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Mortgage Lenders and Brokers in Deltona, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Deltona, Florida mortgage lenders include Bank of America NABank of America NA2745 Elkcam Blvd, Deltona, FL 32738A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1220 Providence Blvd, Deltona, FL 32725A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2730 Elkcam Blvd, Deltona, FL 32738A+5.0 ★Texas Ratio: 3.22%, Fairwinds Credit UnionFairwinds Credit Union111 Howland Blvd, Deltona, FL 32738 9200A+5.0 ★Texas Ratio: 2.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Space Coast Credit UnionSpace Coast Credit Union2783 Elkcam Blvd Ste 209, Deltona, FL 32738 3427A+5.0 ★Texas Ratio: 5.37%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, and First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Deltona, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Deltona are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Deltona, Florida

Market share is the lender's share of all home loans closed in Deltona, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bank of America NA 1 office in Deltona 2745 Elkcam Blvd, Deltona, FL 32738 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	12 +17 HELOCs	0.6%	75%	$226,666	View
Wells Fargo Bank NA 1 office in Deltona 1220 Providence Blvd, Deltona, FL 32725 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	12	0.6%	70.6%	$196,666	View
Fifth Third Bank, National Association 1 office in Deltona 2730 Elkcam Blvd, Deltona, FL 32738 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +19 HELOCs	0.1%	25%	$70,000	View
Fairwinds Credit Union 111 Howland Blvd, Deltona, FL 32738 9200 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	67 +24 HELOCs	3.2%	62%	$97,089	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	41 +1 HELOCs	2%	93.3%	$206,951	View
Space Coast Credit Union 2783 Elkcam Blvd Ste 209, Deltona, FL 32738 3427 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	23 +42 HELOCs	1.1%	59.5%	$127,173	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	21	1%	55.3%	$89,761	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional, FHA, HELOC	14 +3 HELOCs	0.7%	56%	$92,857	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	10 +5 HELOCs	0.5%	37%	$151,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, VA	9	0.4%	100%	$237,222	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	8 +16 HELOCs	0.4%	100%	$166,250	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	6 +2 HELOCs	0.3%	100%	$216,666	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	4 +6 HELOCs	0.2%	31.2%	$72,500	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +4 HELOCs	0.2%	57.1%	$57,500	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	4	0.2%	100%	$270,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	3 +13 HELOCs	0.1%	100%	$278,333	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	3 +10 HELOCs	0.1%	60%	$131,666	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, HELOC	3 +8 HELOCs	0.1%	100%	$251,666	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +3 HELOCs	0.1%	75%	$88,333	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, FHA, HELOC	3 +3 HELOCs	0.1%	37.5%	$258,333	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	3	0.1%	60%	$175,000	View
Mainstreet Community Bank of Florida 1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27%	Conventional	3	0.1%	100%	$248,333	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, VA	2	0.1%	50%	$260,000	View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	Conventional, FHA	2	0.1%	100%	$330,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA	2	0.1%	100%	$320,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	FHA, VA	2	0.1%	100%	$220,000
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0.1%	100%	$300,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	1 +3 HELOCs	0%	33.3%	$195,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$315,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0%	50%	$165,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0%	100%	$235,000	View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	Conventional	1	0%	100%	$265,000	View
Orlando Credit Union 1662 W Orange Blossom Trl, Apopka, FL 32712 2641 A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0%	100%	$45,000	View
Velocity Community Federal Credit Union 6779 W Indiantown Rd, Jupiter, FL 33458 4654 A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0%	100%	$75,000	View
Mccoy Federal Credit Union 931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49%	Conventional	1	0%	100%	$65,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0%	100%	$255,000	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0%	100%	$485,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional	1	0%	50%	$105,000	View
