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Mortgage Lenders and Brokers in Centreville, Virginia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Centreville, Virginia mortgage lenders include Truist BankTruist Bank14200e Centreville Sq, Centreville, VA 20121A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA14011d Saint Germain Dr, Centreville, VA 20121A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank14245 R Centreville Square Store 8, Centreville, VA 20121A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5902 Centreville Rd, Centreville, VA 20121A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA13928 Lee Hwy, Centreville, VA 20120A+5.0 ★Texas Ratio: 4.14%, United Bank VaUnited Bank Va6375 Multiplex Dr, Centreville, VA 20121A+5.0 ★Texas Ratio: 2.15%, PNC Bank N.A.PNC Bank N.A.5123 Westfields Blvd, Centreville, VA 20120A+5.0 ★Texas Ratio: 4.24%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co5519 Franconia Rd, Alexandria, VA 22310A5.0 ★Texas Ratio: 7.39%, Woori America BankWoori America Bank13830a 12 Braddock Road, Centreville, VA 20121A5.0 ★Texas Ratio: 11.01%, and Citibank, NACitibank, NA14175 S Germain Dr, Centreville, VA 20121A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Centreville, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Centreville are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Centreville, Virginia

Market share is the lender's share of all home loans closed in Centreville, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 2 offices in Centreville 14200e Centreville Sq, Centreville, VA 20121 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	22 +37 HELOCs	2.7%	91.7%	$493,181	View
Wells Fargo Bank NA 1 office in Centreville 14011d Saint Germain Dr, Centreville, VA 20121 A+5.0 ★Texas Ratio: 5.36%	Conventional	10	1.2%	83.3%	$295,000	View
M&T Bank 1 office in Centreville 14245 R Centreville Square Store 8, Centreville, VA 20121 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	7 +5 HELOCs	0.9%	87.5%	$530,714	View
JPMorgan Chase Bank, NA 1 office in Centreville 5902 Centreville Rd, Centreville, VA 20121 A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.6%	100%	$527,000	View
Bank of America NA 1 office in Centreville 13928 Lee Hwy, Centreville, VA 20120 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +24 HELOCs	0.5%	80%	$415,000	View
United Bank Va 1 office in Centreville 6375 Multiplex Dr, Centreville, VA 20121 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	3 +5 HELOCs	0.4%	100%	$558,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Centreville 5123 Westfields Blvd, Centreville, VA 20120 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +41 HELOCs	0.2%	100%	$415,000	View
Burke & Herbert Bk & Tr Co 1 office in Centreville 5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39%	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$550,000	View
Woori America Bank 1 office in Centreville 13830a 12 Braddock Road, Centreville, VA 20121 A5.0 ★Texas Ratio: 11.01%	Conventional	2	0.2%	100%	$880,000	View
Citibank, NA 1 office in Centreville 14175 S Germain Dr, Centreville, VA 20121 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	50%	$335,000	View
Navy Federal Credit Union 5900 Fort Dr, Centreville, VA 20121 A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	38 +32 HELOCs	4.6%	73.6%	$312,894
Apple Federal Credit Union 14260J Centreville Sq, Centreville, VA 20121	Conventional, HELOC	14 +30 HELOCs	1.7%	58.3%	$261,428
Citizens Bank, NA 1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44%	Conventional, VA, Jumbo, HELOC	13 +12 HELOCs	1.6%	100%	$560,384	View
The Freedom Bank of Virginia 4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99%	Conventional, FHA	10	1.2%	90.9%	$508,000	View
Northwest Federal Credit Union 1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	7 +6 HELOCs	0.9%	100%	$210,714	View
Atlantic Union Bank 115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	6 +5 HELOCs	0.7%	100%	$541,666	View
Bank of Clarke 44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27%	Conventional	4	0.5%	80%	$402,500	View
TowneBank 10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60%	Conventional, VA	4	0.5%	100%	$680,000	View
Langley Federal Credit Union 13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	3 +4 HELOCs	0.4%	100%	$651,666	View
First National Bank of PA 704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	3 +3 HELOCs	0.4%	100%	$221,666	View
Presidential Bank, FSB 1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48%	Conventional, VA	3	0.4%	100%	$705,000	View
TD Bank 6200 Multiplex Dr, Centreville, VA 20121 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +5 HELOCs	0.2%	40%	$540,000	View
