	0.4%	80%	$207,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	12	0.4%	63.2%	$298,333	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA	11	0.4%	100%	$250,454	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	11	0.4%	91.7%	$125,909	View
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	11	0.4%	53.1%	$227,727	View
Provident Funding Associates	Conventional	10	0.3%	90.9%	$383,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	9 +1 HELOCs	0.3%	60%	$221,666
Kind Lending, LLC	Conventional, FHA, VA, USDA	9	0.3%	45%	$233,888
Mutual of Omaha Mortgage	Conventional, FHA	9	0.3%	75%	$165,000
Vanderbilt Mortgage and Finance, Inc	Conventional	9	0.3%	21.6%	$129,444
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.3%	100%	$252,500	View
Discover Bank	Conventional	8	0.3%	32%	$82,500
Synovus Bank	Conventional, FHA, HELOC	7 +5 HELOCs	0.2%	77.8%	$279,285
Union Home Mortgage Corp.	Conventional, HELOC	7 +1 HELOCs	0.2%	87.5%	$317,857
MidSouth Bank	Conventional	7	0.2%	77.8%	$135,000
Better Mortgage Corporation	Conventional, Jumbo	7	0.2%	100%	$503,571
Zillow Home Loans, LLC	Conventional, FHA	7	0.2%	77.8%	$229,285
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	6 +3 HELOCs	0.2%	85.7%	$195,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	6 +2 HELOCs	0.2%	75%	$245,000
Deephaven Mortgage LLC	Conventional	6	0.2%	100%	$260,000
American Financial Network, Inc.	Conventional, FHA	6	0.2%	100%	$181,666
American Pacific Mortgage Corporation	Conventional, FHA	6	0.2%	100%	$195,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	6	0.2%	100%	$198,333	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	6	0.2%	75%	$253,333
Sun West Mortgage Company, Inc	FHA, VA	5	0.2%	100%	$261,000
American Financing Corporation	Conventional, FHA	5	0.2%	63.6%	$201,000
Mid-Continent Funding, Inc.	VA	5	0.2%	100%	$311,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.2%	83.3%	$155,000
Gmfs, LLC	FHA	5	0.2%	100%	$265,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	5	0.2%	100%	$261,000
Spring Eq, LLC	Conventional, HELOC	4 +10 HELOCs	0.1%	22.7%	$80,000
Goodleap, LLC	Conventional, FHA, HELOC	4 +2 HELOCs	0.1%	66.7%	$215,000
American Financial Resources LLC	Conventional, FHA	4	0.1%	80%	$197,500
Everett Financial, Inc.	Conventional, FHA, VA	4	0.1%	100%	$127,500
Equity Prime Mortgage LLC	FHA, VA	4	0.1%	66.7%	$222,500
Norwich Commercial Group Inc	Conventional, FHA	4	0.1%	100%	$105,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	4	0.1%	100%	$157,500	View
Mortgage Solutions of Colorado	FHA, VA	4	0.1%	100%	$230,000
First Port City Bank	Conventional	4	0.1%	100%	$207,500
Top Flite Financial, Inc.	Conventional, FHA	4	0.1%	100%	$125,000
Village Capital & Investment	FHA, VA	4	0.1%	60%	$320,000
JMAC Lending, Inc.	Conventional, FHA, VA	4	0.1%	100%	$285,000
Primelending	Conventional, FHA	3	0.1%	100%	$301,666
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	3	0.1%	100%	$281,666
Loanunited.Com, LLC	FHA	3	0.1%	100%	$285,000
AdvantageFirst Lending Inc	FHA, VA	3	0.1%	60%	$248,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	3	0.1%	100%	$281,666	View
New Wave Lending Group Inc	Conventional	3	0.1%	100%	$331,666
Securitynational Mortgage Company	FHA, VA	3	0.1%	100%	$431,666
Homeowners Financial Group, LLC	Conventional, FHA	3	0.1%	100%	$131,666
Planet Home Lending, LLC	Conventional, FHA	3	0.1%	100%	$125,000
Member First Mortgage, LLC	Conventional, FHA	3	0.1%	75%	$268,333
Genway Home Mortgage, Inc.	Conventional, FHA	3	0.1%	60%	$188,333
First Reliance Bank A+5.0 ★Texas Ratio: 0.55%	Conventional	3	0.1%	100%	$335,000	View
Summit Mortgage Corporation	Conventional	3	0.1%	50%	$105,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.1%	100%	$555,000	View
Ark-La-Tex Financial Services LLC	Conventional	3	0.1%	100%	$275,000
Tomo Mortgage LLC	Conventional	3	0.1%	100%	$411,666
Champions Funding, LLC	Conventional	3	0.1%	100%	$238,333
Valon Mortgage	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$280,000
Cadence Bank	Conventional	2	0.1%	100%	$455,000
EMM Loans LLC	Conventional, FHA	2	0.1%	100%	$375,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.1%	100%	$175,000
Sage Home Loans Corporation	Conventional	2	0.1%	83.3%	$250,000
United Trust Bank	Conventional, VA	2	0.1%	100%	$155,000
Filo Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$335,000
Resicentral LLC	Conventional, FHA	2	0.1%	100%	$395,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.1%	100%	$245,000
Guild Mortgage Company	Conventional	2	0.1%	66.7%	$300,000
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$320,000
Embrace Home Loans, Inc.	Conventional, FHA	2	0.1%	100%	$175,000
T2 Financial LLC	Conventional, FHA	2	0.1%	100%	$195,000
Hometown Equity Mortgage, LLC	Conventional	2	0.1%	50%	$270,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	2	0.1%	100%	$145,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$255,000	View
