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Mortgage Lenders and Brokers in Chino, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Chino, California mortgage lenders include US Bank, N.A.US Bank, N.A.4061 Grand Ave, Chino, CA 91710A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7033 Schaefer Ave 1a, Chino, CA 91710A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA12747 Central Ave, Chino, CA 91710A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA12455 Central Ave, Chino, CA 91710A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA12545 Central Ave, Chino, CA 91710A+5.0 ★Texas Ratio: 3.54%, First BankFirst Bank13641 Central Ave, Chino, CA 91710A+5.0 ★Texas Ratio: 4.74%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.5455 Riverside Dr, Chino, CA 91710A+5.0 ★Texas Ratio: 3.72%, Schoolsfirst FCUSchoolsfirst FCU4005 Grand Ave Ste D, Chino, CA 91710A+5.0 ★Texas Ratio: 5.56%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, and Cathay BankCathay Bank590 W Main St, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Chino, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chino are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Chino, California

Market share is the lender's share of all home loans closed in Chino, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 3 offices in Chino 4061 Grand Ave, Chino, CA 91710 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	28 +15 HELOCs	2.3%	65.1%	$424,642	View
JPMorgan Chase Bank, NA 3 offices in Chino 7033 Schaefer Ave 1a, Chino, CA 91710 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	22 +1 HELOCs	1.8%	75.9%	$505,909	View
Bank of America NA 1 office in Chino 12747 Central Ave, Chino, CA 91710 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +19 HELOCs	0.4%	100%	$339,000	View
Wells Fargo Bank NA 1 office in Chino 12455 Central Ave, Chino, CA 91710 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	5	0.4%	55.6%	$503,000	View
BMO Harris Bank NA 1 office in Chino 12545 Central Ave, Chino, CA 91710 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +8 HELOCs	0.2%	75%	$355,000	View
First Bank 1 office in Chino 13641 Central Ave, Chino, CA 91710 A+5.0 ★Texas Ratio: 4.74%	Conventional, Jumbo	1	0.1%	100%	$915,000	View
Zions Bancorporation, N.A. 1 office in Chino 5455 Riverside Dr, Chino, CA 91710 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +3 HELOCs	0%	0%		View
Schoolsfirst FCU 4005 Grand Ave Ste D, Chino, CA 91710 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	52 +60 HELOCs	4.2%	91.2%	$315,384	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo, HELOC	27 +1 HELOCs	2.2%	100%	$509,814	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	10	0.8%	100%	$399,000	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional, Jumbo	8	0.6%	100%	$625,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	8	0.6%	80%	$545,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo, HELOC	7 +2 HELOCs	0.6%	100%	$602,142	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	6 +1 HELOCs	0.5%	75%	$366,666	View
Orange County'S FCU 8401 Pine Ave Ste 110, Chino, CA 91708 9658 A+5.0 ★Texas Ratio: 4.43%	Conventional	6	0.5%	85.7%	$151,666	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	6	0.5%	100%	$506,666	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	5 +10 HELOCs	0.4%	100%	$523,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	5	0.4%	62.5%	$121,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	5	0.4%	83.3%	$179,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	5	0.4%	100%	$661,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.4%	71.4%	$181,000	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional, HELOC	4 +1 HELOCs	0.3%	33.3%	$130,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, Jumbo	4	0.3%	77.8%	$820,000	View
Pcb Bank 17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25%	Conventional, Jumbo	4	0.3%	100%	$652,500	View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$121,666
American First Credit Union 6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26%	Conventional	3	0.2%	100%	$41,666	View
