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Mortgage Lenders and Brokers in Roseville, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Roseville, California mortgage lenders include US Bank, N.A.US Bank, N.A.9045 Woodcreek Oaks Blvd, Roseville, CA 95747A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5180 Foothills Blvd, Roseville, CA 95747A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1512 Eureka Rd, Roseville, CA 95661A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA431 Roseville Sq, Roseville, CA 95678A+5.0 ★Texas Ratio: 4.14%, Sunflower Bank, N.A.Sunflower Bank, N.A.1888 Century Park E, Los Angeles, CA 90067A5.0 ★Texas Ratio: 10.77%, Tri Counties BankTri Counties Bank3700 Douglas Blvd, Roseville, CA 95661A+5.0 ★Texas Ratio: 5.34%, Bank of MarinBank of Marin2510 Douglas Blvd, Roseville, CA 95661A+5.0 ★Texas Ratio: 2.03%, BMO Harris Bank NABMO Harris Bank NA1112 Galleria Blvd, Roseville, CA 95678A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.8777 Sierra College Blvd, Roseville, CA 95661A+5.0 ★Texas Ratio: 4.24%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Roseville, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roseville are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Roseville, California

Market share is the lender's share of all home loans closed in Roseville, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 3 offices in Roseville 9045 Woodcreek Oaks Blvd, Roseville, CA 95747 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	32 +25 HELOCs	1%	68.1%	$546,875	View
JPMorgan Chase Bank, NA 2 offices in Roseville 5180 Foothills Blvd, Roseville, CA 95747 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	23 +4 HELOCs	0.7%	92.3%	$519,347	View
Wells Fargo Bank NA 4 offices in Roseville 1512 Eureka Rd, Roseville, CA 95661 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	22	0.7%	78.6%	$433,181	View
Bank of America NA 3 offices in Roseville 431 Roseville Sq, Roseville, CA 95678 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	9 +54 HELOCs	0.3%	75%	$550,555	View
Sunflower Bank, N.A. 1 office in Roseville 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional	9	0.3%	100%	$476,111	View
Tri Counties Bank 2 offices in Roseville 3700 Douglas Blvd, Roseville, CA 95661 A+5.0 ★Texas Ratio: 5.34%	Conventional, Jumbo, HELOC	6 +13 HELOCs	0.2%	85.7%	$420,000	View
Bank of Marin ★ 2 stars, 1 review 1 office in Roseville 2510 Douglas Blvd, Roseville, CA 95661 A+5.0 ★Texas Ratio: 2.03%	Conventional	5	0.2%	100%	$175,000	View
BMO Harris Bank NA 1 office in Roseville 1112 Galleria Blvd, Roseville, CA 95678 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	4 +11 HELOCs	0.1%	66.7%	$772,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Roseville 8777 Sierra College Blvd, Roseville, CA 95661 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +8 HELOCs	0.1%	100%	$405,000	View
Zions Bancorporation, N.A. 1 office in Roseville 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$505,000	View
First Bank 2 offices in Roseville 401 Vernon St, Roseville, CA 95678 A+5.0 ★Texas Ratio: 4.74%	HELOC	0 +5 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 1 office in Roseville 3711 Douglas Blvd, Roseville, CA 95661 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +3 HELOCs	0%	n/a		View
Columbia Bank 1 office in Roseville 1801 Douglas Blvd, Roseville, CA 95661 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +2 HELOCs	0%	n/a		View
Mechanics Bank 1 office in Roseville 721 Pleasant Grove Blvd, Roseville, CA 95678 A+5.0 ★Texas Ratio: 1.81%	HELOC	0 +1 HELOCs	0%	n/a		View
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	53	1.7%	98.2%	$473,113
Goodleap, LLC	Conventional, FHA, VA, HELOC	3 +5 HELOCs	0.1%	100%	$465,000
Catalyst Mortgage	Conventional	1	0%	100%	$145,000
SAFE Credit Union 121 N Sunrise Ave, Roseville, CA 95661 A+5.0 ★Texas Ratio: 3.24%	Conventional, Jumbo, HELOC	85 +66 HELOCs	2.7%	97.7%	$413,117	View
