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Mortgage Lenders and Brokers in Rancho Cucamonga, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Rancho Cucamonga, California mortgage lenders include US Bank, N.A.US Bank, N.A.11551 Foothill Blvd, Rancho Cucamonga, CA 91730A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9700 19th St, Rancho Cucamonga, CA 91737A+5.0 ★Texas Ratio: 3.68%, East West BankEast West Bank9775 Base Line Rd, Rancho Cucamonga, CA 91730A+5.0 ★Texas Ratio: 2.84%, Wells Fargo Bank NAWells Fargo Bank NA12273 Highland Ave, Rancho Cucamonga, CA 91739A+5.0 ★Texas Ratio: 5.36%, Arrowhead Central Credit UnionArrowhead Central Credit Union8686 Haven Ave, Rancho Cucamonga, CA 91730 9109A+5.0 ★Texas Ratio: 3.64%, Cathay BankCathay Bank9759 Base Line Rd, Rancho Cucamonga, CA 91730A+5.0 ★Texas Ratio: 4.57%, Citibank, NACitibank, NA10590 Base Line Rd, Rancho Cucamonga, CA 91701A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA7387 Day Creek Blvd, Rancho Cucamonga, CA 91739A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.9590 Foothill Blvd, Rancho Cucamonga, CA 91730A+5.0 ★Texas Ratio: 3.72%, and BMO Harris Bank NABMO Harris Bank NA8311 Haven Ave, Rancho Cucamonga, CA 91730A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rancho Cucamonga, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rancho Cucamonga are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rancho Cucamonga, California

