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Mortgage Lenders and Brokers in Hemet, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Hemet, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1800 E Florida Ave, Hemet, CA 92544A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1211 S Sanderson Ave, Hemet, CA 92545A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA103 E Stetson Ave, Hemet, CA 92543A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA1745 W Florida Ave, Hemet, CA 92545A+5.0 ★Texas Ratio: 2.82%, PNC Bank N.A.PNC Bank N.A.3989 W Florida Ave, Hemet, CA 92545A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA2498 W Florida Ave, Hemet, CA 92545A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Hemet, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hemet are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Hemet, California

Market share is the lender's share of all home loans closed in Hemet, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Hemet 1800 E Florida Ave, Hemet, CA 92544 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	26	1.7%	71.1%	$275,769	View
US Bank, N.A. 2 offices in Hemet 1211 S Sanderson Ave, Hemet, CA 92545 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	10 +5 HELOCs	0.7%	40%	$129,000	View
Wells Fargo Bank NA 1 office in Hemet 103 E Stetson Ave, Hemet, CA 92543 A+5.0 ★Texas Ratio: 5.36%	Conventional	8	0.5%	61.5%	$211,250	View
Citibank, NA 1 office in Hemet 1745 W Florida Ave, Hemet, CA 92545 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$440,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Hemet 3989 W Florida Ave, Hemet, CA 92545 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$275,000	View
Bank of America NA 2 offices in Hemet 2498 W Florida Ave, Hemet, CA 92545 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +8 HELOCs	0%	n/a		View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, FHA, HELOC	29 +13 HELOCs	2%	78.4%	$260,517	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	12	0.8%	100%	$86,666	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	FHA, VA	9	0.6%	81.2%	$449,444	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	7	0.5%	63.6%	$425,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional	6	0.4%	75%	$191,666	View
Altura Credit Union 320 S Sanderson Ave Ste B1 B3, Hemet, CA 92545 9014 A+5.0 ★Texas Ratio: 3.54%	Conventional	5	0.3%	71.4%	$279,000	View
Point Mortgage Corp 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	Conventional, FHA	3	0.2%	100%	$391,666	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$275,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional, HELOC	2 +1 HELOCs	0.1%	50%	$160,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional	2	0.1%	66.7%	$105,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	Conventional	2	0.1%	100%	$225,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	FHA, VA	2	0.1%	50%	$365,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	2	0.1%	100%	$255,000
San Diego County Credit Union 2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$35,000	View
Wheelhouse Credit Union 344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$375,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$305,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0.1%	100%	$265,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	FHA	1	0.1%	100%	$545,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	100%	$485,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$95,000	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0.1%	100%	$35,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$235,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0.1%	50%	$255,000	View
Priority One Credit Union 7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81%	Conventional	1	0.1%	100%	$55,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$195,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	FHA	1	0.1%	100%	$435,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	33.3%	$65,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +1 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +1 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	n/a		View
SAFE Credit Union 7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	59 +2 HELOCs	4%	65.2%	$413,644
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA	55	3.7%	97.3%	$370,818	View
Pennymac Loan Services LLC	Conventional, FHA, VA	23	1.5%	77.4%	$265,000
Franklin Loan Corporation	Conventional, FHA	21	1.4%	95.5%	$286,904
New American Funding, LLC.	Conventional, FHA, VA, HELOC	20 +2 HELOCs	1.3%	84%	$269,000
American Financial Network, Inc.	Conventional, FHA, VA	20	1.3%	87%	$409,500
Paramount Residential Mortgage	Conventional, FHA, VA	19	1.3%	90.5%	$316,578
ML Mortgage Corp.	Conventional, FHA, VA	14	0.9%	100%	$324,285
Guild Mortgage Company	Conventional, FHA, VA	12	0.8%	86.7%	$239,166
Zillow Home Loans, LLC	Conventional, FHA, VA	12	0.8%	70.6%	$351,666
Golden Empire Mortgage, Inc.	Conventional, FHA	11	0.7%	100%	$295,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	11	0.7%	36.8%	$288,636