Schoolsfirst FCU 1601 Douglas Blvd, Roseville, CA 95661 A+5.0 ★Texas Ratio: 5.56%	Conventional, FHA, HELOC	29 +44 HELOCs	0.9%	90.6%	$189,482	View
The Golden 1 Credit Union 4011 Woodcreek Oaks Blvd Ste 120, Roseville, CA 95747 6834 A+5.0 ★Texas Ratio: 5.50%	Conventional, FHA, HELOC	27 +163 HELOCs	0.8%	75%	$434,259	View
Sacramento Credit Union 5005 Foothills Blvd Ste 1, Roseville, CA 95747 6507 A+5.0 ★Texas Ratio: 0.33%	Conventional, Jumbo	18	0.6%	79.2%	$247,777	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	15	0.5%	68.2%	$192,333	View
Patelco Credit Union 5040 Foothills Blvd, Roseville, CA 95747 A5.0 ★Texas Ratio: 6.65%	Conventional, HELOC	14 +16 HELOCs	0.4%	87.5%	$193,571	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	9 +1 HELOCs	0.3%	69.2%	$363,888	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA	5	0.2%	88.9%	$685,000	View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	Conventional	5	0.2%	83.3%	$143,000	View
Change Lending 1420 Rocky Ridge Dr, Roseville, CA 95661 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	5	0.2%	100%	$527,000	View
Sierra Central Credit Union 306 N Sunrise Ave, Roseville, CA 95661 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	4 +2 HELOCs	0.1%	100%	$157,500	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional, HELOC	4 +2 HELOCs	0.1%	87.5%	$107,500	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional	4	0.1%	100%	$115,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	3 +2 HELOCs	0.1%	60%	$208,333	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$205,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	0.1%	100%	$801,666	View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.1%	100%	$750,000	View
Educational Employees Credit Union 1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$660,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional, Jumbo	2	0.1%	100%	$605,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	2	0.1%	100%	$795,000	View
El Dorado Savings Bank 1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41%	Conventional	2	0.1%	40%	$475,000	View
Firefighters First Federal Credit Union 1380 Lead Hill Blvd Ste 104, Roseville, CA 95661 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	1 +8 HELOCs	0%	100%	$485,000	View
Heritage Community Credit Union 5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95%	Conventional, HELOC	1 +4 HELOCs	0%	50%	$45,000	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional, HELOC	1 +3 HELOCs	0%	50%	$115,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	1 +1 HELOCs	0%	50%	$65,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$125,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$675,000	View
First Western Trust Bank 1901 Avenue Of The Stars, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$655,000	View
Bny Mellon, N.A. 2029 Century Park E, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0%	100%	$755,000	View
San Francisco Fire Credit Union 3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$105,000	View
Banner Bank 5 Sierra Gate Plz, Roseville, CA 95678 A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0%	33.3%	$95,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	1	0%	100%	$605,000
Mirastar Federal Credit Union 1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21%	Conventional	1	0%	100%	$125,000	View
Mission City Federal Credit Union 1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0%	100%	$125,000	View
1st Northern California Credit Union 560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0%	50%	$225,000	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional	1	0%	100%	$495,000	View
Excite Credit Union 265 Curtner Ave, San Jose, CA 95125 A4.9 ★Texas Ratio: 5.41%	Conventional	1	0%	100%	$165,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0%	100%	$105,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +3 HELOCs	0%	n/a		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +2 HELOCs	0%	0%		View
