Mortgage Lenders and Brokers in Covington, Washington
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Covington, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.17601 Se 272nd St, Covington, WA 98042A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA27103 185th Ave Se, Covington, WA 98042A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA17029 Se 272nd St, Covington, WA 98042A+5.0 ★Texas Ratio: 3.68%, Boeing Employees' Credit UnionBoeing Employees' Credit Union17307 SE 272nd St Ste 110, Covington, WA 98042 5306, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, and American Continental BankAmerican Continental Bank11100 Ne 8th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 1.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Covington, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Covington are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Covington, Washington
Market share is the lender's share of all home loans closed in Covington, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Covington 17601 Se 272nd St, Covington, WA 98042 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +6 HELOCs |
1.6% | 66.7% | $745,000 | View |
|
1 office in Covington 27103 185th Ave Se, Covington, WA 98042 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +6 HELOCs |
0.8% | 75% | $521,666 | View |
|
1 office in Covington 17029 Se 272nd St, Covington, WA 98042 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $460,000 | View |
Boeing Employees' Credit Union
17307 SE 272nd St Ste 110, Covington, WA 98042 5306 |
Conventional, HELOC | 12 +57 HELOCs |
3.2% | 92.3% | $426,666 | |
|
24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 3 | 0.8% | 100% | $141,666 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 75% | $645,000 | View |
|
100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $555,000 | View |
|
1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $340,000 | View |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $85,000 | View |
|
11100 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
|
12916 4th Ave W, Everett, WA 98204 A+5.0 ★Texas Ratio: 2.66% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA, VA | 5 | 1.3% | 100% | $443,000 | |
Sammamish Mortgage Company
|
Conventional, VA | 3 | 0.8% | 100% | $568,333 | |
HomeStreet Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Wsecu
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 46 | 12.1% | 74.6% | $375,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
8.9% | 87.5% | $564,705 | |
Kbhs Home Loans, LLC
|
Conventional, FHA, VA | 24 | 6.3% | 96.2% | $598,333 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 22 | 5.8% | 96.2% | $512,727 | |
Guild Mortgage Company
|
Conventional, FHA | 16 | 4.2% | 94.4% | $431,250 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 16 | 4.2% | 100% | $480,625 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 13 | 3.4% | 100% | $646,538 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 11 | 2.9% | 91.7% | $417,727 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 8 +3 HELOCs |
2.1% | 88.9% | $662,500 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 8 | 2.1% | 100% | $512,500 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 6 | 1.6% | 100% | $580,000 | |
Newrez LLC
|
Conventional, FHA | 6 | 1.6% | 66.7% | $253,333 | |
Nfm, Inc
|
Conventional, FHA | 6 | 1.6% | 100% | $533,333 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 6 | 1.6% | 100% | $335,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 6 | 1.6% | 85.7% | $553,333 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 5 +2 HELOCs |
1.3% | 55.6% | $357,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 5 | 1.3% | 100% | $265,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 5 | 1.3% | 100% | $443,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, Jumbo | 5 | 1.3% | 100% | $565,000 | View |
Nationstar Mortgage
|
Conventional | 5 | 1.3% | 83.3% | $149,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +1 HELOCs |
1.1% | 80% | $277,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 4 | 1.1% | 44.4% | $232,500 | |
Directors Mortgage, Inc
|
Conventional, FHA | 4 | 1.1% | 100% | $365,000 | |
Priority Home Lending, LLC
|
Conventional | 4 | 1.1% | 100% | $535,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 1.1% | 100% | $305,000 | View |
The Loan Store, Inc
|
Conventional | 4 | 1.1% | 100% | $462,500 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 1.1% | 100% | $72,500 | View |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.8% | 100% | $671,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.8% | 30% | $261,666 | |
Provident Funding Associates
|
Conventional | 3 | 0.8% | 100% | $458,333 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 3 | 0.8% | 100% | $501,666 | |
Originpoint, LLC
|
Conventional | 2 | 0.5% | 100% | $545,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 2 | 0.5% | 100% | $535,000 | |
Global Federal Credit Union
|
Conventional | 2 | 0.5% | 66.7% | $345,000 | |
Generations Home Loans, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $480,000 | |
Mortgage Research Center
|
VA | 2 | 0.5% | 66.7% | $675,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.5% | 66.7% | $335,000 | View |
Mortgage Solutions of Colorado
|
FHA | 2 | 0.5% | 100% | $550,000 | |
Paramount Residential Mortgage
|
Conventional | 2 | 0.5% | 100% | $690,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 16.7% | $185,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $355,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $445,000 | View |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
Guaranteed Rate Affinity, LLC
|
FHA | 1 | 0.3% | 100% | $495,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.3% | 100% | $705,000 | |
|
A5.0 ★Texas Ratio: 6.81% |
Conventional | 1 | 0.3% | 50% | $405,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $125,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $655,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.3% | 100% | $695,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
Discover Bank
|
Conventional | 1 | 0.3% | 33.3% | $65,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.3% | 100% | $645,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.3% | 100% | $425,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $415,000 | |
Hometown Equity Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $595,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $575,000 | |
Right Start Mortgage, Inc
|
Conventional | 1 | 0.3% | 50% | $505,000 | |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.3% | 100% | $705,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $815,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $475,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 50% | $685,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.3% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nuvision Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Covington Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Covington, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Covington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Covington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Covington, WA
Use these to narrow the list above. Each category shows how many Covington, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Covington, WA
Independent mortgage companies closed 83.4 percent of home loans in Covington, Washington in 2025, banks 10 percent and credit unions 6.6 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Covington, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Covington, Washington with 6 loans, about 1.6 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Covington, Washington in 2025, led by United Wholesale Mortgage with 5. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 12 credit unions closed home loans in Covington, Washington in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Covington, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Covington, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Covington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
