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American Continental Bank

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American Continental Bank Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Continental Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 11, 2026

You can compare American Continental Bank rates to other rates in our database, including 12-month CD rates currently at 3.50%, 6-month CD rates at 0.10% and 3-month CD rates at 3.50%. Savings rates are at 0.20% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.28%. All these rates can be compared to American Continental Bank rates. MonitorBankRates evaluates the financial stability of American Continental Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.09%. Rates were last updated on 05/11/2026.

American Continental Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Continental Bank? Share your experience about American Continental Bank by leaving a review below, or read customer reviews before you decide to use American Continental Bank.

Ranked #60 Healthiest Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.09%

Excellent Lower than avg

American Continental Bank

17700 Castleton St
City Of Industry, CA 91748

http://www.americancontinentalbank.com

Current Rate Availability

We do not have American Continental Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for American Continental Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather American Continental Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Continental Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name American Continental Bank

Bank Holding Company AMERICAN CONTINENTAL BCORP

Address 17700 Castleton St, City Of Industry, CA 91748 · Los Angeles

Website https://www.americancontinentalbank.com

FDIC Certificate # 57444

Established 10/06/2003

FDIC Insurance Date 10/06/2003

Domestic Offices 7

Total Branches 7

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.09%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.5078%

Return on Equity (ROE) 10.6100%

Non-Performing Loans (NPL) 0.01%

Total Assets $378,189,000

Total Deposits $312,173,000

Equity Capital $59,683,000

Net Income $4,614,000

Headquarters City Of Industry

Total Offices 7

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

American Continental Bank earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #60 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

Customer Reviews

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Frequently Asked Questions About American Continental Bank

How many branches does American Continental Bank operate?

American Continental Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, American Continental Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Continental Bank provides members with tools to manage their accounts and build a solid financial history.

Does American Continental Bank offer online and mobile banking?

Most modern institutions like American Continental Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americancontinentalbank.com.