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Mortgage Lenders and Brokers in Huntington Beach, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Huntington Beach, California mortgage lenders include US Bank, N.A.US Bank, N.A.20052 Brookhurst St, Huntington Beach, CA 92646A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA18501 Main St, Huntington Beach, CA 92648A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA8955 Atlanta Ave, Huntington Beach, CA 92646A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA19300 Goldenwest St, Huntington Beach, CA 92648A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA7552 Edinger Ave, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 2.82%, BMO Harris Bank NABMO Harris Bank NA6881 Warner Ave, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 3.54%, Nuvision Federal Credit UnionNuvision Federal Credit Union7812 Edinger Ave, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 3.84%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.16041 Goldenwest St, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 3.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association17011 Beach Blvd, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 3.22%, and First BankFirst Bank16900 Goldenwest St, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 4.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Huntington Beach, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Huntington Beach are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Huntington Beach, California

Market share is the lender's share of all home loans closed in Huntington Beach, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 4 offices in Huntington Beach 20052 Brookhurst St, Huntington Beach, CA 92646 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	122 +33 HELOCs	6.1%	86.5%	$951,967	View
JPMorgan Chase Bank, NA 7 offices in Huntington Beach 18501 Main St, Huntington Beach, CA 92648 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	56 +3 HELOCs	2.8%	90.6%	$952,321	View
Wells Fargo Bank NA 5 offices in Huntington Beach 8955 Atlanta Ave, Huntington Beach, CA 92646 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	41	2.1%	80.4%	$885,487	View
Bank of America NA 4 offices in Huntington Beach 19300 Goldenwest St, Huntington Beach, CA 92648 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	31 +96 HELOCs	1.6%	91.2%	$1,255,967	View
Citibank, NA 1 office in Huntington Beach 7552 Edinger Ave, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	19 +2 HELOCs	1%	83.3%	$1,182,894	View
BMO Harris Bank NA 2 offices in Huntington Beach 6881 Warner Ave, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	4 +11 HELOCs	0.2%	66.7%	$1,375,000	View
Nuvision Federal Credit Union 7812 Edinger Ave, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	3 +25 HELOCs	0.2%	100%	$608,333	View
Zions Bancorporation, N.A. 1 office in Huntington Beach 16041 Goldenwest St, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	2 +14 HELOCs	0.1%	100%	$780,000	View
Fifth Third Bank, National Association 1 office in Huntington Beach 17011 Beach Blvd, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 3.22%	Conventional	2	0.1%	100%	$1,135,000	View
First Bank 2 offices in Huntington Beach 16900 Goldenwest St, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 4.74%	Conventional, HELOC	1 +17 HELOCs	0.1%	100%	$305,000	View
Citizens Business Bank, NA 1 office in Huntington Beach 7755 Center Ave, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 0.53%	Conventional, Jumbo	1	0.1%	100%	$1,555,000	View
Farmers and Merchants Bank of Long Beach 1 office in Huntington Beach 7125 Yorktown Ave, Huntington Beach, CA 92648 A+5.0 ★Texas Ratio: 0.06%	Conventional	1	0.1%	100%	$605,000	View
Columbia Bank 1 office in Huntington Beach 19011 Magnolia St, Huntington Beach, CA 92646 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Schoolsfirst FCU 7151 Warner Ave, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	99 +261 HELOCs	5%	97.1%	$502,676	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional, HELOC	33 +3 HELOCs	1.7%	100%	$145,606	View
Orange County'S FCU 10111 Adams Ave Ste 101, Huntington Beach, CA 92646 4900 A+5.0 ★Texas Ratio: 4.43%	Conventional, Jumbo, HELOC	20 +16 HELOCs	1%	76.9%	$223,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	12	0.6%	86.7%	$191,666	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	11	0.6%	84.6%	$1,494,090	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA	8	0.4%	100%	$510,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.3%	100%	$998,333	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	6 +5 HELOCs	0.3%	85.7%	$453,333	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	6 +2 HELOCs	0.3%	85.7%	$978,333	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, Jumbo, HELOC	5 +24 HELOCs	0.3%	83.3%	$977,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	5 +4 HELOCs	0.3%	71.4%	$397,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.3%	100%	$859,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo	4	0.2%	100%	$1,162,500	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	4	0.2%	100%	$1,387,500	View
