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Mortgage Lenders and Brokers in Cathedral City, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Cathedral City, California mortgage lenders include US Bank, N.A.US Bank, N.A.35950 Date Palm Dr, Cathedral City, CA 92234A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA69020 Ramon Rd, Cathedral City, CA 92234A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA69135 Ramon Rd, Cathedral City, CA 92234A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Altura Credit UnionAltura Credit Union300 S Highland Springs Ave, Banning, CA 92220 6504A+5.0 ★Texas Ratio: 3.54%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Cathedral City, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cathedral City are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Cathedral City, California

Market share is the lender's share of all home loans closed in Cathedral City, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Cathedral City 35950 Date Palm Dr, Cathedral City, CA 92234 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	12 +14 HELOCs	1.5%	41.4%	$335,000	View
Wells Fargo Bank NA 1 office in Cathedral City 69020 Ramon Rd, Cathedral City, CA 92234 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	11	1.4%	61.1%	$377,727	View
Bank of America NA 1 office in Cathedral City 69135 Ramon Rd, Cathedral City, CA 92234 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	3 +17 HELOCs	0.4%	50%	$505,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	14 +13 HELOCs	1.8%	100%	$162,142	View
JPMorgan Chase Bank, NA 14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	14 +3 HELOCs	1.8%	88.2%	$319,285	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	8	1%	100%	$386,250	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	7	0.9%	100%	$326,428	View
Altura Credit Union 300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54%	Conventional	7	0.9%	53.8%	$230,714	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	7	0.9%	77.8%	$166,428	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional, VA	3	0.4%	100%	$481,666
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	2 +3 HELOCs	0.3%	100%	$505,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.3%	66.7%	$320,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	FHA, HELOC	1 +8 HELOCs	0.1%	50%	$505,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$385,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$265,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$455,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$345,000	View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0.1%	100%	$415,000	View
Sun Community FCU 1080 S Brawley Ave US Highway 86, Brawley, CA 92227 2350 A+5.0 ★Texas Ratio: 2.05%	Conventional	1	0.1%	100%	$145,000	View
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0.1%	100%	$105,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0.1%	100%	$465,000	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional	1	0.1%	50%	$545,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional	1	0.1%	100%	$125,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional	1	0.1%	100%	$225,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$435,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +2 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +2 HELOCs	0%	n/a		View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	HELOC	0 +1 HELOCs	0%	n/a		View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
San Diego County Credit Union 2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52%	HELOC	0 +1 HELOCs	0%	n/a		View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	HELOC	0 +1 HELOCs	0%	n/a		View
Uncle Credit Union 1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51%	HELOC	0 +1 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	0%		View
Meriwest Credit Union 19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	29 +1 HELOCs	3.7%	87.9%	$346,379
Franklin Loan Corporation	Conventional, FHA, VA	25	3.2%	96.3%	$410,200
Pennymac Loan Services LLC	Conventional, FHA	24	3%	80%	$306,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	17	2.1%	91.3%	$370,294	View
Kind Lending, LLC	Conventional, FHA	12	1.5%	85.7%	$295,000
ML Mortgage Corp.	Conventional, FHA, VA	11	1.4%	100%	$468,636
JMAC Lending, Inc.	Conventional, FHA	9	1.1%	100%	$456,111
New American Funding, LLC.	Conventional, FHA, HELOC	8 +1 HELOCs	1%	72.7%	$333,750
AmWest Funding Corp	Conventional, HELOC	6 +2 HELOCs	0.8%	100%	$298,333
Zillow Home Loans, LLC	Conventional, FHA	6	0.8%	100%	$365,000
Paramount Residential Mortgage	Conventional, FHA	6	0.8%	100%	$430,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.6%	100%	$577,000