Kind Lending, LLC	Conventional, FHA	8	0.5%	53.3%	$268,750
Residential Wholesale Mortgage	Conventional, FHA	7	0.5%	100%	$399,285
American Pacific Mortgage Corporation	Conventional, VA	7	0.5%	87.5%	$355,000
Nmsi, Inc.	Conventional, FHA	7	0.5%	100%	$380,714
Royal Pacific Funding	Conventional, FHA	6	0.4%	100%	$408,333
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	6	0.4%	60%	$396,666
Geo-Corp, Inc.	FHA	6	0.4%	100%	$478,333
Pacific Lending LLC	Conventional, FHA	5	0.3%	100%	$397,000
Hometown Equity Mortgage, LLC	Conventional, FHA, VA	5	0.3%	23.8%	$449,000
MortgageOne, Inc	Conventional, FHA	4	0.3%	100%	$475,000
AdvantageFirst Lending Inc	FHA, VA	4	0.3%	66.7%	$402,500
AmWest Funding Corp	Conventional, FHA	4	0.3%	66.7%	$412,500
New Wave Lending Group Inc	Conventional	4	0.3%	100%	$302,500
Summit Funding.Inc	Conventional	4	0.3%	100%	$162,500
JMAC Lending, Inc.	Conventional, FHA	4	0.3%	100%	$300,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	3	0.2%	50%	$325,000
Ahl Funding	Conventional, FHA	3	0.2%	100%	$425,000
Ez Fundings Inc	Conventional, FHA	3	0.2%	100%	$435,000
Flexpoint, Inc.	Conventional, VA	3	0.2%	100%	$411,666
Stg Mortgage Inc	FHA, VA	3	0.2%	100%	$488,333
JSB Mortgage Corporation	Conventional	3	0.2%	100%	$218,333
Provident Funding Associates	Conventional	3	0.2%	75%	$315,000
Goodleap, LLC	FHA, VA, HELOC	2 +3 HELOCs	0.1%	66.7%	$405,000
Cornerstone First Mortgage, LLC	Conventional, VA	2	0.1%	100%	$445,000
Resicentral LLC	Conventional, FHA	2	0.1%	100%	$325,000
HomeXpress Mortgage Corp.	Conventional, FHA	2	0.1%	40%	$350,000
JMJ Financial Group Inc.	Conventional, FHA	2	0.1%	100%	$330,000
Greenbox Loans	Conventional	2	0.1%	100%	$135,000
Ony Glo, Inc.	VA	2	0.1%	66.7%	$445,000
Citadel Servicing Corporation	Conventional	2	0.1%	100%	$245,000
Arcstone Financial Inc	Conventional, FHA	2	0.1%	100%	$340,000
Financial Partners Credit Unio	Conventional	1	0.1%	100%	$55,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$165,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$315,000
Augusta Financial, Inc.	FHA	1	0.1%	100%	$385,000
First Nations Home Finance Corporation	VA	1	0.1%	100%	$535,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$605,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	50%	$385,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	206 +12 HELOCs	13.9%	79.6%	$397,815
Rocket Mortgage	Conventional, FHA, VA, Jumbo	127	8.5%	73.7%	$312,795
Kbhs Home Loans, LLC	Conventional, FHA, VA	41	2.8%	91.3%	$492,804
Freedom Mortgage Corporation	Conventional, FHA, VA	39	2.6%	91.2%	$402,179
Pulte Mortgage LLC	Conventional, FHA, VA	36	2.4%	62.1%	$487,222
Mortgage Research Center	Conventional, VA	35	2.4%	79.5%	$396,142
Triad Financial Services, Inc.	Conventional	32	2.2%	66.7%	$99,687
The Loan Store, Inc	Conventional, FHA, VA, HELOC	30 +6 HELOCs	2%	88.9%	$360,666
Lennar Mortgage, LLC	Conventional, FHA, VA	27	1.8%	93.1%	$466,851
21St Mortgage	Conventional	23	1.5%	37.5%	$98,913
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	22 +2 HELOCs	1.5%	88%	$393,636
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	21 +1 HELOCs	1.4%	100%	$358,333
Newrez LLC	Conventional, FHA, VA	21	1.4%	61.8%	$345,476
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	19 +7 HELOCs	1.3%	57.6%	$276,578
Fairway Independent Mort Corp	Conventional, FHA, VA	15	1%	100%	$230,333
Spring Eq, LLC	Conventional, HELOC	14 +6 HELOCs	0.9%	37.5%	$77,142
Nationstar Mortgage	Conventional, FHA, VA	14	0.9%	77.3%	$225,714
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	11 +1 HELOCs	0.7%	76.5%	$352,272	View
Loanunited.Com, LLC	Conventional, FHA, VA	11	0.7%	91.7%	$403,181
DHI Mortgage Company, LTD.	Conventional, FHA, VA	11	0.7%	91.7%	$488,636
Equity Prime Mortgage LLC	Conventional, FHA, VA	9	0.6%	81.8%	$391,666
Ameritrust Mortgage Corporation	Conventional, FHA	8	0.5%	100%	$417,500
Amerisave Mortgage Company	Conventional, FHA, VA	7	0.5%	22.6%	$132,142
Nations Direct Mortgage, LLC	Conventional, FHA, VA	7	0.5%	87.5%	$325,000
HomeBridge Financial Services, Inc	FHA, VA, HELOC	6 +6 HELOCs	0.4%	85.7%	$400,000
Movement Mortgage, LLC	Conventional, FHA	6	0.4%	100%	$218,333
Credit Human Federal Credit Un	Conventional	6	0.4%	54.8%	$76,666
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.4%	50%	$298,333
Lower, LLC	Conventional	6	0.4%	70%	$166,666
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	6	0.4%	100%	$313,333
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.3%	32.3%	$221,000
Genway Home Mortgage, Inc.	Conventional, FHA	5	0.3%	62.5%	$337,000
Village Capital & Investment	FHA, VA	5	0.3%	73.3%	$325,000
Discover Bank	Conventional	4	0.3%	21.1%	$97,500
Union Home Mortgage Corp.	Conventional, FHA, VA	4	0.3%	100%	$335,000
New Day Financial, LLC.	VA	4	0.3%	50%	$397,500
Megastar Finanacial Corp	Conventional	4	0.3%	100%	$300,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.3%	66.7%	$252,500	View
Prosperity Home Mortgage, LLC	Conventional, VA	4	0.3%	100%	$302,500
American Financial Resources LLC	FHA	3	0.2%	100%	$405,000
Primelending	Conventional, FHA	3	0.2%	100%	$358,333
Everett Financial, Inc.	Conventional	3	0.2%	100%	$175,000