Kinecta Federal Credit Union 7881 Edinger Ave, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	3 +15 HELOCs	0.2%	75%	$381,666	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$691,666	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	3 +2 HELOCs	0.2%	50%	$661,666	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	3	0.2%	100%	$368,333	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.1%	66.7%	$1,150,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$855,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$1,310,000	View
Valley Strong Credit Union 8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47%	Conventional, Jumbo	2	0.1%	100%	$1,565,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional	2	0.1%	100%	$705,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional, Jumbo	2	0.1%	100%	$1,200,000	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	2	0.1%	100%	$1,305,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, Jumbo	2	0.1%	100%	$1,195,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$1,205,000	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$465,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$2,365,000	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$175,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional	1	0.1%	100%	$625,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0.1%	100%	$405,000	View
Matadors Community Credit Union 20045 Prairie St, Chatsworth, CA 91311 A+5.0 ★Texas Ratio: 2.17%	Conventional	1	0.1%	100%	$335,000	View
Long Beach City Employees Federal Credit Union 2845 Temple Ave, Signal Hill, CA 90755 2212	Conventional	1	0.1%	100%	$255,000
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	50%	$75,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	1	0.1%	100%	$655,000	View
Community West Bank, A California Banking Corporation 9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$195,000	View
Southwestern National Bank 2951 W Ball Rd Unit 100, Anaheim, CA 92804 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$805,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	1	0.1%	100%	$875,000	View
Ilwu Federal Credit Union 3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01%	Conventional	1	0.1%	50%	$305,000	View
First Ciitizens Bank and Trust 7061 Yorktown Ave, Huntington Beach, CA 92648 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.1%	50%	$2,455,000	View
The Northern Trust Co 2049 Century Park E, Los Angeles, CA 90067 A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$325,000	View
Sunwest Bank 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0.1%	100%	$65,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$1,205,000	View
The First Financial Federal Credit Union 16900 Goldenwest St, Huntington Beach, CA 92647 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$125,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +2 HELOCs	0%	n/a		View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	HELOC	0 +2 HELOCs	0%	n/a		View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +2 HELOCs	0%	n/a		View
Wheelhouse Credit Union 344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	HELOC	0 +1 HELOCs	0%	n/a		View
Sea West Coast Gurad FCU Coast Guard Island, Alameda, CA 94501 5100	HELOC	0 +1 HELOCs	0%	n/a
Educational Employees Credit Union 1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58%	HELOC	0 +1 HELOCs	0%	n/a		View
San Diego County Credit Union 2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52%	HELOC	0 +1 HELOCs	0%	n/a		View
Premier America Credit Union 521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	58	2.9%	86.6%	$996,896
Nmsi, Inc.	Conventional, Jumbo	46	2.3%	100%	$1,137,826
AmWest Funding Corp	Conventional, Jumbo, HELOC	44 +5 HELOCs	2.2%	91.7%	$976,363
New American Funding, LLC.	Conventional, VA, Jumbo, HELOC	42 +5 HELOCs	2.1%	93.5%	$850,952
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	32 +4 HELOCs	1.6%	87.2%	$650,937
New Wave Lending Group Inc	Conventional, Jumbo	29	1.5%	100%	$1,087,068
JMJ Financial Group Inc.	Conventional, FHA, VA, Jumbo	24	1.2%	100%	$864,583
Flexpoint, Inc.	Conventional, Jumbo	18	0.9%	95.2%	$949,444
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, Jumbo	16	0.8%	95.5%	$953,125	View
Nexera Holding LLC	Conventional, Jumbo	16	0.8%	94.4%	$866,875
Kind Lending, LLC	Conventional, FHA, VA	15	0.8%	71.4%	$480,333
Vista Point Mortgage, LLC	Conventional, Jumbo	12	0.6%	92.9%	$868,333
Paramount Residential Mortgage	Conventional, Jumbo	11	0.6%	100%	$795,000
Provident Funding Associates	Conventional	9	0.5%	90%	$449,444
Bridgeway Lending Partners, LLC	Conventional, Jumbo	8	0.4%	100%	$1,012,500
Stg Mortgage Inc	Conventional, Jumbo	8	0.4%	83.3%	$815,000
Fundloans Capital	Conventional, Jumbo	7	0.4%	77.8%	$1,546,428
Franklin Loan Corporation	Conventional, Jumbo	7	0.4%	100%	$660,714
Citadel Servicing Corporation	Conventional, Jumbo	7	0.4%	100%	$1,707,857
Zillow Home Loans, LLC	Conventional	6	0.3%	85.7%	$786,666
