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Mortgage Lenders and Brokers in Rocklin, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Rocklin, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2200 Sunset Blvd, Rocklin, CA 95765A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.4805 Granite Dr, Rocklin, CA 95677A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA4804 Granite Dr, Rocklin, CA 95677A+5.0 ★Texas Ratio: 5.36%, Banner BankBanner Bank2320 Sunset Blvd, Rocklin, CA 95765A+5.0 ★Texas Ratio: 2.91%, Bank of America NABank of America NA2205 Sunset Blvd, Rocklin, CA 95765A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank6061 Stanford Ranch Rd, Rocklin, CA 95765A+5.0 ★Texas Ratio: 2.28%, SAFE Credit UnionSAFE Credit Union6190 Stanford Ranch Rd, Rocklin, CA 95765A+5.0 ★Texas Ratio: 3.24%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, and Sacramento Credit UnionSacramento Credit Union8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758A+5.0 ★Texas Ratio: 0.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rocklin, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rocklin are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rocklin, California

Market share is the lender's share of all home loans closed in Rocklin, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Rocklin 2200 Sunset Blvd, Rocklin, CA 95765 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	17	1.7%	94.7%	$564,411	View
US Bank, N.A. 1 office in Rocklin 4805 Granite Dr, Rocklin, CA 95677 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	14 +8 HELOCs	1.4%	71.4%	$596,428	View
Wells Fargo Bank NA 2 offices in Rocklin 4804 Granite Dr, Rocklin, CA 95677 A+5.0 ★Texas Ratio: 5.36%	Conventional	12	1.2%	92.3%	$489,166	View
Banner Bank 1 office in Rocklin 2320 Sunset Blvd, Rocklin, CA 95765 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo, HELOC	6 +2 HELOCs	0.6%	75%	$685,000	View
Bank of America NA 1 office in Rocklin 2205 Sunset Blvd, Rocklin, CA 95765 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +36 HELOCs	0.2%	100%	$360,000	View
Columbia Bank 1 office in Rocklin 6061 Stanford Ranch Rd, Rocklin, CA 95765 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	2 +5 HELOCs	0.2%	100%	$1,010,000	View
SAFE Credit Union 6190 Stanford Ranch Rd, Rocklin, CA 95765 A+5.0 ★Texas Ratio: 3.24%	Conventional, Jumbo, HELOC	95 +29 HELOCs	9.4%	99%	$565,315	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	10 +25 HELOCs	1%	84.6%	$133,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, Jumbo, HELOC	7 +69 HELOCs	0.7%	100%	$570,714	View
Sacramento Credit Union 8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33%	Conventional, Jumbo	7	0.7%	77.8%	$280,714	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	7	0.7%	87.5%	$630,714	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	7	0.7%	58.3%	$272,142	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional, HELOC	4 +8 HELOCs	0.4%	100%	$102,500	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional, HELOC	4 +2 HELOCs	0.4%	80%	$77,500	View
El Dorado Savings Bank 1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41%	Conventional	4	0.4%	100%	$355,000	View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	Conventional, Jumbo, HELOC	2 +6 HELOCs	0.2%	100%	$690,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$1,760,000	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$465,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional	2	0.2%	100%	$515,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	2	0.2%	100%	$465,000
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA	2	0.2%	66.7%	$655,000	View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	Conventional	2	0.2%	66.7%	$125,000	View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	Conventional	2	0.2%	100%	$430,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$285,000	View
Heritage Community Credit Union 5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95%	Conventional	2	0.2%	100%	$130,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	2	0.2%	100%	$410,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$165,000	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,365,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$45,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	50%	$105,000	View
Skyone Federal Credit Union ★ 4 stars, 1 review 777 S AVIATION BLVD, El Segundo, CA 90245 4848 A5.0 ★Texas Ratio: 10.57%	Conventional	1	0.1%	100%	$595,000	View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	Conventional	1	0.1%	100%	$465,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0.1%	100%	$125,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0.1%	100%	$265,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0.1%	100%	$405,000	View
Pcb Bank 17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25%	Conventional	1	0.1%	100%	$395,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$665,000	View
Bank of Marin ★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0.1%	66.7%	$65,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0.1%	50%	$2,005,000	View
First Northern Bank of Dixon 390 Elm Ave, Auburn, CA 95603 A+5.0 ★Texas Ratio: 2.69%	Conventional	1	0.1%	100%	$245,000	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	Conventional	1	0.1%	100%	$155,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, Jumbo	1	0.1%	100%	$1,195,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +4 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +2 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	0%		View
