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Listerhill Credit Union Rates & Review August 2026

Listerhill Credit Union's 12 month Jumbo CD rates are at 3.80%, 12 month Standard CD rates are at 3.70%, 60 month Jumbo CD rates are at 3.65%, 6 month Jumbo CD rates are at 3.60%, 15 month Jumbo CD rates are at 3.56%. Listerhill Credit Union's savings rates are at 0.20%. Listerhill Credit Union's money market rates are at 1.35%. Listerhill Credit Union's Personal Loan Rates are at 7.24%. MonitorBankRates evaluates the financial stability of Listerhill Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.40%. Rates last updated and verified on 08/28/2026.

Listerhill Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Listerhill Credit Union? Share your experience about Listerhill Credit Union by leaving a review below, or read customer reviews before you decide to use Listerhill Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.40%
Excellent Lower than avg
Listerhill Credit Union
Main Office
4790 2nd St
Muscle Shoals, AL 35661 1285
https://www.listerhill.com
Member NCUA

Listerhill Credit Union CD Rates

Product Rate APY Term View More
12 month Jumbo Certificate 3.75% 3.80% 12 months
Min Deposit $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
12 month Standard Certificate 3.65% 3.70% 12 months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
60 month Jumbo Certificate 3.60% 3.65% 60 months
Min Deposit $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 month Jumbo Certificate 3.55% 3.60% 6 months
Min Deposit $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
15 month Jumbo Certificate 3.51% 3.56% 15 months
Min Deposit $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
18 month Jumbo Certificate 3.50% 3.55% 18 months
Min Deposit $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
60 month Standard Certificate 3.50% 3.55% 60 months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 month Standard Certificate 3.45% 3.49% 6 months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
15 month Standard Certificate 3.41% 3.45% 15 months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
18 month Standard Certificate 3.40% 3.44% 18 months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
36 month Jumbo Certificate 3.35% 3.39% 36 months
Min Deposit $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
36 month Standard Certificate 3.25% 3.29% 36 months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Listerhill Credit Union Savings Rates

Product Rate APY View More
Explorer Rewards Savings Account 0.20% 0.20%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Good Start Savings Account 0.20% 0.20%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
IRA Savings Account 0.20% 0.20%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
My Goal Savings Account 0.20% 0.20%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Roth IRA Savings Account 0.20% 0.20%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Share Savings Account 0.20% 0.20%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Listerhill Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 2.08% 2.10%
Min Balance $100,000
Details This is a variable rate account. The dividend rate and APY may change after the account is opened. Money Market Account balances below $2,500 are subject to a low-balance fee. Fees could reduce earnings on the account. See account disclosures for complete terms and fee information. There is no limit on in-branch withdrawals or ATM withdrawals.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Money Market Account 1.93% 1.95%
Min Balance $50,000
Details This is a variable rate account. The dividend rate and APY may change after the account is opened. Money Market Account balances below $2,500 are subject to a low-balance fee. Fees could reduce earnings on the account. See account disclosures for complete terms and fee information. There is no limit on in-branch withdrawals or ATM withdrawals.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Money Market Account 1.54% 1.55%
Min Balance $10,000
Details This is a variable rate account. The dividend rate and APY may change after the account is opened. Money Market Account balances below $2,500 are subject to a low-balance fee. Fees could reduce earnings on the account. See account disclosures for complete terms and fee information. There is no limit on in-branch withdrawals or ATM withdrawals.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Money Market Account 1.34% 1.35%
Min Balance $0
Details This is a variable rate account. The dividend rate and APY may change after the account is opened. Money Market Account balances below $2,500 are subject to a low-balance fee. Fees could reduce earnings on the account. See account disclosures for complete terms and fee information. There is no limit on in-branch withdrawals or ATM withdrawals.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Listerhill Credit Union Checking Rates

