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Amerant Bank

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Amerant Bank Rates & Review May 2026

Q: How many branches does Amerant Bank operate?

Amerant Bank currently maintains approximately 24 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Amerant Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Amerant Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 9, 2026

You can compare Amerant Bank rates to other rates in our database, including 12-month CD rates currently at 1.76%, 6-month CD rates at 3.50% and 3-month CD rates at 2.60%. Savings rates are at 0.01% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates can be compared to Amerant Bank rates. MonitorBankRates evaluates the financial stability of Amerant Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.61%. Rates were last updated on 05/09/2026.

Amerant Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Amerant Bank? Share your experience about Amerant Bank by leaving a review below, or read customer reviews before you decide to use Amerant Bank.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.61%

Excellent Higher than avg

Amerant Bank

220 Alhambra Cir
Coral Gables, FL 33134

https://www.amerantbank.com

Current Rate Availability

We do not have Amerant Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Amerant Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Amerant Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Amerant Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Amerant Bank

Bank Holding Company AMERANT BCORP INC

Address 220 Alhambra Cir, Coral Gables, FL 33134 · Miami-Dade

Website https://www.amerantbank.com

FDIC Certificate # 22953

Established 09/17/1979

FDIC Insurance Date 09/17/1979

Domestic Offices 23

Total Branches 24

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.61%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8594%

Return on Equity (ROE) 10.0800%

Non-Performing Loans (NPL) 0.34%

Total Assets $9,757,923,000

Total Deposits $7,804,932,000

Equity Capital $978,367,000

Net Income $64,532,000

Headquarters Coral Gables

Total Offices 23

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Amerant Bank yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Amerant Bank

Is Amerant Bank a safe place to deposit money?

Yes, Amerant Bank is considered a safe financial institution. With a Texas Ratio of 6.6065538261596%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Amerant Bank operate?

Amerant Bank currently maintains approximately 24 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Amerant Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Amerant Bank provides members with tools to manage their accounts and build a solid financial history.

Does Amerant Bank offer online and mobile banking?

Most modern institutions like Amerant Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.amerantbank.com.