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Home / Mortgage Lenders / Florida / Jacksonville
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Jacksonville, Florida

Content reviewed by Brian McKay Brian McKay Brian McKayFounder and Data Architect at MonitorBankRates.com. For over 18 years he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio | iEditorial Disclosure Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships. | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Jacksonville, Florida mortgage lenders include VyStar Credit UnionVyStar Credit Union3701 Winton Dr, Jacksonville, FL 32208 2998A5.0 ★Texas Ratio: 9.56%, Ameris BankAmeris Bank1301 Riverplace Blvd, Jacksonville, FL 32207A+5.0 ★Texas Ratio: 1.82%, First Federal BankFirst Federal Bank9700 Touchton Road, Jacksonville, FL 32246A+5.0 ★Texas Ratio: 1.10%, Radifi Federal Credit UnionRadifi Federal Credit Union562 Park St, Jacksonville, FL 32204 2918, Bank of America NABank of America NA10925 Baymeadows Rd, Jacksonville, FL 32256A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank4422 Southside Blvd, Jacksonville, FL 32216A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11389 San Jose Blvd, Jacksonville, FL 32223A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA10950 Baymeadows Rd, Jacksonville, FL 32256A+5.0 ★Texas Ratio: 5.36%, Renasant BankRenasant Bank9822 Tapestry Park Circle, Jacksonville, FL 32246A+5.0 ★Texas Ratio: 4.72%, and Hancock Whitney BankHancock Whitney Bank8195 Point Meadows Way, Jacksonville, FL 32256A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Jacksonville, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jacksonville are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Jacksonville, Florida

Market share is the lender's share of all home loans closed in Jacksonville, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
VyStar Credit Union
3701 Winton Dr, Jacksonville, FL 32208 2998
A5.0 ★Texas Ratio: 9.56%
 Conventional, FHA, VA, Jumbo, HELOC 693
+287 HELOCs
 4.3% 62% $184,538 View
Ameris Bank
★ 4 stars, 1 review
6 offices in Jacksonville
1301 Riverplace Blvd, Jacksonville, FL 32207
A+5.0 ★Texas Ratio: 1.82%
 Conventional, FHA, VA, Jumbo, HELOC 312
+24 HELOCs
 1.9% 87.4% $284,551 View
First Federal Bank
1 office in Jacksonville
9700 Touchton Road, Jacksonville, FL 32246
A+5.0 ★Texas Ratio: 1.10%
 Conventional, FHA, VA 191 1.2% 85.3% $197,251 View
Radifi Federal Credit Union
562 Park St, Jacksonville, FL 32204 2918
 Conventional, Jumbo 158 1% 87.3% $212,658
Bank of America NA
13 offices in Jacksonville
10925 Baymeadows Rd, Jacksonville, FL 32256
A+5.0 ★Texas Ratio: 4.14%
 Conventional, FHA, Jumbo, HELOC 135
+191 HELOCs
 0.8% 86% $385,666 View
Regions Bank
8 offices in Jacksonville
4422 Southside Blvd, Jacksonville, FL 32216
A+5.0 ★Texas Ratio: 4.37%
 Conventional, FHA, VA, Jumbo, HELOC 134
+37 HELOCs
 0.8% 58.5% $297,313 View
JPMorgan Chase Bank, NA
12 offices in Jacksonville
11389 San Jose Blvd, Jacksonville, FL 32223
A+5.0 ★Texas Ratio: 3.68%
 Conventional, FHA, VA, Jumbo, HELOC 128
+10 HELOCs
 0.8% 81.7% $341,953 View
Wells Fargo Bank NA
25 offices in Jacksonville
10950 Baymeadows Rd, Jacksonville, FL 32256
A+5.0 ★Texas Ratio: 5.36%
 Conventional, FHA, VA, Jumbo 110 0.7% 72.7% $320,090 View
Renasant Bank
2 offices in Jacksonville
9822 Tapestry Park Circle, Jacksonville, FL 32246
A+5.0 ★Texas Ratio: 4.72%
 Conventional, FHA, VA, Jumbo, HELOC 70
+2 HELOCs
 0.4% 95.9% $286,000 View
Hancock Whitney Bank
★ 4 stars, 3 reviews
1 office in Jacksonville
8195 Point Meadows Way, Jacksonville, FL 32256
A+5.0 ★Texas Ratio: 3.41%
 Conventional, FHA, VA, HELOC 36
+4 HELOCs
 0.2% 85.7% $228,888 View
Triad Financial Services, Inc.
1209 Kingsway Rd, Brandon, FL 33510
A+5.0 ★Texas Ratio: 5.93%
 Conventional 36 0.2% 52% $70,833 View
Truist Bank
★ 1 stars, 1 review
15 offices in Jacksonville
2730 Race Track Rd, Jacksonville, FL 32259
A+5.0 ★Texas Ratio: 2.87%
 Conventional, FHA, VA, Jumbo, HELOC 34
+78 HELOCs
 0.2% 73.5% $332,941 View
PNC Bank N.A.