Market share is the lender's share of all home loans closed in Rancho Cucamonga, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 4 offices in Rancho Cucamonga 11551 Foothill Blvd, Rancho Cucamonga, CA 91730 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	39 +39 HELOCs	2.2%	66.1%	$421,153	View
JPMorgan Chase Bank, NA 4 offices in Rancho Cucamonga 9700 19th St, Rancho Cucamonga, CA 91737 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	24 +8 HELOCs	1.3%	77.4%	$536,666	View
East West Bank 1 office in Rancho Cucamonga 9775 Base Line Rd, Rancho Cucamonga, CA 91730 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	18 +2 HELOCs	1%	100%	$504,444	View
Wells Fargo Bank NA 3 offices in Rancho Cucamonga 12273 Highland Ave, Rancho Cucamonga, CA 91739 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	15	0.8%	78.9%	$471,000	View
Arrowhead Central Credit Union 8686 Haven Ave, Rancho Cucamonga, CA 91730 9109 A+5.0 ★Texas Ratio: 3.64%	Conventional, Jumbo, HELOC	12 +13 HELOCs	0.7%	57.1%	$278,333	View
Cathay Bank 1 office in Rancho Cucamonga 9759 Base Line Rd, Rancho Cucamonga, CA 91730 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	7	0.4%	100%	$673,571	View
Citibank, NA 1 office in Rancho Cucamonga 10590 Base Line Rd, Rancho Cucamonga, CA 91701 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	6 +2 HELOCs	0.3%	100%	$741,666	View
Bank of America NA 4 offices in Rancho Cucamonga 7387 Day Creek Blvd, Rancho Cucamonga, CA 91739 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	5 +71 HELOCs	0.3%	100%	$525,000	View
Zions Bancorporation, N.A. 1 office in Rancho Cucamonga 9590 Foothill Blvd, Rancho Cucamonga, CA 91730 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	5 +9 HELOCs	0.3%	70%	$859,000	View
BMO Harris Bank NA 1 office in Rancho Cucamonga 8311 Haven Ave, Rancho Cucamonga, CA 91730 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +7 HELOCs	0.2%	100%	$961,666	View
Citizens Business Bank, NA 19197 Town Center Dr, Apple Valley, CA 92308 A+5.0 ★Texas Ratio: 0.53%	Conventional	1	0.1%	100%	$205,000	View
Banner Bank 1 office in Rancho Cucamonga 11930 Foothill Blvd, Rancho Cucamonga, CA 91739 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +3 HELOCs	0%	0%		View
ML Mortgage Corp.	Conventional	14	0.8%	88.2%	$566,428
Ez Fundings Inc	Conventional, FHA, VA	12	0.7%	100%	$639,166
Schoolsfirst FCU 10910 Foothill Blvd, Rancho Cucamonga, CA 91730 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	80 +94 HELOCs	4.5%	94.2%	$351,500	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	13	0.7%	92.9%	$209,615	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	11	0.6%	100%	$801,363	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	10	0.6%	88.2%	$105,000	View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	8 +5 HELOCs	0.4%	80%	$263,750
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	8 +1 HELOCs	0.4%	72.7%	$177,500	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional, Jumbo	8	0.4%	100%	$541,250	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	8	0.4%	100%	$97,500	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional, Jumbo	7	0.4%	100%	$579,285	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	6 +1 HELOCs	0.3%	100%	$311,666	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	6	0.3%	100%	$195,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	6	0.3%	85.7%	$1,016,666	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	5 +9 HELOCs	0.3%	100%	$591,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	5	0.3%	86.7%	$513,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	4 +8 HELOCs	0.2%	80%	$100,000	View
Pcb Bank 17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25%	Conventional	4	0.2%	100%	$545,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, Jumbo, HELOC	3 +12 HELOCs	0.2%	60%	$811,666	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$621,666	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional	3	0.2%	50%	$131,666	View
Caltech Employees Federal Credit Union 528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08%	Conventional, Jumbo	3	0.2%	100%	$461,666	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo, HELOC	2 +13 HELOCs	0.1%	66.7%	$765,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +6 HELOCs	0.1%	100%	$495,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	2 +5 HELOCs	0.1%	66.7%	$245,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	2	0.1%	100%	$260,000
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	2	0.1%	100%	$750,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	2	0.1%	100%	$135,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional, Jumbo	2	0.1%	60%	$730,000	View
CTBC Bank USA 56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76%	Conventional	2	0.1%	66.7%	$510,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$55,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$75,000	View
American First Credit Union 6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000	View
Hanmi Bank 11754 Artesia Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 1.11%	Conventional	1	0.1%	100%	$545,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	16.7%	$765,000	View
Long Beach City Employees Federal Credit Union 2845 Temple Ave, Signal Hill, CA 90755 2212	Conventional	1	0.1%	100%	$595,000
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional, Jumbo	1	0.1%	50%	$1,235,000	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	1	0.1%	100%	$85,000	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0.1%	100%	$535,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0.1%	100%	$155,000	View
Sunwest Bank 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0.1%	100%	$165,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, Jumbo	1	0.1%	100%	$1,485,000	View
Mypoint Credit Union 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +2 HELOCs	0%	n/a		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +1 HELOCs	0%	n/a		View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Christian Community Credit Union 255 N Lone Hill Ave, San Dimas, CA 91773 2308	HELOC	0 +1 HELOCs	0%	n/a