Golden Empire Mortgage, Inc.	Conventional, VA	5	0.3%	100%	$499,000
Guild Mortgage Company	Conventional, VA, Jumbo	5	0.3%	83.3%	$957,000
American Financial Network, Inc.	Conventional, Jumbo	5	0.3%	83.3%	$979,000
Ony Glo, Inc.	Conventional, Jumbo	5	0.3%	71.4%	$1,089,000
ClearEdge Lending LLC	Conventional, Jumbo	5	0.3%	100%	$1,475,000
ML Mortgage Corp.	Conventional, FHA, VA	4	0.2%	100%	$735,000
AmeriHome Mortgage Company, LLC	Conventional	4	0.2%	100%	$842,500
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	4	0.2%	66.7%	$1,045,000
Fidelity Lending Solutions Inc	Conventional, Jumbo	4	0.2%	100%	$1,737,500
HomeXpress Mortgage Corp.	Conventional, Jumbo	4	0.2%	50%	$1,665,000
Victoria Financial Corp	Conventional	4	0.2%	100%	$532,500
Hometown Equity Mortgage, LLC	Conventional, FHA, Jumbo	4	0.2%	66.7%	$1,385,000
Sierra Pacific Mortgage Co. Inc	Conventional, Jumbo	4	0.2%	80%	$792,500
Emet Lending Group, Inc.	Conventional, Jumbo	4	0.2%	100%	$1,395,000
Cake Mortgage Corp.	Conventional	4	0.2%	100%	$775,000
MortgageOne, Inc	Conventional, Jumbo	3	0.2%	100%	$705,000
Royal Pacific Funding	Conventional, Jumbo	3	0.2%	100%	$1,545,000
American Heritage Lending, LLC	Conventional	3	0.2%	100%	$915,000
Banc One Mortage Corporation	Conventional	3	0.2%	100%	$635,000
Plaza Home Mortgage, Inc	Conventional, Jumbo	3	0.2%	75%	$1,495,000
Financial Partners Credit Unio	Conventional, Jumbo, HELOC	2 +31 HELOCs	0.1%	100%	$940,000
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$995,000
Residential First Capital	Conventional	2	0.1%	100%	$230,000
Ahl Funding	Conventional, VA	2	0.1%	100%	$600,000
JSB Mortgage Corporation	Conventional	2	0.1%	100%	$890,000
Mission Loans, LLC	Conventional	2	0.1%	100%	$155,000
Carrington Mortgage Services LLC	Conventional, VA	2	0.1%	60%	$975,000
Mason-McDuffie Mortgage Corporation	Conventional	2	0.1%	66.7%	$965,000
JMAC Lending, Inc.	Conventional	2	0.1%	100%	$675,000
Southland Credit Uniom	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$325,000
Hightechlending, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$595,000
Alameda Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$3,295,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$865,000
Pacific Lending LLC	VA	1	0.1%	100%	$875,000
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$545,000
5Th Sreet Capital Inc.	Conventional	1	0.1%	100%	$415,000
Resicentral LLC	Conventional	1	0.1%	100%	$305,000
Mortgage Capital Partners, INC	Conventional	1	0.1%	100%	$685,000
Catalyst Mortgage	Conventional	1	0.1%	100%	$775,000
ResMac Inc	Conventional, Jumbo	1	0.1%	100%	$1,505,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$375,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$975,000
Evo Home Loans, LLC dba Epiq Lending	Conventional	1	0.1%	100%	$505,000
Greenbox Loans	Conventional	1	0.1%	100%	$865,000
Campos Financial Corp	Conventional	1	0.1%	100%	$505,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$705,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$575,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$335,000	View
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,215,000
Ardri LLC	Conventional	1	0.1%	100%	$945,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$605,000
Figure Lending LLC	HELOC	0 +28 HELOCs	0%	n/a
Popa FCU - Cerritos	HELOC	0 +3 HELOCs	0%	0%
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	237 +33 HELOCs	11.9%	92%	$820,316
Rocket Mortgage	Conventional, FHA, VA, Jumbo	234	11.7%	81.9%	$616,495
Newrez LLC	Conventional, FHA, VA, Jumbo	32	1.6%	76.2%	$820,625
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo, HELOC	31 +1 HELOCs	1.6%	100%	$960,161
The Loan Store, Inc	Conventional, Jumbo, HELOC	24 +12 HELOCs	1.2%	96%	$760,833
Nationstar Mortgage	Conventional	20	1%	80%	$341,000
Spring Eq, LLC	Conventional, HELOC	19 +10 HELOCs	1%	44.7%	$207,631
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	19 +4 HELOCs	1%	100%	$705,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, Jumbo, HELOC	19 +4 HELOCs	1%	95%	$871,842	View
Logan Finance Corporation	Conventional, Jumbo	13	0.7%	92.9%	$1,343,461
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	12 +16 HELOCs	0.6%	66.7%	$935,833
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	12	0.6%	100%	$1,112,500	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	11	0.6%	91.7%	$618,636	View
Triad Financial Services, Inc.	Conventional	11	0.6%	76.7%	$158,636
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	9	0.5%	100%	$951,666	View
Deephaven Mortgage LLC	Conventional, Jumbo	8	0.4%	80%	$837,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	7	0.4%	77.8%	$760,714	View
Champions Funding, LLC	Conventional, Jumbo	7	0.4%	77.8%	$1,249,285
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	6 +3 HELOCs	0.3%	100%	$1,073,333
Movement Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	6 +1 HELOCs	0.3%	100%	$1,263,333
Freedom Mortgage Corporation	Conventional, VA	6	0.3%	100%	$703,333
Ameritrust Mortgage Corporation	Conventional, FHA, Jumbo	6	0.3%	100%	$883,333
Mutual of Omaha Mortgage	Conventional, FHA, Jumbo	6	0.3%	85.7%	$768,333
