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Mortgage Lenders and Brokers in Clovis, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Clovis, California mortgage lenders include US Bank, N.A.US Bank, N.A.840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1117 N Willow Ave, Clovis, CA 93611A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA75 Shaw Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA855 Pollasky Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA200 Shaw Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 3.54%, Citibank, NACitibank, NA20 W Shaw Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 2.82%, PNC Bank N.A.PNC Bank N.A.442 N Clovis Ave, Clovis, CA 93611A+5.0 ★Texas Ratio: 4.24%, Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, and Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Clovis, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clovis are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Clovis, California

Market share is the lender's share of all home loans closed in Clovis, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Clovis 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	17 +7 HELOCs	0.8%	72%	$427,941	View
JPMorgan Chase Bank, NA 3 offices in Clovis 1117 N Willow Ave, Clovis, CA 93611 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	17 +7 HELOCs	0.8%	100%	$356,176	View
Wells Fargo Bank NA 2 offices in Clovis 75 Shaw Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 5.36%	Conventional	10	0.5%	66.7%	$406,000	View
Bank of America NA 1 office in Clovis 855 Pollasky Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +40 HELOCs	0.2%	55.6%	$311,000	View
BMO Harris Bank NA 1 office in Clovis 200 Shaw Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, Jumbo, HELOC	2 +4 HELOCs	0.1%	66.7%	$625,000	View
Citibank, NA 1 office in Clovis 20 W Shaw Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +3 HELOCs	0.1%	66.7%	$430,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Clovis 442 N Clovis Ave, Clovis, CA 93611 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Noble Federal Credit Union 175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29%	Conventional, HELOC	43 +19 HELOCs	2%	79.7%	$112,209	View
Educational Employees Credit Union 1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58%	Conventional, Jumbo, HELOC	28 +116 HELOCs	1.3%	61.2%	$352,500	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional, HELOC	21 +14 HELOCs	1%	84.6%	$65,952	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA, HELOC	15 +1 HELOCs	0.7%	93.8%	$433,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	10	0.5%	66.7%	$202,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	9	0.4%	90%	$455,000	View
The Golden 1 Credit Union 1030 Shaw Ave, Clovis, CA 93612 3948 A+5.0 ★Texas Ratio: 5.50%	Conventional, FHA, HELOC	8 +61 HELOCs	0.4%	75%	$280,000	View
First California Federal Credit Union 2525 E Shields Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 4.38%	Conventional	6	0.3%	100%	$75,000	View
United Local Credit Union 3650 E Ashlan Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 0.63%	Conventional	4	0.2%	80%	$485,000	View
San Joaquin Power Employees Credit Union 1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17%	Conventional	4	0.2%	100%	$350,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.1%	100%	$430,000	View
Murphy Bank 5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25%	Conventional	2	0.1%	100%	$70,000	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional	2	0.1%	100%	$245,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0%	100%	$855,000	View
Citizens Business Bank, NA 19197 Town Center Dr, Apple Valley, CA 92308 A+5.0 ★Texas Ratio: 0.53%	Conventional	1	0%	100%	$345,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	FHA	1	0%	100%	$445,000
Altura Credit Union 300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0%	100%	$295,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0%	100%	$415,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0%	50%	$855,000	View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	Conventional	1	0%	100%	$595,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$205,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0%	100%	$505,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional	1	0%	100%	$55,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +3 HELOCs	0%	0%		View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	HELOC	0 +2 HELOCs	0%	100%		View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	HELOC	0 +2 HELOCs	0%	n/a		View
