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Mortgage Lenders and Brokers in Columbia, Tennessee

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Columbia, Tennessee mortgage lenders include Regions BankRegions Bank884 S James Campbell Boulevard, Columbia, TN 38401A+5.0 ★Texas Ratio: 4.37%, TriStar BankTriStar Bank601 S James Campbell Blvd, Columbia, TN 38402A5.0 ★Texas Ratio: 7.05%, US Bank, N.A.US Bank, N.A.901 West James Campbell Boulevard, Columbia, TN 38401A+5.0 ★Texas Ratio: 2.85%, Heritage Bank & TrustHeritage Bank & Trust217 S James M Campbell Blvd, Columbia, TN 38401A5.0 ★Texas Ratio: 6.02%, United Community BankUnited Community Bank601 N Garden St, Columbia, TN 38401A+5.0 ★Texas Ratio: 2.97%, First Farmers and Merchants BankFirst Farmers and Merchants Bank1202 S James M Campbell Blvd, Columbia, TN 38401A+5.0 ★Texas Ratio: 0.81%, First Horizon BankFirst Horizon Bank1404 S James M Campbell Blvd, Columbia, TN 38401A+5.0 ★Texas Ratio: 5.76%, Kelley Mortgage, LLCKelley Mortgage, LLC1107 Mineral Wells Ave, Paris, TN 38242 4903A+5.0 ★Texas Ratio: 2.52%, FirstbankFirstbank18 Public Sq, Columbia, TN 38401A5.0 ★Texas Ratio: 7.51%, and Ascend Federal Credit UnionAscend Federal Credit Union981 W James M Campbell Blvd, Columbia, TN 38401 4806A+5.0 ★Texas Ratio: 2.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Columbia, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbia are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Columbia, Tennessee

