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Mortgage Lenders and Brokers in Yorba Linda, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Yorba Linda, California mortgage lenders include US Bank, N.A.US Bank, N.A.19750 Yorba Linda Blvd, Yorba Linda, CA 92886A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA17490 Yorba Linda Blvd, Yorba Linda, CA 92886A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA20375 Yorba Linda Blvd, Yorba Linda, CA 92886A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA19601 Yorba Linda Blvd, Yorba Linda, CA 92886A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA21530 Yorba Linda Blvd, Yorba Linda, CA 92887A+5.0 ★Texas Ratio: 2.82%, First BankFirst Bank18431 Yorba Linda Blvd, Yorba Linda, CA 92886A+5.0 ★Texas Ratio: 4.74%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, Cathay BankCathay Bank590 W Main St, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.57%, and Orange County'S FCUOrange County'S FCU17496 Yorba Linda Blvd, Yorba Linda, CA 92886A+5.0 ★Texas Ratio: 4.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Yorba Linda, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Yorba Linda are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Yorba Linda, California

Market share is the lender's share of all home loans closed in Yorba Linda, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Yorba Linda 19750 Yorba Linda Blvd, Yorba Linda, CA 92886 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	42 +19 HELOCs	4.5%	88%	$1,016,666	View
JPMorgan Chase Bank, NA 2 offices in Yorba Linda 17490 Yorba Linda Blvd, Yorba Linda, CA 92886 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	21 +5 HELOCs	2.3%	95.5%	$955,000	View
Wells Fargo Bank NA 1 office in Yorba Linda 20375 Yorba Linda Blvd, Yorba Linda, CA 92886 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	20	2.2%	71.4%	$1,044,500	View
Bank of America NA 2 offices in Yorba Linda 19601 Yorba Linda Blvd, Yorba Linda, CA 92886 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	18 +54 HELOCs	1.9%	78.3%	$1,370,000	View
Citibank, NA 1 office in Yorba Linda 21530 Yorba Linda Blvd, Yorba Linda, CA 92887 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	12	1.3%	100%	$1,502,500	View
First Bank 1 office in Yorba Linda 18431 Yorba Linda Blvd, Yorba Linda, CA 92886 A+5.0 ★Texas Ratio: 4.74%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$795,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	50 +129 HELOCs	5.4%	85%	$416,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo, HELOC	26 +2 HELOCs	2.8%	96.4%	$982,692	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	11	1.2%	91.7%	$1,115,000	View
Orange County'S FCU 17496 Yorba Linda Blvd, Yorba Linda, CA 92886 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	9 +16 HELOCs	1%	60%	$249,444	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.8%	70%	$245,000	View
CTBC Bank USA 56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76%	Conventional, Jumbo	6	0.6%	85.7%	$895,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	5 +8 HELOCs	0.5%	83.3%	$1,505,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	5 +2 HELOCs	0.5%	100%	$249,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	4 +7 HELOCs	0.4%	100%	$1,745,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, Jumbo, HELOC	4 +4 HELOCs	0.4%	100%	$1,112,500	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.4%	100%	$1,387,500	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	4	0.4%	100%	$832,500	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.3%	100%	$1,248,333	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	2 +18 HELOCs	0.2%	100%	$915,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	2 +14 HELOCs	0.2%	100%	$265,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo	2	0.2%	100%	$1,190,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.2%	66.7%	$2,295,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$1,135,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$305,000	View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$1,005,000
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,505,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000	View
Umb Bank NA 255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$1,205,000	View