Uncle Credit Union 1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51%	HELOC	0 +2 HELOCs	0%	n/a		View
Monterra Credit Union 415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +2 HELOCs	0%	n/a		View
Valley Strong Credit Union 8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	HELOC	0 +1 HELOCs	0%	n/a		View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	HELOC	0 +1 HELOCs	0%	n/a		View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	106	3.3%	82.7%	$533,018
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	87 +9 HELOCs	2.7%	83.8%	$465,804
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	63	2%	100%	$525,476
Kind Lending, LLC	Conventional, FHA, VA, HELOC	46 +1 HELOCs	1.4%	78.3%	$445,434
Provident Funding Associates	Conventional	37	1.2%	95.1%	$535,810
New American Funding, LLC.	Conventional, FHA, HELOC	36 +1 HELOCs	1.1%	92.3%	$458,611
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	31	1%	97.4%	$385,322
JMAC Lending, Inc.	Conventional, FHA	19	0.6%	100%	$479,210
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	16	0.5%	84.2%	$544,375
Generations Home Loans, LLC	Conventional, FHA, VA	15	0.5%	100%	$466,333
AmWest Funding Corp	Conventional, FHA, HELOC	13 +1 HELOCs	0.4%	86.7%	$396,538
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA	12	0.4%	76.5%	$449,166	View
Mason-McDuffie Mortgage Corporation	Conventional	12	0.4%	92.3%	$461,666
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	10	0.3%	90.9%	$490,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	10	0.3%	90.9%	$607,000
General Mortgage Capital Corporation	Conventional	9	0.3%	100%	$457,222
Resicentral LLC	Conventional, FHA	8	0.3%	88.9%	$575,000
Nexera Holding LLC	Conventional	8	0.3%	100%	$398,750
Googain, Inc.	Conventional	7	0.2%	100%	$403,571
Zillow Home Loans, LLC	Conventional, VA	7	0.2%	100%	$515,000
Nmsi, Inc.	Conventional	7	0.2%	100%	$499,285
Carrington Mortgage Services LLC	Conventional, FHA	7	0.2%	55.6%	$175,000
New Wave Lending Group Inc	Conventional	6	0.2%	100%	$475,000
MortgageOne, Inc	Conventional, FHA	5	0.2%	100%	$461,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	5	0.2%	55.6%	$557,000
Stg Mortgage Inc	Conventional, FHA	5	0.2%	83.3%	$543,000
Royal Pacific Funding	Conventional, FHA, VA	4	0.1%	80%	$502,500
West Coast Mortgage Group & Realty Co	Conventional	4	0.1%	100%	$397,500
Summit Funding.Inc	Conventional	4	0.1%	100%	$430,000
Alameda Mortgage Corporation	Conventional	3	0.1%	100%	$578,333
Residential Wholesale Mortgage	Conventional	3	0.1%	100%	$385,000
Fidelity Lending Solutions Inc	Conventional	3	0.1%	100%	$498,333
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA	3	0.1%	100%	$498,333	View
ML Mortgage Corp.	Conventional	2	0.1%	100%	$215,000
AdvantageFirst Lending Inc	Conventional	2	0.1%	50%	$310,000
American Financial Network, Inc.	FHA, VA, Jumbo	2	0.1%	66.7%	$670,000
Bay-Valley Mortgage Group	Conventional	2	0.1%	100%	$430,000
Flexpoint, Inc.	Conventional	2	0.1%	100%	$420,000
American Heritage Lending, LLC	Conventional	2	0.1%	100%	$505,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.1%	100%	$320,000
Ony Glo, Inc.	Conventional	2	0.1%	50%	$510,000
Intelliloan, Inc.	Conventional	2	0.1%	100%	$435,000
Franklin Loan Corporation	Conventional	2	0.1%	100%	$585,000
Citadel Servicing Corporation	Conventional, Jumbo	2	0.1%	100%	$710,000
Vista Point Mortgage, LLC	Conventional	2	0.1%	100%	$230,000
Cake Mortgage Corp.	Conventional	2	0.1%	100%	$620,000
Fundloans Capital	Conventional	1	0%	100%	$305,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$475,000
Infinity Equity Group, Inc.	Conventional	1	0%	100%	$425,000
Golden Empire Mortgage, Inc.	Conventional	1	0%	100%	$405,000
Augusta Financial, Inc.	Conventional	1	0%	100%	$325,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$125,000