★ 1.7 stars, 3 reviews
8 offices in Jacksonville
3740 Beach Blvd Ste 101, Jacksonville, FL 32207
A+5.0 ★Texas Ratio: 4.24%
 Conventional, VA, Jumbo, HELOC 31
+89 HELOCs
 0.2% 91.7% $305,322 View
Fifth Third Bank, National Association
9 offices in Jacksonville
14420 Beach Blvd, Jacksonville, FL 32250
A+5.0 ★Texas Ratio: 3.22%
 Conventional, VA, HELOC 22
+80 HELOCs
 0.1% 42.3% $340,454 View
First Florida Credit Union
4530 Saint Johns Ave, Jacksonville, FL 32210 1852
A+5.0 ★Texas Ratio: 3.47%
 Conventional, VA 21 0.1% 72.4% $237,380 View
Southstate Bank, National Association
★ 5 stars, 1 review
4 offices in Jacksonville
3293 Hodges Blvd, Jacksonville, FL 32224
A+5.0 ★Texas Ratio: 2.27%
 Conventional, VA, Jumbo, HELOC 19
+16 HELOCs
 0.1% 86.4% $371,315 View
TD Bank
5 offices in Jacksonville
5665 Normandy Blvd, Jacksonville, FL 32205
A+5.0 ★Texas Ratio: 3.71%
 Conventional, Jumbo, HELOC 12
+21 HELOCs
 0.1% 54.5% $581,666 View
Florida Capital Bank, N.A
10151 Deerwood Park Blvd Bldg 100 Ste 200, Jacksonville, FL 32256
 Conventional, FHA, VA 12 0.1% 82.4% $316,666
First Horizon Bank
★ 5 stars, 1 review
1 office in Jacksonville
135 W Bay St, Jacksonville, FL 32202
A+5.0 ★Texas Ratio: 5.76%
 Conventional, Jumbo, HELOC 10
+4 HELOCs
 0.1% 83.3% $678,000 View
Cogent Bank
1 office in Jacksonville
5011 Gate Pkwy Bldg 100, Jacksonville, FL 32256
A+5.0 ★Texas Ratio: 2.54%
 Conventional 10 0.1% 100% $329,000 View
Pinnacle Bank
4 offices in Jacksonville
7768 Ozark Dr, Jacksonville, FL 32256
A+5.0 ★Texas Ratio: 3.04%
 Conventional, HELOC 7
+19 HELOCs
 0% 46.7% $179,285 View
First Ciitizens Bank and Trust
3 offices in Jacksonville
1471 San Marco Blvd, Jacksonville, FL 32207
A5.0 ★Texas Ratio: 7.72%
 Conventional, HELOC 5
+9 HELOCs
 0% 83.3% $305,000 View
Valley National Bank
1 office in Jacksonville
10739 Deerwood Park Blvd, Jacksonville, FL 32256
A+5.0 ★Texas Ratio: 5.76%
 Conventional, HELOC 2
+5 HELOCs
 0% 66.7% $180,000 View
Community First Credit Union of FLorida
A+5.0 ★Texas Ratio: 3.41%
 Conventional, Jumbo, HELOC 442
+129 HELOCs
 2.7% 77.4% $157,104 View
Jet HomeLoans, LP
 Conventional, FHA, VA 181 1.1% 95.3% $320,635
Coastline Home Mortgage
 Conventional 34 0.2% 100% $183,823
US Bank, N.A.
9105 Strada Pl, Naples, FL 34108
A+5.0 ★Texas Ratio: 2.85%
 Conventional, FHA, VA, Jumbo, HELOC 104
+19 HELOCs
 0.6% 59.6% $337,980 View
Flagstar Bank NA
20423 State Road 7, Boca Raton, FL 33498
D3.3 ★Texas Ratio: 35.11%
 Conventional, FHA, VA 40 0.2% 69.5% $291,500 View
Space Coast Credit Union
20437 State Road 7, Boca Raton, FL 33498
A+5.0 ★Texas Ratio: 5.37%
 Conventional, Jumbo, HELOC 13
+18 HELOCs
 0.1% 72.2% $338,846 View
Third Federal Savings and Loan
70 S Dixie Hwy, Boca Raton, FL 33432
A+5.0 ★Texas Ratio: 2.32%
 Conventional, HELOC 12
+33 HELOCs
 0.1% 33.3% $110,000 View
M&T Bank
850 Park Shore Drive, Naples, FL 34103
A+5.0 ★Texas Ratio: 4.11%
 Conventional, FHA, VA, HELOC 10
+5 HELOCs
 0.1% 84.6% $302,000 View
Huntington National Bank
8889 Pelican Bay Blvd, Naples, FL 34108
A+5.0 ★Texas Ratio: 3.66%
 Conventional, Jumbo 10 0.1% 100% $403,000 View
Citibank, NA
14000 Citicards Way, Jacksonville, FL 32258
A+5.0 ★Texas Ratio: 2.82%
 Conventional, Jumbo, HELOC 9
+1 HELOCs
 0.1% 100% $723,888 View
Citizens Bank, NA
2222 Ponce De Leon Blvd, Coral Gables, FL 33134
A+5.0 ★Texas Ratio: 5.44%
 Conventional, Jumbo, HELOC 8
+34 HELOCs
 0% 61.5% $1,151,250 View
City National Bank of Florida
2999 Ne 191st St, Aventura, FL 33180
A5.0 ★Texas Ratio: 7.12%
 Conventional, FHA, Jumbo 8 0% 100% $592,500 View
Raymond James Bank
710 Carillon Pkwy, Saint Petersburg, FL 33716
A+5.0 ★Texas Ratio: 3.19%