Market share is the lender's share of all home loans closed in Columbia, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 2 offices in Columbia 884 S James Campbell Boulevard, Columbia, TN 38401 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	27 +38 HELOCs	1.8%	58.2%	$191,666	View
TriStar Bank 3 offices in Columbia 601 S James Campbell Blvd, Columbia, TN 38402 A5.0 ★Texas Ratio: 7.05%	Conventional, FHA	20	1.3%	100%	$234,000	View
US Bank, N.A. 1 office in Columbia 901 West James Campbell Boulevard, Columbia, TN 38401 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	18 +10 HELOCs	1.2%	78.3%	$331,111	View
Heritage Bank & Trust 217 S James M Campbell Blvd, Columbia, TN 38401 A5.0 ★Texas Ratio: 6.02%	Conventional, Jumbo	17	1.1%	81%	$385,588	View
United Community Bank 3 offices in Columbia 601 N Garden St, Columbia, TN 38401 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, HELOC	16 +49 HELOCs	1.1%	76.2%	$306,250	View
First Farmers and Merchants Bank 4 offices in Columbia 1202 S James M Campbell Blvd, Columbia, TN 38401 A+5.0 ★Texas Ratio: 0.81%	Conventional, HELOC	12 +33 HELOCs	0.8%	72.2%	$215,833	View
First Horizon Bank ★ 5 stars, 1 review 2 offices in Columbia 1404 S James M Campbell Blvd, Columbia, TN 38401 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	8 +14 HELOCs	0.5%	100%	$392,500	View
Kelley Mortgage, LLC 1107 Mineral Wells Ave, Paris, TN 38242 4903 A+5.0 ★Texas Ratio: 2.52%	Conventional, FHA, VA	6	0.4%	100%	$243,333	View
Firstbank 18 Public Sq, Columbia, TN 38401 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, USDA, HELOC	42 +7 HELOCs	2.8%	97.7%	$259,047	View
Ascend Federal Credit Union 981 W James M Campbell Blvd, Columbia, TN 38401 4806 A+5.0 ★Texas Ratio: 2.35%	Conventional, HELOC	34 +16 HELOCs	2.2%	89.5%	$192,647	View
First Community Mortgage, Inc. 2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA	17	1.1%	100%	$333,235	View
Pinnacle Bank 5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.5%	100%	$811,250	View
JPMorgan Chase Bank, NA 11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	7 +1 HELOCs	0.5%	100%	$442,142	View
Old National Bank 106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	7 +1 HELOCs	0.5%	87.5%	$333,571	View
First National Bank of Middle Tennessee 1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43%	Conventional, FHA, VA	6	0.4%	100%	$403,333	View
Wells Fargo Bank NA 9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.4%	75%	$370,000	View
Wilson Bank and Trust 306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75%	Conventional	6	0.4%	87.5%	$286,666	View
First Commerce Bank 4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58%	Conventional	6	0.4%	100%	$228,333	View
Fifth Third Bank, National Association 5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	5 +13 HELOCs	0.3%	71.4%	$225,000	View
Bank of Frankewing 2324 Highway 64, Frankewing, TN 38459 F2.7 ★Texas Ratio: 42.60%	Conventional	5	0.3%	83.3%	$265,000	View
Community Mortgage Corporation 1007 Us Highway 45 N, Henderson, TN 38340	Conventional, VA	4	0.3%	100%	$287,500
Truist Bank ★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +3 HELOCs	0.2%	75%	$221,666	View
Republic Bank & Trust 101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$278,333	View
Renasant Bank 6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo	3	0.2%	100%	$661,666	View
Southeast Financial Credit Union 1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98%	Conventional	3	0.2%	100%	$45,000	View
Bank of America NA 6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$265,000	View
Bank of Tennessee 1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09%	Conventional	2	0.1%	66.7%	$395,000	View
City National Bank 1005 17th Ave S, Nashville, TN 37212 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	2	0.1%	100%	$1,725,000	View
Volunteer Bank 214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34%	Conventional	2	0.1%	66.7%	$230,000	View
Servisfirst Bank 5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$855,000	View
Fortera Federal Credit Union 2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$295,000	View
Studio Bank 1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28%	Conventional	1	0.1%	100%	$355,000	View
McKenzie Banking Company 1467 W Church St, Alamo, TN 38001 A5.0 ★Texas Ratio: 9.76%	Conventional	1	0.1%	100%	$415,000	View
Ornl Federal Credit Union 103 Hamilton Crossing Dr, Alcoa, TN 37701	Conventional	1	0.1%	100%	$575,000
Leaders Credit Union 5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77%	Conventional	1	0.1%	100%	$205,000	View
First South Financial Federal Credit Union 11624 Highway 51 S, Atoka, TN 38004 A+5.0 ★Texas Ratio: 0.35%	HELOC	0 +3 HELOCs	0%	n/a		View
Simmons Bank 5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Community Trust Bank, Inc. 2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53%	HELOC	0 +1 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Churchill Mortgage Corporation	Conventional, FHA, VA	17	1.1%	100%	$299,705
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	17	1.1%	39.2%	$297,352
Mortgage Investors Group	Conventional, FHA	10	0.7%	91.7%	$360,000