Securitynational Mortgage Company	Conventional	3	0.2%	100%	$241,666
Bay Equity LLC	Conventional, FHA	3	0.2%	75%	$311,666
Mutual of Omaha Mortgage	Conventional, FHA	3	0.2%	27.3%	$221,666
Champions Funding, LLC	Conventional	3	0.2%	60%	$408,333
Arc Home LLC	Conventional	2	0.1%	100%	$520,000
Guaranteed Rate Affinity, LLC	Conventional, VA	2	0.1%	100%	$365,000
Royal United Mortgage LLC	Conventional	2	0.1%	100%	$45,000
Neighborhood Loans, Inc	Conventional	2	0.1%	66.7%	$15,000
Canopy Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$425,000
Allied Mortgage Group, Inc	Conventional, VA	2	0.1%	100%	$260,000
PHH Mortgage Corporation	Conventional	2	0.1%	66.7%	$205,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$125,000
First Colony Mortgage Corporat	Conventional, FHA	2	0.1%	100%	$240,000
Nations Lending Corporation	Conventional, VA	2	0.1%	100%	$320,000
Geneva Financial LLC	Conventional	2	0.1%	100%	$465,000
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$390,000
Veritas Funding, LLC	VA	2	0.1%	66.7%	$225,000
Mld Mortgage, Inc.Dba the Money Store	FHA	2	0.1%	100%	$475,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.1%	100%	$310,000	View
Panorama Mortgage Group, LLC	VA	1	0.1%	100%	$205,000
Originpoint, LLC	VA	1	0.1%	100%	$465,000
Premier Mortgage Resources, LLC	VA	1	0.1%	100%	$115,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$355,000	View
Envoy Mortgage, Ltd	VA	1	0.1%	100%	$395,000
All Credit Considered Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$885,000
Nbkc Bank	Conventional	1	0.1%	100%	$405,000
Acrisure Mortgage, LLC	FHA	1	0.1%	100%	$305,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$265,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$445,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$425,000
Obsidian Financial Services	FHA	1	0.1%	100%	$415,000
Oceanside Mortgage Company	FHA	1	0.1%	100%	$435,000
New West Lending, Inc.	Conventional	1	0.1%	100%	$655,000
Real Genius LLC	Conventional	1	0.1%	100%	$395,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 5.65%	FHA	1	0.1%	100%	$325,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$575,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$265,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$185,000	View
Saygo Home Loans, LLC	VA	1	0.1%	100%	$395,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	FHA	1	0.1%	100%	$475,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$265,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$495,000	View
Texana Bank	VA	1	0.1%	50%	$275,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$125,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$35,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +17 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	0%		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
American United FCU	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Better Mortgage Corporation	HELOC	0 +1 HELOCs	0%	25%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Hemet Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Hemet, California

Looking for mortgage lenders near me or mortgage brokers near me in Hemet? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hemet in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Hemet, CA

Use these to narrow the list above. Each category shows how many Hemet, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 130 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 32 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 87 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 64 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 77 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Hemet, CA

Independent mortgage companies closed 87.8 percent of home loans in Hemet, California in 2025, banks 6.5 percent and credit unions 5.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 0 loans.

87.8%

Mortgage companies

6.5%

Banks

5.7%

Credit unions

33%

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Hemet, CA

Who is the largest mortgage lender in Hemet, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Hemet, California with 26 loans, about 1.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Hemet, CA have the highest approval rates?

Among lenders with meaningful volume in Hemet, California, Ocmbc, Inc. approved the highest share of completed applications in 2025 at 97.3 percent, against a 73.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Hemet, CA mortgage lenders offer FHA, VA and USDA loans?

87 lenders closed FHA loans in Hemet, California in 2025, led by United Wholesale Mortgage with 85. 64 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Hemet, CA lender list?

Yes. 32 banks and 27 credit unions closed home loans in Hemet, California in 2025, alongside 130 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Hemet, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Hemet, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hemet, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hemet. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.