Meriwest Credit Union 19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20%	HELOC	0 +2 HELOCs	0%	n/a		View
Valley Strong Credit Union 8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	HELOC	0 +1 HELOCs	0%	n/a		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +1 HELOCs	0%	n/a		View
CommonWealth Central Credit Union 8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +1 HELOCs	0%	n/a		View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Umb Bank NA 255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Alameda Mortgage Corporation	Conventional, FHA, VA	97	4.6%	98%	$338,402
Kind Lending, LLC	Conventional, FHA, VA, Jumbo, HELOC	92 +1 HELOCs	4.3%	83.8%	$418,152
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	72	3.4%	82.2%	$340,000
Golden Empire Mortgage, Inc.	Conventional, FHA, VA	42	2%	97.8%	$387,142
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	37	1.7%	97.4%	$435,810
loanDepot.com LLC	Conventional, FHA, VA, HELOC	32 +4 HELOCs	1.5%	78%	$242,187
Paramount Residential Mortgage	Conventional, FHA, VA	22	1%	100%	$362,727
Guild Mortgage Company	Conventional, FHA, VA	16	0.8%	94.4%	$326,875
New American Funding, LLC.	Conventional, FHA, VA, HELOC	13 +4 HELOCs	0.6%	92.9%	$251,923
Provident Funding Associates	Conventional	11	0.5%	84.6%	$410,454
Carrington Mortgage Services LLC	Conventional, FHA	11	0.5%	60%	$169,545
Residential Wholesale Mortgage	Conventional, VA	10	0.5%	90.9%	$324,000
Bay-Valley Mortgage Group	Conventional, FHA	10	0.5%	90.9%	$284,000
American Pacific Mortgage Corporation	Conventional, FHA	10	0.5%	90.9%	$342,000
AmWest Funding Corp	Conventional, HELOC	9 +1 HELOCs	0.4%	100%	$382,777
JMAC Lending, Inc.	Conventional, FHA	9	0.4%	100%	$482,777
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	8	0.4%	92.3%	$378,750	View
AAA Capital Investment, Inc	Conventional	7	0.3%	100%	$453,571
Resicentral LLC	Conventional, FHA, VA	6	0.3%	100%	$488,333
Mission Loans, LLC	Conventional	6	0.3%	100%	$203,333
Nexera Holding LLC	Conventional	6	0.3%	100%	$301,666
Plaza Home Mortgage, Inc	Conventional, FHA	6	0.3%	85.7%	$346,666
Goodleap, LLC	Conventional, FHA, VA, HELOC	5 +5 HELOCs	0.2%	83.3%	$317,000
MortgageOne, Inc	Conventional, FHA, VA	5	0.2%	100%	$391,000
Googain, Inc.	Conventional	5	0.2%	100%	$301,000
Cornerstone First Mortgage, LLC	Conventional, VA	3	0.1%	100%	$368,333
AmeriHome Mortgage Company, LLC	FHA	3	0.1%	100%	$451,666
AdvantageFirst Lending Inc	FHA	3	0.1%	75%	$388,333
American Financial Network, Inc.	Conventional, FHA	3	0.1%	75%	$331,666
General Mortgage Capital Corporation	Conventional	3	0.1%	100%	$371,666
Stg Mortgage Inc	Conventional, FHA	3	0.1%	75%	$528,333
Citadel Servicing Corporation	Conventional, Jumbo	3	0.1%	100%	$691,666
Nmsi, Inc.	Conventional	3	0.1%	100%	$395,000
Augusta Financial, Inc.	Conventional	2	0.1%	100%	$220,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.1%	100%	$160,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.1%	50%	$910,000
Royal Pacific Funding	Conventional	2	0.1%	100%	$315,000
New Wave Lending Group Inc	Conventional	2	0.1%	100%	$295,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$155,000	View
Emet Lending Group, Inc.	Conventional	2	0.1%	100%	$605,000
Zillow Home Loans, LLC	Conventional	2	0.1%	100%	$520,000
Coastal Funding SLC, Inc.	Conventional	2	0.1%	100%	$375,000
Mason-McDuffie Mortgage Corporation	Conventional, FHA	2	0.1%	66.7%	$385,000
Operating Engineers Federal Credit Union	Conventional	2	0.1%	100%	$75,000
ML Mortgage Corp.	Conventional	1	0%	100%	$205,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$455,000
Pacific Lending LLC	Conventional	1	0%	100%	$205,000
Mortgage Capital Partners, INC	Conventional	1	0%	100%	$185,000
Bridgeway Lending Partners, LLC	Conventional	1	0%	100%	$95,000
Fidelity Lending Solutions Inc	Conventional	1	0%	100%	$395,000
Constant Investments, Inc	Conventional	1	0%	100%	$495,000