Bridgeway Lending Partners, LLC	Conventional	1	0%	100%	$155,000
Victoria Financial Corp	Conventional	1	0%	100%	$675,000
American Internet Mortgage, Inc.	Conventional	1	0%	50%	$525,000
Land Home Financial Services,	Conventional	1	0%	100%	$625,000
Hometown Equity Mortgage, LLC	Conventional	1	0%	50%	$765,000
T. J. Financial, Inc.	Conventional	1	0%	100%	$425,000
Mission Loans, LLC	Conventional	1	0%	100%	$155,000
Ardri LLC	Conventional	1	0%	100%	$385,000
Iserve Residential Lending	Conventional	1	0%	100%	$195,000
Southland Credit Uniom	Conventional	1	0%	100%	$465,000
Figure Lending LLC	HELOC	0 +27 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	535 +60 HELOCs	16.8%	90.5%	$519,523
Rocket Mortgage	Conventional, FHA, VA, Jumbo	293	9.2%	86.2%	$384,624
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	135 +19 HELOCs	4.2%	96.7%	$486,925
Homeamerican Mortgage Corporation	Conventional, FHA, VA, Jumbo	122	3.8%	97.6%	$553,032
DHI Mortgage Company, LTD.	Conventional, FHA, VA	109	3.4%	86.7%	$502,889
Lennar Mortgage, LLC	Conventional, VA	76	2.4%	87.4%	$484,736
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	69 +1 HELOCs	2.2%	94.6%	$551,231
Pulte Mortgage LLC	Conventional, FHA, Jumbo	68	2.1%	86.1%	$650,735
Clm Mortgage, Inc	Conventional, FHA, VA, Jumbo	67	2.1%	100%	$637,238
Nationstar Mortgage	Conventional	48	1.5%	87.5%	$153,541
Newrez LLC	Conventional, FHA, VA	41	1.3%	80.8%	$422,317
Tri Pointe Connect, LLC	Conventional, FHA, VA, Jumbo	41	1.3%	95.7%	$598,658
Spring Eq, LLC	Conventional, Jumbo, HELOC	37 +25 HELOCs	1.2%	55.1%	$122,567
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	33	1%	85.7%	$585,000
Universal Lending Corporation A-5.0 ★Texas Ratio: 14.64%	Conventional, VA, Jumbo	24	0.8%	80%	$673,333	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	22 +6 HELOCs	0.7%	96%	$520,000	View
Fairway Independent Mort Corp	Conventional, FHA, VA	22	0.7%	91.7%	$451,363
Guaranteed Rate, Inc.	Conventional, VA, HELOC	12 +5 HELOCs	0.4%	100%	$458,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	11 +13 HELOCs	0.3%	73.3%	$475,000
Premier Mortgage Resources, LLC	Conventional, FHA	11	0.3%	100%	$503,181
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	11	0.3%	42.6%	$369,545
Canopy Mortgage, LLC	Conventional, FHA	10	0.3%	100%	$398,000
Mortgage Research Center	VA, Jumbo	10	0.3%	66.7%	$662,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	10	0.3%	100%	$507,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	9 +11 HELOCs	0.3%	83.3%	$129,444	View
Planet Home Lending, LLC	Conventional, FHA, VA	9	0.3%	90%	$411,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	8	0.3%	100%	$526,250	View
NOVA Financial & Investment Corporation	Conventional, FHA	8	0.3%	60%	$617,500
Amerisave Mortgage Company	Conventional	8	0.3%	36.4%	$83,750
Discover Bank	Conventional	8	0.3%	36.4%	$108,750
First Technology Federal Credit Union	Conventional, HELOC	7 +7 HELOCs	0.2%	73.3%	$429,285
Better Mortgage Corporation	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.2%	58.3%	$629,285
Bay Equity LLC	Conventional, VA	7	0.2%	100%	$409,285
Churchill Mortgage Corporation	Conventional, FHA	7	0.2%	87.5%	$452,142
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	7	0.2%	100%	$357,857	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	6	0.2%	100%	$571,666
Union Home Mortgage Corp.	Conventional	6	0.2%	88.9%	$611,666
Ark-La-Tex Financial Services LLC	Conventional, FHA	6	0.2%	100%	$365,000
HomeBridge Financial Services, Inc	FHA, VA, HELOC	5 +11 HELOCs	0.2%	83.3%	$561,000
Primelending	Conventional	5	0.2%	100%	$509,000
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo	5	0.2%	100%	$639,000
Peak Residential Lending Inc	Conventional, FHA	5	0.2%	100%	$579,000
Click n' Close, Inc.	Conventional, FHA	5	0.2%	100%	$383,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	5	0.2%	100%	$459,000	View