Gain Federal Credit Union 1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77%	HELOC	0 +1 HELOCs	0%	n/a		View
San Diego County Credit Union 2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52%	HELOC	0 +1 HELOCs	0%	n/a		View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	HELOC	0 +1 HELOCs	0%	n/a		View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	HELOC	0 +1 HELOCs	0%	0%		View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	HELOC	0 +1 HELOCs	0%	n/a		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo	49	2.7%	100%	$600,102	View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	37 +5 HELOCs	2.1%	86.7%	$222,297
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	37	2.1%	82.2%	$501,756
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	30 +7 HELOCs	1.7%	88.2%	$460,000
AAA Capital Investment, Inc	Conventional, Jumbo	26	1.5%	100%	$618,076
Golden Empire Mortgage, Inc.	Conventional, FHA, VA	21	1.2%	95.7%	$419,761
Nmsi, Inc.	Conventional, FHA, Jumbo	19	1.1%	100%	$582,894
AmWest Funding Corp	Conventional, FHA, Jumbo, HELOC	18 +7 HELOCs	1%	90%	$706,111
New Wave Lending Group Inc	Conventional, Jumbo	16	0.9%	100%	$698,125
Hometown Equity Mortgage, LLC	Conventional, Jumbo	16	0.9%	64%	$719,375
Kind Lending, LLC	Conventional, Jumbo	14	0.8%	93.3%	$525,000
General Mortgage Capital Corporation	Conventional, Jumbo	13	0.7%	100%	$498,076
Paramount Residential Mortgage	Conventional	13	0.7%	92.9%	$550,384
American Financial Network, Inc.	Conventional, VA, Jumbo	12	0.7%	85.7%	$619,166
Bay-Valley Mortgage Group	Conventional, FHA	10	0.6%	100%	$438,000
Ony Glo, Inc.	Conventional, FHA, Jumbo	10	0.6%	90.9%	$457,000
Franklin Loan Corporation	Conventional, FHA	9	0.5%	100%	$321,666
Nexera Holding LLC	Conventional, Jumbo	9	0.5%	100%	$617,222
Royal Pacific Funding	Conventional, FHA	7	0.4%	100%	$550,714
Emet Lending Group, Inc.	Conventional, Jumbo	7	0.4%	100%	$629,285
Banc One Mortage Corporation	Conventional, Jumbo	7	0.4%	100%	$542,142
Stg Mortgage Inc	Conventional, FHA, Jumbo	6	0.3%	81.8%	$551,666
Bridgeway Lending Partners, LLC	Conventional, Jumbo	5	0.3%	100%	$823,000
Fidelity Lending Solutions Inc	Conventional, Jumbo	5	0.3%	100%	$777,000
Flexpoint, Inc.	Conventional, FHA, Jumbo	5	0.3%	100%	$477,000
Provident Funding Associates	Conventional	5	0.3%	83.3%	$611,000
Carrington Mortgage Services LLC	Conventional, FHA	5	0.3%	33.3%	$257,000
Cake Mortgage Corp.	Conventional, Jumbo	5	0.3%	71.4%	$687,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	4	0.2%	80%	$312,500
Guild Mortgage Company	Conventional	4	0.2%	75%	$540,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	4	0.2%	80%	$622,500
JMJ Financial Group Inc.	Conventional	4	0.2%	100%	$415,000
First Stardand Financial dba Nexcap Home Loans	Conventional, Jumbo	4	0.2%	100%	$735,000
JSB Mortgage Corporation	Conventional	4	0.2%	100%	$625,000
MortgageOne, Inc	Conventional	3	0.2%	100%	$475,000
Mortgage Capital Partners, INC	Conventional, Jumbo	3	0.2%	100%	$775,000
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.2%	100%	$598,333
American Pacific Mortgage Corporation	Conventional	3	0.2%	75%	$585,000
T. J. Financial, Inc.	Conventional	3	0.2%	100%	$395,000
Mission Loans, LLC	Conventional	3	0.2%	100%	$88,333
Summit Funding.Inc	Conventional	3	0.2%	75%	$321,666
Zillow Home Loans, LLC	Conventional	3	0.2%	75%	$341,666
ClearEdge Lending LLC	Conventional, Jumbo	3	0.2%	100%	$548,333
Vista Point Mortgage, LLC	Conventional	3	0.2%	75%	$245,000
JMAC Lending, Inc.	Conventional	3	0.2%	100%	$575,000
Alameda Mortgage Corporation	Conventional, VA	2	0.1%	100%	$595,000
Pacific Lending LLC	Conventional	2	0.1%	100%	$490,000
Monarch Funding Corp.	Conventional	2	0.1%	100%	$625,000
Resicentral LLC	Conventional	2	0.1%	100%	$450,000
AdvantageFirst Lending Inc	FHA	2	0.1%	66.7%	$665,000
ResMac Inc	Conventional, Jumbo	2	0.1%	100%	$740,000
Dignified Home Loans LLC	Conventional	2	0.1%	100%	$530,000
American Heritage Lending, LLC	Conventional, Jumbo	2	0.1%	100%	$1,180,000
Intelliloan, Inc.	FHA	2	0.1%	100%	$580,000
Geo-Corp, Inc.	FHA	2	0.1%	100%	$515,000
Arcstone Financial Inc	Conventional	2	0.1%	100%	$600,000
Financial Partners Credit Unio	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$585,000
Goodleap, LLC	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$545,000
Popa FCU - Cerritos	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$145,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$475,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$325,000
Habitfactory USA Inc dba Loaning AI	Conventional	1	0.1%	100%	$645,000
Coast 2 Coast Funding Group, Inc	Conventional	1	0.1%	100%	$195,000
Winprime Lending	Conventional	1	0.1%	100%	$615,000
Ahl Funding	Conventional	1	0.1%	100%	$555,000
Victoria Financial Corp	Conventional	1	0.1%	100%	$445,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$235,000	View
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$1,085,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	50%	$545,000
Figure Lending LLC	HELOC	0 +33 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	230 +37 HELOCs	12.9%	88.9%	$622,043
Rocket Mortgage	Conventional, FHA, VA, Jumbo	198	11.1%	80%	$385,353
Lennar Mortgage, LLC	Conventional, FHA, VA, Jumbo	38	2.1%	95.1%	$523,421
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	32 +8 HELOCs	1.8%	88.9%	$558,125
Nationstar Mortgage	Conventional	32	1.8%	82.9%	$262,187
Spring Eq, LLC	Conventional, HELOC	31 +12 HELOCs	1.7%	47.8%	$136,935
Newrez LLC	Conventional, FHA, VA, Jumbo	29	1.6%	63.8%	$308,448
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	19 +14 HELOCs	1.1%	95.2%	$677,105
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	15 +15 HELOCs	0.8%	71.4%	$376,333
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	14 +1 HELOCs	0.8%	100%	$675,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	14	0.8%	93.3%	$650,000	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	13 +6 HELOCs	0.7%	100%	$458,076	View
Amerisave Mortgage Company	Conventional, FHA, Jumbo	13	0.7%	37.8%	$210,384