Legacy Home Loans, LLC	Conventional	9	0.6%	75%	$419,444
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$220,000	View
The Local Lender, LLC	Conventional	2	0.1%	100%	$590,000
21St Mortgage	Conventional	2	0.1%	50%	$190,000
F&M Bank A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Rocket Mortgage A+5.0 ★Texas Ratio: 2.03%	Conventional, FHA, VA	126	8.3%	80.2%	$217,777	View
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo	122	8%	95.4%	$346,147
Lennar Mortgage, LLC	Conventional, FHA, VA	118	7.8%	90.8%	$347,203
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	77	5.1%	98.7%	$305,649
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	44 +6 HELOCs	2.9%	98.1%	$330,000
Homeamerican Mortgage Corporation	Conventional, FHA, VA	40	2.6%	89.1%	$400,000
Fairway Independent Mort Corp	Conventional, FHA, VA	34	2.2%	97.1%	$376,176
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	32 +2 HELOCs	2.1%	94.1%	$380,312
Listerhill Credit Union A+5.0 ★Texas Ratio: 3.96%	Conventional, HELOC	29 +9 HELOCs	1.9%	93.5%	$217,413
Pennymac Loan Services LLC	Conventional, FHA, VA	26	1.7%	83.9%	$330,000
Mortgage Research Center	VA	23	1.5%	76.7%	$336,739
loanDepot.com LLC	Conventional, FHA, VA	22	1.4%	75.9%	$265,454
New American Funding, LLC.	Conventional, FHA, VA, HELOC	20 +2 HELOCs	1.3%	95.2%	$258,500
Freedom Mortgage Corporation	Conventional, FHA, VA	19	1.3%	90.3%	$299,736
Liberty Federal Credit Union	Conventional, FHA, VA, Jumbo, HELOC	17 +7 HELOCs	1.1%	94.4%	$627,352
Highlands Residential Mortgage, Ltd.	Conventional, FHA	17	1.1%	100%	$269,705
First Equity Mortgage Inc	Conventional, FHA, VA	17	1.1%	85%	$426,764
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	14	0.9%	93.3%	$389,285	View
Amerisave Mortgage Company	Conventional, FHA, HELOC	13 +1 HELOCs	0.9%	54.2%	$153,461
SWBC Mortgage Corporation	Conventional, FHA	12	0.8%	100%	$324,166
Newrez LLC	Conventional, FHA, VA	12	0.8%	77.8%	$377,500
Nationstar Mortgage	Conventional, FHA, VA	12	0.8%	70.6%	$195,000
The Loan Store, Inc	Conventional, HELOC	11 +4 HELOCs	0.7%	100%	$321,363
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 0.86%	Conventional	10	0.7%	85.7%	$110,000	View
Spring Eq, LLC	Conventional, HELOC	9 +3 HELOCs	0.6%	50%	$116,111
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	9 +2 HELOCs	0.6%	100%	$445,000
Movement Mortgage, LLC	Conventional, FHA, USDA, HELOC	9 +1 HELOCs	0.6%	100%	$263,888
Farm Credit Mid-America, Aca	Conventional, Jumbo	9	0.6%	90%	$692,777
Premier Mortgage Resources, LLC	Conventional, FHA, VA	8	0.5%	100%	$292,500
Jet HomeLoans, LP	Conventional, FHA	8	0.5%	100%	$652,500
American Financial Resources LLC	Conventional, FHA, VA	7	0.5%	87.5%	$332,142
Compass Mortgage, Inc.	Conventional, FHA	7	0.5%	100%	$335,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	7	0.5%	63.6%	$322,142
Canopy Mortgage, LLC	Conventional, FHA	5	0.3%	100%	$309,000
Equity Prime Mortgage LLC	FHA, VA, USDA	5	0.3%	100%	$373,000
PHH Mortgage Corporation	Conventional, FHA, VA	5	0.3%	100%	$471,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA	5	0.3%	100%	$497,000	View
Success Mortgage Partners, Inc	Conventional, FHA, VA	5	0.3%	100%	$201,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.3%	83.3%	$491,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.3%	100%	$191,000	View
Paramount Residential Mortgage	Conventional, FHA	5	0.3%	100%	$353,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	5	0.3%	100%	$285,000	View
Village Capital & Investment	VA	5	0.3%	77.8%	$455,000
ALCOVA Mortgage, LLC	Conventional	4	0.3%	100%	$267,500
American Financial Network, Inc.	Conventional, FHA	4	0.3%	66.7%	$382,500
Mutual of Omaha Mortgage	Conventional, VA	4	0.3%	66.7%	$365,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	4	0.3%	100%	$360,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, VA, HELOC	3 +2 HELOCs	0.2%	100%	$381,666	View
Union Home Mortgage Corp.	Conventional, FHA, HELOC	3 +1 HELOCs	0.2%	100%	$271,666
Primary Residential Mortgage, INC.	Conventional, VA	3	0.2%	100%	$495,000
Lakeview Loan Servicing, LLC	FHA	3	0.2%	46.7%	$311,666
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$371,666
ClearPath Lending	VA	3	0.2%	100%	$358,333
Flat Branch Mortgage, Inc.	Conventional	3	0.2%	100%	$281,666
First Colony Mortgage Corporat	Conventional, FHA	3	0.2%	100%	$285,000
Nfm, Inc	Conventional	3	0.2%	100%	$491,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	75%	$265,000	View
T2 Financial LLC	Conventional, FHA	3	0.2%	75%	$428,333
Iserve Residential Lending	Conventional, FHA	3	0.2%	100%	$425,000
Lower, LLC	Conventional	3	0.2%	75%	$225,000
Texana Bank	Conventional, VA	3	0.2%	100%	$485,000
Cadence Bank	FHA, HELOC	2 +6 HELOCs	0.1%	50%	$295,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	VA, HELOC	2 +2 HELOCs	0.1%	40%	$420,000
Better Mortgage Corporation	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	100%	$355,000
Interlinc Mortgage Services, LLC	Conventional	2	0.1%	100%	$380,000
Kind Lending, LLC	FHA	2	0.1%	66.7%	$430,000
Dart Bank	Conventional	2	0.1%	100%	$245,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.1%	100%	$425,000	View