Community Credit Union of Florida 660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43%	HELOC	0 +2 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	0%		View
Radiant Credit Union 14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	Conventional, FHA, VA	66	3.1%	89.2%	$271,969
Acrisure Mortgage, LLC	Conventional, FHA, VA, Jumbo	26	1.2%	93.1%	$311,538
Alkan Mortgage Corporation	Conventional, FHA, VA	26	1.2%	100%	$271,923
The Mortgage Firm	Conventional, FHA, VA	21	1%	95.7%	$327,380
Trailblazer Mortgage L.L.C.	Conventional, FHA, VA	19	0.9%	86.4%	$374,473
New Day Financial, LLC.	VA	13	0.6%	52%	$289,615
Mortgage Lenders Investment Tr	Conventional, FHA, VA	10	0.5%	90.9%	$254,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.4%	37.3%	$193,750
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	7	0.3%	87.5%	$280,714	View
PHH Mortgage Corporation	Conventional, FHA, VA	3	0.1%	75%	$508,333
Nqm Funding, LLC	Conventional, FHA	3	0.1%	100%	$195,000
Mortgage Financial Group Inc	Conventional, FHA	2	0.1%	100%	$205,000
Reliable Holdings Manager dba Lendz Financial	Conventional	2	0.1%	100%	$225,000
Home Access Financial, LLC	Conventional, FHA	2	0.1%	100%	$285,000
Fairway Funding Group, Inc	Conventional	1	0%	100%	$285,000
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0%	100%	$225,000	View
Metroplex Mortgage Services	FHA	1	0%	100%	$295,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	326 +1 HELOCs	15.6%	85.4%	$290,030
Rocket Mortgage	Conventional, FHA, VA	208	9.9%	77.9%	$201,586
Pennymac Loan Services LLC	Conventional, FHA, VA	63	3%	80%	$245,476
Mortgage Research Center	Conventional, FHA, VA	53	2.5%	80.3%	$322,547
DHI Mortgage Company, LTD.	Conventional, FHA, VA	41	2%	80.4%	$355,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	40 +3 HELOCs	1.9%	82%	$188,250
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	40 +2 HELOCs	1.9%	97.6%	$276,250
New American Funding, LLC.	Conventional, FHA, VA, HELOC	36 +3 HELOCs	1.7%	78.3%	$216,388
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	28 +14 HELOCs	1.3%	67.4%	$155,357
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	28	1.3%	53.8%	$232,500	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	27	1.3%	93.1%	$217,592	View
Waterstone Mortgage Corporation	Conventional, FHA, VA	26	1.2%	92.9%	$174,615
Nationstar Mortgage	Conventional, FHA	26	1.2%	86.7%	$127,307
Click n' Close, Inc.	Conventional, FHA	23	1.1%	95.8%	$156,304
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	22 +1 HELOCs	1%	95.8%	$237,272	View
Movement Mortgage, LLC	Conventional, FHA, VA	22	1%	92%	$248,181
Fairway Independent Mort Corp	Conventional, FHA, VA	22	1%	88%	$260,909
Paramount Residential Mortgage	Conventional, FHA, VA	20	1%	90.9%	$237,500
Amerisave Mortgage Company	Conventional, FHA	18	0.9%	37.5%	$90,000
Zillow Home Loans, LLC	Conventional, FHA, VA	18	0.9%	90%	$267,222
Guild Mortgage Company	Conventional, FHA	17	0.8%	85.7%	$213,823
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	16	0.8%	100%	$198,750
Nextmortgage, LLC	Conventional, FHA, USDA	16	0.8%	100%	$230,625
Spring Eq, LLC	Conventional, HELOC	13 +8 HELOCs	0.6%	30.8%	$69,615
Kind Lending, LLC	Conventional, FHA, VA	13	0.6%	86.7%	$284,230
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	13	0.6%	100%	$283,461	View
EMM Loans LLC	Conventional, FHA, VA	12	0.6%	85.7%	$265,833
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	12	0.6%	32.5%	$213,333	View
Guaranteed Rate, Inc.	Conventional, FHA, VA	10	0.5%	76.9%	$304,000
Loanunited.Com, LLC	Conventional, FHA, VA	10	0.5%	100%	$308,000
Union Home Mortgage Corp.	Conventional, VA	10	0.5%	83.3%	$331,000
Planet Home Lending, LLC	Conventional, FHA, VA	10	0.5%	83.3%	$267,000
JMAC Lending, Inc.	Conventional, FHA, VA	10	0.5%	100%	$305,000
Everett Financial, Inc.	Conventional, FHA, VA	9	0.4%	90%	$247,222
Equity Prime Mortgage LLC	FHA, VA	9	0.4%	100%	$248,333
AdvantageFirst Lending Inc	Conventional, FHA, VA	9	0.4%	56.2%	$266,111
American Financial Network, Inc.	Conventional, FHA, VA	9	0.4%	75%	$238,333
American Pacific Mortgage Corporation	Conventional, FHA, VA	9	0.4%	100%	$255,000
The Loan Store, Inc	Conventional, HELOC	8 +10 HELOCs	0.4%	100%	$231,250
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	8	0.4%	83.3%	$195,000	View
Mortgage Equity Partners LLC	Conventional, FHA	8	0.4%	80%	$215,000
American Financial Resources LLC	Conventional, FHA, VA	7	0.3%	87.5%	$280,714
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	7	0.3%	100%	$273,571	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	7	0.3%	77.8%	$247,857
Mortgage Solutions of Colorado	VA	7	0.3%	100%	$313,571
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	7	0.3%	58.3%	$150,714	View
Village Capital & Investment	FHA, VA	7	0.3%	72.7%	$346,428
