Mortgage Lenders and Brokers in Orangevale, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Orangevale, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA9407 Madison Ave, Orangevale, CA 95662A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA8890 Greenback Ln, Orangevale, CA 95662A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU6000 Main Ave, Orangevale, CA 95662A+5.0 ★Texas Ratio: 5.56%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Sacramento Credit UnionSacramento Credit Union8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758A+5.0 ★Texas Ratio: 0.33%, El Dorado Savings BankEl Dorado Savings Bank1227 Oak Ct, Arnold, CA 95223A+5.0 ★Texas Ratio: 0.41%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, and Heritage Community Credit UnionHeritage Community Credit Union5329 Sunrise Blvd, Fair Oaks, CA 95628 3539A+5.0 ★Texas Ratio: 5.95%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orangevale, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orangevale are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orangevale, California
Market share is the lender's share of all home loans closed in Orangevale, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Orangevale 9407 Madison Ave, Orangevale, CA 95662 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 0.9% | 62.5% | $511,000 | View |
|
1 office in Orangevale 8890 Greenback Ln, Orangevale, CA 95662 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +13 HELOCs |
0.4% | 66.7% | $125,000 | View |
|
6000 Main Ave, Orangevale, CA 95662 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 17 +20 HELOCs |
3.1% | 100% | $199,705 | View |
|
7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 9 +17 HELOCs |
1.7% | 60% | $203,888 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 8 +39 HELOCs |
1.5% | 80% | $401,250 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0.9% | 75% | $359,000 | View |
|
8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 5 | 0.9% | 71.4% | $179,000 | View |
|
1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 4 | 0.7% | 100% | $177,500 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +7 HELOCs |
0.6% | 75% | $331,666 | View |
|
5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 100% | $205,000 | View |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 100% | $115,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 2 | 0.4% | 75% | $390,000 | View |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $220,000 | View |
|
5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $925,000 | View |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $745,000 | View |
|
2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | View |
|
1235 S Garfield Ave, Alhambra, CA 91801 B4.5 ★Texas Ratio: 21.13% |
Conventional, Jumbo | 1 | 0.2% | 100% | $3,005,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.2% | 100% | $575,000 | |
|
5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
|
1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.2% | 100% | $525,000 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.2% | 50% | $425,000 | View |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
|
Conventional, Jumbo | 21 | 3.9% | 100% | $393,571 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 19 | 3.5% | 90.5% | $473,421 | |
Pennymac Loan Services LLC
|
Conventional, FHA, Jumbo | 11 | 2% | 73.3% | $402,272 | |
Kind Lending, LLC
|
Conventional, VA, Jumbo | 10 | 1.9% | 70.6% | $428,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 9 | 1.7% | 100% | $480,555 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 8 +3 HELOCs |
1.5% | 72.7% | $198,750 | |
American Financial Network, Inc.
|
Conventional, FHA, Jumbo | 7 | 1.3% | 87.5% | $559,285 | |
Plaza Home Mortgage, Inc
|
Conventional | 4 | 0.7% | 80% | $287,500 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 3 | 0.6% | 60% | $268,333 | View |
Summit Funding.Inc
|
Conventional | 3 | 0.6% | 100% | $285,000 | |
New American Funding, LLC.
|
FHA, VA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $640,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, Jumbo | 2 | 0.4% | 100% | $505,000 | |
Catalyst Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $455,000 | |
Stg Mortgage Inc
|
Conventional | 2 | 0.4% | 100% | $725,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.4% | 66.7% | $655,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 2 | 0.4% | 66.7% | $525,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.4% | 100% | $490,000 | |
JMAC Lending, Inc.
|
Conventional | 2 | 0.4% | 100% | $445,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $485,000 | |
AmWest Funding Corp
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $585,000 | |
Mission Loans, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $135,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Alameda Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Golden Empire Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $665,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.2% | 100% | $245,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.2% | 50% | $705,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
Greenbox Loans
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.2% | 100% | $615,000 | |
Intelliloan, Inc.
|
Conventional | 1 | 0.2% | 100% | $635,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.2% | 50% | $565,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Figure Lending LLC
|
HELOC | 0 +11 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 100 +16 HELOCs |
18.5% | 83.9% | $487,200 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 82 | 15.2% | 89.4% | $276,463 | |
The Loan Store, Inc
|
Conventional, FHA, Jumbo, HELOC | 19 +7 HELOCs |
3.5% | 100% | $492,894 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 10 | 1.9% | 90.9% | $236,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 9 +8 HELOCs |
1.7% | 52.6% | $150,555 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 9 | 1.7% | 69.2% | $667,222 | |
Nationstar Mortgage
|
Conventional | 9 | 1.7% | 90% | $221,666 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
1.1% | 100% | $568,333 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 5 | 0.9% | 100% | $373,000 | |
Amerisave Mortgage Company
|
Conventional | 5 | 0.9% | 55.6% | $141,000 | |
Peoples Mortgage Company
|
Conventional, FHA | 5 | 0.9% | 100% | $287,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 0.7% | 100% | $362,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 4 | 0.7% | 100% | $397,500 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 4 | 0.7% | 100% | $287,500 | |
Premier Mortgage Resources, LLC
|
Conventional | 3 | 0.6% | 100% | $371,666 | |
Everett Financial, Inc.
|
Conventional | 3 | 0.6% | 75% | $351,666 | |
Sage Home Loans Corporation
|
Conventional | 3 | 0.6% | 100% | $491,666 | |
CrossCountry Mortgage, LLC
|
Conventional | 3 | 0.6% | 100% | $298,333 | |
Credit Human Federal Credit Un
|
Conventional | 3 | 0.6% | 100% | $68,333 | |
Nations Direct Mortgage, LLC
|
FHA, VA | 3 | 0.6% | 100% | $618,333 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 66.7% | $100,000 | View |
Better Mortgage Corporation
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $320,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.4% | 100% | $465,000 | |
Intercap Lending Inc
|
Conventional | 2 | 0.4% | 100% | $475,000 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 2 | 0.4% | 100% | $280,000 | |
Mortgage Research Center
|
VA | 2 | 0.4% | 40% | $510,000 | |
Tjc Mortgage Inc
|
VA | 2 | 0.4% | 100% | $645,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $345,000 | View |
|
A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $305,000 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $535,000 | |
Primelending
|
Conventional | 1 | 0.2% | 50% | $435,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 30% | $435,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
NOVA Financial & Investment Corporation
|
VA, Jumbo | 1 | 0.2% | 50% | $935,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.2% | 66.7% | $55,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $585,000 | View |
Emporium Tpo LLC
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
Data Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
American Financing Corporation
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $515,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 50% | $385,000 | |
Churchill Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $415,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
Self Help Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $945,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.2% | 50% | $205,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.2% | 100% | $385,000 | |
Alliant Credit Union
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Delta Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fairway Independent Mort Corp
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Orangevale Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orangevale, California
Looking for mortgage lenders near me or mortgage brokers near me in Orangevale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orangevale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orangevale, CA
Use these to narrow the list above. Each category shows how many Orangevale, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Orangevale, CA
Independent mortgage companies closed 81.5 percent of home loans in Orangevale, California in 2025, banks 6.7 percent and credit unions 11.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orangevale, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Orangevale, California with 5 loans, about 0.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Orangevale, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.4 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Orangevale, California in 2025, led by United Wholesale Mortgage with 8. 15 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 26 credit unions closed home loans in Orangevale, California in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orangevale, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orangevale, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orangevale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
