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Mortgage Lenders and Brokers in Murrieta, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Murrieta, California mortgage lenders include US Bank, N.A.US Bank, N.A.39140 Winchester Rd, Murrieta, CA 92563A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA40655 California Oaks Rd, Murrieta, CA 92562A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA28007 Scott Rd, Murrieta, CA 92563A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA39168 Winchester Rd, Murrieta, CA 92563A+5.0 ★Texas Ratio: 4.14%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust41520 Ivy St, Murrieta, CA 92562A5.0 ★Texas Ratio: 7.72%, PNC Bank N.A.PNC Bank N.A.40780 California Oaks Rd, Murrieta, CA 92562A+5.0 ★Texas Ratio: 4.24%, Schoolsfirst FCUSchoolsfirst FCU40428 Murrieta Hot Springs Rd, Murrieta, CA 92563A+5.0 ★Texas Ratio: 5.56%, California Coast Credit UnionCalifornia Coast Credit Union40230 Murrieta Hot Springs Rd, Murrieta, CA 92563A+5.0 ★Texas Ratio: 1.25%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, and Frontwave Credit UnionFrontwave Credit Union995 Armory Rd, Barstow, CA 92311A+5.0 ★Texas Ratio: 5.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Murrieta, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Murrieta are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Murrieta, California