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	7	0.3%	100%	$289,285
Plaza Home Mortgage, Inc	Conventional, FHA	6	0.3%	54.5%	$255,000
AmeriHome Mortgage Company, LLC	FHA	5	0.2%	100%	$259,000
Sun West Mortgage Company, Inc	FHA, VA	5	0.2%	90%	$265,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.2%	100%	$355,000
Stg Mortgage Inc	FHA	5	0.2%	100%	$289,000
Evergreen Moneysource Mortgage Company	Conventional, VA	5	0.2%	100%	$255,000
Atlantic Bay Mortgage Group	Conventional, FHA, VA	5	0.2%	100%	$245,000
Nations Lending Corporation	Conventional, FHA, VA	5	0.2%	100%	$283,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.2%	100%	$295,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	5	0.2%	83.3%	$341,000	View
Goodleap, LLC	Conventional, FHA, VA, HELOC	4 +6 HELOCs	0.2%	83.3%	$262,500
Royal United Mortgage LLC	Conventional	4	0.2%	80%	$65,000
Primelending	Conventional, FHA	4	0.2%	100%	$190,000
RMC Home Mortgage, LLC	Conventional, FHA	4	0.2%	100%	$392,500
Inspire Home Loans Inc.	Conventional, FHA, VA	4	0.2%	66.7%	$342,500
Towne Mortgage Company	Conventional, FHA, VA	4	0.2%	100%	$257,500
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	4	0.2%	100%	$242,500	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional, FHA, VA	4	0.2%	80%	$282,500
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	4	0.2%	100%	$275,000	View
Champions Funding, LLC	Conventional	4	0.2%	100%	$202,500
American Portfolio Mortgage Corporation	Conventional, FHA	3	0.1%	75%	$235,000
Guaranteed Rate Affinity, LLC	Conventional, VA	3	0.1%	100%	$481,666
Resicentral LLC	Conventional, FHA	3	0.1%	100%	$268,333
Success Mortgage Partners, Inc	Conventional, FHA	3	0.1%	100%	$408,333
Discover Bank	Conventional	3	0.1%	10.3%	$55,000
Mid-Continent Funding, Inc.	VA	3	0.1%	100%	$318,333
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	FHA	3	0.1%	75%	$298,333	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.1%	75%	$385,000	View
Provident Funding Associates	Conventional	3	0.1%	100%	$321,666
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.1%	100%	$265,000
Geneva Financial LLC	Conventional, FHA	3	0.1%	100%	$291,666
Better Mortgage Corporation	Conventional, FHA	3	0.1%	60%	$298,333
Geo-Corp, Inc.	FHA	3	0.1%	100%	$348,333
Nations Direct Mortgage, LLC	Conventional, FHA, VA	3	0.1%	75%	$258,333
Mutual of Omaha Mortgage	Conventional, FHA	3	0.1%	85.7%	$258,333
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	3	0.1%	100%	$335,000	View
Quorum Federal Credit Union	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$85,000
Originpoint, LLC	FHA	2	0.1%	100%	$270,000
Contour Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$300,000
ALCOVA Mortgage, LLC	FHA	2	0.1%	100%	$260,000
Allied Mortgage Group, Inc	FHA	2	0.1%	100%	$225,000
United Trust Bank	FHA, VA	2	0.1%	100%	$260,000
Deephaven Mortgage LLC	Conventional	2	0.1%	100%	$325,000
Velocio Mortgage, L.L.C.	Conventional, VA	2	0.1%	100%	$490,000
Homestead Funding Corp.	Conventional	2	0.1%	100%	$255,000
AmWest Funding Corp	Conventional, FHA	2	0.1%	100%	$245,000
Michigan Mutual, Inc	Conventional, FHA	2	0.1%	83.3%	$175,000
Bay Equity LLC	FHA, VA	2	0.1%	66.7%	$280,000
Legend Lending Corporation	Conventional, FHA	2	0.1%	100%	$110,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.1%	100%	$130,000
Ameritrust Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$210,000
Ony Glo, Inc.	Conventional, FHA	2	0.1%	100%	$155,000
Intelliloan, Inc.	FHA	2	0.1%	66.7%	$320,000
Embrace Home Loans, Inc.	Conventional, FHA	2	0.1%	100%	$285,000
Keystone Funding, Inc	FHA	2	0.1%	75%	$260,000
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$240,000
21St Mortgage	Conventional	2	0.1%	50%	$140,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.1%	100%	$290,000
Top Flite Financial, Inc.	Conventional, FHA	2	0.1%	100%	$255,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +8 HELOCs	0%	40%	$285,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +5 HELOCs	0%	25%	$135,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +2 HELOCs	0%	33.3%	$125,000
Wings Financial Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$205,000
Cliffco, Inc.	FHA	1	0%	100%	$275,000
Neighborhood Loans, Inc	Conventional	1	0%	50%	$15,000
TrustBank A5.0 ★Texas Ratio: 13.67%	Conventional	1	0%	100%	$325,000	View
SWBC Mortgage Corporation	Conventional	1	0%	100%	$335,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$425,000
Sun East Federal Credit Union A5.0 ★Texas Ratio: 6.26%	Conventional	1	0%	100%	$105,000	View
Filo Mortgage, LLC	FHA	1	0%	100%	$315,000
Home Mortgage Alliance Corp (Hmac)	FHA	1	0%	100%	$225,000
Fidelity Direct Mortgage, LLC	FHA	1	0%	100%	$225,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	FHA	1	0%	100%	$285,000	View
Acre Mortgage & Financial, Inc.	FHA	1	0%	100%	$305,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	VA	1	0%	100%	$365,000	View