 Conventional, Jumbo 8 0% 100% $876,250 View
United Community Bank
601 South Federal Highway, Boca Raton, FL 33432
A+5.0 ★Texas Ratio: 2.97%
 Conventional, Jumbo, HELOC 7
+11 HELOCs
 0% 77.8% $623,571 View
Suncoast Credit Union
1328 E Oak St, Arcadia, FL 34266
A5.0 ★Texas Ratio: 6.26%
 Conventional, HELOC 7
+4 HELOCs
 0% 100% $270,714 View
Fairwinds Credit Union
891 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 2.64%
 Conventional, Jumbo, HELOC 5
+1 HELOCs
 0% 71.4% $873,000 View
Midflorida Credit Union
★ 1 stars, 1 review
1199 Spring Centre South Blvd, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 3.18%
 Conventional, HELOC 5
+1 HELOCs
 0% 12.8% $331,000 View
Publix Employees Federal Credit Union
9730 Hutchinson Park Dr, Jacksonville, FL 32225
A+5.0 ★Texas Ratio: 2.50%
 Conventional 5 0% 60% $383,000 View
Florida Credit Union
10303 SE US Highway 441, Belleview, FL 34420
A+5.0 ★Texas Ratio: 4.76%
 Conventional, HELOC 3
+8 HELOCs
 0% 23.1% $208,333 View
First Commerce Credit Union
4472 Lafayette St, Marianna, FL 32446
A+5.0 ★Texas Ratio: 3.60%
 Conventional, HELOC 3
+1 HELOCs
 0% 100% $151,666 View
Gte Federal Credit Union
7375 University Pkwy, Bradenton, FL 34202 2300
A5.0 ★Texas Ratio: 7.65%
 Conventional, HELOC 3
+1 HELOCs
 0% 75% $375,000 View
Campus USA Credit Union
14759 NW 157th Ln, Alachua, FL 32615
A+5.0 ★Texas Ratio: 2.45%
 Conventional, HELOC 2
+1 HELOCs
 0% 100% $270,000 View
Climate First Bank
2755 E Orange Ave, Eustis, FL 32726
A+5.0 ★Texas Ratio: 1.15%
 Conventional, Jumbo 2 0% 66.7% $1,055,000 View
Ithink Financial Credit Union
790 Park of Commerce Blvd, Boca Raton, FL 33487
A+5.0 ★Texas Ratio: 5.06%
 Conventional 2 0% 100% $160,000 View
Launch Credit Union
14640 Hanger Rd, Cape Canaveral, FL 32920
A5.0 ★Texas Ratio: 7.61%
 Conventional 2 0% 33.3% $135,000 View
Lennar Mortgage, LLC
 Conventional, FHA, VA 382 2.4% 85.1% $298,141
Freedom Mortgage Corporation
 Conventional, FHA, VA, Jumbo 324 2% 86.1% $318,086
Lakeview Loan Servicing, LLC
 Conventional, FHA, VA 69 0.4% 41.3% $246,884
Acrisure Mortgage, LLC
 Conventional, FHA, VA 61 0.4% 86.1% $296,803
New Day Financial, LLC.
 VA 54 0.3% 40.5% $269,444
A&D Mortgage LLC
A+5.0 ★Texas Ratio: 4.11%
 Conventional, FHA 38 0.2% 87% $269,736 View
Taylor Morrison Home Funding, Inc.
 Conventional, FHA, VA 31 0.2% 68.9% $315,967
PHH Mortgage Corporation
 Conventional, FHA, VA 14 0.1% 78.9% $252,142
The Mortgage Firm
 Conventional, FHA, VA 11 0.1% 100% $367,727
Obsidian Financial Services
 Conventional, FHA, VA 9 0.1% 100% $272,777
Alkan Mortgage Corporation
 Conventional, FHA, VA 7 0% 100% $505,000
Nqm Funding, LLC
 Conventional, FHA 3 0% 100% $188,333
Mattamy Home Funding LLC
 Conventional 2 0% 33.3% $385,000
First Equity Mortgage Bankers Inc.
 Conventional, Jumbo 2 0% 100% $865,000
Ready Mortgage Lenders, LLC
 Conventional, FHA 2 0% 100% $240,000
Builders Choice Mortgage LLC
 Conventional, FHA 2 0% 100% $205,000
Reliable Holdings Manager dba Lendz Financial
 Conventional 2 0% 66.7% $155,000
Mortgage Lenders Investment Tr
 Conventional 2 0% 66.7% $395,000
Fay Servicing LLC
 Conventional 2 0% 66.7% $375,000
United Wholesale Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 1,929
+42 HELOCs
 11.9% 88.9% $312,755
Rocket Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 1,282
+1 HELOCs
 7.9% 78.5% $229,196
Navy Federal Credit Union
A5.0 ★Texas Ratio: 8.14%
 Conventional, VA, Jumbo, HELOC 582
+251 HELOCs
 3.6% 72.2% $250,429
Mortgage Research Center
 Conventional, FHA, VA, Jumbo 432 2.7% 65.6% $307,245
Movement Mortgage, LLC
 Conventional, FHA, VA, Jumbo, HELOC 419
+12 HELOCs
 2.6% 96% $306,002
DHI Mortgage Company, LTD.