First Commercial Bank (USA) 200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91%	Conventional	1	0.1%	100%	$755,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	50%	$255,000	View
Long Beach City Employees Federal Credit Union 2845 Temple Ave, Signal Hill, CA 90755 2212	Conventional	1	0.1%	100%	$555,000
American Continental Bank 808 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo	1	0.1%	100%	$2,405,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0.1%	50%	$205,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$555,000	View
Bay Federal Credit Union 48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88%	Conventional	1	0.1%	100%	$155,000	View
Southwestern National Bank 2951 W Ball Rd Unit 100, Anaheim, CA 92804 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$1,185,000	View
Pcb Bank 17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25%	Conventional	1	0.1%	100%	$1,005,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional	1	0.1%	100%	$205,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$325,000	View
LA Financial Credit Union 50 E Foothill Blvd, Arcadia, CA 91006 2314	Conventional	1	0.1%	100%	$395,000
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	1	0.1%	100%	$65,000	View
Woori America Bank 5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01%	Conventional	1	0.1%	100%	$535,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +7 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +4 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +4 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +2 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	25	2.7%	76.5%	$931,400
New Wave Lending Group Inc	Conventional, Jumbo	13	1.4%	93.8%	$877,307
New American Funding, LLC.	Conventional, FHA, VA, Jumbo	12	1.3%	85.7%	$533,333
AmWest Funding Corp	Conventional, FHA, Jumbo, HELOC	11 +2 HELOCs	1.2%	91.7%	$1,086,818
Nmsi, Inc.	Conventional, Jumbo	11	1.2%	100%	$1,045,909
Nexera Holding LLC	Conventional, Jumbo	11	1.2%	100%	$949,545
loanDepot.com LLC	Conventional, VA, Jumbo, HELOC	10 +3 HELOCs	1.1%	91.7%	$538,000
Kind Lending, LLC	Conventional, FHA, Jumbo, HELOC	9 +2 HELOCs	1%	69.2%	$956,111
American Financial Network, Inc.	Conventional, FHA, Jumbo	8	0.9%	88.9%	$965,000
JMJ Financial Group Inc.	Conventional, Jumbo	8	0.9%	100%	$837,500
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, Jumbo	7	0.8%	100%	$870,714	View
Bay-Valley Mortgage Group	Conventional, Jumbo	7	0.8%	100%	$837,857
Paramount Residential Mortgage	Conventional, VA	7	0.8%	100%	$787,857
AAA Capital Investment, Inc	Conventional, Jumbo	6	0.6%	100%	$881,666
JSB Mortgage Corporation	Conventional, Jumbo	6	0.6%	100%	$1,091,666
Emet Lending Group, Inc.	Conventional, Jumbo	6	0.6%	100%	$1,373,333
ClearEdge Lending LLC	Conventional, Jumbo	6	0.6%	100%	$1,861,666
General Mortgage Capital Corporation	Conventional	5	0.5%	100%	$689,000
Ony Glo, Inc.	Conventional, Jumbo	5	0.5%	62.5%	$1,011,000
Hometown Equity Mortgage, LLC	Conventional, FHA, Jumbo	5	0.5%	62.5%	$981,000
MortgageOne, Inc	Conventional, Jumbo	4	0.4%	100%	$810,000
Dignified Home Loans LLC	Conventional	4	0.4%	100%	$490,000
Provident Funding Associates	Conventional	4	0.4%	100%	$652,500
ML Mortgage Corp.	Conventional, FHA	3	0.3%	100%	$501,666
Home Mortgage Alliance Corp (Hmac)	Conventional	3	0.3%	66.7%	$701,666
Bridgeway Lending Partners, LLC	Conventional, Jumbo	3	0.3%	100%	$1,031,666
Vista Point Mortgage, LLC	Conventional, Jumbo	3	0.3%	100%	$2,238,333
Cake Mortgage Corp.	Conventional	3	0.3%	100%	$471,666
JMAC Lending, Inc.	Conventional, Jumbo	3	0.3%	100%	$1,088,333
Mission Loans, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$185,000
Fundloans Capital	Conventional, Jumbo	2	0.2%	50%	$825,000
Golden Empire Mortgage, Inc.	Conventional	2	0.2%	66.7%	$1,105,000
Constant Investments, Inc	Conventional, Jumbo	2	0.2%	100%	$1,115,000
Royal Pacific Funding	Conventional, Jumbo	2	0.2%	100%	$2,310,000
First Stardand Financial dba Nexcap Home Loans	Conventional, Jumbo	2	0.2%	100%	$1,380,000
Victoria Financial Corp	Conventional	2	0.2%	100%	$705,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.2%	100%	$340,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.2%	50%	$715,000
Mason-McDuffie Mortgage Corporation	Conventional	2	0.2%	100%	$390,000
Plaza Home Mortgage, Inc	Conventional	2	0.2%	40%	$380,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$985,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$625,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$645,000
