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Mortgage Lenders and Brokers in Orange, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Orange, California mortgage lenders include US Bank, N.A.US Bank, N.A.500 S Main St, Orange, CA 92868A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1344 N Tustin St, Orange, CA 92867A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA4825 E Chapman Ave, Orange, CA 92869A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA3325 E Chapman Ave, Orange, CA 92869A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.500 N State College Blvd, Orange, CA 92868A+5.0 ★Texas Ratio: 3.72%, Farmers and Merchants Bank of Long BeachFarmers and Merchants Bank of Long Beach1220 E Katella Ave, Orange, CA 92867A+5.0 ★Texas Ratio: 0.06%, Columbia BankColumbia Bank1045 W Katella Ave, Orange, CA 92867A+5.0 ★Texas Ratio: 2.28%, Carrington Mortgage Services LLCCarrington Mortgage Services LLCOrange, CA, Banc One Mortage CorporationBanc One Mortage CorporationOrange, CA, and Schoolsfirst FCUSchoolsfirst FCU2512 E Chapman Ave, Orange, CA 92869A+5.0 ★Texas Ratio: 5.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Orange, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orange are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Orange, California

Market share is the lender's share of all home loans closed in Orange, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 3 offices in Orange 500 S Main St, Orange, CA 92868 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	58 +21 HELOCs	4.2%	77.6%	$939,482	View
JPMorgan Chase Bank, NA 4 offices in Orange 1344 N Tustin St, Orange, CA 92867 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	29 +5 HELOCs	2.1%	87.9%	$702,586	View
Bank of America NA 3 offices in Orange 4825 E Chapman Ave, Orange, CA 92869 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	20 +43 HELOCs	1.4%	100%	$989,000	View
Wells Fargo Bank NA 3 offices in Orange 3325 E Chapman Ave, Orange, CA 92869 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	20	1.4%	80%	$1,026,500	View
Zions Bancorporation, N.A. 1 office in Orange 500 N State College Blvd, Orange, CA 92868 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, HELOC	3 +9 HELOCs	0.2%	100%	$505,000	View
Farmers and Merchants Bank of Long Beach 1 office in Orange 1220 E Katella Ave, Orange, CA 92867 A+5.0 ★Texas Ratio: 0.06%	Conventional	3	0.2%	100%	$481,666	View
Columbia Bank 1 office in Orange 1045 W Katella Ave, Orange, CA 92867 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +2 HELOCs	0%	n/a		View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	35.7%	$848,333
Banc One Mortage Corporation	Conventional	1	0.1%	100%	$635,000
Schoolsfirst FCU 2512 E Chapman Ave, Orange, CA 92869 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	132 +236 HELOCs	9.5%	94.3%	$391,136	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional, HELOC	24 +3 HELOCs	1.7%	100%	$161,666	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	23 +27 HELOCs	1.6%	71.9%	$163,260	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	13 +1 HELOCs	0.9%	86.7%	$1,004,230	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	10	0.7%	71.4%	$224,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	6	0.4%	100%	$710,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	5 +7 HELOCs	0.4%	83.3%	$851,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$490,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA	4	0.3%	100%	$745,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 3743 W Chapman Ave Ste C, Orange, CA 92868 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	3 +35 HELOCs	0.2%	100%	$1,018,333	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.2%	100%	$418,333	View
Credit Union of Southern California 655 S Main St Ste 240, Orange, CA 92868 4688 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	2 +8 HELOCs	0.1%	100%	$490,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	2 +7 HELOCs	0.1%	66.7%	$560,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.1%	66.7%	$1,075,000	View
American First Credit Union 247 E Katella Ave, Orange, CA 92867 4853 A+5.0 ★Texas Ratio: 1.26%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$75,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.1%	40%	$1,025,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	2	0.1%	100%	$750,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$235,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$85,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$485,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$555,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$1,035,000	View
Bny Mellon, N.A. 2029 Century Park E, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.1%	100%	$735,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional	1	0.1%	100%	$75,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0.1%	33.3%	$205,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	1	0.1%	100%	$1,155,000	View