The First Financial Federal Credit Union 13641 Central Ave, Chino, CA 91710 A+5.0 ★Texas Ratio: 4.74%	Conventional	3	0.2%	100%	$101,666	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	2 +8 HELOCs	0.2%	100%	$435,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$130,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.2%	66.7%	$570,000	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	2	0.2%	100%	$560,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	2	0.2%	100%	$625,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	1 +3 HELOCs	0.1%	66.7%	$475,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$515,000	View
S&S Financial 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$375,000	View
Bank Irvine 6201 Oak Canyon Suite 150, Irvine, CA 92618 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$805,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	1	0.1%	100%	$805,000	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0.1%	100%	$125,000	View
Open Bank 5141 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 6.54%	Conventional	1	0.1%	100%	$505,000	View
CTBC Bank USA 56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76%	Conventional	1	0.1%	100%	$355,000	View
Ilwu Federal Credit Union 3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01%	Conventional	1	0.1%	100%	$305,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	1	0.1%	100%	$105,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +3 HELOCs	0%	50%		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +2 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	HELOC	0 +1 HELOCs	0%	100%		View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, FHA, HELOC	36 +2 HELOCs	2.9%	85.7%	$330,277
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	21	1.7%	79.3%	$600,238
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, Jumbo, HELOC	20 +1 HELOCs	1.6%	96%	$619,000	View
New Wave Lending Group Inc	Conventional, Jumbo	18	1.5%	100%	$552,222
General Mortgage Capital Corporation	Conventional	17	1.4%	100%	$540,882
Emet Lending Group, Inc.	Conventional, Jumbo	16	1.3%	100%	$551,250
AmWest Funding Corp	Conventional, FHA, VA, HELOC	15 +2 HELOCs	1.2%	100%	$489,666
New American Funding, LLC.	Conventional, FHA, HELOC	11 +2 HELOCs	0.9%	85.7%	$369,545
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	11	0.9%	85.7%	$602,272
Nmsi, Inc.	Conventional	11	0.9%	100%	$475,000
Fidelity Lending Solutions Inc	Conventional	10	0.8%	100%	$505,000
American Financial Network, Inc.	Conventional, FHA, Jumbo	9	0.7%	90%	$687,222
Hometown Equity Mortgage, LLC	Conventional, FHA, Jumbo	9	0.7%	90%	$632,777
Inspire Home Loans Inc.	Conventional, Jumbo	9	0.7%	90.9%	$732,777
Paramount Residential Mortgage	Conventional, FHA	9	0.7%	100%	$390,555
AAA Capital Investment, Inc	Conventional	7	0.6%	100%	$492,142
ML Mortgage Corp.	Conventional, FHA, Jumbo	6	0.5%	88.9%	$751,666
Bay-Valley Mortgage Group	Conventional, VA	6	0.5%	100%	$580,000
Sierra Pacific Mortgage Co. Inc	Conventional, VA, Jumbo	6	0.5%	100%	$651,666
Nexera Holding LLC	Conventional, Jumbo	6	0.5%	100%	$570,000
Golden Empire Mortgage, Inc.	Conventional, FHA	5	0.4%	100%	$361,000
Royal Pacific Funding	Conventional, FHA	5	0.4%	100%	$533,000
First Stardand Financial dba Nexcap Home Loans	Conventional	5	0.4%	100%	$545,000
JSB Mortgage Corporation	Conventional, Jumbo	5	0.4%	100%	$685,000
Franklin Loan Corporation	Conventional	5	0.4%	100%	$491,000
Home Mortgage Alliance Corp (Hmac)	Conventional	4	0.3%	100%	$260,000
Guild Mortgage Company	Conventional, FHA	4	0.3%	100%	$455,000
Ahl Funding	FHA	4	0.3%	100%	$485,000
JMJ Financial Group Inc.	Conventional, FHA	4	0.3%	100%	$572,500
Ony Glo, Inc.	Conventional	4	0.3%	80%	$435,000
Provident Funding Associates	Conventional	4	0.3%	100%	$575,000
Ez Fundings Inc	Conventional, FHA	3	0.2%	100%	$658,333
Flexpoint, Inc.	Conventional, FHA, Jumbo	3	0.2%	100%	$648,333
T. J. Financial, Inc.	Conventional	3	0.2%	100%	$591,666
Popa FCU - Cerritos	Conventional	3	0.2%	75%	$285,000
Winprime Lending	Conventional, FHA	2	0.2%	100%	$535,000
Victoria Financial Corp	Conventional	2	0.2%	66.7%	$710,000
American Internet Mortgage, Inc.	Conventional	2	0.2%	100%	$500,000
Intelliloan, Inc.	Conventional, FHA	2	0.2%	100%	$595,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.2%	100%	$730,000
Geo-Corp, Inc.	FHA	2	0.2%	100%	$600,000
Carrington Mortgage Services LLC	FHA, VA	2	0.2%	36.4%	$475,000
JMAC Lending, Inc.	Conventional	2	0.2%	100%	$510,000
Southland Credit Uniom	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$205,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$485,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$625,000