Fidelity Lending Solutions Inc	Conventional, Jumbo	1	0.1%	100%	$1,505,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	25%	$615,000
PFN Lending Group, Inc.	Conventional, Jumbo	1	0.1%	100%	$2,385,000
Googain, Inc.	Conventional	1	0.1%	100%	$1,045,000
Ahl Funding	Conventional	1	0.1%	100%	$485,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$1,155,000
Greenbox Loans	Conventional	1	0.1%	100%	$405,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$155,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$705,000
Franklin Loan Corporation	Conventional	1	0.1%	100%	$225,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$1,145,000
T. J. Financial, Inc.	Conventional	1	0.1%	100%	$495,000
Ardri LLC	Conventional, Jumbo	1	0.1%	100%	$1,365,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$1,055,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$1,205,000
Summit Funding.Inc	Conventional, Jumbo	1	0.1%	100%	$1,385,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$425,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	66.7%	$105,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +8 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	110 +11 HELOCs	11.8%	84.1%	$920,090
Rocket Mortgage	Conventional, FHA, VA, Jumbo	96	10.3%	78.9%	$712,083
Spring Eq, LLC	Conventional, HELOC	12 +11 HELOCs	1.3%	46.4%	$224,166
Newrez LLC	Conventional, VA, Jumbo	12	1.3%	63.2%	$706,666
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	11 +3 HELOCs	1.2%	92.3%	$822,272
The Loan Store, Inc	Conventional, Jumbo, HELOC	10 +3 HELOCs	1.1%	92.3%	$903,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	8 +8 HELOCs	0.9%	61.5%	$451,250
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA, HELOC	8 +2 HELOCs	0.9%	100%	$798,750	View
Lennar Mortgage, LLC	Conventional, Jumbo	8	0.9%	61.5%	$1,256,250
Nationstar Mortgage	Conventional, FHA	8	0.9%	100%	$533,750
Ameritrust Mortgage Corporation	Conventional, FHA, Jumbo	7	0.8%	100%	$1,139,285
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	7	0.8%	70%	$1,256,428	View
Toll Brothers Mortgage Company	Conventional	4	0.4%	69.2%	$785,000
Logan Finance Corporation	Conventional, Jumbo	4	0.4%	100%	$1,562,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.4%	100%	$985,000	View
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	3 +5 HELOCs	0.3%	100%	$298,333	View
Better Mortgage Corporation	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	60%	$841,666
Primelending	Conventional, Jumbo	3	0.3%	71.4%	$1,511,666
Freedom Mortgage Corporation	Conventional, FHA, Jumbo	3	0.3%	44.4%	$1,121,666
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.3%	100%	$645,000	View
Nations Direct Mortgage, LLC	Conventional	3	0.3%	75%	$555,000
Tomo Mortgage LLC	Conventional	3	0.3%	100%	$831,666
Champions Funding, LLC	Conventional, Jumbo	3	0.3%	75%	$1,321,666
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$2,295,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	100%	$595,000	View
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	2	0.2%	100%	$995,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.2%	100%	$1,005,000	View
Equity Prime Mortgage LLC	Conventional, FHA	2	0.2%	100%	$920,000
Amerisave Mortgage Company	Conventional	2	0.2%	20%	$135,000
Nqm Funding, LLC	Conventional, Jumbo	2	0.2%	100%	$1,945,000
Bay Equity LLC	Conventional	2	0.2%	100%	$890,000
First Colony Mortgage Corporat	Conventional, FHA, Jumbo	2	0.2%	100%	$1,000,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	2	0.2%	100%	$1,180,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	2	0.2%	100%	$1,670,000	View
Genway Home Mortgage, Inc.	Conventional, FHA, Jumbo	2	0.2%	100%	$1,065,000
Mutual of Omaha Mortgage	Conventional	2	0.2%	66.7%	$505,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.2%	50%	$1,470,000	View
Fairway Independent Mort Corp	Conventional, Jumbo	2	0.2%	100%	$1,380,000
Leaderone Financial Corp.	Conventional	2	0.2%	100%	$940,000
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	50%	$1,575,000
Guaranteed Rate, Inc.	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$975,000
Boeing Employees' Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,245,000
Arc Home LLC	Conventional	1	0.1%	100%	$615,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,755,000
Originpoint, LLC	Conventional	1	0.1%	100%	$1,025,000