 Conventional, FHA, VA 356 2.2% 80% $292,893
Pennymac Loan Services LLC
 Conventional, FHA, VA, Jumbo 344 2.1% 82.3% $309,854
Guild Mortgage Company
 Conventional, FHA, VA, Jumbo 322 2% 93.4% $200,652
loanDepot.com LLC
 Conventional, FHA, VA, Jumbo, HELOC 258
+25 HELOCs
 1.6% 66.8% $264,806
Everett Financial, Inc.
 Conventional, FHA, VA, HELOC 245
+1 HELOCs
 1.5% 91.1% $179,734
CrossCountry Mortgage, LLC
 Conventional, FHA, VA, Jumbo, HELOC 203
+11 HELOCs
 1.3% 92.7% $326,330
Loanpeople, LLC
 Conventional, FHA, VA, Jumbo 197 1.2% 95.6% $327,791
EMM Loans LLC
 Conventional, FHA, VA, Jumbo 194 1.2% 98.6% $342,628
Newrez LLC
A5.0 ★Texas Ratio: 8.10%
 Conventional, FHA, VA 179 1.1% 56.9% $255,726 View
Cmg Mortgage Inc
A+5.0 ★Texas Ratio: 2.02%
 Conventional, FHA, VA, USDA, HELOC 162
+19 HELOCs
 1% 93.8% $263,333 View
Pulte Mortgage LLC
 Conventional, FHA, VA 149 0.9% 82.9% $336,677
Kbhs Home Loans, LLC
 Conventional, FHA, VA 147 0.9% 91.3% $295,272
New American Funding, LLC.
 Conventional, FHA, VA, HELOC 141
+4 HELOCs
 0.9% 79.7% $216,276
Planet Home Lending, LLC
 Conventional, FHA, VA, Jumbo 141 0.9% 88.3% $282,163
21St Mortgage
 Conventional 140 0.9% 24.2% $90,928
Guaranteed Rate, Inc.
 Conventional, FHA, VA, Jumbo, HELOC 135
+4 HELOCs
 0.8% 89% $296,925
Nationstar Mortgage
 Conventional, FHA, VA, Jumbo 132 0.8% 78.7% $185,833
Fairway Independent Mort Corp
 Conventional, FHA, VA, Jumbo 130 0.8% 89.2% $244,615
Homeamerican Mortgage Corporation
 Conventional, FHA, VA 124 0.8% 77.5% $311,048
Gold Star Mortgage Financial Group, Corporation
 Conventional, FHA, VA 114 0.7% 90.6% $143,157
Inspire Home Loans Inc.
 Conventional, FHA, VA 112 0.7% 86% $341,696
Prosperity Home Mortgage, LLC
 Conventional, FHA, VA, Jumbo 110 0.7% 92.5% $322,363
Gateway First Bank
B+4.8 ★Texas Ratio: 17.16%
 Conventional, FHA, VA 99 0.6% 94.3% $172,171 View
American Neighborhood Mortgage Acceptance Company
 Conventional, FHA, VA, Jumbo 99 0.6% 97.1% $273,282
SWBC Mortgage Corporation
 Conventional, FHA, VA, Jumbo 94 0.6% 99% $274,787
Paramount Residential Mortgage
 Conventional, FHA, VA, Jumbo 93 0.6% 93.9% $302,204
The Loan Store, Inc
 Conventional, FHA, VA, Jumbo, HELOC 91
+56 HELOCs
 0.6% 94.4% $254,450
Plains Commerce Bank
A5.0 ★Texas Ratio: 9.09%
 Conventional, FHA, VA 89 0.5% 87.3% $213,764 View
Zillow Home Loans, LLC
 Conventional, FHA, VA 88 0.5% 94.7% $248,522
Cardinal Financial Company, Li
 Conventional, FHA, VA 85 0.5% 88.9% $304,529
Plaza Home Mortgage, Inc
 Conventional, FHA, VA, Jumbo 82 0.5% 62.3% $282,560
Kind Lending, LLC
 Conventional, FHA, VA, HELOC 79
+2 HELOCs
 0.5% 72.5% $325,126
American Pacific Mortgage Corporation
 Conventional, FHA, VA 70 0.4% 95.9% $267,428
Texana Bank
 Conventional, FHA, VA 63 0.4% 93.5% $275,317
Union Home Mortgage Corp.
 Conventional, FHA, VA, HELOC 61
+1 HELOCs
 0.4% 86.5% $282,540
Amerisave Mortgage Company
 Conventional, FHA, VA, HELOC 60
+1 HELOCs
 0.4% 24.8% $128,666
American Financial Resources LLC
 Conventional, FHA, VA 59 0.4% 93.7% $278,898
Zippy Loans, LLC
 Conventional 57 0.4% 35.8% $46,052
Village Capital & Investment
 FHA, VA 56 0.3% 70.5% $327,678
Carrington Mortgage Services LLC
A+5.0 ★Texas Ratio: 0.00%
 Conventional, FHA, VA 51 0.3% 41.6% $196,568 View
Spring Eq, LLC
 Conventional, HELOC 48
+40 HELOCs
 0.3% 27.6% $85,833
Equity Prime Mortgage LLC
 Conventional, FHA, VA, Jumbo 46 0.3% 74.2% $305,652
Towne Mortgage Company
 Conventional, FHA, VA 43 0.3% 96.5% $253,837
Summit Mortgage Corporation
 Conventional, FHA, VA 42 0.3% 91.5% $174,761
American Financial Network, Inc.