Market share is the lender's share of all home loans closed in Murrieta, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 2 offices in Murrieta 39140 Winchester Rd, Murrieta, CA 92563 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	24 +15 HELOCs	1.2%	68.6%	$257,083	View
JPMorgan Chase Bank, NA 2 offices in Murrieta 40655 California Oaks Rd, Murrieta, CA 92562 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	22 +5 HELOCs	1.1%	92%	$453,181	View
Wells Fargo Bank NA 2 offices in Murrieta 28007 Scott Rd, Murrieta, CA 92563 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	10	0.5%	71.4%	$454,000	View
Bank of America NA 3 offices in Murrieta 39168 Winchester Rd, Murrieta, CA 92563 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	7 +28 HELOCs	0.4%	87.5%	$599,285	View
First Ciitizens Bank and Trust 1 office in Murrieta 41520 Ivy St, Murrieta, CA 92562 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$285,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Murrieta 40780 California Oaks Rd, Murrieta, CA 92562 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$395,000	View
Schoolsfirst FCU 40428 Murrieta Hot Springs Rd, Murrieta, CA 92563 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	33 +56 HELOCs	1.7%	87.5%	$216,515	View
California Coast Credit Union 40230 Murrieta Hot Springs Rd, Murrieta, CA 92563 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	16 +27 HELOCs	0.8%	76.2%	$100,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA, Jumbo	12	0.6%	83.3%	$580,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional, HELOC	9 +11 HELOCs	0.5%	76.9%	$127,222	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, Jumbo, HELOC	7 +6 HELOCs	0.4%	100%	$237,857	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo	6	0.3%	75%	$485,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.3%	66.7%	$300,000	View
San Diego County Credit Union 25165 Madison Ave, Murrieta, CA 92562 A+5.0 ★Texas Ratio: 0.52%	Conventional, HELOC	4 +5 HELOCs	0.2%	80%	$97,500	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	4	0.2%	80%	$552,500	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	3 +14 HELOCs	0.2%	60%	$611,666	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	3 +3 HELOCs	0.2%	83.3%	$565,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.2%	100%	$668,333	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	3 +2 HELOCs	0.2%	75%	$235,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$498,333	View
Point Mortgage Corp 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	FHA	3	0.2%	100%	$545,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	3	0.2%	100%	$838,333	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	3	0.2%	100%	$108,333	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$395,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	2	0.1%	100%	$455,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional, VA	2	0.1%	100%	$395,000
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	2	0.1%	100%	$590,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional	2	0.1%	100%	$385,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$45,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	50%	$865,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$475,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$255,000	View
Wheelhouse Credit Union 344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23%	Conventional	1	0.1%	100%	$275,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$665,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0.1%	100%	$125,000	View
Christian Community Credit Union 255 N Lone Hill Ave, San Dimas, CA 91773 2308	Conventional	1	0.1%	100%	$465,000
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	1	0.1%	50%	$585,000	View
Altura Credit Union 40412 Murrieta Hot Springs Rd, Murrieta, CA 92563 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	33.3%	$525,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$125,000	View
Mission Federal Credit Union 1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79%	Conventional	1	0.1%	100%	$275,000	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional	1	0.1%	100%	$575,000	View
1st UNITED CREDIT UNION 2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28%	Conventional	1	0.1%	100%	$105,000	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$645,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	1	0.1%	100%	$275,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +7 HELOCs	0%	0%		View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +3 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +3 HELOCs	0%	n/a		View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +3 HELOCs	0%	0%		View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Monterra Credit Union 415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Mypoint Credit Union 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	57	2.9%	86.6%	$448,157
loanDepot.com LLC	Conventional, FHA, VA, HELOC	40 +4 HELOCs	2.1%	88.9%	$275,500
Franklin Loan Corporation	Conventional, FHA, VA, Jumbo	34	1.8%	100%	$512,941
New American Funding, LLC.	Conventional, FHA, VA, HELOC	23 +3 HELOCs	1.2%	88.5%	$439,782
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo	22	1.1%	96.4%	$619,090	View
Kind Lending, LLC	Conventional, FHA, VA	19	1%	73.1%	$443,947
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	14	0.7%	100%	$669,285
Zillow Home Loans, LLC	Conventional, VA	11	0.6%	100%	$436,818
AmWest Funding Corp	Conventional, FHA, HELOC	10 +3 HELOCs	0.5%	100%	$435,000
Residential Wholesale Mortgage	Conventional, VA, Jumbo	10	0.5%	100%	$508,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	10	0.5%	76.9%	$560,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	9	0.5%	100%	$488,333
Banc One Mortage Corporation	Conventional	8	0.4%	100%	$527,500
Resicentral LLC	Conventional, FHA, VA	7	0.4%	100%	$559,285
Home Mortgage Alliance Corp (Hmac)	Conventional	7	0.4%	100%	$262,142
American Financial Network, Inc.	Conventional, FHA, VA	7	0.4%	87.5%	$480,714
Nmsi, Inc.	Conventional	7	0.4%	100%	$600,714
Golden Empire Mortgage, Inc.	Conventional, FHA, Jumbo	6	0.3%	85.7%	$538,333
