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Mortgage Lenders and Brokers in Lakewood, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lakewood, California mortgage lenders include US Bank, N.A.US Bank, N.A.5910 South St, Lakewood, CA 90713A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4229 Woodruff Ave, Lakewood, CA 90713A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA4711 Candlewood St, Lakewood, CA 90712A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA4705 Silva St, Lakewood, CA 90712A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA5240 Clark Ave, Lakewood, CA 90712A+5.0 ★Texas Ratio: 3.54%, Citibank, NACitibank, NA5525 Carson St, Lakewood, CA 90713A+5.0 ★Texas Ratio: 2.82%, First BankFirst Bank5195 Lakewood Blvd, Lakewood, CA 90712A+5.0 ★Texas Ratio: 4.74%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Lbs Financial Credit UnionLbs Financial Credit Union4916 Bellflower Blvd, Lakewood, CA 90713 1810A+5.0 ★Texas Ratio: 2.34%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lakewood, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakewood are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lakewood, California

Market share is the lender's share of all home loans closed in Lakewood, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Lakewood 5910 South St, Lakewood, CA 90713 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	23 +8 HELOCs	2.5%	76.7%	$607,608	View
JPMorgan Chase Bank, NA 2 offices in Lakewood 4229 Woodruff Ave, Lakewood, CA 90713 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	18 +2 HELOCs	1.9%	85.7%	$612,777	View
Wells Fargo Bank NA 1 office in Lakewood 4711 Candlewood St, Lakewood, CA 90712 A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.5%	83.3%	$499,000	View
Bank of America NA 1 office in Lakewood 4705 Silva St, Lakewood, CA 90712 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +29 HELOCs	0.3%	100%	$721,666	View
BMO Harris Bank NA 1 office in Lakewood 5240 Clark Ave, Lakewood, CA 90712 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +8 HELOCs	0.3%	100%	$588,333	View
Citibank, NA 1 office in Lakewood 5525 Carson St, Lakewood, CA 90713 A+5.0 ★Texas Ratio: 2.82%	Conventional	2	0.2%	100%	$545,000	View
First Bank 1 office in Lakewood 5195 Lakewood Blvd, Lakewood, CA 90712 A+5.0 ★Texas Ratio: 4.74%	HELOC	0 +4 HELOCs	0%	n/a		View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	39 +51 HELOCs	4.2%	87.5%	$459,615	View
Lbs Financial Credit Union 4916 Bellflower Blvd, Lakewood, CA 90713 1810 A+5.0 ★Texas Ratio: 2.34%	Conventional, HELOC	17 +3 HELOCs	1.8%	85%	$395,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	10	1.1%	90.9%	$713,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.9%	72.7%	$211,250	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	6	0.6%	100%	$666,666	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional	6	0.6%	100%	$471,666	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional	5	0.5%	100%	$629,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	5	0.5%	100%	$967,000	View
Nuvision Federal Credit Union 2660 Carson St, LAKEWOOD, CA 90712 4109 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	4 +9 HELOCs	0.4%	100%	$275,000	View
First City Credit Union 4107 Candlewood St, Lakewood, CA 90712 1621 A+5.0 ★Texas Ratio: 2.03%	Conventional	4	0.4%	83.3%	$177,500	View
Ilwu Federal Credit Union 3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01%	Conventional	4	0.4%	57.1%	$162,500	View
Kinecta Federal Credit Union 4055 Hardwick St, Lakewood, CA 90712 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	3 +10 HELOCs	0.3%	100%	$631,666	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	3	0.3%	100%	$601,666	View
The First Financial Federal Credit Union 4018 Hardwick ST, Lakewood, CA 90712 2349 A+5.0 ★Texas Ratio: 4.74%	Conventional	3	0.3%	100%	$285,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	2 +4 HELOCs	0.2%	33.3%	$125,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$420,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional	2	0.2%	100%	$690,000	View
Long Beach City Employees Federal Credit Union 2845 Temple Ave, Signal Hill, CA 90755 2212	Conventional	2	0.2%	100%	$180,000
American First Credit Union 6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26%	Conventional	2	0.2%	100%	$235,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0.2%	100%	$135,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +14 HELOCs	0.1%	100%	$815,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$495,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$805,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$365,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional	1	0.1%	100%	$725,000	View
Sesloc Credit Union 1399 E Grand Ave, Arroyo Grande, CA 93420 2421	Conventional	1	0.1%	50%	$495,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$825,000	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0.1%	100%	$75,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0.1%	50%	$165,000	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0.1%	100%	$535,000	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional	1	0.1%	100%	$125,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$805,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$625,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0.1%	100%	$825,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +4 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +3 HELOCs	0%	n/a		View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +2 HELOCs	0%	n/a		View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +2 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	0%		View