Ahl Funding	Conventional	1	0%	100%	$445,000
JMJ Financial Group Inc.	Conventional	1	0%	100%	$575,000
Flexpoint, Inc.	Conventional	1	0%	100%	$455,000
Greenbox Loans	Conventional	1	0%	100%	$425,000
Calcon Mutual Mortgage LLC	FHA	1	0%	100%	$505,000
Intelliloan, Inc.	FHA	1	0%	100%	$325,000
T. J. Financial, Inc.	Conventional	1	0%	100%	$275,000
Banc One Mortage Corporation	Conventional	1	0%	100%	$455,000
Figure Lending LLC	HELOC	0 +40 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	292 +25 HELOCs	13.8%	91.4%	$458,321
Lennar Mortgage, LLC	Conventional, FHA, VA	257	12.1%	90.8%	$445,817
Rocket Mortgage	Conventional, FHA, VA	211	10%	87.3%	$259,834
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	45 +11 HELOCs	2.1%	98.1%	$401,222
Kbhs Home Loans, LLC	Conventional, FHA, VA	37	1.7%	95%	$452,297
Nationstar Mortgage	Conventional, FHA	35	1.7%	72.9%	$222,714
Freedom Mortgage Corporation	Conventional, FHA, VA	34	1.6%	85.1%	$422,352
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	32 +2 HELOCs	1.5%	100%	$465,000	View
Newrez LLC	Conventional, FHA, VA	25	1.2%	64.1%	$241,000
Spring Eq, LLC	Conventional, HELOC	24 +16 HELOCs	1.1%	40.9%	$79,166
CrossCountry Mortgage, LLC	Conventional, FHA, VA	17	0.8%	89.5%	$409,705
Mortgage Research Center	VA	17	0.8%	62.1%	$487,941
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	15	0.7%	43.8%	$343,000
Amerisave Mortgage Company	Conventional, FHA	15	0.7%	46.9%	$128,333
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	15	0.7%	100%	$439,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	12 +8 HELOCs	0.6%	75%	$307,500
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	12 +3 HELOCs	0.6%	100%	$418,333
First Community Mortgage, Inc.	Conventional, FHA	11	0.5%	84.6%	$377,727
Clm Mortgage, Inc	Conventional, VA, Jumbo	11	0.5%	93.8%	$691,363
Premier Mortgage Resources, LLC	Conventional, FHA	10	0.5%	100%	$270,000
Planet Home Lending, LLC	Conventional, FHA, VA	9	0.4%	90%	$399,444
Union Home Mortgage Corp.	Conventional, FHA	8	0.4%	100%	$476,250
PHH Mortgage Corporation	Conventional, FHA, VA	7	0.3%	100%	$413,571
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	6	0.3%	85.7%	$426,666	View
Guidance Residential, LLC	Conventional	6	0.3%	100%	$641,666
Altitude Financial Corporation	Conventional, FHA, VA	6	0.3%	100%	$371,666
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	6	0.3%	100%	$321,666	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	6	0.3%	75%	$368,333
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	5 +13 HELOCs	0.2%	62.5%	$295,000
Equity Prime Mortgage LLC	VA	5	0.2%	75%	$461,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	5	0.2%	100%	$387,000
Discover Bank	Conventional	5	0.2%	25%	$85,000
American Financing Corporation	Conventional, FHA	5	0.2%	53.8%	$265,000
Tomo Mortgage LLC	Conventional	5	0.2%	100%	$463,000
Credit Human Federal Credit Un	Conventional	4	0.2%	58.3%	$75,000
New Day Financial, LLC.	VA	4	0.2%	50%	$392,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +3 HELOCs	0.1%	50%	$88,333	View
Better Mortgage Corporation	Conventional, HELOC	3 +1 HELOCs	0.1%	50%	$325,000
Loanunited.Com, LLC	FHA, VA	3	0.1%	75%	$525,000
Das Acquisition Company, LLC	Conventional, FHA	3	0.1%	100%	$435,000
Evergreen Moneysource Mortgage Company	Conventional	3	0.1%	100%	$288,333
21St Mortgage	Conventional	3	0.1%	50%	$108,333
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.1%	100%	$385,000	View
American Financial Resources LLC	Conventional	2	0.1%	100%	$235,000
RANLife, Inc.	FHA	2	0.1%	100%	$340,000
Everett Financial, Inc.	Conventional	2	0.1%	100%	$195,000
Triad Financial Services, Inc.	Conventional	2	0.1%	85.7%	$100,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$190,000
Homeowners Financial Group, LLC	Conventional	2	0.1%	100%	$310,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	2	0.1%	100%	$385,000	View
Fairway Independent Mort Corp	Conventional, FHA	2	0.1%	100%	$500,000
Champions Funding, LLC	Conventional	2	0.1%	66.7%	$505,000
Valon Mortgage	Conventional, HELOC	1 +4 HELOCs	0%	100%	$465,000
Lower, LLC	Conventional, HELOC	1 +1 HELOCs	0%	100%	$785,000
Arc Home LLC	Conventional	1	0%	66.7%	$745,000
Genisys Credit Union	Conventional, Jumbo	1	0%	100%	$965,000