Pacific Lending LLC	Conventional	1	0.1%	100%	$335,000
Infinity Equity Group, Inc.	VA, Jumbo	1	0.1%	100%	$845,000
AmeriHome Mortgage Company, LLC	VA	1	0.1%	100%	$605,000
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$655,000
Resicentral LLC	Conventional	1	0.1%	100%	$475,000
Habitfactory USA Inc dba Loaning AI	Conventional, Jumbo	1	0.1%	100%	$1,215,000
Constant Investments, Inc	Conventional	1	0.1%	100%	$595,000
Googain, Inc.	Conventional	1	0.1%	100%	$535,000
Network Capital Funding Corporation	Conventional	1	0.1%	50%	$505,000
Campos Financial Corp	Conventional, Jumbo	1	0.1%	100%	$1,075,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$645,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$155,000
Ardri LLC	Conventional	1	0.1%	100%	$535,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$785,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$155,000
Zillow Home Loans, LLC	FHA	1	0.1%	100%	$675,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$515,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$275,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$555,000
Figure Lending LLC	HELOC	0 +18 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +4 HELOCs	0%	0%
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	116 +23 HELOCs	9.4%	90%	$569,482
Rocket Mortgage	Conventional, FHA, VA, Jumbo	115	9.3%	82.1%	$407,695
Kbhs Home Loans, LLC	Conventional, FHA, VA	57	4.6%	95%	$602,017
Tri Pointe Connect, LLC	Conventional, FHA, VA	36	2.9%	97.4%	$504,722
Newrez LLC	Conventional, FHA, VA	29	2.3%	75.6%	$490,862
Homeowners Financial Group, LLC	Conventional, FHA	24	1.9%	100%	$480,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	23 +1 HELOCs	1.9%	100%	$590,217
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	19 +8 HELOCs	1.5%	76%	$278,684
Spring Eq, LLC	Conventional, HELOC	16 +8 HELOCs	1.3%	40.5%	$120,625
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo	14	1.1%	93.3%	$532,142
Nationstar Mortgage	Conventional	14	1.1%	73.7%	$169,285
The Loan Store, Inc	Conventional, VA, Jumbo, HELOC	13 +4 HELOCs	1.1%	87.5%	$611,153
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, Jumbo, HELOC	8 +3 HELOCs	0.6%	100%	$556,250	View
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	7	0.6%	88.9%	$575,000
Homeamerican Mortgage Corporation	Conventional, Jumbo	7	0.6%	87.5%	$783,571
Movement Mortgage, LLC	Conventional, FHA, HELOC	6 +1 HELOCs	0.5%	100%	$505,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	6	0.5%	100%	$591,666	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	6	0.5%	75%	$556,666	View
Mutual of Omaha Mortgage	Conventional, FHA, Jumbo	6	0.5%	85.7%	$531,666
Fairway Independent Mort Corp	Conventional, VA	6	0.5%	100%	$561,666
Amerisave Mortgage Company	Conventional	5	0.4%	50%	$195,000
Discover Bank	Conventional	5	0.4%	29.4%	$125,000
Champions Funding, LLC	Conventional	5	0.4%	100%	$431,000
Nqm Funding, LLC	Conventional, Jumbo	4	0.3%	100%	$555,000
Summit Mortgage Bankers, Inc.	Conventional	4	0.3%	100%	$405,000
Nations Direct Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$480,000
Loanunited.Com, LLC	FHA, VA	3	0.2%	100%	$735,000
Ark-La-Tex Financial Services LLC	Conventional	3	0.2%	100%	$581,666
Genisys Credit Union	Conventional, Jumbo	2	0.2%	100%	$1,020,000
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo	2	0.2%	100%	$745,000
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	29.4%	$210,000
Deephaven Mortgage LLC	Conventional	2	0.2%	66.7%	$325,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.2%	100%	$75,000	View
Ameritrust Mortgage Corporation	Conventional	2	0.2%	100%	$635,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	66.7%	$805,000	View
Mortgage Research Center	VA	2	0.2%	33.3%	$450,000
Top Flite Financial, Inc.	Conventional, FHA	2	0.2%	100%	$640,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$285,000
Better Mortgage Corporation	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$745,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$325,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$605,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000
Southwest Airlines FCU	Conventional	1	0.1%	100%	$715,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$765,000	View