Milend, Inc	VA	2	0.1%	33.3%	$340,000
Prosperity Home Mortgage, LLC	Conventional, FHA	2	0.1%	66.7%	$275,000
Veritas Funding, LLC	FHA	2	0.1%	100%	$170,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.1%	100%	$700,000	View
Texana Bank	FHA	2	0.1%	100%	$235,000
Vista Point Mortgage, LLC	Conventional	2	0.1%	100%	$175,000
Digital Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$65,000
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0%	100%	$215,000
Genisys Credit Union	Conventional	1	0%	100%	$655,000
Tidewater Mortgage Services, Inc	Conventional	1	0%	100%	$225,000
Zippy Loans, LLC	Conventional	1	0%	50%	$35,000
Farmers and Merchants Bank A-4.9 ★Texas Ratio: 15.86%	Conventional	1	0%	100%	$165,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$225,000	View
Royal United Mortgage LLC	Conventional	1	0%	33.3%	$125,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$455,000	View
Greenstate Credit Union	Conventional	1	0%	100%	$165,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$435,000	View
Farmers Insurance Federal Credit Union	Conventional	1	0%	100%	$435,000
MortgageOne, Inc	Conventional	1	0%	100%	$255,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$175,000
BankSouth Mortgage Company LLC	USDA	1	0%	100%	$245,000
Nbkc Bank	Conventional	1	0%	100%	$185,000
Orchard Mortgage, LLC	Conventional	1	0%	100%	$395,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$185,000
Guidance Residential, LLC	Conventional	1	0%	100%	$485,000
AmeriHome Mortgage Company, LLC	Conventional	1	0%	50%	$565,000
First Southern Bank F1.0 ★Texas Ratio: 85.21%	Conventional	1	0%	100%	$165,000	View
Homestead Funding Corp.	Conventional	1	0%	100%	$55,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$145,000	View
Michigan Mutual, Inc	Conventional	1	0%	100%	$185,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$135,000
Absolute Home Mortgage	USDA	1	0%	100%	$255,000
Capital Partners Mortgage Services, LLC	Conventional	1	0%	100%	$185,000
Monticello Banking Company	Conventional	1	0%	100%	$45,000
Credit Human Federal Credit Un	Conventional	1	0%	11.1%	$75,000
Click n' Close, Inc.	Conventional	1	0%	100%	$115,000
Network Capital Funding Corporation	Conventional	1	0%	33.3%	$345,000
Citizens Equity First Credit U	Conventional	1	0%	100%	$95,000
ClearPath Lending	VA	1	0%	100%	$305,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$135,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$735,000
Strong Home Mortgage, LLC	FHA	1	0%	100%	$275,000
Total Mortgage Services, LLC	Conventional	1	0%	100%	$305,000
Justice Federal Credit Union	Conventional	1	0%	100%	$295,000
Ameritrust Mortgage Corporation	VA	1	0%	100%	$575,000
First Option Mortgage, LLC	Conventional	1	0%	100%	$705,000
Premier Lending Inc.	Conventional	1	0%	100%	$395,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$225,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0%	100%	$195,000
BoxCar Mortgage, LLC	FHA	1	0%	100%	$105,000
Central Bank & Trust Co A+5.0 ★Texas Ratio: 1.26%	Conventional	1	0%	100%	$695,000	View
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional	1	0%	100%	$265,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$45,000	View
Empeople Credit Union	Conventional	1	0%	100%	$285,000
Andrews Federal Credit Union	Conventional	1	0%	100%	$155,000
Stockton Mortgage Corporation	Conventional	1	0%	100%	$215,000
Tjc Mortgage Inc	FHA	1	0%	100%	$195,000
American Heritage Federal Credit Union A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$285,000	View
Gulf Coast Bank and Trust	VA	1	0%	100%	$275,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$185,000
Thrivent Federal Credit Union	Conventional	1	0%	100%	$25,000
ClearEdge Lending LLC	Conventional	1	0%	100%	$175,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	100%	$245,000	View
Southwest Stage Funding LLC	Conventional	1	0%	100%	$135,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0%	100%	$1,115,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	50%	$175,000
Nexera Holding LLC	Conventional	1	0%	100%	$135,000
Loan Simple, Inc.	FHA	1	0%	100%	$245,000
Leaderone Financial Corp.	VA	1	0%	100%	$265,000
Figure Lending LLC	HELOC	0 +26 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +20 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Peoplessouth Bank	HELOC	0 +5 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +5 HELOCs	0%	0%
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +2 HELOCs	0%	0%		View
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
All In Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Atlanta Postal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Tallahassee Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Tallahassee, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Tallahassee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tallahassee in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Tallahassee, FL