AdvantageFirst Lending Inc	Conventional, FHA	2	0.1%	66.7%	$300,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	2	0.1%	100%	$530,000	View
First Alliance Home Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$330,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$150,000
Cardinal Financial Company, Li	FHA, VA	2	0.1%	100%	$255,000
New Day Financial, LLC.	VA	2	0.1%	40%	$220,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	2	0.1%	100%	$540,000	View
M/I Financial. LLC	Conventional, FHA	2	0.1%	100%	$345,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	2	0.1%	100%	$255,000	View
Endeavor Capital, LLC	FHA	2	0.1%	100%	$180,000
Summit Funding.Inc	Conventional	2	0.1%	66.7%	$205,000
Hope Federal Credit Union	Conventional	2	0.1%	100%	$150,000
Reliance First Capital, LLC	FHA	2	0.1%	100%	$280,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.1%	50%	$140,000	View
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$215,000
American Neighborhood Mortgage Acceptance Company	FHA	2	0.1%	100%	$265,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +4 HELOCs	0.1%	100%	$225,000
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000
ML Mortgage Corp.	VA	1	0.1%	100%	$355,000
State Employees' Credit Union	Conventional	1	0.1%	100%	$385,000
Alliant Credit Union	Conventional	1	0.1%	100%	$235,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$465,000	View
The Bank of Missouri A5.0 ★Texas Ratio: 9.58%	Conventional	1	0.1%	100%	$265,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$105,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0.1%	100%	$275,000	View
Goodleap, LLC	Conventional	1	0.1%	100%	$125,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$775,000	View
Independence Bank of Kentucky A+5.0 ★Texas Ratio: 0.79%	Conventional	1	0.1%	100%	$155,000	View
Everett Financial, Inc.	FHA	1	0.1%	100%	$445,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$305,000
Climate First Bank A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0.1%	100%	$965,000	View
Infinity Equity Group, Inc.	FHA	1	0.1%	100%	$405,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	FHA	1	0.1%	100%	$365,000	View
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	66.7%	$965,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$255,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$425,000
Oaktree Funding Corp	Conventional, Jumbo	1	0.1%	100%	$1,625,000
Capital City Home Loans, LLC	Conventional	1	0.1%	100%	$545,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$795,000
Guild Mortgage Company	Conventional	1	0.1%	100%	$745,000
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$245,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$385,000
Shelter Lending Services, LLC	Conventional	1	0.1%	100%	$155,000
Bay-Valley Mortgage Group	VA	1	0.1%	100%	$405,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$255,000
Consumer First Mortgage, Inc.	VA	1	0.1%	100%	$745,000
Mortgage Assurance Inc	Conventional	1	0.1%	100%	$665,000
FirstTrust Home Loans	Conventional	1	0.1%	100%	$285,000
Ross Mortgage Corporation	VA	1	0.1%	100%	$255,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$185,000
Strong Home Mortgage, LLC	FHA	1	0.1%	100%	$415,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$465,000
3rd Street Financial Corp	FHA	1	0.1%	100%	$295,000
Fairwinds Credit Union	Conventional	1	0.1%	100%	$315,000
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
Intouch Credit Union B-4.3 ★Texas Ratio: 24.02%	Conventional	1	0.1%	100%	$265,000	View
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$355,000
Provident Funding Associates	Conventional	1	0.1%	50%	$125,000
Wright Patt Credit Union Inc	Conventional	1	0.1%	100%	$285,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$245,000
Wolfe Financial Inc	Conventional	1	0.1%	100%	$205,000
Milend, Inc A5.0 ★Texas Ratio: 8.17%	Conventional	1	0.1%	50%	$765,000	View
Stockton Mortgage Corporation	Conventional	1	0.1%	50%	$235,000
United Mortgage Corp.	Conventional	1	0.1%	100%	$785,000
Towne Mortgage Company	FHA	1	0.1%	100%	$385,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$295,000	View
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$155,000
TowneBank	Conventional	1	0.1%	100%	$305,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
Veritas Funding, LLC	FHA	1	0.1%	100%	$205,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$95,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$255,000
Bank Five Nine A5.0 ★Texas Ratio: 8.25%	Conventional	1	0.1%	100%	$375,000	View
Gmfs, LLC	FHA	1	0.1%	100%	$245,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	50%	$145,000
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$235,000
Champions Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$1,345,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$115,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$345,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	n/a		View
Redstone Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Truliant Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Citizens National Bank	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Bank and Trust Company	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Columbia Mortgage Rate Trends