Guild Mortgage Company	Conventional, FHA, VA	6	0.3%	87.5%	$550,000
Nexera Holding LLC	Conventional, Jumbo	6	0.3%	100%	$758,333
Plaza Home Mortgage, Inc	Conventional, VA	6	0.3%	75%	$406,666
ML Mortgage Corp.	Conventional, VA, Jumbo	5	0.3%	100%	$595,000
Royal Pacific Funding	Conventional	5	0.3%	100%	$433,000
New Wave Lending Group Inc	Conventional, Jumbo	5	0.3%	100%	$513,000
Flexpoint, Inc.	Conventional, FHA, VA, Jumbo	5	0.3%	100%	$531,000
Provident Funding Associates	Conventional	5	0.3%	85.7%	$565,000
Hometown Equity Mortgage, LLC	Conventional, FHA, Jumbo	5	0.3%	83.3%	$627,000
Carrington Mortgage Services LLC	Conventional, VA	5	0.3%	35%	$403,000
Pacific Lending LLC	Conventional, VA, Jumbo	4	0.2%	100%	$660,000
AdvantageFirst Lending Inc	Conventional, FHA, VA	4	0.2%	80%	$425,000
Googain, Inc.	Conventional	4	0.2%	100%	$322,500
MortgageOne, Inc	Conventional, VA	3	0.2%	50%	$508,333
Bay-Valley Mortgage Group	Conventional, FHA	3	0.2%	100%	$465,000
JMJ Financial Group Inc.	Conventional	3	0.2%	100%	$585,000
Ez Fundings Inc	Conventional	3	0.2%	100%	$671,666
Stg Mortgage Inc	Conventional, FHA	3	0.2%	100%	$538,333
ClearEdge Lending LLC	Conventional	3	0.2%	100%	$578,333
JMAC Lending, Inc.	Conventional, VA	3	0.2%	100%	$598,333
Goodleap, LLC	Conventional, VA, HELOC	2 +8 HELOCs	0.1%	100%	$450,000
Cornerstone First Mortgage, LLC	Conventional	2	0.1%	100%	$495,000
Fidelity Lending Solutions Inc	Conventional	2	0.1%	100%	$610,000
HomeXpress Mortgage Corp.	Conventional	2	0.1%	66.7%	$515,000
Dignified Home Loans LLC	Conventional, FHA	2	0.1%	100%	$445,000
Ony Glo, Inc.	Conventional, FHA	2	0.1%	66.7%	$380,000
Geo-Corp, Inc.	FHA	2	0.1%	66.7%	$590,000
Citadel Servicing Corporation	Conventional	2	0.1%	100%	$555,000
Vista Point Mortgage, LLC	Conventional	2	0.1%	66.7%	$185,000
Cake Mortgage Corp.	Conventional	2	0.1%	100%	$265,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$575,000
Fundloans Capital	Conventional	1	0.1%	100%	$485,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$565,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$565,000
Mortgage Capital Partners, INC	Conventional	1	0.1%	100%	$595,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$505,000
Catalyst Mortgage	Conventional	1	0.1%	100%	$335,000
Coast 2 Coast Funding Group, Inc	Conventional	1	0.1%	100%	$85,000
Residential First Capital	Conventional	1	0.1%	100%	$305,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$495,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$725,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$165,000	View
Inspire Home Loans Inc.	FHA	1	0.1%	100%	$505,000
T. J. Financial, Inc.	Conventional	1	0.1%	100%	$455,000
Popa FCU - Cerritos	Conventional	1	0.1%	100%	$15,000
Figure Lending LLC	HELOC	0 +29 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +6 HELOCs	0%	0%
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	311 +25 HELOCs	16%	88.8%	$580,305
Rocket Mortgage	Conventional, FHA, VA, Jumbo	239	12.3%	84.5%	$391,443
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	74 +67 HELOCs	3.8%	68.8%	$230,405
The Loan Store, Inc	Conventional, FHA, VA, HELOC	67 +15 HELOCs	3.5%	94.9%	$514,850
DHI Mortgage Company, LTD.	Conventional, FHA, VA, Jumbo	55	2.8%	88.9%	$667,000
Lennar Mortgage, LLC	Conventional, FHA, VA	53	2.7%	98.1%	$485,188
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	51 +8 HELOCs	2.6%	98.1%	$542,058
Newrez LLC	Conventional, FHA, VA, Jumbo	41	2.1%	69.4%	$496,463
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	37	1.9%	87.8%	$595,810
Mortgage Research Center	VA, Jumbo	37	1.9%	67.3%	$650,405
Nationstar Mortgage	Conventional, FHA, VA	30	1.5%	70.5%	$281,000
Spring Eq, LLC	Conventional, HELOC	23 +21 HELOCs	1.2%	35.8%	$119,347
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	18	0.9%	100%	$565,555
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA, USDA, Jumbo	15	0.8%	100%	$575,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	13 +1 HELOCs	0.7%	100%	$661,923
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	12	0.6%	85.7%	$402,500
Equity Prime Mortgage LLC	Conventional, FHA, VA, Jumbo	11	0.6%	78.6%	$524,090
Amerisave Mortgage Company	Conventional, VA, HELOC	8 +1 HELOCs	0.4%	39.1%	$166,250
Lakeview Loan Servicing, LLC	Conventional, VA	7	0.4%	17%	$235,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	7	0.4%	87.5%	$479,285	View
Mutual of Omaha Mortgage	Conventional, VA	7	0.4%	100%	$495,000
Village Capital & Investment	FHA, VA	7	0.4%	77.8%	$526,428
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	6 +7 HELOCs	0.3%	66.7%	$138,333	View
Primelending	Conventional, VA	6	0.3%	85.7%	$313,333
Everett Financial, Inc.	Conventional, VA, Jumbo	6	0.3%	100%	$473,333
PHH Mortgage Corporation	Conventional, VA	6	0.3%	100%	$460,000
Mortgage Solutions of Colorado	VA, Jumbo	6	0.3%	100%	$695,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	5	0.3%	83.3%	$591,000	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	5	0.3%	100%	$397,000
Discover Bank	Conventional	5	0.3%	29.4%	$79,000
Intercap Lending Inc	Conventional, VA	5	0.3%	100%	$465,000
All Credit Considered Mortgage, Inc.	Conventional, Jumbo	4	0.2%	100%	$687,500
Movement Mortgage, LLC	Conventional, FHA	4	0.2%	100%	$547,500
First Colony Mortgage Corporat	Conventional, FHA	4	0.2%	85.7%	$500,000
Cardinal Financial Company, Li	Conventional, FHA	4	0.2%	100%	$267,500
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.2%	80%	$517,500
Teachers Federal Credit Union	Conventional, Jumbo	4	0.2%	80%	$562,500
Lower, LLC	FHA, VA	4	0.2%	80%	$600,000
American Financial Resources LLC	FHA, VA	3	0.2%	100%	$641,666
Nbkc Bank	Conventional, VA, Jumbo	3	0.2%	75%	$655,000
Loanunited.Com, LLC	VA	3	0.2%	75%	$541,666
Deephaven Mortgage LLC	Conventional	3	0.2%	50%	$378,333
Union Home Mortgage Corp.	Conventional, FHA, VA	3	0.2%	100%	$515,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +8 HELOCs	0.1%	100%	$525,000
Pentagon Federal Credit Union	VA, HELOC	2 +3 HELOCs	0.1%	66.7%	$680,000
Better Mortgage Corporation	Conventional, HELOC	2 +3 HELOCs	0.1%	50%	$685,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$535,000	View