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	11	0.6%	83.3%	$545,000
Fairway Independent Mort Corp	Conventional, VA, Jumbo	10	0.6%	100%	$641,000
Ameritrust Mortgage Corporation	Conventional, FHA, VA, Jumbo	9	0.5%	100%	$601,666
Equity Prime Mortgage LLC	Conventional, FHA, VA	8	0.4%	88.9%	$676,250
Lakeview Loan Servicing, LLC	Conventional, FHA	7	0.4%	31.6%	$247,857
Mortgage Research Center	VA, Jumbo	7	0.4%	77.8%	$663,571
Triad Financial Services, Inc.	Conventional	6	0.3%	68.8%	$143,333
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	5 +9 HELOCs	0.3%	50%	$121,000	View
Better Mortgage Corporation	Conventional, FHA, HELOC	5 +2 HELOCs	0.3%	66.7%	$441,000
Movement Mortgage, LLC	Conventional, FHA	5	0.3%	100%	$603,000
Planet Home Lending, LLC	Conventional, FHA, VA, Jumbo	5	0.3%	71.4%	$625,000
Mutual of Omaha Mortgage	Conventional, VA, Jumbo	5	0.3%	71.4%	$483,000
HomeBridge Financial Services, Inc	Conventional, FHA, Jumbo, HELOC	4 +18 HELOCs	0.2%	57.1%	$990,000
Summit Mortgage Bankers, Inc.	Conventional	4	0.2%	100%	$557,500
First Colony Mortgage Corporat	Conventional, VA, Jumbo	4	0.2%	100%	$437,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	4	0.2%	100%	$757,500	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	4	0.2%	100%	$670,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	3 +3 HELOCs	0.2%	75%	$275,000	View
Envoy Mortgage, Ltd	Conventional, FHA	3	0.2%	100%	$708,333
PHH Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$535,000
Bay Equity LLC	Conventional, Jumbo	3	0.2%	100%	$735,000
Logan Finance Corporation	Conventional, Jumbo	3	0.2%	100%	$1,105,000
Thrivent Bank	Conventional	3	0.2%	100%	$191,666
21St Mortgage	Conventional	3	0.2%	27.3%	$125,000
Village Capital & Investment	VA, Jumbo	3	0.2%	75%	$941,666
Alliant Credit Union	Conventional, Jumbo, HELOC	2 +13 HELOCs	0.1%	100%	$920,000
Quorum Federal Credit Union	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$215,000
Genisys Credit Union	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$1,125,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$350,000	View
Arc Home LLC	Conventional, Jumbo	2	0.1%	100%	$745,000
Sage Home Loans Corporation	Conventional	2	0.1%	50%	$405,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	100%	$310,000	View
Deephaven Mortgage LLC	Conventional	2	0.1%	40%	$490,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, Jumbo	2	0.1%	100%	$855,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$430,000	View
Nqm Funding, LLC	Conventional, Jumbo	2	0.1%	100%	$870,000
Discover Bank	Conventional	2	0.1%	8.3%	$60,000
Credit Human Federal Credit Un	Conventional	2	0.1%	66.7%	$100,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$335,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$565,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$330,000
Genway Home Mortgage, Inc.	Conventional, Jumbo	2	0.1%	100%	$780,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$140,000
Lower, LLC	Conventional, Jumbo	2	0.1%	100%	$1,180,000
Champions Funding, LLC	Conventional	2	0.1%	50%	$345,000
Pentagon Federal Credit Union	VA, HELOC	1 +6 HELOCs	0.1%	100%	$525,000
Valon Mortgage	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$255,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$805,000	View
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$565,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$355,000	View
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 0.01%	Conventional, Jumbo	1	0.1%	100%	$1,595,000	View
American Financial Resources LLC	FHA	1	0.1%	100%	$555,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$65,000
Primelending	Conventional	1	0.1%	100%	$545,000
Canopy Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$835,000
Nbkc Bank	Conventional	1	0.1%	100%	$805,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$795,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$805,000
Dart Bank	Conventional	1	0.1%	100%	$285,000
Loanunited.Com, LLC	Conventional	1	0.1%	50%	$635,000
Oaktree Funding Corp	Conventional, Jumbo	1	0.1%	100%	$965,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$345,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	VA	1	0.1%	100%	$615,000	View
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$305,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$635,000
Union Home Mortgage Corp.	VA	1	0.1%	100%	$725,000
Real Genius LLC	Conventional	1	0.1%	100%	$765,000
Ivy Mortgage, Inc.	Conventional	1	0.1%	100%	$275,000
New Day Financial, LLC.	VA, Jumbo	1	0.1%	25%	$845,000
Foundation Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$995,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	50%	$335,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$535,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA, Jumbo	1	0.1%	50%	$1,825,000	View
T2 Financial LLC	Conventional, Jumbo	1	0.1%	100%	$1,125,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$165,000	View
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$375,000
Mortgage Solutions of Colorado	Conventional	1	0.1%	100%	$395,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$125,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$605,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$765,000
Luxury Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,025,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$615,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$605,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +19 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +4 HELOCs	0%	0%		View
Usalliance Federal Credit Union	HELOC	0 +4 HELOCs	0%	0%
Skyla Federal Credit Union A5.0 ★Texas Ratio: 9.56%	HELOC	0 +2 HELOCs	0%	n/a
HomeStreet Bank	HELOC	0 +2 HELOCs	0%	0%
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Everett Financial, Inc.	HELOC	0 +1 HELOCs	0%	n/a
Global Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fed Ex Employees Credit Association	HELOC	0 +1 HELOCs	0%	n/a
Great Lakes Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Rancho Cucamonga Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Rancho Cucamonga, California