Daily average mortgage rates for Tennessee compared with the national average, updated every evening.

30-Year Fixed TN Avg

7.337%

▲ 0.104 vs 7 days ago

15-Year Fixed TN Avg

6.671%

▲ 0.037 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Columbia, Tennessee

Looking for mortgage lenders near me or mortgage brokers near me in Columbia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbia in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Columbia, TN

Use these to narrow the list above. Each category shows how many Columbia, TN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 64 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 77 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 52 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 5 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 11 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TN 30 lenders headquartered in Tennessee, the closest thing to a mortgage lender near you

Who Lends in Columbia, TN

Independent mortgage companies closed 72.5 percent of home loans in Columbia, Tennessee in 2025, banks 21.2 percent and credit unions 6.3 percent. Kelley Mortgage, LLC was the largest mortgage company, Regions Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, TriStar Bank led with 20 loans.

72.5%

Mortgage companies

21.2%

Banks

6.3%

Credit unions

22%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).

More Tennessee Mortgage Lender Pages

All Tennessee lenders 1,032 lenders Nashville-Davidson metropolitan government 520 lenders Clarksville 296 lenders Memphis 307 lenders Knoxville 334 lenders Murfreesboro 287 lenders Chattanooga 310 lenders Franklin 258 lenders Lebanon 220 lenders Johnson City 198 lenders Kingsport 178 lenders Maryville 182 lenders Smyrna 182 lenders

Frequently Asked Questions About Mortgage Lenders in Columbia, TN

Who is the largest mortgage lender in Columbia, TN?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Columbia, Tennessee with 27 loans, about 1.8 percent of the market. The largest lender headquartered in Tennessee was TriStar Bank with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Columbia, TN have the highest approval rates?

Among lenders with meaningful volume in Columbia, Tennessee, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 98.7 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Columbia, TN mortgage lenders offer FHA, VA and USDA loans?

77 lenders closed FHA loans in Columbia, Tennessee in 2025, led by Lennar Mortgage, LLC with 38. 52 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Columbia, TN lender list?

Yes. 64 banks and 21 credit unions closed home loans in Columbia, Tennessee in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Columbia, TN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Columbia, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbia, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.