Sierra Central Credit Union 5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Monterra Credit Union 415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	31	3.1%	100%	$593,064
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	24	2.4%	85.7%	$597,916
Kind Lending, LLC	Conventional, FHA, VA, HELOC	21 +3 HELOCs	2.1%	87.5%	$400,238
Guild Mortgage Company	Conventional, FHA, Jumbo	21	2.1%	100%	$376,904
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	13	1.3%	100%	$610,384
loanDepot.com LLC	Conventional, Jumbo, HELOC	10 +3 HELOCs	1%	83.3%	$493,000
AmeriHome Mortgage Company, LLC	Conventional, VA	8	0.8%	88.9%	$552,500
Provident Funding Associates	Conventional	8	0.8%	100%	$543,750
New American Funding, LLC.	Conventional, FHA, Jumbo, HELOC	6 +3 HELOCs	0.6%	75%	$588,333
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	6 +1 HELOCs	0.6%	100%	$486,666
AmWest Funding Corp	Conventional, HELOC	5 +1 HELOCs	0.5%	100%	$487,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	5	0.5%	100%	$465,000	View
Generations Home Loans, LLC	Conventional, VA	5	0.5%	100%	$457,000
JMAC Lending, Inc.	Conventional, FHA	4	0.4%	100%	$552,500
AdvantageFirst Lending Inc	Conventional, FHA	3	0.3%	100%	$618,333
General Mortgage Capital Corporation	Conventional	3	0.3%	100%	$508,333
Stg Mortgage Inc	Conventional, FHA, VA	3	0.3%	100%	$525,000
Nmsi, Inc.	Conventional	3	0.3%	100%	$501,666
Nexera Holding LLC	Conventional, Jumbo	3	0.3%	75%	$608,333
Residential Wholesale Mortgage	Conventional	2	0.2%	100%	$570,000
Resicentral LLC	Conventional	2	0.2%	100%	$615,000
American Financial Network, Inc.	Conventional, FHA, Jumbo	2	0.2%	100%	$935,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.2%	100%	$590,000
Googain, Inc.	Conventional	2	0.2%	100%	$350,000
Flexpoint, Inc.	Conventional	2	0.2%	100%	$415,000
Franklin Loan Corporation	Conventional	2	0.2%	100%	$515,000
ClearEdge Lending LLC	Conventional, Jumbo	2	0.2%	100%	$815,000
Carrington Mortgage Services LLC	VA	2	0.2%	40%	$505,000
Plaza Home Mortgage, Inc	VA	2	0.2%	66.7%	$665,000
ML Mortgage Corp.	Conventional	1	0.1%	100%	$645,000
Cornerstone First Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,115,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$395,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$455,000
Watermark Capital, Inc.	Conventional, Jumbo	1	0.1%	100%	$875,000
AAA Capital Investment, Inc	Conventional	1	0.1%	50%	$485,000
Catalyst Mortgage	Conventional	1	0.1%	100%	$485,000
Royal Pacific Funding	FHA	1	0.1%	100%	$535,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$535,000
JSB Mortgage Corporation	Conventional	1	0.1%	100%	$535,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$735,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$515,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$625,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Figure Lending LLC	HELOC	0 +22 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	175 +14 HELOCs	17.3%	90.9%	$530,485
Rocket Mortgage	Conventional, FHA, VA, Jumbo	114	11.3%	84.8%	$354,561
The Loan Store, Inc	Conventional, FHA, HELOC	39 +5 HELOCs	3.8%	97.6%	$435,256
Nationstar Mortgage	Conventional, FHA, VA	17	1.7%	81%	$318,529
Newrez LLC	Conventional, VA	14	1.4%	73.7%	$425,714
Spring Eq, LLC	Conventional, HELOC	13 +12 HELOCs	1.3%	41.9%	$133,461
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	12 +1 HELOCs	1.2%	94.1%	$652,500	View
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	9	0.9%	84.6%	$587,222
CrossCountry Mortgage, LLC	Conventional, FHA, VA	7	0.7%	100%	$577,857
Mortgage Research Center	Conventional, VA, Jumbo	7	0.7%	53.8%	$643,571
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	7	0.7%	100%	$540,714	View
First Colony Mortgage Corporat	Conventional, FHA	6	0.6%	75%	$381,666
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	5 +6 HELOCs	0.5%	100%	$265,000
Better Mortgage Corporation	Conventional, HELOC	5 +4 HELOCs	0.5%	83.3%	$439,000
Kbhs Home Loans, LLC	Conventional, FHA	5	0.5%	100%	$447,000
Amerisave Mortgage Company	Conventional	5	0.5%	41.7%	$105,000
Planet Home Lending, LLC	Conventional, VA, Jumbo	5	0.5%	100%	$565,000
Fairway Independent Mort Corp	Conventional, FHA, VA	5	0.5%	100%	$437,000
First US Community Credit Union A+5.0 ★Texas Ratio: 4.67%	Conventional	5	0.5%	62.5%	$141,000	View
First Technology Federal Credit Union	Conventional, HELOC	4 +7 HELOCs	0.4%	66.7%	$240,000
Everett Financial, Inc.	Conventional, HELOC	4 +1 HELOCs	0.4%	100%	$522,500
Movement Mortgage, LLC	Conventional, FHA, HELOC	4 +1 HELOCs	0.4%	100%	$552,500
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.4%	42.1%	$190,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	3 +6 HELOCs	0.3%	100%	$531,666
Premier Mortgage Resources, LLC	Conventional	3	0.3%	100%	$638,333
Primelending	Conventional	3	0.3%	100%	$381,666
Canopy Mortgage, LLC	Conventional	3	0.3%	75%	$485,000
Deephaven Mortgage LLC	Conventional, Jumbo	3	0.3%	100%	$658,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	75%	$465,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	3	0.3%	100%	$558,333	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +11 HELOCs	0.2%	40%	$140,000	View
Guaranteed Rate, Inc.	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$515,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$730,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.2%	100%	$530,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.2%	100%	$870,000	View