Mortgage Assurance Inc	Conventional	1	0%	100%	$205,000
Bayshore Mortgage Funding	VA	1	0%	100%	$405,000
Northwest Federal Credit Union	Conventional	1	0%	50%	$105,000
American Security Mortgage Cor	FHA	1	0%	100%	$265,000
Flexpoint, Inc.	Conventional	1	0%	100%	$225,000
American Financing Corporation	FHA	1	0%	11.8%	$325,000
Legends Bank A+5.0 ★Texas Ratio: 0.00%	VA	1	0%	100%	$335,000	View
Morgantown Bank & Trust Co Inc A+5.0 ★Texas Ratio: 2.96%	Conventional	1	0%	100%	$645,000	View
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$285,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$345,000
First Heritage Mortgage, LLC	VA	1	0%	100%	$345,000
Congressional Federal Credit Union	Conventional	1	0%	100%	$25,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$105,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$215,000
UNMB Home Loans Inc	FHA	1	0%	100%	$335,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	FHA	1	0%	100%	$255,000	View
Hometown Equity Mortgage, LLC	VA	1	0%	25%	$325,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0%	50%	$295,000	View
Milend, Inc	FHA	1	0%	50%	$275,000
Victorian Finance, LLC	FHA	1	0%	100%	$445,000
Mission Loans, LLC	FHA	1	0%	100%	$385,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	FHA	1	0%	100%	$275,000	View
Self Help Credit Union	Conventional	1	0%	100%	$305,000
Tjc Mortgage Inc	Conventional	1	0%	100%	$315,000
Gulf Coast Bank and Trust	Conventional	1	0%	100%	$455,000
Radius Financial Group Inc	Conventional	1	0%	100%	$235,000
Genway Home Mortgage, Inc.	Conventional	1	0%	33.3%	$185,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$315,000
Summit Funding.Inc	FHA	1	0%	100%	$345,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0%	100%	$435,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	100%	$305,000	View
Consumers Credit Union	Conventional	1	0%	100%	$465,000
Nexera Holding LLC	Conventional	1	0%	100%	$275,000
Reliance First Capital, LLC	FHA	1	0%	100%	$235,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$125,000	View
Goprime Mortgage, Inc.	VA	1	0%	100%	$555,000
Luxury Mortgage Corp.	Conventional	1	0%	50%	$215,000
Tomo Mortgage LLC	Conventional	1	0%	100%	$265,000
Coastal Community Bank	HELOC	0 +29 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +3 HELOCs	0%	0%		View
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Community Choice Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Synovus Bank	HELOC	0 +1 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Deltona Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Deltona, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Deltona? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Deltona in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Deltona, FL

Use these to narrow the list above. Each category shows how many Deltona, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 149 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 49 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 128 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 74 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 41 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Deltona, FL

Independent mortgage companies closed 79.4 percent of home loans in Deltona, Florida in 2025, banks 12.2 percent and credit unions 8.4 percent. Freedom Mortgage Corporation was the largest mortgage company, Bank of America NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 67 loans.

79.4%

Mortgage companies

12.2%

Banks

8.4%

Credit unions

36%

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Deltona, FL

Who is the largest mortgage lender in Deltona, FL?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Deltona, Florida with 12 loans, about 0.6 percent of the market. The largest lender headquartered in Florida was Fairwinds Credit Union with 67 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Deltona, FL have the highest approval rates?

Among lenders with meaningful volume in Deltona, Florida, Freedom Mortgage Corporation approved the highest share of completed applications in 2025 at 89.2 percent, against a 76.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Deltona, FL mortgage lenders offer FHA, VA and USDA loans?

128 lenders closed FHA loans in Deltona, Florida in 2025, led by United Wholesale Mortgage with 164. 74 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Deltona, FL lender list?

Yes. 49 banks and 33 credit unions closed home loans in Deltona, Florida in 2025, alongside 149 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Deltona, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Deltona, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Deltona, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Deltona. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.