Gold Star Mortgage Financial Group, Corporation	FHA, VA, Jumbo	2	0.1%	100%	$780,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$490,000
Sammamish Mortgage Company	Conventional, VA	2	0.1%	100%	$505,000
City Lending Inc.	Conventional, FHA	2	0.1%	100%	$255,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$355,000
Bay Equity LLC	Conventional	2	0.1%	100%	$515,000
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$340,000
Ameritrust Mortgage Corporation	Conventional	2	0.1%	40%	$335,000
New Day Financial, LLC.	VA	2	0.1%	66.7%	$695,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.1%	66.7%	$655,000	View
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$545,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	100%	$715,000	View
Nations Lending Corporation	FHA, VA	2	0.1%	100%	$400,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	2	0.1%	100%	$770,000	View
Pike Creek Mortgage Services, Inc.	Conventional, FHA	2	0.1%	100%	$585,000
Logan Finance Corporation	Conventional	2	0.1%	100%	$430,000
Nations Direct Mortgage, LLC	FHA	2	0.1%	50%	$590,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA, Jumbo	2	0.1%	66.7%	$830,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.1%	100%	$445,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	2	0.1%	66.7%	$305,000	View
Champions Funding, LLC	Conventional	2	0.1%	50%	$485,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	2	0.1%	66.7%	$555,000	View
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$695,000
Genisys Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$755,000
Connexus Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$125,000	View
Southwest Airlines FCU	Conventional	1	0.1%	100%	$55,000
Originpoint, LLC	VA	1	0.1%	100%	$495,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$765,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$805,000
Triad Financial Services, Inc.	Conventional	1	0.1%	87.5%	$55,000
Oaktree Funding Corp	Conventional	1	0.1%	75%	$635,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$555,000	View
Data Mortgage, Inc	VA	1	0.1%	100%	$605,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	1	0.1%	100%	$1,025,000	View
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$805,000
AAFMAA Mortgage Services LLC	Conventional	1	0.1%	50%	$415,000
American Financing Corporation	FHA	1	0.1%	33.3%	$445,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$405,000
Mortgage Express	FHA	1	0.1%	100%	$645,000
Foundation Mortgage Corporation	Conventional	1	0.1%	100%	$735,000
Premier Lending Inc.	FHA	1	0.1%	100%	$605,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0.1%	100%	$625,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$535,000	View
Starboard Financial Management, LLC	FHA	1	0.1%	100%	$655,000
Peoples Mortgage Company	VA	1	0.1%	100%	$655,000
Direct Mortgage Loans, LLC	VA	1	0.1%	100%	$555,000
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	100%	$635,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.1%	100%	$645,000	View
Lake Forest Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.75%	Conventional	1	0.1%	100%	$775,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$705,000	View
Encore Bank A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$805,000	View
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$565,000	View
Uif Corporation	Conventional	1	0.1%	100%	$335,000
Ardent Federal Credit Union A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$55,000	View
Summit Mortgage Corporation A5.0 ★Texas Ratio: 6.67%	Conventional	1	0.1%	100%	$535,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$545,000	View
Texana Bank	VA	1	0.1%	100%	$645,000
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$505,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	FHA	1	0.1%	50%	$185,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +27 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +9 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Empeople Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Murrieta Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Murrieta, California

Looking for mortgage lenders near me or mortgage brokers near me in Murrieta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Murrieta in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Murrieta, CA

Use these to narrow the list above. Each category shows how many Murrieta, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 144 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 50 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 75 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 43 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 109 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Murrieta, CA

Independent mortgage companies closed 82.7 percent of home loans in Murrieta, California in 2025, banks 8 percent and credit unions 9.3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 7 loans.

82.7%

Mortgage companies

Banks

9.3%

Credit unions

13%

FHA loans

24%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Murrieta, CA

Who is the largest mortgage lender in Murrieta, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Murrieta, California with 24 loans, about 1.2 percent of the market. The largest lender headquartered in California was Bank of America NA with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Murrieta, CA have the highest approval rates?

Among lenders with meaningful volume in Murrieta, California, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 98.1 percent, against a 81.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Murrieta, CA mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Murrieta, California in 2025, led by United Wholesale Mortgage with 44. 75 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Murrieta, CA lender list?

Yes. 47 banks and 50 credit unions closed home loans in Murrieta, California in 2025, alongside 144 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Murrieta, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Murrieta, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Murrieta, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Murrieta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.