NOVA Financial & Investment Corporation	Conventional	2	0.2%	100%	$495,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$695,000
Envoy Mortgage, Ltd	Conventional	2	0.2%	100%	$430,000
Equity Prime Mortgage LLC	VA, Jumbo	2	0.2%	100%	$690,000
Triad Financial Services, Inc.	Conventional	2	0.2%	71.4%	$145,000
Discover Bank	Conventional	2	0.2%	20%	$70,000
Peak Residential Lending Inc	Conventional	2	0.2%	100%	$445,000
Churchill Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$520,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.2%	100%	$360,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.2%	100%	$700,000	View
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0.2%	100%	$540,000
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$185,000
Ukrainian Federal Credit Union A5.0 ★Texas Ratio: 10.53%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000
Arc Home LLC	Conventional	1	0.1%	100%	$475,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,055,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$745,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$1,195,000	View
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	1	0.1%	100%	$1,105,000	View
Guidance Residential, LLC	Conventional	1	0.1%	100%	$345,000
PHH Mortgage Corporation	VA	1	0.1%	50%	$715,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$555,000
Advancial Federal Credit Union	Conventional	1	0.1%	100%	$545,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$325,000
Clm Mortgage, Inc	Conventional	1	0.1%	100%	$335,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$595,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$485,000	View
Altitude Financial Corporation	Conventional	1	0.1%	100%	$375,000
Credit Human Federal Credit Un	Conventional	1	0.1%	40%	$105,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$455,000
Union Home Mortgage Corp.	Conventional	1	0.1%	100%	$545,000
Bay Equity LLC	Conventional	1	0.1%	100%	$545,000
Real Genius LLC	Conventional	1	0.1%	100%	$405,000
Weichert Financial Services	Conventional	1	0.1%	100%	$535,000
Nfm, Inc	Conventional	1	0.1%	100%	$345,000
First International Bank & Trust	Conventional	1	0.1%	100%	$795,000
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional	1	0.1%	100%	$565,000	View
Peoples Mortgage Company	Conventional	1	0.1%	100%	$425,000
Boeing Employees' Credit Union	Conventional	1	0.1%	100%	$735,000
Libertyville Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.1%	100%	$1,095,000	View
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$595,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$655,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$765,000
Mutual of Omaha Mortgage	FHA	1	0.1%	50%	$595,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$505,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$605,000	View
Champions Funding, LLC	Conventional	1	0.1%	100%	$445,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$65,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +13 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +2 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Great Lakes Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Rocklin Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Rocklin, California

Looking for mortgage lenders near me or mortgage brokers near me in Rocklin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rocklin in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rocklin, CA

Use these to narrow the list above. Each category shows how many Rocklin, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 106 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 42 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 32 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 26 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 41 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 83 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Rocklin, CA

Independent mortgage companies closed 71.9 percent of home loans in Rocklin, California in 2025, banks 11.5 percent and credit unions 16.6 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and SAFE Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.

71.9%

Mortgage companies

11.5%

Banks

16.6%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Rocklin, CA

Who is the largest mortgage lender in Rocklin, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Rocklin, California with 17 loans, about 1.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rocklin, CA have the highest approval rates?

Among lenders with meaningful volume in Rocklin, California, SAFE Credit Union approved the highest share of completed applications in 2025 at 99 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rocklin, CA mortgage lenders offer FHA, VA and USDA loans?

32 lenders closed FHA loans in Rocklin, California in 2025, led by United Wholesale Mortgage with 16. 26 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rocklin, CA lender list?

Yes. 42 banks and 39 credit unions closed home loans in Rocklin, California in 2025, alongside 106 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rocklin, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rocklin, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rocklin, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rocklin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.