Ventura County Credit Union 520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Premier America Credit Union 521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Mypoint Credit Union 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA	23	2.5%	79.3%	$658,913
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, USDA, Jumbo	17	1.8%	95.2%	$743,235	View
New American Funding, LLC.	Conventional, FHA, Jumbo, HELOC	15 +2 HELOCs	1.6%	93.8%	$571,666
loanDepot.com LLC	Conventional, FHA, HELOC	13 +2 HELOCs	1.4%	86.7%	$365,000
Paramount Residential Mortgage	Conventional, FHA	12	1.3%	100%	$610,833
Kind Lending, LLC	Conventional, FHA	11	1.2%	85.7%	$598,636
JMJ Financial Group Inc.	Conventional, FHA	8	0.9%	100%	$660,000
Vista Point Mortgage, LLC	Conventional	8	0.9%	100%	$295,000
New Wave Lending Group Inc	Conventional	7	0.8%	100%	$583,571
American Pacific Mortgage Corporation	Conventional, FHA, VA	7	0.8%	100%	$713,571
American Financial Network, Inc.	Conventional, FHA, VA	6	0.6%	100%	$735,000
JMAC Lending, Inc.	Conventional, FHA	6	0.6%	100%	$606,666
AmWest Funding Corp	Conventional, HELOC	5 +1 HELOCs	0.5%	83.3%	$635,000
Golden Empire Mortgage, Inc.	Conventional	5	0.5%	83.3%	$391,000
Nmsi, Inc.	Conventional	5	0.5%	100%	$605,000
Guild Mortgage Company	Conventional	4	0.4%	100%	$650,000
Royal Pacific Funding	Conventional, FHA	4	0.4%	100%	$445,000
Flexpoint, Inc.	Conventional	4	0.4%	100%	$742,500
Provident Funding Associates	Conventional	4	0.4%	80%	$750,000
Hometown Equity Mortgage, LLC	Conventional	4	0.4%	57.1%	$437,500
Zillow Home Loans, LLC	Conventional, VA	4	0.4%	100%	$637,500
Financial Partners Credit Unio	Conventional, HELOC	3 +15 HELOCs	0.3%	100%	$405,000
AAA Capital Investment, Inc	Conventional	3	0.3%	100%	$651,666
Bay-Valley Mortgage Group	Conventional	3	0.3%	100%	$601,666
HomeXpress Mortgage Corp.	Conventional, FHA	3	0.3%	100%	$815,000
Ez Fundings Inc	Conventional	3	0.3%	100%	$721,666
Mission Loans, LLC	Conventional	3	0.3%	100%	$318,333
ClearEdge Lending LLC	Conventional, Jumbo	3	0.3%	100%	$975,000
Nexera Holding LLC	Conventional	3	0.3%	100%	$178,333
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$465,000
Watermark Capital, Inc.	Conventional	2	0.2%	100%	$710,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.2%	100%	$525,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.2%	100%	$190,000
General Mortgage Capital Corporation	Conventional	2	0.2%	100%	$440,000
Fidelity Lending Solutions Inc	Conventional	2	0.2%	100%	$445,000
Stg Mortgage Inc	Conventional, FHA	2	0.2%	100%	$480,000
Carrington Mortgage Services LLC	Conventional	2	0.2%	37.5%	$200,000
Popa FCU - Cerritos	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$25,000
Greenbox Loans	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000
ML Mortgage Corp.	Conventional	1	0.1%	100%	$805,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$705,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$605,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$315,000
Resicentral LLC	FHA	1	0.1%	100%	$945,000
Mortgage Capital Partners, INC	Conventional	1	0.1%	100%	$755,000
AdvantageFirst Lending Inc	Conventional	1	0.1%	100%	$945,000
Googain, Inc.	Conventional	1	0.1%	100%	$665,000
Ahl Funding	FHA	1	0.1%	100%	$695,000
First Stardand Financial dba Nexcap Home Loans	Conventional	1	0.1%	100%	$395,000
Victoria Financial Corp	Conventional	1	0.1%	100%	$655,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$485,000
JSB Mortgage Corporation	Conventional	1	0.1%	100%	$785,000
Intelliloan, Inc.	Conventional	1	0.1%	100%	$665,000
Emet Lending Group, Inc.	FHA	1	0.1%	100%	$825,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$675,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$745,000
Plaza Home Mortgage, Inc	VA	1	0.1%	100%	$795,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	50%	$1,545,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$825,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +9 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	100%
Rocket Mortgage	Conventional, FHA, VA	163	17.5%	87.4%	$487,944
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	119 +25 HELOCs	12.8%	88.5%	$709,957
Spring Eq, LLC	Conventional, HELOC	22 +6 HELOCs	2.4%	54.5%	$151,363
Newrez LLC	Conventional, FHA, VA	18	1.9%	81.8%	$413,888
Nationstar Mortgage	Conventional, FHA	18	1.9%	73.1%	$332,222
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	15	1.6%	100%	$695,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	13 +1 HELOCs	1.4%	100%	$731,923
The Loan Store, Inc	Conventional, HELOC	9 +8 HELOCs	1%	69.2%	$591,666
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA, HELOC	7 +1 HELOCs	0.8%	100%	$572,142	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	5 +13 HELOCs	0.5%	41.7%	$287,000
Freedom Mortgage Corporation	Conventional, VA	5	0.5%	88.9%	$703,000
Equity Prime Mortgage LLC	Conventional, FHA, VA	5	0.5%	100%	$615,000
Amerisave Mortgage Company	Conventional	5	0.5%	29.4%	$233,000
Discover Bank	Conventional	5	0.5%	33.3%	$111,000
Village Capital & Investment	FHA, VA	5	0.5%	87.5%	$825,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +3 HELOCs	0.3%	100%	$111,666	View
Better Mortgage Corporation	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	75%	$611,666
Guaranteed Rate Affinity, LLC	Conventional, FHA	3	0.3%	100%	$908,333
Movement Mortgage, LLC	Conventional	3	0.3%	100%	$851,666