Product Rate APY View More
Business High Yield Checking Account 0.40% 0.40%
Min Balance $100,000
Details Business High Yield Checking Account rates subject to change without notice. Terms and conditions apply.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business High Yield Checking Account 0.35% 0.35%
Min Balance $50,000
Details Business High Yield Checking Account rates subject to change without notice. Terms and conditions apply.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business High Yield Checking Account 0.25% 0.25%
Min Balance $10,000
Details Business High Yield Checking Account rates subject to change without notice. Terms and conditions apply.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business High Yield Checking Account 0.00% 0.00%
Min Balance $0
Details Business High Yield Checking Account rates subject to change without notice. Terms and conditions apply.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Listerhill Credit Union Mortgage Rates

Product Rate Points APR Term View More
3/3 Adjustable Rate Mortgage - - 5.74% 3 years (amortized over 30 years)
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Short Term Fixed (1st Mortgage) - - 5.75% 10 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
5/5 Adjustable Rate Mortgage - - 6.00% 5 years (amortized over 30 years)
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
5/5 Adjustable Rate Mortgage - 100% of Purchase Price - - 7.25% 5 years (amortized over 30 years)
Details 100% of Purchase Price
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Listerhill Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.00% 10 year draw, 20 year payback
Details variable
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Listerhill Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto and Previous 3 Years and Up - Less than 30,000 miles - - 5.74% 36 months
Details Relationship pricing discounts are available on eligible auto loans requested within thirty (30) days of loan opening. Approved borrowers may qualify for a 0.25% APR reduction for each of the following activities, up to a maximum total reduction of 1.00% APR: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounted rates will not be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Auto and Previous 3 Years and Up - Less than 30,000 miles - - 5.99% 66 months
Details Relationship pricing discounts are available on eligible auto loans requested within thirty (30) days of loan opening. Approved borrowers may qualify for a 0.25% APR reduction for each of the following activities, up to a maximum total reduction of 1.00% APR: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounted rates will not be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Auto and Previous 3 Years and Up - Less than 30,000 miles - - 6.24% 75 months
Details Relationship pricing discounts are available on eligible auto loans requested within thirty (30) days of loan opening. Approved borrowers may qualify for a 0.25% APR reduction for each of the following activities, up to a maximum total reduction of 1.00% APR: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounted rates will not be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Auto and Previous 3 Years and Up - Less than 30,000 miles - - 6.99% 84 months
Details Relationship pricing discounts are available on eligible auto loans requested within thirty (30) days of loan opening. Approved borrowers may qualify for a 0.25% APR reduction for each of the following activities, up to a maximum total reduction of 1.00% APR: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounted rates will not be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Auto (4-6 years old) - - 6.99% 75 months
Details Relationship pricing discounts are available on eligible auto loans requested within thirty (30) days of loan opening. Approved borrowers may qualify for a 0.25% APR reduction for each of the following activities, up to a maximum total reduction of 1.00% APR: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounted rates will not be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Antique Automobiles (25 yrs old) - - 7.74% 75 months
Details Relationship pricing discounts are available on eligible auto loans requested within thirty (30) days of loan opening. Approved borrowers may qualify for a 0.25% APR reduction for each of the following activities, up to a maximum total reduction of 1.00% APR: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounted rates will not be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Auto and Previous 3 Years and Up - Less than 30,000 miles - - 7.74% 96 months
Details Relationship pricing discounts are available on eligible auto loans requested within thirty (30) days of loan opening. Approved borrowers may qualify for a 0.25% APR reduction for each of the following activities, up to a maximum total reduction of 1.00% APR: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounted rates will not be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Auto (7-24 Years) - - 7.74% 75 months
Details Relationship pricing discounts are available on eligible auto loans requested within thirty (30) days of loan opening. Approved borrowers may qualify for a 0.25% APR reduction for each of the following activities, up to a maximum total reduction of 1.00% APR: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounted rates will not be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Rebuilt Automobiles - - 8.25% Terms based on year
Details Relationship pricing discounts are available on eligible auto loans requested within thirty (30) days of loan opening. Approved borrowers may qualify for a 0.25% APR reduction for each of the following activities, up to a maximum total reduction of 1.00% APR: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounted rates will not be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Listerhill Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Credit Card - 12.99%
Details Intro rate expires: 12 months; Regular APR: 12.99%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Visa Signature Rewards Credit Card - 12.99%
Details Intro rate expires: 12 months; Regular APR: 12.99%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Listerhill Credit Union Personal Loan Rates