Guaranteed Rate Affinity, LLC	Conventional	1	0%	100%	$255,000
First Bank & Trust A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0%	100%	$565,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$405,000	View
Primary Residential Mortgage, INC.	Conventional	1	0%	100%	$425,000
Envoy Mortgage, Ltd	FHA	1	0%	100%	$355,000
Nbkc Bank	Conventional	1	0%	100%	$465,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$225,000
Norwich Commercial Group Inc	VA	1	0%	100%	$295,000
Movement Mortgage, LLC	Conventional	1	0%	100%	$565,000
Dart Bank	Conventional	1	0%	100%	$615,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$525,000	View
Deephaven Mortgage LLC	Conventional, Jumbo	1	0%	25%	$1,035,000
Connexus Credit Union	Conventional	1	0%	50%	$35,000
Bay Equity LLC	Conventional	1	0%	100%	$805,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0%	33.3%	$645,000	View
Servis One, Inc	Conventional	1	0%	100%	$415,000
Peoples Mortgage Company	Conventional	1	0%	100%	$535,000
Old Plank Trail Community Bank, N.A. A+5.0 ★Texas Ratio: 2.48%	Conventional	1	0%	100%	$575,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0%	100%	$755,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$295,000	View
Self Help Federal Credit Union	Conventional	1	0%	100%	$345,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$515,000	View
Mortgage Solutions of Colorado	FHA	1	0%	100%	$385,000
Nations Direct Mortgage, LLC	Conventional	1	0%	100%	$295,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0%	50%	$885,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$805,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0%	66.7%	$255,000	View
Top Flite Financial, Inc.	FHA	1	0%	100%	$215,000
Luxury Mortgage Corp.	Conventional	1	0%	50%	$495,000
Leaderone Financial Corp.	Conventional	1	0%	100%	$635,000
Village Capital & Investment	FHA	1	0%	50%	$345,000
Flyhomes Mortgage LLC	Conventional	1	0%	100%	$185,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +15 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +7 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Clovis Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Clovis, California

Looking for mortgage lenders near me or mortgage brokers near me in Clovis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clovis in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Clovis, CA

Use these to narrow the list above. Each category shows how many Clovis, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 127 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 40 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 65 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 16 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 90 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Clovis, CA

Independent mortgage companies closed 87.9 percent of home loans in Clovis, California in 2025, banks 5.5 percent and credit unions 6.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Noble Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.

87.9%

Mortgage companies

5.5%

Banks

6.7%

Credit unions

15%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Clovis, CA

Who is the largest mortgage lender in Clovis, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Clovis, California with 17 loans, about 0.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Clovis, CA have the highest approval rates?

Among lenders with meaningful volume in Clovis, California, Alameda Mortgage Corporation approved the highest share of completed applications in 2025 at 98 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Clovis, CA mortgage lenders offer FHA, VA and USDA loans?

65 lenders closed FHA loans in Clovis, California in 2025, led by United Wholesale Mortgage with 71. 41 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Clovis, CA lender list?

Yes. 40 banks and 31 credit unions closed home loans in Clovis, California in 2025, alongside 127 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Clovis, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Clovis, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clovis, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clovis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.