Abnb Federal Credit Union 1109 Cedar Rd, Chesapeake, VA 23322 7198 A+5.0 ★Texas Ratio: 5.45%	Conventional	2	0.2%	100%	$560,000	View
Blue Ridge Bank 18 Sandy St, Callao, VA 22435 A5.0 ★Texas Ratio: 8.11%	Conventional	1	0.1%	100%	$555,000	View
The National Capital Bank of Washington 2505 Wilson Blvd, Arlington, VA 22201 A-5.0 ★Texas Ratio: 14.51%	Conventional	1	0.1%	100%	$235,000	View
Trustar Bank 3101 Wilson Blvd, Arlington, VA 22201 A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$645,000	View
Primis Bank 201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$575,000	View
Potomac Bank 446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66%	Conventional	1	0.1%	100%	$245,000	View
Shore United Bank, N.A. 425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61%	Conventional	1	0.1%	100%	$535,000	View
Fulton Bank, National Association 95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85%	HELOC	0 +1 HELOCs	0%	n/a		View
Virginia Federal Credit Union 120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40%	HELOC	0 +1 HELOCs	0%	n/a		View
Signature Federal Credit Union 12 HERBERT ST, Alexandria, VA 22305 A5.0 ★Texas Ratio: 10.99%	HELOC	0 +1 HELOCs	0%	n/a		View
Pinnacle Bank 4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Justice Federal Credit Union 600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Atlantic Coast Mortgage, LLC	Conventional, FHA, VA	29	3.5%	93.8%	$404,655
Intercoastal Mortgage, LLC	Conventional, FHA, VA	18	2.2%	100%	$584,444
First Heritage Mortgage, LLC	Conventional, FHA, VA	14	1.7%	100%	$491,428
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	14	1.7%	100%	$537,142
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional, FHA, VA	11	1.3%	100%	$525,000
Vellum Mortgage, Inc.	Conventional, FHA, VA	9	1.1%	100%	$511,666
First Savings Mortgage Corporation	Conventional, VA	6	0.7%	100%	$630,000
Atlantic Bay Mortgage Group	Conventional, VA	5	0.6%	100%	$513,000
ALCOVA Mortgage, LLC	Conventional	4	0.5%	100%	$445,000
Loansteady LLC	Conventional	2	0.2%	100%	$565,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	100%	$260,000	View
Credit Union Mortgage Associat	Conventional	2	0.2%	100%	$365,000
Congressional Federal Credit Union A5.0 ★Texas Ratio: 8.63%	Conventional	2	0.2%	100%	$300,000	View
Capital Center LLC	Conventional	2	0.2%	66.7%	$515,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$455,000
City Lending Inc.	FHA	1	0.1%	100%	$485,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$765,000
1St Advantage Federal Credit U	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA	61	7.5%	82.7%	$376,311
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	60 +2 HELOCs	7.3%	88.4%	$529,666
Pennymac Loan Services LLC	Conventional, FHA, VA	27	3.3%	96.7%	$406,481
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	24 +1 HELOCs	2.9%	100%	$481,666
Movement Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, FHA, VA	17	2.1%	100%	$432,647	View
Nationstar Mortgage	Conventional, FHA, VA	15	1.8%	94.7%	$269,666
loanDepot.com LLC	Conventional, FHA, HELOC	14 +3 HELOCs	1.7%	77.8%	$320,000
Cmg Mortgage Inc	Conventional, FHA, VA	14	1.7%	93.8%	$592,857
Fairway Independent Mort Corp	Conventional, FHA, HELOC	13 +1 HELOCs	1.6%	100%	$480,384
Guaranteed Rate, Inc.	Conventional, FHA, VA	13	1.6%	100%	$619,615
Freedom Mortgage Corporation	Conventional, FHA, VA	10	1.2%	100%	$446,000
The Loan Store, Inc	Conventional	10	1.2%	100%	$410,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	10	1.2%	100%	$396,000	View
Embrace Home Loans, Inc.	Conventional, VA	9	1.1%	100%	$533,888
Instamortgage, Inc	Conventional, VA	8	1%	100%	$357,500
Emet Lending Group, Inc.	Conventional	8	1%	100%	$483,750
K. Hovnanian American Mortgage	Conventional, FHA, VA	8	1%	88.9%	$618,750
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	7 +1 HELOCs	0.9%	87.5%	$339,285	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	7	0.9%	100%	$502,142	View
Newrez LLC	Conventional	7	0.9%	58.8%	$386,428
Spring Eq, LLC	Conventional	7	0.9%	41.2%	$122,142
Union Home Mortgage Corp.	Conventional, FHA	6	0.7%	100%	$388,333
Nfm, Inc	Conventional, VA	6	0.7%	100%	$455,000
Provident Funding Associates	Conventional	6	0.7%	75%	$436,666
Mortgage Research Center	Conventional, VA	6	0.7%	60%	$756,666
Nations Direct Mortgage, LLC	Conventional, VA	6	0.7%	85.7%	$575,000
Mutual of Omaha Mortgage	Conventional, VA	6	0.7%	85.7%	$530,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	5	0.6%	100%	$711,000
PHH Mortgage Corporation	Conventional, VA	5	0.6%	100%	$415,000
AmWest Funding Corp	Conventional	5	0.6%	100%	$399,000
First Home Mortgage	Conventional, VA	4	0.5%	100%	$545,000
New American Funding, LLC.	Conventional, FHA, VA	4	0.5%	62.5%	$402,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	4	0.5%	66.7%	$167,500	View