Data Mortgage, Inc	FHA	3	0.3%	100%	$145,000
First Colony Mortgage Corporat	Conventional, FHA	3	0.3%	100%	$715,000
Fairway Independent Mort Corp	Conventional	3	0.3%	100%	$521,666
Quorum Federal Credit Union	Conventional, HELOC	2 +6 HELOCs	0.2%	66.7%	$180,000
Union Home Mortgage Corp.	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$830,000
Arc Home LLC	Conventional	2	0.2%	100%	$655,000
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	20%	$445,000
Everett Financial, Inc.	Conventional, FHA	2	0.2%	100%	$740,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$865,000
PHH Mortgage Corporation	Conventional, VA	2	0.2%	100%	$700,000
Deephaven Mortgage LLC	Conventional	2	0.2%	66.7%	$490,000
Nqm Funding, LLC	Conventional	2	0.2%	100%	$835,000
Ameritrust Mortgage Corporation	Conventional	2	0.2%	100%	$735,000
Nfm, Inc	Conventional, VA	2	0.2%	100%	$785,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	100%	$520,000	View
Genway Home Mortgage, Inc.	FHA	2	0.2%	50%	$665,000
Nations Direct Mortgage, LLC	Conventional	2	0.2%	100%	$380,000
Mld Mortgage, Inc.Dba the Money Store	FHA	2	0.2%	100%	$970,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +4 HELOCs	0.1%	100%	$755,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$805,000	View
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$15,000	View
Communityamerica Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$605,000
Usalliance Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$135,000
Boeing Employees' Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$605,000
Panorama Mortgage Group, LLC	VA	1	0.1%	100%	$865,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$625,000	View
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$765,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$705,000
Dart Bank	Conventional	1	0.1%	100%	$855,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$725,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$705,000	View
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$685,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$745,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	50%	$405,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$165,000
New Day Financial, LLC.	VA	1	0.1%	50%	$195,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$685,000	View
Peoples Mortgage Company	Conventional	1	0.1%	100%	$675,000
Planet Home Lending, LLC	FHA	1	0.1%	50%	$455,000
Wheaton Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$875,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$55,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$455,000	View
Evolve Bank & Trust	Conventional	1	0.1%	100%	$545,000
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$375,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$455,000
Lower, LLC	Conventional	1	0.1%	100%	$775,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$865,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$545,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$855,000	View
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$565,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$215,000
Alliant Credit Union	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +4 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Honda Federal Credit Union A+5.0 ★Texas Ratio: 2.74%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
Consumers Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lakewood Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lakewood, California

Looking for mortgage lenders near me or mortgage brokers near me in Lakewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakewood in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lakewood, CA

Use these to narrow the list above. Each category shows how many Lakewood, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 113 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 34 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 49 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 38 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 23 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 101 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Lakewood, CA

Independent mortgage companies closed 76 percent of home loans in Lakewood, California in 2025, banks 11.7 percent and credit unions 12.3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 3 loans.

76%

Mortgage companies

11.7%

Banks

12.3%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Lakewood, CA

Who is the largest mortgage lender in Lakewood, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Lakewood, California with 23 loans, about 2.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lakewood, CA have the highest approval rates?

Among lenders with meaningful volume in Lakewood, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.5 percent, against a 83.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lakewood, CA mortgage lenders offer FHA, VA and USDA loans?

38 lenders closed FHA loans in Lakewood, California in 2025, led by United Wholesale Mortgage with 30. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lakewood, CA lender list?

Yes. 34 banks and 49 credit unions closed home loans in Lakewood, California in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lakewood, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lakewood, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakewood, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.