 Conventional, FHA, VA, Jumbo 40 0.2% 74.1% $308,750
Goodleap, LLC
 Conventional, FHA, VA, HELOC 37
+36 HELOCs
 0.2% 66.1% $200,675
Sofi Bank, National Association
A+5.0 ★Texas Ratio: 0.51%
 Conventional, FHA, VA 37 0.2% 66.1% $170,945 View
Loanunited.Com, LLC
 Conventional, FHA, VA 36 0.2% 80% $328,333
Network Funding, L.P.
 Conventional, FHA, VA, Jumbo 36 0.2% 100% $285,277
Mortgage Solutions of Colorado
 Conventional, FHA, VA 36 0.2% 88.6% $296,944
Click n' Close, Inc.
 Conventional, FHA, VA 35 0.2% 92.3% $194,428
Nations Direct Mortgage, LLC
 Conventional, FHA, VA, Jumbo 35 0.2% 83.3% $291,857
Mutual of Omaha Mortgage
 Conventional, FHA, VA 33 0.2% 75% $220,151
Resicentral LLC
 Conventional, FHA, VA 32 0.2% 94.3% $335,312
Grace Home Lending, LLC
 Conventional, FHA, VA, Jumbo 31 0.2% 100% $416,935
Usaa Federal Savings Bank
B-3.5 ★Texas Ratio: 6.80%
 Conventional, VA 28 0.2% 49.1% $358,214 View
Right Start Mortgage, Inc
 Conventional, FHA, VA 27 0.2% 90% $276,481
Better Mortgage Corporation
 Conventional, FHA, VA, HELOC 26
+11 HELOCs
 0.2% 61.4% $284,615
JMAC Lending, Inc.
 Conventional, FHA, VA 26 0.2% 100% $273,846
Primelending
 Conventional, FHA, VA 25 0.2% 80% $209,800
AdvantageFirst Lending Inc
 Conventional, FHA, VA 25 0.2% 78.1% $309,800
Resource Financial Services, Inc.
 Conventional, FHA, VA 25 0.2% 96.2% $317,800
Nvr Mortgage Finance, Inc.
 Conventional, FHA, VA 24 0.1% 58.5% $210,416
Lower, LLC
A-4.9 ★Texas Ratio: 16.71%
 Conventional, FHA, VA 24 0.1% 88.9% $291,250 View
Ocmbc, Inc.
A5.0 ★Texas Ratio: 6.69%
 Conventional, FHA, VA 23 0.1% 93.3% $234,130 View
Affordable Mortgage Advisors
 Conventional, FHA, VA 22 0.1% 95.7% $259,090
Discover Bank
 Conventional 22 0.1% 15.4% $75,909
Sun West Mortgage Company, Inc
 Conventional, FHA, VA 22 0.1% 77.6% $327,727
ALCOVA Mortgage, LLC
 Conventional, FHA, Jumbo 21 0.1% 83.9% $395,952
Change Lending
A+5.0 ★Texas Ratio: 3.68%
 Conventional, Jumbo 20 0.1% 87% $398,000 View
First Community Mortgage, Inc.
 Conventional, FHA, VA 19 0.1% 83.9% $267,105
AmeriHome Mortgage Company, LLC
 Conventional, FHA 19 0.1% 83.3% $277,631
First Colony Mortgage Corporat
 Conventional, FHA, VA 19 0.1% 92.6% $310,789
Morgan Stanley Private Bank NA
A4.8 ★Texas Ratio: 2.45%
 Conventional, Jumbo 19 0.1% 95.5% $537,105 View
Champions Funding, LLC
 Conventional 19 0.1% 95% $309,210
Mayo Employees Federal Credit Union
 Conventional, Jumbo 18 0.1% 94.7% $555,000
Mid-Continent Funding, Inc.
 Conventional, FHA, VA 18 0.1% 85.7% $281,666
Nexera Holding LLC
 Conventional, Jumbo 18 0.1% 94.7% $420,000
Filo Mortgage, LLC
 Conventional, FHA 17 0.1% 76% $365,588
Nextmortgage, LLC
 Conventional, FHA, VA, USDA 17 0.1% 95.5% $229,705
ClearPath Lending
 VA 15 0.1% 93.8% $329,666
Toll Brothers Mortgage Company
 Conventional, FHA, VA 14 0.1% 100% $480,000
T2 Financial LLC
 Conventional, FHA, VA 14 0.1% 100% $255,000
HomeBridge Financial Services, Inc
 Conventional, FHA, VA, HELOC 13
+39 HELOCs
 0.1% 73.7% $350,384
AmWest Funding Corp
 Conventional, FHA, VA, HELOC 13
+1 HELOCs
 0.1% 92.9% $215,000
Nbkc Bank
 Conventional, VA 13 0.1% 76.5% $375,000
Brookhollow Mortgage Services, Ltd
 Conventional, FHA, VA 13 0.1% 100% $356,538
Stg Mortgage Inc
 Conventional, FHA 13 0.1% 100% $248,076
Stockton Mortgage Corporation
 Conventional, FHA, VA 13 0.1% 86.7% $255,000
The Federal Savings Bank
B+4.8 ★Texas Ratio: 16.98%
 Conventional, FHA, VA 13 0.1% 59.1% $295,000 View
Royal United Mortgage LLC
 Conventional, FHA 12 0.1% 70.6% $115,000
Deephaven Mortgage LLC
 Conventional, Jumbo 12 0.1% 75% $353,333
Bell Bank
A+5.0 ★Texas Ratio: 3.66%
 Conventional, Jumbo 12 0.1% 100% $418,333 View
Gardner Financial Services
 Conventional, FHA 12 0.1% 73.7% $195,833
Cornerstone First Mortgage, LLC
 Conventional, FHA, VA 11 0.1% 100% $266,818
HomeXpress Mortgage Corp.