Use these to narrow the list above. Each category shows how many Tallahassee, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 137 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 74 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 43 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 92 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 57 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 8 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 20 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 43 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Tallahassee, FL

Independent mortgage companies closed 55.3 percent of home loans in Tallahassee, Florida in 2025, banks 36.1 percent and credit unions 8.5 percent. Triad Financial Services, Inc. was the largest mortgage company, Servisfirst Bank the largest bank and First Commerce Credit Union the largest credit union. Among lenders headquartered in Florida, First Commerce Credit Union led with 99 loans.

55.3%

Mortgage companies

36.1%

Banks

8.5%

Credit unions

21%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Lakewood Ranch 319 lenders Wesley Chapel 255 lenders

Frequently Asked Questions About Mortgage Lenders in Tallahassee, FL

Who is the largest mortgage lender in Tallahassee, FL?

By home loans closed in 2025, Servisfirst Bank was the largest mortgage lender in Tallahassee, Florida with 170 loans, about 5.8 percent of the market. The largest lender headquartered in Florida was First Commerce Credit Union with 99 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Tallahassee, FL have the highest approval rates?

Among lenders with meaningful volume in Tallahassee, Florida, Colony Bank approved the highest share of completed applications in 2025 at 100 percent, against a 82.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Tallahassee, FL mortgage lenders offer FHA, VA and USDA loans?

92 lenders closed FHA loans in Tallahassee, Florida in 2025, led by University Bank with 85. 57 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Tallahassee, FL lender list?

Yes. 74 banks and 43 credit unions closed home loans in Tallahassee, Florida in 2025, alongside 137 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Tallahassee, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Tallahassee, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tallahassee, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tallahassee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.