Open Bank 5141 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 6.54%	Conventional, Jumbo	1	0.1%	100%	$1,955,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0.1%	50%	$925,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	1	0.1%	100%	$845,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$515,000	View
UMe Federal Credit Union 3000 W Magnolia Blvd, Burbank, CA 91505 3043 A+5.0 ★Texas Ratio: 2.74%	Conventional	1	0.1%	100%	$655,000	View
CTBC Bank USA 56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76%	Conventional	1	0.1%	100%	$605,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0.1%	100%	$205,000	View
Woori America Bank 5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01%	Conventional	1	0.1%	100%	$415,000	View
Mypoint Credit Union 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	Conventional	1	0.1%	100%	$765,000	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$125,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +5 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +3 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +3 HELOCs	0%	0%		View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	HELOC	0 +2 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +2 HELOCs	0%	n/a		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +1 HELOCs	0%	n/a		View
Wheelhouse Credit Union 344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	HELOC	0 +1 HELOCs	0%	n/a		View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	HELOC	0 +1 HELOCs	0%	0%		View
Downey Federal Credit Union 8237 3rd St, Downey, CA 90241 3718 A+5.0 ★Texas Ratio: 3.02%	HELOC	0 +1 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	35	2.5%	85.4%	$679,285
AmWest Funding Corp	Conventional, Jumbo, HELOC	24 +3 HELOCs	1.7%	100%	$683,333
New American Funding, LLC.	Conventional, FHA, Jumbo, HELOC	22 +1 HELOCs	1.6%	95.7%	$826,363
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	18 +5 HELOCs	1.3%	76%	$616,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, VA, Jumbo	15	1.1%	95.7%	$749,000	View
Nmsi, Inc.	Conventional	14	1%	100%	$822,142
Kind Lending, LLC	Conventional, FHA	13	0.9%	81.2%	$685,769
Paramount Residential Mortgage	Conventional, FHA, VA	13	0.9%	100%	$541,923
New Wave Lending Group Inc	Conventional	11	0.8%	100%	$565,000
Golden Empire Mortgage, Inc.	Conventional	10	0.7%	100%	$550,000
JMJ Financial Group Inc.	Conventional, VA, Jumbo	7	0.5%	100%	$943,571
Zillow Home Loans, LLC	Conventional, FHA, VA	7	0.5%	100%	$767,857
JMAC Lending, Inc.	Conventional	7	0.5%	100%	$710,714
Guild Mortgage Company	Conventional, FHA, Jumbo	6	0.4%	100%	$740,000
American Financial Network, Inc.	Conventional, FHA	6	0.4%	85.7%	$561,666
General Mortgage Capital Corporation	Conventional, Jumbo	6	0.4%	100%	$858,333
Royal Pacific Funding	Conventional, Jumbo	6	0.4%	100%	$818,333
Victoria Financial Corp	Conventional	6	0.4%	100%	$658,333
Flexpoint, Inc.	Conventional, Jumbo	6	0.4%	100%	$920,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	6	0.4%	46.2%	$803,333
ClearEdge Lending LLC	Conventional, Jumbo	6	0.4%	100%	$1,290,000
Nexera Holding LLC	Conventional	6	0.4%	85.7%	$561,666
Financial Partners Credit Unio	Conventional, Jumbo, HELOC	5 +13 HELOCs	0.4%	83.3%	$495,000
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	5	0.4%	100%	$545,000
Bay-Valley Mortgage Group	Conventional, Jumbo	5	0.4%	100%	$969,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	5	0.4%	38.5%	$827,000
ML Mortgage Corp.	Conventional, VA	4	0.3%	100%	$670,000
MortgageOne, Inc	Conventional	4	0.3%	100%	$650,000
Stg Mortgage Inc	Conventional, FHA	4	0.3%	80%	$817,500
Sierra Pacific Mortgage Co. Inc	Conventional	4	0.3%	100%	$577,500
Citadel Servicing Corporation	Conventional	4	0.3%	80%	$695,000
Vista Point Mortgage, LLC	Conventional, Jumbo	4	0.3%	100%	$795,000
Cake Mortgage Corp.	Conventional, Jumbo	4	0.3%	100%	$1,482,500
Watermark Capital, Inc.	Conventional, VA	3	0.2%	100%	$585,000
AAA Capital Investment, Inc	Conventional, Jumbo	3	0.2%	100%	$995,000
AmeriHome Mortgage Company, LLC	Conventional	3	0.2%	100%	$781,666
Ony Glo, Inc.	Conventional, Jumbo	3	0.2%	100%	$921,666
Franklin Loan Corporation	Conventional	3	0.2%	100%	$428,333
Augusta Financial, Inc.	Conventional	2	0.1%	100%	$390,000
Resicentral LLC	Conventional	2	0.1%	100%	$855,000
Bridgeway Lending Partners, LLC	Conventional, Jumbo	2	0.1%	100%	$1,275,000
Habitfactory USA Inc dba Loaning AI	Conventional	2	0.1%	100%	$975,000
Network Capital Funding Corporation	FHA, VA	2	0.1%	100%	$620,000
Dignified Home Loans LLC	Conventional	2	0.1%	100%	$265,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA	2	0.1%	100%	$815,000	View
Provident Funding Associates	Conventional	2	0.1%	66.7%	$600,000
T. J. Financial, Inc.	Conventional	2	0.1%	100%	$695,000