Royal Pacific Funding	Conventional, FHA, VA	4	0.5%	100%	$442,500
Geo-Corp, Inc.	FHA	4	0.5%	100%	$492,500
Nmsi, Inc.	Conventional	4	0.5%	100%	$585,000
Cake Mortgage Corp.	Conventional, Jumbo	4	0.5%	80%	$600,000
Golden Empire Mortgage, Inc.	Conventional, FHA	3	0.4%	100%	$358,333
Guild Mortgage Company	Conventional, FHA, VA	3	0.4%	75%	$435,000
Mission Loans, LLC	Conventional, FHA	3	0.4%	100%	$305,000
Augusta Financial, Inc.	Conventional	2	0.3%	100%	$420,000
Resicentral LLC	Conventional, VA, Jumbo	2	0.3%	100%	$595,000
Bridgeway Lending Partners, LLC	Conventional	2	0.3%	100%	$380,000
American Financial Network, Inc.	Conventional, FHA	2	0.3%	100%	$295,000
HomeXpress Mortgage Corp.	Conventional, FHA	2	0.3%	40%	$500,000
PFN Lending Group, Inc.	Conventional	2	0.3%	100%	$370,000
New Wave Lending Group Inc	Conventional	2	0.3%	100%	$435,000
Flexpoint, Inc.	Conventional, FHA	2	0.3%	100%	$480,000
Stg Mortgage Inc	Conventional, FHA	2	0.3%	100%	$570,000
JSB Mortgage Corporation	Conventional	2	0.3%	100%	$455,000
Generations Home Loans, LLC	Conventional, VA, Jumbo	2	0.3%	100%	$780,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.3%	100%	$545,000
Carrington Mortgage Services LLC	Conventional, FHA	2	0.3%	29.4%	$195,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$435,000
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$405,000
Fundloans Capital	Conventional	1	0.1%	100%	$565,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$495,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	50%	$535,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$355,000
Fidelity Lending Solutions Inc	Conventional	1	0.1%	100%	$495,000
Winprime Lending	Conventional	1	0.1%	100%	$275,000
Ahl Funding	FHA	1	0.1%	50%	$645,000
First Nations Home Finance Corporation	Conventional	1	0.1%	100%	$165,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$125,000	View
Provident Funding Associates	Conventional	1	0.1%	50%	$385,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$375,000
Mason-McDuffie Mortgage Corporation	VA	1	0.1%	100%	$515,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$485,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$255,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	91 +1 HELOCs	11.5%	74.8%	$303,461
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	79 +5 HELOCs	10%	82.7%	$459,430
DHI Mortgage Company, LTD.	Conventional, FHA, VA	21	2.7%	80.8%	$559,285
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	18	2.3%	94.7%	$485,000
Nationstar Mortgage	Conventional, FHA	16	2%	85%	$256,250
Newrez LLC	Conventional, FHA, VA	14	1.8%	87.5%	$313,571
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	14	1.8%	100%	$438,571
Prosperity Home Mortgage, LLC	Conventional, VA	14	1.8%	100%	$465,714
Freedom Mortgage Corporation	Conventional, FHA, VA	13	1.6%	77.8%	$448,076
Spring Eq, LLC	Conventional, HELOC	12 +2 HELOCs	1.5%	58.3%	$116,666
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo	12	1.5%	100%	$446,666	View
The Loan Store, Inc	Conventional, FHA, VA, HELOC	11 +5 HELOCs	1.4%	93.3%	$373,181
Fairway Independent Mort Corp	Conventional, FHA	11	1.4%	91.7%	$301,363
Triad Financial Services, Inc.	Conventional	10	1.3%	82.6%	$121,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	8	1%	100%	$465,000	View
Bay Equity LLC	Conventional, FHA	6	0.8%	100%	$335,000
Movement Mortgage, LLC	Conventional	5	0.6%	100%	$431,000
Credit Human Federal Credit Un	Conventional	5	0.6%	46.7%	$89,000
21St Mortgage	Conventional	5	0.6%	41.7%	$103,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	4 +3 HELOCs	0.5%	66.7%	$287,500
Amerisave Mortgage Company	Conventional, FHA	4	0.5%	23.5%	$160,000
Mortgage Research Center	Conventional, VA, Jumbo	4	0.5%	44.4%	$545,000
Champions Funding, LLC	Conventional	4	0.5%	100%	$290,000
Guaranteed Rate Affinity, LLC	Conventional	3	0.4%	100%	$598,333
Deephaven Mortgage LLC	Conventional	3	0.4%	75%	$365,000
Discover Bank	Conventional	3	0.4%	21.4%	$131,666
Intercap Lending Inc	Conventional	3	0.4%	100%	$625,000
Geneva Financial LLC	Conventional	3	0.4%	100%	$605,000
Planet Home Lending, LLC	FHA	3	0.4%	75%	$415,000
Genway Home Mortgage, Inc.	Conventional	3	0.4%	33.3%	$425,000
Logan Finance Corporation	Conventional	3	0.4%	100%	$341,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.4%	100%	$641,666	View
American Financial Resources LLC	Conventional, VA	2	0.3%	100%	$490,000
Primelending	Conventional	2	0.3%	100%	$125,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.3%	30.8%	$510,000
Cardinal Financial Company, Li	Conventional	2	0.3%	100%	$480,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 5.65%	Conventional, FHA	2	0.3%	100%	$465,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.3%	100%	$285,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.3%	100%	$280,000	View