American Financial Resources LLC	Conventional, FHA	4	0.1%	100%	$440,000
Equity Prime Mortgage LLC	Conventional, FHA	4	0.1%	100%	$465,000
Triad Financial Services, Inc.	Conventional	4	0.1%	46.7%	$132,500
Deephaven Mortgage LLC	Conventional	4	0.1%	57.1%	$272,500
Ameritrust Mortgage Corporation	Conventional, FHA	4	0.1%	100%	$512,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.1%	100%	$397,500	View
Peoples Mortgage Company	Conventional	4	0.1%	100%	$435,000
Vellum Mortgage, Inc.	Conventional	4	0.1%	100%	$627,500
Nations Direct Mortgage, LLC	Conventional, FHA, VA	4	0.1%	100%	$505,000
Champions Funding, LLC	Conventional	4	0.1%	57.1%	$432,500
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	4	0.1%	83.3%	$635,000	View
Village Capital & Investment	FHA, VA	4	0.1%	77.8%	$620,000
Quorum Federal Credit Union	Conventional, HELOC	3 +3 HELOCs	0.1%	75%	$75,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$471,666	View
Go Mortgage, LLC	Conventional, VA	3	0.1%	71.4%	$595,000
Nbkc Bank	Conventional, VA	3	0.1%	75%	$475,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA, VA	3	0.1%	100%	$458,333	View
Mutual of Omaha Mortgage	Conventional, FHA	3	0.1%	60%	$431,666
21St Mortgage	Conventional	3	0.1%	60%	$115,000
First US Community Credit Union A+5.0 ★Texas Ratio: 4.67%	Conventional	3	0.1%	100%	$115,000	View
Everett Financial, Inc.	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$605,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$440,000	View
Success Lending, LLC	Conventional, VA	2	0.1%	66.7%	$330,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$445,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	100%	$645,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$465,000
Loanunited.Com, LLC	Conventional, VA	2	0.1%	100%	$455,000
Oaktree Funding Corp	Conventional, Jumbo	2	0.1%	100%	$685,000
Emporium Tpo LLC	Conventional, Jumbo	2	0.1%	100%	$660,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$680,000	View
First Colony Mortgage Corporat	Conventional, FHA	2	0.1%	80%	$620,000
Homeowners Financial Group, LLC	Conventional	2	0.1%	100%	$485,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	2	0.1%	100%	$590,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.1%	100%	$775,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.1%	100%	$605,000	View
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	100%	$505,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$355,000	View
Allied Mortgage Group, Inc	Conventional, HELOC	1 +1 HELOCs	0%	100%	$405,000
Arc Home LLC	Conventional	1	0%	100%	$365,000
Genisys Credit Union	Conventional, Jumbo	1	0%	100%	$1,125,000
Originpoint, LLC	Conventional	1	0%	100%	$695,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$295,000	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0%	100%	$435,000	View
First Community Mortgage, Inc.	FHA	1	0%	100%	$445,000
Primary Residential Mortgage, INC.	Conventional	1	0%	100%	$355,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0%	100%	$265,000
Acrisure Mortgage, LLC	FHA	1	0%	100%	$705,000
Directors Mortgage, Inc	Conventional	1	0%	100%	$435,000
PHH Mortgage Corporation	FHA	1	0%	50%	$555,000
Dart Bank	Conventional	1	0%	100%	$485,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$535,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$585,000	View
Sammamish Mortgage Company	Conventional	1	0%	100%	$205,000
Michigan Mutual, Inc	Conventional	1	0%	100%	$665,000
City 1st Mortgage Services, LC	Conventional	1	0%	100%	$725,000
Summit Mortgage Bankers, Inc.	Conventional	1	0%	100%	$525,000
Credit Human Federal Credit Un	Conventional	1	0%	100%	$75,000
Connexus Credit Union	Conventional	1	0%	33.3%	$65,000
Securitynational Mortgage Company	VA	1	0%	100%	$605,000
Kwik Mortgage Corporation	Conventional	1	0%	100%	$255,000
Fairwinds Credit Union	Conventional, Jumbo	1	0%	100%	$805,000
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	1	0%	100%	$815,000	View