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	6	0.3%	100%	$1,620,000	View
21St Mortgage	Conventional	6	0.3%	23.1%	$138,333
Universal Lending Corporation A-5.0 ★Texas Ratio: 14.64%	Conventional	5	0.3%	100%	$927,000	View
Prosperity Home Mortgage, LLC	Conventional	5	0.3%	100%	$761,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	4 +12 HELOCs	0.2%	80%	$815,000
Better Mortgage Corporation	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.2%	66.7%	$962,500
Union Home Mortgage Corp.	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.2%	100%	$1,025,000
Originpoint, LLC	Conventional, Jumbo	4	0.2%	100%	$962,500
Primelending	Conventional, Jumbo	4	0.2%	85.7%	$1,290,000
Lakeview Loan Servicing, LLC	Conventional	4	0.2%	36.8%	$355,000
Amerisave Mortgage Company	Conventional	4	0.2%	19%	$55,000
Nfm, Inc	Conventional	4	0.2%	100%	$567,500
Planet Home Lending, LLC	Conventional	4	0.2%	100%	$572,500
Mortgage Research Center	FHA, VA, Jumbo	4	0.2%	33.3%	$877,500
Alliant Credit Union	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.2%	100%	$1,028,333
Arc Home LLC	Conventional, Jumbo	3	0.2%	100%	$1,795,000
Equity Prime Mortgage LLC	Conventional, FHA, Jumbo	3	0.2%	100%	$951,666
PHH Mortgage Corporation	Conventional	3	0.2%	100%	$848,333
Data Mortgage, Inc	Conventional, FHA	3	0.2%	100%	$431,666
Discover Bank	Conventional	3	0.2%	30%	$91,666
Credit Human Federal Credit Un	Conventional	3	0.2%	66.7%	$115,000
First Colony Mortgage Corporat	Conventional, FHA	3	0.2%	100%	$731,666
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	3	0.2%	100%	$748,333	View
Genway Home Mortgage, Inc.	Conventional, Jumbo	3	0.2%	100%	$1,275,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	3	0.2%	100%	$861,666	View
Nations Direct Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$578,333
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.1%	100%	$1,340,000	View
Communityamerica Federal Credit Union	Conventional, HELOC	2 +3 HELOCs	0.1%	66.7%	$165,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	2	0.1%	100%	$1,030,000	View
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	2	0.1%	100%	$1,100,000
Sage Home Loans Corporation	Conventional	2	0.1%	75%	$780,000
Nbkc Bank	Conventional	2	0.1%	100%	$680,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$710,000
Emporium Tpo LLC	Conventional, Jumbo	2	0.1%	100%	$1,255,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$760,000	View
Bay Equity LLC	Conventional	2	0.1%	100%	$755,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.1%	66.7%	$285,000	View
Fairway Independent Mort Corp	Conventional	2	0.1%	100%	$855,000
Luxury Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$1,330,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0.1%	100%	$495,000	View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	1 +8 HELOCs	0.1%	100%	$1,255,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$405,000	View
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$1,115,000	View
Teachers Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$605,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,375,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$1,715,000	View
Everett Financial, Inc.	Conventional	1	0.1%	100%	$1,005,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$925,000	View
Obsidian Financial Services	Conventional, Jumbo	1	0.1%	100%	$4,005,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$785,000
Lennar Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	1	0.1%	100%	$1,055,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$205,000
Honda Federal Credit Union A+5.0 ★Texas Ratio: 2.74%	Conventional	1	0.1%	100%	$65,000	View
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$525,000
Foundation Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$905,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$705,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$775,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$65,000	View
Lower, LLC	Conventional	1	0.1%	100%	$365,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, Jumbo	1	0.1%	100%	$1,905,000
My Move Mortgage, LLC	Conventional	1	0.1%	100%	$535,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$755,000
Village Capital & Investment	VA	1	0.1%	100%	$815,000
Flyhomes Mortgage LLC	Conventional, Jumbo	1	0.1%	100%	$695,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +21 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +20 HELOCs	0%	0%		View
Quorum Federal Credit Union	HELOC	0 +9 HELOCs	0%	100%
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +5 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +4 HELOCs	0%	25%		View
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	0%
American Airlines Federal Cred	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American United FCU	HELOC	0 +1 HELOCs	0%	n/a
Justice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
RBC Bank (Georgia), N.A.	HELOC	0 +1 HELOCs	0%	n/a
Consumers Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Huntington Beach Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Huntington Beach, California