Mason-McDuffie Mortgage Corporation	Conventional	2	0.1%	100%	$715,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$765,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$915,000
Fundloans Capital	Conventional	1	0.1%	100%	$1,025,000
Goodleap, LLC	Conventional	1	0.1%	100%	$155,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$775,000
Redwood Residential Acquisition Corporation	Conventional	1	0.1%	100%	$155,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$155,000
First Stardand Financial dba Nexcap Home Loans	Conventional	1	0.1%	100%	$805,000
Crestline Funding Corporation	Conventional	1	0.1%	100%	$235,000
JSB Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$675,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$495,000
Mission Loans, LLC	Conventional	1	0.1%	50%	$365,000
Ardri LLC	Conventional, Jumbo	1	0.1%	100%	$1,595,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$1,085,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$575,000
Figure Lending LLC	HELOC	0 +21 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	189 +1 HELOCs	13.6%	83.8%	$650,449
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	167 +25 HELOCs	12%	92.5%	$750,928
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	26 +2 HELOCs	1.9%	100%	$740,769
Newrez LLC	Conventional, FHA, VA, Jumbo	16	1.1%	59.3%	$686,875
The Loan Store, Inc	Conventional, Jumbo, HELOC	15 +10 HELOCs	1.1%	90.5%	$681,666
Spring Eq, LLC	Conventional, HELOC	14 +12 HELOCs	1%	35%	$214,285
Nationstar Mortgage	Conventional	11	0.8%	64.7%	$395,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, HELOC	9 +5 HELOCs	0.6%	100%	$757,222	View
Freedom Mortgage Corporation	Conventional, FHA, VA	9	0.6%	75%	$746,111
Guaranteed Rate, Inc.	Conventional, HELOC	8 +1 HELOCs	0.6%	88.9%	$632,500
Movement Mortgage, LLC	Conventional	7	0.5%	100%	$872,142
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	6 +10 HELOCs	0.4%	85.7%	$280,000	View
Everett Financial, Inc.	Conventional, HELOC	6 +1 HELOCs	0.4%	100%	$1,178,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	6	0.4%	85.7%	$765,000	View
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo	5	0.4%	100%	$1,161,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	5	0.4%	100%	$1,097,000	View
Triad Financial Services, Inc.	Conventional	5	0.4%	64.7%	$143,000
Prosperity Home Mortgage, LLC	Conventional, VA	5	0.4%	100%	$661,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	5	0.4%	100%	$1,531,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	5	0.4%	100%	$757,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	4 +6 HELOCs	0.3%	57.1%	$622,500
Ameritrust Mortgage Corporation	Conventional	4	0.3%	100%	$745,000
Planet Home Lending, LLC	Conventional, VA	4	0.3%	100%	$297,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	4	0.3%	66.7%	$865,000	View
Nations Direct Mortgage, LLC	Conventional, Jumbo	4	0.3%	100%	$890,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	4	0.3%	100%	$525,000	View
Better Mortgage Corporation	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$431,666
Arc Home LLC	Conventional	3	0.2%	100%	$991,666
Originpoint, LLC	Conventional, Jumbo	3	0.2%	100%	$1,505,000
Primelending	Conventional, FHA	3	0.2%	50%	$665,000
Dart Bank	Conventional	3	0.2%	100%	$601,666
Deephaven Mortgage LLC	Conventional	3	0.2%	75%	$761,666
Union Home Mortgage Corp.	Conventional	3	0.2%	100%	$701,666
First Colony Mortgage Corporat	Conventional	3	0.2%	100%	$615,000
Fairway Independent Mort Corp	Conventional, VA	3	0.2%	100%	$801,666
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +5 HELOCs	0.1%	50%	$195,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$565,000	View
Genisys Credit Union	Conventional, Jumbo	2	0.1%	100%	$1,345,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$680,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	66.7%	$880,000
Loanunited.Com, LLC	Conventional, FHA	2	0.1%	100%	$795,000
Obsidian Financial Services	Conventional, FHA	2	0.1%	100%	$690,000
Nqm Funding, LLC	Conventional	2	0.1%	100%	$740,000
City 1st Mortgage Services, LC	Conventional, VA, Jumbo	2	0.1%	100%	$1,270,000
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$650,000
Foundation Mortgage Corporation	Conventional	2	0.1%	100%	$860,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$805,000
Mortgage Research Center	Conventional, VA	2	0.1%	66.7%	$900,000
Logan Finance Corporation	Conventional	2	0.1%	100%	$650,000
21St Mortgage	Conventional	2	0.1%	17.6%	$210,000
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0.1%	100%	$905,000
Leaderone Financial Corp.	Conventional	2	0.1%	100%	$615,000
Champions Funding, LLC	Conventional	2	0.1%	50%	$540,000
Quorum Federal Credit Union	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$455,000
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	1 +7 HELOCs	0.1%	50%	$1,255,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$625,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.1%	100%	$1,505,000	View