 Conventional, FHA, VA, Jumbo 11 0.1% 61.1% $391,363
Archer Mortgage LLC
A+5.0 ★Texas Ratio: 1.09%
 VA 11 0.1% 100% $316,818 View
American Financing Corporation
 Conventional, FHA, VA 10 0.1% 40% $232,000
Provident Funding Associates
 Conventional 10 0.1% 84.6% $284,000
Sierra Pacific Mortgage Co. Inc
 Conventional, FHA 10 0.1% 90.9% $218,000
First National Bank of PA
A+5.0 ★Texas Ratio: 1.62%
 Conventional, Jumbo 10 0.1% 100% $717,000 View
Servion
 Conventional 8 0% 88.9% $430,000
Norwich Commercial Group Inc
 Conventional, FHA, VA 8 0% 100% $397,500
Das Acquisition Company, LLC
 Conventional, FHA, VA 8 0% 81.8% $300,000
Calcon Mutual Mortgage LLC
 Conventional, FHA, VA 8 0% 81.8% $277,500
Nmsi, Inc.
 Conventional 8 0% 100% $283,750
Southwest Stage Funding LLC
 Conventional, FHA, VA 8 0% 100% $195,000
Reliance First Capital, LLC
 Conventional, FHA, VA 8 0% 100% $197,500
Ark-La-Tex Financial Services LLC
 Conventional, VA 8 0% 100% $325,000
Top Flite Financial, Inc.
 Conventional, FHA 8 0% 100% $130,000
Tomo Mortgage LLC
 Conventional, FHA 8 0% 72.7% $375,000
Charles Schwab Bank, Ssb
A+5.0 ★Texas Ratio: 0.14%
 Conventional, Jumbo, HELOC 7
+1 HELOCs
 0% 100% $719,285 View
City Lending Inc.
A+5.0 ★Texas Ratio: 1.71%
 Conventional, FHA 7 0% 77.8% $236,428 View
Flexpoint, Inc.
 Conventional, FHA 7 0% 100% $260,714
First Option Mortgage, LLC
 Conventional, FHA, VA 7 0% 87.5% $200,714
Intelliloan, Inc.
 FHA, VA 7 0% 87.5% $330,714
Direct Mortgage Loans, LLC
 Conventional, FHA, VA 7 0% 88.9% $292,142
First Equity Mortgage Inc
 Conventional, FHA, VA 7 0% 100% $413,571
Keystone Funding, Inc
 Conventional, FHA, VA 7 0% 100% $397,857
The Mortgage Link, Inc.
 Conventional, FHA 7 0% 100% $226,428
Synovus Bank
 Conventional, FHA, Jumbo, HELOC 6
+10 HELOCs
 0% 85.7% $615,000
Guaranteed Rate Affinity, LLC
 Conventional, FHA, VA 6 0% 100% $340,000
Sage Home Loans Corporation
 Conventional 6 0% 100% $326,666
MortgageOne, Inc
 FHA, VA 6 0% 85.7% $333,333
Capital City Home Loans, LLC
A+5.0 ★Texas Ratio: 2.55%
 Conventional, Jumbo 6 0% 60% $560,000 View
Hometown Equity Mortgage, LLC
 Conventional 6 0% 66.7% $250,000
Barrington Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 2.20%
 Conventional, FHA, VA 6 0% 75% $245,000 View
Nexbank
A-5.0 ★Texas Ratio: 14.93%
 Conventional, FHA 6 0% 100% $176,666 View
Genway Home Mortgage, Inc.
 Conventional, FHA 6 0% 46.2% $163,333
CSL Financial, LLC
 Conventional 6 0% 100% $158,333
Magnolia Bank
A-5.0 ★Texas Ratio: 14.97%
 VA 6 0% 100% $381,666 View
Ixonia Bank
A+5.0 ★Texas Ratio: 2.14%
 Conventional, FHA, VA 6 0% 100% $270,000 View
Quorum Federal Credit Union
 Conventional, HELOC 5
+16 HELOCs
 0% 75% $101,000
Pentagon Federal Credit Union
 Conventional, VA, HELOC 5
+16 HELOCs
 0% 55.6% $331,000
RMC Home Mortgage, LLC
 Conventional, FHA 5 0% 100% $231,000
Msa Mortgage, LLC
 Conventional, FHA 5 0% 83.3% $219,000
Primary Residential Mortgage, INC.