Looking for mortgage lenders near me or mortgage brokers near me in Rancho Cucamonga? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rancho Cucamonga in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rancho Cucamonga, CA

Use these to narrow the list above. Each category shows how many Rancho Cucamonga, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 147 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 57 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 42 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 31 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 85 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 127 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Rancho Cucamonga, CA

Independent mortgage companies closed 76.8 percent of home loans in Rancho Cucamonga, California in 2025, banks 11.9 percent and credit unions 11.3 percent. ML Mortgage Corp. was the largest mortgage company, US Bank, N.A. the largest bank and Arrowhead Central Credit Union the largest credit union. Among lenders headquartered in California, East West Bank led with 18 loans.

76.8%

Mortgage companies

11.9%

Banks

11.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Rancho Cucamonga, CA

Who is the largest mortgage lender in Rancho Cucamonga, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Rancho Cucamonga, California with 39 loans, about 2.2 percent of the market. The largest lender headquartered in California was East West Bank with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rancho Cucamonga, CA have the highest approval rates?

Among lenders with meaningful volume in Rancho Cucamonga, California, Schoolsfirst FCU approved the highest share of completed applications in 2025 at 94.2 percent, against a 81.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rancho Cucamonga, CA mortgage lenders offer FHA, VA and USDA loans?

42 lenders closed FHA loans in Rancho Cucamonga, California in 2025, led by United Wholesale Mortgage with 26. 31 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rancho Cucamonga, CA lender list?

Yes. 46 banks and 57 credit unions closed home loans in Rancho Cucamonga, California in 2025, alongside 147 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rancho Cucamonga, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rancho Cucamonga, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rancho Cucamonga, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rancho Cucamonga. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.