Cardinal Financial Company, Li	Conventional	1	0%	100%	$535,000
New Day Financial, LLC.	VA	1	0%	100%	$315,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$605,000	View
Securityplus FCU	Conventional	1	0%	100%	$575,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0%	50%	$735,000	View
Waterstone Mortgage Corporation	VA	1	0%	100%	$745,000
Lake Forest Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	1	0%	100%	$915,000	View
Saygo Home Loans, LLC	FHA	1	0%	100%	$595,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0%	100%	$425,000	View
Tjc Mortgage Inc	Conventional	1	0%	100%	$315,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0%	100%	$605,000
V.I.P. Mortgage, Inc.	Conventional	1	0%	100%	$235,000
Genway Home Mortgage, Inc.	Conventional	1	0%	100%	$265,000
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$465,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0%	100%	$535,000
Ukrainian Federal Credit Union A5.0 ★Texas Ratio: 10.53%	Conventional	1	0%	66.7%	$505,000
Industrial and Commercial Bank of China (USA) NA	Conventional	1	0%	100%	$255,000
Tomo Mortgage LLC	Conventional	1	0%	50%	$425,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0%	100%	$655,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +27 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +10 HELOCs	0%	0%
Pentagon Federal Credit Union	HELOC	0 +10 HELOCs	0%	100%
Valon Mortgage	HELOC	0 +6 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Equity First Credit U	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Roseville Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Roseville, California

Looking for mortgage lenders near me or mortgage brokers near me in Roseville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roseville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Roseville, CA

Use these to narrow the list above. Each category shows how many Roseville, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 157 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 51 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 51 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 44 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 111 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Roseville, CA

Independent mortgage companies closed 85 percent of home loans in Roseville, California in 2025, banks 7.4 percent and credit unions 7.5 percent. American Pacific Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and SAFE Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 9 loans.

85%

Mortgage companies

7.4%

Banks

7.5%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Roseville, CA

Who is the largest mortgage lender in Roseville, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Roseville, California with 32 loans, about 1 percent of the market. The largest lender headquartered in California was Bank of America NA with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Roseville, CA have the highest approval rates?

Among lenders with meaningful volume in Roseville, California, Paramount Residential Mortgage approved the highest share of completed applications in 2025 at 100 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Roseville, CA mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in Roseville, California in 2025, led by United Wholesale Mortgage with 62. 51 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Roseville, CA lender list?

Yes. 59 banks and 51 credit unions closed home loans in Roseville, California in 2025, alongside 157 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Roseville, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Roseville, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roseville, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roseville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.