 Conventional, FHA, VA, Jumbo 5 0% 83.3% $467,000
New Wave Lending Group Inc
 Conventional 5 0% 100% $253,000
VanDyk Mortgage Corporation
 Conventional, FHA, VA 5 0% 100% $311,000
Nfm, Inc
 Conventional, FHA, VA 5 0% 100% $303,000
Nations Lending Corporation
 Conventional, FHA, VA 5 0% 100% $227,000
Milend, Inc
 FHA, VA 5 0% 60% $193,000
New Fed Mortgage Corp.
 Conventional, FHA 5 0% 83.3% $131,000
United Mortgage Corp.
A+5.0 ★Texas Ratio: 2.15%
 Conventional, FHA 5 0% 100% $289,000 View
University Bank
A+5.0 ★Texas Ratio: 3.82%
 Conventional, FHA, VA, Jumbo 5 0% 100% $443,000 View
American Portfolio Mortgage Corporation
 Conventional, FHA, VA 4 0% 100% $285,000
Allied Mortgage Group, Inc
 Conventional, FHA, VA 4 0% 100% $180,000
TruHome Solutions, LLC
 Conventional, FHA 4 0% 80% $295,000
Strong Home Mortgage, LLC
 Conventional, FHA, Jumbo 4 0% 100% $657,500
Geneva Financial LLC
 Conventional, FHA, VA 4 0% 100% $205,000
Ameritrust Mortgage Corporation
 Conventional, FHA, VA 4 0% 100% $305,000
Delta Community Credit Union
 Conventional 4 0% 100% $252,500
Waterstone Mortgage Corporation
 Conventional, FHA 4 0% 100% $157,500
Citadel Servicing Corporation
 Conventional, Jumbo 4 0% 100% $540,000
Vanderbilt Mortgage and Finance, Inc
 Conventional 4 0% 10.3% $170,000
Angel Oak Mortgage Solutions LLC
 Conventional, Jumbo, HELOC 3
+3 HELOCs
 0% 60% $1,198,333
Lake Michigan Credit Union
 Conventional, HELOC 3
+1 HELOCs
 0% 100% $435,000
RBC Bank (Georgia), N.A.
 Conventional, HELOC 3
+1 HELOCs
 0% 100% $321,666
Cadence Bank
 Conventional 3 0% 100% $471,666
Genisys Credit Union
 Conventional, Jumbo 3 0% 100% $958,333
Presidential Bank, FSB
A-4.9 ★Texas Ratio: 16.48%
 Conventional, FHA, VA 3 0% 100% $331,666 View
All Credit Considered Mortgage, Inc.
 Conventional 3 0% 100% $331,666
Home Mortgage Alliance Corp (Hmac)
 Conventional, FHA 3 0% 100% $285,000
Emporium Tpo LLC
 Conventional, Jumbo 3 0% 100% $1,148,333
Michigan Mutual, Inc
 FHA, VA 3 0% 100% $305,000
Absolute Home Mortgage
 Conventional, FHA 3 0% 100% $485,000
Oceanside Mortgage Company
 FHA 3 0% 100% $221,666
East Coast Capital Corp.
 Conventional 3 0% 100% $101,666
American Federal Mortgage Corporation
 Conventional 3 0% 100% $411,666
First Heritage Mortgage, LLC
 Conventional, VA 3 0% 100% $408,333
Land Home Financial Services,
 FHA 3 0% 75% $368,333
Atlantic Bay Mortgage Group
 Conventional, VA 3 0% 100% $408,333
Churchill Mortgage Corporation
 Conventional, VA 3 0% 100% $151,666
Belem Servicing, LLC dba Patriot Home Mortgage
 Conventional 3 0% 100% $181,666
Academy Bank, N.A.
A+5.0 ★Texas Ratio: 5.08%
 Conventional, VA 3 0% 100% $301,666 View
Stifel Bank & Trust
A-4.8 ★Texas Ratio: 12.33%
 Conventional 3 0% 100% $371,666 View
Mission Loans, LLC
 Conventional, FHA 3 0% 62.5% $351,666
Uif Corporation
 Conventional 3 0% 100% $541,666
RoundPoint Mortgage Servicing LLC
 Conventional 3 0% 100% $185,000
Summit Funding.Inc
 Conventional 3 0% 100% $281,666
Veritas Funding, LLC
 VA 3 0% 50% $311,666
Ubs Bank USA
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
 Conventional, Jumbo 3 0% 100% $1,481,666 View
United Nations Federal CU
 Conventional, Jumbo 3 0% 100% $528,333
Loan Simple, Inc.
 FHA 3 0% 100% $258,333
Goprime Mortgage, Inc.
 VA 3 0% 100% $428,333
Tammac Holdings Corporation
 Conventional 3 0% 29.5% $98,333
Northwest Federal Credit Union
 Conventional, HELOC 2
+2 HELOCs
 0% 100% $155,000
Bank of England
A5.0 ★Texas Ratio: 6.45%
 Conventional, VA 2 0% 100% $230,000 View
Southwest Airlines FCU
 Conventional 2 0% 100% $125,000
Premia Mortgage, LLC
A5.0 ★Texas Ratio: 13.21%
 Conventional, FHA 2 0% 100% $290,000 View
Tidewater Mortgage Services, Inc
 Conventional 2 0% 100% $115,000
Hartford Funding, Ltd.
 FHA, VA 2 0% 100% $305,000
Cliffco, Inc.
