Mortgage Lenders and Brokers in Spartanburg, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Spartanburg, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1894 E Main St, Spartanburg, SC 29307A5.0 ★Texas Ratio: 7.72%, The Park National BankThe Park National Bank200 S Church St, Spartanburg, SC 29306A5.0 ★Texas Ratio: 6.62%, Truist BankTruist Bank1742 E Main St, Spartanburg, SC 29307A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association320 E Main St, Spartanburg, SC 29302A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA104 E Blackstock Rd, Spartanburg, SC 29301A+5.0 ★Texas Ratio: 3.68%, United Community BankUnited Community Bank449 E Main St, Spartanburg, SC 29302A+5.0 ★Texas Ratio: 2.97%, TD BankTD Bank340 E Main St, Spartanburg, SC 29302A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA1505 Wo Ezell Blvd, Spartanburg, SC 29301A+5.0 ★Texas Ratio: 5.36%, Arthur State BankArthur State Bank756 E Main St, Spartanburg, SC 29302A4.8 ★Texas Ratio: 6.72%, and Bank of America NABank of America NA295 E Main St, Spartanburg, SC 29302A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spartanburg, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spartanburg are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Spartanburg, South Carolina
Market share is the lender's share of all home loans closed in Spartanburg, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Spartanburg 1894 E Main St, Spartanburg, SC 29307 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 24 +17 HELOCs |
3.3% | 92.3% | $399,166 | View |
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1 office in Spartanburg 200 S Church St, Spartanburg, SC 29306 A5.0 ★Texas Ratio: 6.62% |
Conventional, FHA, HELOC | 15 +9 HELOCs |
2% | 88.9% | $327,666 | View |
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★ 1 stars, 1 review 3 offices in Spartanburg 1742 E Main St, Spartanburg, SC 29307 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 12 +18 HELOCs |
1.6% | 92.3% | $181,666 | View |
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★ 5 stars, 1 review 1 office in Spartanburg 320 E Main St, Spartanburg, SC 29302 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 12 +7 HELOCs |
1.6% | 92.3% | $190,833 | View |
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1 office in Spartanburg 104 E Blackstock Rd, Spartanburg, SC 29301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 12 | 1.6% | 92.3% | $223,333 | View |
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1 office in Spartanburg 449 E Main St, Spartanburg, SC 29302 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 9 +6 HELOCs |
1.2% | 90% | $243,888 | View |
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1 office in Spartanburg 340 E Main St, Spartanburg, SC 29302 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 6 +4 HELOCs |
0.8% | 100% | $411,666 | View |
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3 offices in Spartanburg 1505 Wo Ezell Blvd, Spartanburg, SC 29301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 0.8% | 46.2% | $180,000 | View |
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2 offices in Spartanburg 756 E Main St, Spartanburg, SC 29302 A4.8 ★Texas Ratio: 6.72% |
Conventional | 5 | 0.7% | 83.3% | $283,000 | View |
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3 offices in Spartanburg 295 E Main St, Spartanburg, SC 29302 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 4 +11 HELOCs |
0.5% | 80% | $380,000 | View |
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2 offices in Spartanburg 531 E Main St, Spartanburg, SC 29302 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 60% | $265,000 | View |
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520 N Church St, Spartanburg, SC 29303 3034 A5.0 ★Texas Ratio: 7.13% |
Conventional | 3 | 0.4% | 75% | $151,666 | View |
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1 office in Spartanburg 101 Lafayette St Ste D, Spartanburg, SC 29302 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $235,000 | View |
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1 office in Spartanburg 1585 East Main Street, Spartanburg, SC 29307 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $715,000 | View |
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★ 5 stars, 1 review 2 offices in Spartanburg 2680 Reidville Rd, Spartanburg, SC 29301 A+5.0 ★Texas Ratio: 5.76% |
FHA | 1 | 0.1% | 100% | $315,000 | View |
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1 office in Spartanburg 235 S Pine St, Spartanburg, SC 29302 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1307 Boiling Springs Rd, Spartanburg, SC 29303 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 29 +12 HELOCs |
3.9% | 77.5% | $159,827 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
1.8% | 94.7% | $235,769 | |
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130 N Town Dr, Spartanburg, SC 29303 A5.0 ★Texas Ratio: 8.40% |
Conventional | 5 | 0.7% | 83.3% | $97,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, Jumbo | 4 | 0.5% | 100% | $350,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.4% | 100% | $338,333 | View |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $230,000 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional, VA | 2 | 0.3% | 100% | $245,000 | View |
Woodruff Federal Savings and Loan Association
247 N Main St, Woodruff, SC 29388 |
Conventional | 2 | 0.3% | 100% | $240,000 | |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 2 | 0.3% | 100% | $410,000 | View |
SC State Credit Union
165 Camelot Dr, Spartanburg, SC 29301 2636 |
Conventional, HELOC | 1 +8 HELOCs |
0.1% | 100% | $125,000 | |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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230 Main St N, Allendale, SC 29810 A+5.0 ★Texas Ratio: 0.33% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,765,000 | View |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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229 Trade St, Greer, SC 29651 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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8599 Pelham Rd, Greenville, SC 29615 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
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240 E Blackstock Rd, Spartanburg, SC 29301 A5.0 ★Texas Ratio: 12.83% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
First Piedmont Federal SLA
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Conventional, HELOC | 6 +6 HELOCs |
0.8% | 85.7% | $260,000 | |
South Carolina Federal Credit
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Conventional | 3 | 0.4% | 100% | $98,333 | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, VA | 2 | 0.3% | 100% | $325,000 | View |
New Story Lending LLC
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Conventional | 2 | 0.3% | 100% | $245,000 | |
HQ Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 75 | 10.2% | 79.2% | $214,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 37 | 5% | 97.4% | $167,702 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 31 +2 HELOCs |
4.2% | 78% | $257,258 | |
Lennar Mortgage, LLC
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Conventional, FHA | 30 | 4.1% | 81.1% | $152,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 27 | 3.7% | 52.8% | $232,777 | |
Primelending