Tomo Mortgage LLC	Conventional	2	0.3%	100%	$315,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$325,000	View
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$65,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$295,000	View
RANLife, Inc.	FHA	1	0.1%	100%	$365,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$265,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$485,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$485,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$705,000
Equity Prime Mortgage LLC	VA	1	0.1%	100%	$715,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$285,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	50%	$585,000	View
PHH Mortgage Corporation	VA	1	0.1%	100%	$475,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$385,000	View
Emporium Tpo LLC	Conventional	1	0.1%	100%	$465,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$655,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$695,000	View
Click n' Close, Inc.	FHA	1	0.1%	100%	$405,000
Union Home Mortgage Corp.	Conventional	1	0.1%	50%	$805,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$655,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
Nfm, Inc	Conventional	1	0.1%	100%	$595,000
Churchill Mortgage Corporation	VA	1	0.1%	100%	$495,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$655,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$545,000	View
FirstBank	Conventional	1	0.1%	100%	$25,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$415,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	33.3%	$685,000
Mutual of Omaha Mortgage	FHA	1	0.1%	50%	$385,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$555,000	View
Lower, LLC	Conventional	1	0.1%	100%	$445,000
Cfbank NA ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$335,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$205,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	50%	$525,000	View
Toyota Financial Savings Bank	Conventional, Jumbo	1	0.1%	100%	$1,055,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$525,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$545,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$185,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +2 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union A+5.0 ★Texas Ratio: 2.07%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Cathedral City Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Cathedral City, California

Looking for mortgage lenders near me or mortgage brokers near me in Cathedral City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cathedral City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Cathedral City, CA

Use these to narrow the list above. Each category shows how many Cathedral City, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 111 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 37 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 50 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 27 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 13 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 75 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Cathedral City, CA

Independent mortgage companies closed 84.1 percent of home loans in Cathedral City, California in 2025, banks 10.9 percent and credit unions 5.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 3 loans.

84.1%

Mortgage companies

10.9%

Banks

5.1%

Credit unions

18%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Cathedral City, CA

Who is the largest mortgage lender in Cathedral City, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Cathedral City, California with 12 loans, about 1.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Cathedral City, CA have the highest approval rates?

Among lenders with meaningful volume in Cathedral City, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.7 percent, against a 78.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Cathedral City, CA mortgage lenders offer FHA, VA and USDA loans?

50 lenders closed FHA loans in Cathedral City, California in 2025, led by United Wholesale Mortgage with 21. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Cathedral City, CA lender list?

Yes. 37 banks and 28 credit unions closed home loans in Cathedral City, California in 2025, alongside 111 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Cathedral City, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Cathedral City, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cathedral City, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cathedral City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.