 FHA 2 0% 100% $155,000
Residential Wholesale Mortgage
 Conventional, FHA 2 0% 100% $195,000
Luminate Bank
A5.0 ★Texas Ratio: 11.06%
 VA 2 0% 100% $245,000 View
RANLife, Inc.
 FHA 2 0% 100% $265,000
Contour Mortgage Corporation
 Conventional 2 0% 100% $220,000
Canopy Mortgage, LLC
 Conventional 2 0% 100% $420,000
Loansteady LLC
 Conventional 2 0% 100% $295,000
Delmar Financial Company
A+5.0 ★Texas Ratio: 5.29%
 Conventional, VA, Jumbo 2 0% 100% $970,000 View
Guidance Residential, LLC
 Conventional 2 0% 100% $260,000
Bison State Bank
A+5.0 ★Texas Ratio: 2.38%
 Conventional 2 0% 100% $570,000 View
Farmers Bank & Trust
A+5.0 ★Texas Ratio: 0.65%
 Conventional, Jumbo 2 0% 100% $1,230,000 View
General Mortgage Capital Corporation
 Conventional 2 0% 100% $275,000
Assurance Financial Group, L.L.C.
 FHA, VA 2 0% 100% $330,000
Coast One Mortgage, LLC
A+5.0 ★Texas Ratio: 2.18%
 Conventional, FHA 2 0% 100% $345,000 View
Northpointe Bank
A5.0 ★Texas Ratio: 8.47%
 Conventional 2 0% 100% $595,000 View
Success Mortgage Partners, Inc
 Conventional, FHA 2 0% 100% $235,000
Bayshore Mortgage Funding
 Conventional, VA 2 0% 66.7% $605,000
Advisors Mortgage Group, LLC
 Conventional 2 0% 100% $265,000
Intercoastal Mortgage, LLC
A+5.0 ★Texas Ratio: 0.40%
 Conventional 2 0% 100% $175,000 View
Nation One Mortgage Corporatio
 FHA, VA 2 0% 100% $395,000
Network Capital Funding Corporation
 Conventional, FHA 2 0% 22.2% $240,000
SIRVA Mortgage, Inc.
 FHA, VA 2 0% 100% $345,000
American Finance House Lariba
 Conventional 2 0% 100% $310,000
My Mortgage, Inc
 Conventional, FHA 2 0% 100% $110,000
Point Mortgage Corp
 Conventional, FHA 2 0% 66.7% $305,000
Capital Center LLC
 Conventional, VA 2 0% 100% $330,000
Southeast Mortgage of Georgia, Inc.
 FHA 2 0% 100% $350,000
Credence Funding Corporation
 VA 2 0% 100% $310,000
Southern Trust Mortgage, LLC
A4.7 ★Texas Ratio: 0.83%
 VA 2 0% 100% $325,000 View
Ladera Lending, Inc.
A+5.0 ★Texas Ratio: 0.22%
 Conventional, VA 2 0% 100% $245,000 View
Embrace Home Loans, Inc.
 Conventional 2 0% 66.7% $220,000
Wolfe Financial Inc
 Conventional, FHA 2 0% 100% $325,000
Communityamerica Federal Credit Union
 Conventional 2 0% 100% $340,000
PrimeSouth Bank
 Conventional, Jumbo 2 0% 100% $290,000
Pineland Bank
 Conventional 2 0% 100% $255,000
Saygo Home Loans, LLC
 Conventional, VA 2 0% 66.7% $600,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Jacksonville, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Jacksonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jacksonville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Jacksonville, FL

Use these to narrow the list above. Each category shows how many Jacksonville, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 207 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 66 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 179 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 162 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 76 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 44 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Jacksonville, FL

Independent mortgage companies closed 74.5 percent of home loans in Jacksonville, Florida in 2025, banks 12.8 percent and credit unions 12.7 percent. Triad Financial Services, Inc. was the largest mortgage company, Ameris Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 693 loans.

74.5%
Mortgage companies
12.8%
Banks
12.7%
Credit unions
23%
FHA loans
22%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Port St. Lucie 359 lendersCape Coral 422 lendersTampa 363 lendersLehigh Acres 298 lendersOrlando 345 lendersSt. Cloud 266 lendersSt. Petersburg 346 lendersPalm Bay 258 lendersSpring Hill 261 lendersTallahassee 233 lendersLakewood Ranch 319 lendersWesley Chapel 255 lenders

Frequently Asked Questions About Mortgage Lenders in Jacksonville, FL

Who is the largest mortgage lender in Jacksonville, FL?

By home loans closed in 2025, VyStar Credit Union was the largest mortgage lender in Jacksonville, Florida with 693 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Jacksonville, FL have the highest approval rates?

Among lenders with meaningful volume in Jacksonville, Florida, SWBC Mortgage Corporation approved the highest share of completed applications in 2025 at 99 percent, against a 76.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Jacksonville, FL mortgage lenders offer FHA, VA and USDA loans?

179 lenders closed FHA loans in Jacksonville, Florida in 2025, led by United Wholesale Mortgage with 529. 162 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Jacksonville, FL lender list?

Yes. 66 banks and 27 credit unions closed home loans in Jacksonville, Florida in 2025, alongside 207 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Jacksonville, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Jacksonville, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jacksonville, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jacksonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.