SWBC Mortgage Corporation	Conventional	3	0.4%	100%	$581,666
Nbkc Bank	Conventional	3	0.4%	100%	$558,333
American Financial Network, Inc.	Conventional	3	0.4%	75%	$418,333
American Pacific Mortgage Corporation	Conventional, FHA	3	0.4%	100%	$458,333
Keystone Funding, Inc	Conventional	3	0.4%	100%	$478,333
Nmsi, Inc.	Conventional	3	0.4%	100%	$431,666
Paramount Residential Mortgage	Conventional	3	0.4%	100%	$545,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +11 HELOCs	0.2%	40%	$415,000
Bank Fund Staff Federal Credit	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$500,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	2	0.2%	66.7%	$270,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$365,000	View
Educational Systems FCU	Conventional	2	0.2%	100%	$775,000
Goodleap, LLC	Conventional	2	0.2%	100%	$305,000
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	40%	$55,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$570,000
Dart Bank	Conventional	2	0.2%	75%	$410,000
Filo Mortgage, LLC	Conventional	2	0.2%	100%	$730,000
Amerisave Mortgage Company	Conventional	2	0.2%	18.2%	$130,000
Guild Mortgage Company	Conventional, FHA	2	0.2%	100%	$415,000
General Mortgage Capital Corporation	Conventional	2	0.2%	100%	$385,000
Das Acquisition Company, LLC	Conventional	2	0.2%	100%	$410,000
New Wave Lending Group Inc	Conventional	2	0.2%	100%	$435,000
Select Lending Services, LLC A5.0 ★Texas Ratio: 11.24%	Conventional, VA	2	0.2%	100%	$510,000	View
Bay Equity LLC	Conventional	2	0.2%	100%	$440,000
First Colony Mortgage Corporat	Conventional, FHA	2	0.2%	100%	$480,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	66.7%	$500,000	View
Zillow Home Loans, LLC	Conventional	2	0.2%	66.7%	$495,000
Lower, LLC	Conventional, FHA	2	0.2%	100%	$465,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$65,000	View
State Employees Credit Union of MD	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,455,000
Lafayette Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$165,000
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$375,000
American Portfolio Mortgage Corporation	Conventional	1	0.1%	100%	$615,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$665,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$175,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$405,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$505,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$245,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$355,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$1,035,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$705,000	View
Mortgage Capital Partners, INC	Conventional	1	0.1%	100%	$345,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$115,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	50%	$465,000	View
Bayshore Mortgage Funding	FHA	1	0.1%	100%	$575,000
Discover Bank	Conventional	1	0.1%	11.1%	$55,000
American Financing Corporation	FHA	1	0.1%	100%	$715,000
ClearPath Lending	VA	1	0.1%	100%	$725,000
Federated Mortgage Corp	Conventional	1	0.1%	100%	$435,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$805,000
Coastal Federal Credit Union B4.5 ★Texas Ratio: 20.96%	Conventional	1	0.1%	100%	$745,000	View
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$375,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$475,000
Foundation Mortgage Corporation	Conventional	1	0.1%	100%	$615,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$245,000
Intelliloan, Inc.	VA	1	0.1%	100%	$515,000
T2 Financial LLC	Conventional	1	0.1%	100%	$515,000
Agriculture Federal Credit Union	Conventional	1	0.1%	100%	$75,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	50%	$325,000
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$625,000
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$215,000
Uif Corporation	Conventional	1	0.1%	100%	$555,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$265,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$545,000
Summit Funding.Inc	FHA	1	0.1%	100%	$735,000
Mld Mortgage, Inc.Dba the Money Store	FHA	1	0.1%	100%	$615,000
United Nations Federal CU	Conventional	1	0.1%	100%	$715,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$345,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$635,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$605,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$395,000
Village Capital & Investment	VA	1	0.1%	50%	$915,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$515,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$875,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
State Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	n/a
Better Mortgage Corporation	HELOC	0 +1 HELOCs	0%	n/a
Northrop Grumman Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Centreville Mortgage Rate Trends