American Airlines Federal Cred	Conventional, Jumbo	1	0.1%	100%	$1,205,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	50%	$165,000	View
Primelending	Conventional	1	0.1%	100%	$725,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$615,000	View
Everett Financial, Inc.	VA	1	0.1%	100%	$735,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$615,000
Sage Home Loans Corporation	Conventional	1	0.1%	50%	$745,000
Triad Financial Services, Inc.	Conventional	1	0.1%	75%	$185,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$795,000
Dart Bank	Conventional	1	0.1%	100%	$615,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$655,000
Credit Human Federal Credit Un	Conventional	1	0.1%	100%	$115,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
American Financing Corporation	Conventional	1	0.1%	40%	$415,000
Union Home Mortgage Corp.	FHA	1	0.1%	100%	$555,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$205,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$695,000
Ivy Mortgage, Inc.	Conventional	1	0.1%	100%	$515,000
Nfm, Inc	VA, Jumbo	1	0.1%	100%	$945,000
New Day Financial, LLC.	VA	1	0.1%	100%	$305,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$725,000
Encompass Lending Group, L.P.	FHA	1	0.1%	100%	$655,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$185,000
Planet Home Lending, LLC	VA	1	0.1%	50%	$765,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$885,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	50%	$485,000
Lower, LLC	Conventional	1	0.1%	100%	$475,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$705,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$615,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$605,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	50%	$435,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$555,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$635,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$435,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$515,000	View
Village Capital & Investment	FHA	1	0.1%	100%	$615,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	0%		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +3 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Chino Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Chino, California

Looking for mortgage lenders near me or mortgage brokers near me in Chino? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chino in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Chino, CA

Use these to narrow the list above. Each category shows how many Chino, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 129 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 42 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 40 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 44 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 28 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 42 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 110 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Chino, CA

Independent mortgage companies closed 75 percent of home loans in Chino, California in 2025, banks 13.8 percent and credit unions 11.2 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.

75%

Mortgage companies

13.8%

Banks

11.2%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Chino, CA

Who is the largest mortgage lender in Chino, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Chino, California with 28 loans, about 2.3 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Chino, CA have the highest approval rates?

Among lenders with meaningful volume in Chino, California, Kbhs Home Loans, LLC approved the highest share of completed applications in 2025 at 95 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Chino, CA mortgage lenders offer FHA, VA and USDA loans?

44 lenders closed FHA loans in Chino, California in 2025, led by United Wholesale Mortgage with 25. 28 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Chino, CA lender list?

Yes. 42 banks and 40 credit unions closed home loans in Chino, California in 2025, alongside 129 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Chino, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Chino, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chino, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chino. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.