American Financial Resources LLC	FHA	1	0.1%	100%	$735,000
Gold Star Mortgage Financial Group, Corporation	Conventional, Jumbo	1	0.1%	100%	$1,535,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	66.7%	$225,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$645,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$965,000
Deephaven Mortgage LLC	Conventional	1	0.1%	14.3%	$405,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, Jumbo	1	0.1%	100%	$1,355,000	View
Data Mortgage, Inc	Conventional	1	0.1%	100%	$575,000
Discover Bank	Conventional	1	0.1%	33.3%	$155,000
Summit Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$525,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$855,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$475,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$695,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$805,000
Schaumburg Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 0.87%	Conventional, Jumbo	1	0.1%	100%	$1,865,000	View
Lake Forest Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	1	0.1%	100%	$2,225,000	View
Beverly Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.57%	Conventional, Jumbo	1	0.1%	100%	$1,865,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$1,035,000	View
Notre Dame Federal Credit Union	Conventional	1	0.1%	100%	$765,000
Prosperity Home Mortgage, LLC	Conventional, Jumbo	1	0.1%	33.3%	$2,095,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0.1%	100%	$1,355,000	View
United Nations Federal CU	Conventional, Jumbo	1	0.1%	100%	$1,325,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$275,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$425,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$485,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$115,000	View
Village Capital & Investment	FHA	1	0.1%	100%	$755,000
Flyhomes Mortgage LLC	Conventional, Jumbo	1	0.1%	100%	$625,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +11 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +5 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +5 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Justice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Yorba Linda Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Yorba Linda, California

Looking for mortgage lenders near me or mortgage brokers near me in Yorba Linda? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Yorba Linda in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Yorba Linda, CA

Use these to narrow the list above. Each category shows how many Yorba Linda, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 115 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 21 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 10 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 84 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 97 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Yorba Linda, CA

Independent mortgage companies closed 64.7 percent of home loans in Yorba Linda, California in 2025, banks 24.5 percent and credit unions 10.8 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 18 loans.

64.7%

Mortgage companies

24.5%

Banks

10.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Yorba Linda, CA

Who is the largest mortgage lender in Yorba Linda, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Yorba Linda, California with 42 loans, about 4.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Yorba Linda, CA have the highest approval rates?

Among lenders with meaningful volume in Yorba Linda, California, Schoolsfirst FCU approved the highest share of completed applications in 2025 at 85 percent, against a 82.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Yorba Linda, CA mortgage lenders offer FHA, VA and USDA loans?

21 lenders closed FHA loans in Yorba Linda, California in 2025, led by United Wholesale Mortgage with 9. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Yorba Linda, CA lender list?

Yes. 47 banks and 39 credit unions closed home loans in Yorba Linda, California in 2025, alongside 115 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Yorba Linda, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Yorba Linda, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Yorba Linda, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Yorba Linda. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.