Daily average mortgage rates for Virginia compared with the national average, updated every evening.

30-Year Fixed VA Avg

7.501%

▲ 0.110 vs 7 days ago

15-Year Fixed VA Avg

6.940%

▲ 0.085 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Centreville, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Centreville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Centreville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Centreville, VA

Use these to narrow the list above. Each category shows how many Centreville, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 104 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 42 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 34 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 39 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in VA 34 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Centreville, VA

Independent mortgage companies closed 72.1 percent of home loans in Centreville, Virginia in 2025, banks 18.1 percent and credit unions 9.8 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Burke & Herbert Bk & Tr Co led with 2 loans.

72.1%

Mortgage companies

18.1%

Banks

9.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Virginia Beach 307 lenders Chesapeake 236 lenders Norfolk 216 lenders Richmond 254 lenders Newport News 193 lenders Hampton 185 lenders Suffolk 178 lenders Arlington 238 lenders Portsmouth 176 lenders Alexandria 227 lenders Roanoke 164 lenders Lynchburg 161 lenders

Frequently Asked Questions About Mortgage Lenders in Centreville, VA

Who is the largest mortgage lender in Centreville, VA?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Centreville, Virginia with 22 loans, about 2.7 percent of the market. The largest lender headquartered in Virginia was Burke & Herbert Bk & Tr Co with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Centreville, VA have the highest approval rates?

Among lenders with meaningful volume in Centreville, Virginia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.4 percent, against a 86.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Centreville, VA mortgage lenders offer FHA, VA and USDA loans?

34 lenders closed FHA loans in Centreville, Virginia in 2025, led by United Wholesale Mortgage with 6. 39 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Centreville, VA lender list?

Yes. 42 banks and 28 credit unions closed home loans in Centreville, Virginia in 2025, alongside 104 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Centreville, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Centreville, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Centreville, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Centreville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.