Looking for mortgage lenders near me or mortgage brokers near me in Huntington Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Huntington Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Huntington Beach, CA

Use these to narrow the list above. Each category shows how many Huntington Beach, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 139 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 62 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 25 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 23 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 94 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 125 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Huntington Beach, CA

Independent mortgage companies closed 68.7 percent of home loans in Huntington Beach, California in 2025, banks 19.7 percent and credit unions 11.6 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Nuvision Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 31 loans.

68.7%

Mortgage companies

19.7%

Banks

11.6%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Huntington Beach, CA

Who is the largest mortgage lender in Huntington Beach, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Huntington Beach, California with 122 loans, about 6.1 percent of the market. The largest lender headquartered in California was Bank of America NA with 31 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Huntington Beach, CA have the highest approval rates?

Among lenders with meaningful volume in Huntington Beach, California, Schoolsfirst FCU approved the highest share of completed applications in 2025 at 97.1 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Huntington Beach, CA mortgage lenders offer FHA, VA and USDA loans?

25 lenders closed FHA loans in Huntington Beach, California in 2025, led by Rocket Mortgage with 11. 23 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Huntington Beach, CA lender list?

Yes. 53 banks and 62 credit unions closed home loans in Huntington Beach, California in 2025, alongside 139 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Huntington Beach, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Huntington Beach, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Huntington Beach, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Huntington Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.