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$435,000
Cazle Mortgage, Inc.	Conventional	1	0.1%	100%	$675,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$735,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	36.4%	$805,000
Canopy Mortgage, LLC	VA, Jumbo	1	0.1%	100%	$1,285,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$645,000
Amerant Mortgage LLC	Conventional	1	0.1%	100%	$805,000
Security Home Mortgage	Conventional	1	0.1%	100%	$225,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$615,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$265,000
Amerisave Mortgage Company	Conventional	1	0.1%	14.3%	$155,000
Emporium Tpo LLC	Conventional, Jumbo	1	0.1%	100%	$1,855,000
Altitude Financial Corporation	Conventional	1	0.1%	100%	$645,000
MortgageCountry	Conventional	1	0.1%	100%	$695,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$175,000
Credit Union Mortgage Associat	Conventional, Jumbo	1	0.1%	100%	$1,475,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$475,000
Flat Branch Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,355,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$875,000	View
Bay Equity LLC	Conventional, Jumbo	1	0.1%	100%	$1,235,000
Nfm, Inc	Conventional	1	0.1%	100%	$715,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$775,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	50%	$415,000	View
Peoples Mortgage Company	Conventional	1	0.1%	100%	$105,000
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$745,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, Jumbo	1	0.1%	100%	$1,395,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$1,145,000
Lake Forest Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	1	0.1%	100%	$1,245,000	View
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional, Jumbo	1	0.1%	100%	$2,285,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.1%	100%	$1,325,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$265,000	View
Mutual of Omaha Mortgage	Conventional	1	0.1%	50%	$415,000
Veritas Funding, LLC	VA	1	0.1%	100%	$885,000
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0.1%	100%	$355,000	View
Lower, LLC	Conventional	1	0.1%	100%	$125,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0.1%	100%	$1,275,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$1,115,000	View
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$785,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$965,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$305,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Orange Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Orange, California

Looking for mortgage lenders near me or mortgage brokers near me in Orange? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orange in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Orange, CA

Use these to narrow the list above. Each category shows how many Orange, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 138 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 49 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 44 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 26 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 24 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 59 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 107 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Orange, CA

Independent mortgage companies closed 68.4 percent of home loans in Orange, California in 2025, banks 15.8 percent and credit unions 15.8 percent. Carrington Mortgage Services LLC was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 20 loans.

68.4%

Mortgage companies

15.8%

Banks

15.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Orange, CA

Who is the largest mortgage lender in Orange, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Orange, California with 58 loans, about 4.2 percent of the market. The largest lender headquartered in California was Bank of America NA with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Orange, CA have the highest approval rates?

Among lenders with meaningful volume in Orange, California, Schoolsfirst FCU approved the highest share of completed applications in 2025 at 94.3 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Orange, CA mortgage lenders offer FHA, VA and USDA loans?

26 lenders closed FHA loans in Orange, California in 2025, led by United Wholesale Mortgage with 17. 24 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Orange, CA lender list?

Yes. 49 banks and 44 credit unions closed home loans in Orange, California in 2025, alongside 138 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Orange, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Orange, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orange, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orange. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.