Product Rate APR View More
New Waverunner or Personal Watercraft Loan - 7.24%
Details Relationship pricing discounts are available on eligible recreational loans when requested within thirty (30) days of loan origination. Approved borrowers may qualify for a 0.25% APR reduction for each of the following: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan account; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounts may be combined for a maximum total reduction of 1.00% APR. The discounted APR cannot be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Waverunner or Personal Watercraft Loan - 7.49%
Details Relationship pricing discounts are available on eligible recreational loans when requested within thirty (30) days of loan origination. Approved borrowers may qualify for a 0.25% APR reduction for each of the following: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan account; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounts may be combined for a maximum total reduction of 1.00% APR. The discounted APR cannot be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Personal Loan - 9.74%
Details Relationship pricing discounts apply to personal loans opened within the last thirty (30) days from the time of request. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1.00%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 4.74% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Visit listerhill.com/relationship for more information.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Personal Loan - 10.49%
Details Relationship pricing discounts apply to personal loans opened within the last thirty (30) days from the time of request. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1.00%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 4.74% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Visit listerhill.com/relationship for more information.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Anytime Personal Line of Credit - 11.24%
Details Relationship pricing discounts apply to personal loans opened within the last thirty (30) days from the time of request. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1.00%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 4.74% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Visit listerhill.com/relationship for more information.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Personal Loan - 11.24%
Details Relationship pricing discounts apply to personal loans opened within the last thirty (30) days from the time of request. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1.00%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 4.74% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Visit listerhill.com/relationship for more information.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Personal Loan - 11.99%
Details Relationship pricing discounts apply to personal loans opened within the last thirty (30) days from the time of request. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1.00%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 4.74% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Visit listerhill.com/relationship for more information.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Listerhill Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Listerhill Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Listerhill Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Listerhill Credit Union
Address 4790 2nd St, Muscle Shoals, AL 35661 1285
Phone 256-383-9204
Fax 256-314-6502
President Mark Linder
CEO Brad Green
Full-Time Employees 276
Part-Time Employees 20
Branch Locations 18
ATM Locations 18
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.40%
Return on Assets (ROA)
0.3553%
Return on Equity (ROE)
3.2135%
Non-Performing Loans Ratio (NPL)
0.67%
Total Assets
1,407,169,925
Total Amount of Shares and Deposits
1,256,460,165
Total Shares and Deposits < 1 Year
1,176,630,223
Total Shares and Deposits 1 3 Years
58,496,097
Total Shares and Deposits > 3 Years
21,333,845
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
86,576,234
Total Uninsured Shares and Deposits > $250K (F+J)
86,576,234
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,169,883,931
Total Interest Expense (Sum of items 6 8)
21,989,079
Share Certificates
8,214
Number of Accounts for Share Drafts
54,809
IRA KEOGH Accounts
4,796
Number of Accounts for Regular Shares
99,236
Money Market Shares
2,122
Net Income (unless the amount is already included in Undivided Earnings)
4,999,651
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
150,615,971
Total Liabilities
1,302,453,070
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Listerhill Credit Union

How many branches does Listerhill Credit Union operate?

Listerhill Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Listerhill Credit Union?

Yes, to access services at Listerhill Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Listerhill Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Listerhill Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Listerhill Credit Union offer online and mobile banking?

Most modern institutions like Listerhill Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.listerhill.com.

Current Listerhill Credit Union Rates

  • 12-Month CD3.70%
  • 18-Month CD3.44%
  • 60-Month CD3.55%
  • Savings0.20%
  • MMA1.35%
Retrieved from our database of financial products. Rates subject to change.