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Conventional, FHA, VA | 21 | 2.8% | 100% | $197,380 | |
Freedom Mortgage Corporation
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FHA, VA | 16 | 2.2% | 89.5% | $260,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 16 | 2.2% | 84.2% | $183,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 15 | 2% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 14 | 1.9% | 82.4% | $202,142 | |
Mortgage Research Center
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VA | 14 | 1.9% | 77.8% | $251,428 | |
Guild Mortgage Company
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Conventional, FHA | 12 | 1.6% | 85.7% | $197,500 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 12 | 1.6% | 100% | $216,666 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 10 +2 HELOCs |
1.4% | 100% | $232,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.2% | 81.8% | $211,666 | |
Nationstar Mortgage
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Conventional | 9 | 1.2% | 90% | $93,888 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +3 HELOCs |
1.1% | 100% | $207,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 0.9% | 50% | $257,857 | |
Lower, LLC
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Conventional, FHA | 7 | 0.9% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 0.9% | 100% | $377,857 | |
State Employees' Credit Union
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Conventional | 6 | 0.8% | 88.9% | $243,333 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 0.8% | 60% | $208,333 | |
Go Mortgage, LLC
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Conventional, FHA | 6 | 0.8% | 100% | $220,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, Jumbo | 6 | 0.8% | 85.7% | $606,666 | View |
Acopia, LLC
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Conventional, FHA | 6 | 0.8% | 100% | $200,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 0.7% | 100% | $205,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 0.7% | 100% | $205,000 | |
Residential Wholesale Mortgage
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Conventional, VA | 4 | 0.5% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 4 | 0.5% | 57.1% | $352,500 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional, FHA, VA | 4 | 0.5% | 100% | $237,500 | View |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.4% | 42.9% | $88,333 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 3 | 0.4% | 100% | $175,000 | View |
Equity Prime Mortgage LLC
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FHA | 3 | 0.4% | 100% | $148,333 | |
Kind Lending, LLC
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FHA | 3 | 0.4% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.4% | 15.8% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA | 3 | 0.4% | 100% | $258,333 | View |
American Security Mortgage Cor
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Conventional, VA | 3 | 0.4% | 100% | $331,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.4% | 60% | $141,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 3 | 0.4% | 75% | $188,333 | View |
Geneva Financial LLC
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Conventional, FHA, VA | 3 | 0.4% | 100% | $325,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 3 | 0.4% | 75% | $311,666 | |
Paramount Residential Mortgage
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FHA, VA | 3 | 0.4% | 75% | $231,666 | |
Carrington Mortgage Services LLC
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FHA | 3 | 0.4% | 75% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.3% | 100% | $325,000 | View |
American Financial Resources LLC
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Conventional | 2 | 0.3% | 100% | $170,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $130,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.3% | 28.6% | $165,000 | |
Nbkc Bank
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Conventional | 2 | 0.3% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.3% | 100% | $225,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.3% | 100% | $195,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 22.2% | $55,000 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.3% | 100% | $270,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.3% | 100% | $130,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $135,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.3% | 66.7% | $345,000 | View |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 0.3% | 66.7% | $250,000 | |
Truliant Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $15,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.1% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.1% | 100% | $805,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.1% | 33.3% | $225,000 | |
Howard Hanna Financial Services, Inc
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FHA | 1 | 0.1% | 100% | $315,000 | |
Infinity Equity Group, Inc.
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FHA | 1 | 0.1% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 66.7% | $255,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.1% | 100% | $125,000 | View |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Tyndall Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Direct Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $175,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.1% | 100% | $195,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.1% | 50% | $185,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Milend, Inc
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 0.1% | 50% | $215,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $265,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.1% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.1% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $665,000 | View |
Reliance First Capital, LLC
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VA | 1 | 0.1% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.1% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Goprime Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $365,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $95,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 25% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Spartanburg Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Spartanburg, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Spartanburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spartanburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Spartanburg, SC
Use these to narrow the list above. Each category shows how many Spartanburg, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Spartanburg, SC
Independent mortgage companies closed 65.8 percent of home loans in Spartanburg, South Carolina in 2025, banks 26.1 percent and credit unions 8.1 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Carolina Foothills Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, United Community Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Spartanburg, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Spartanburg, South Carolina with 24 loans, about 3.3 percent of the market. The largest lender headquartered in South Carolina was United Community Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Spartanburg, South Carolina, Rocket Mortgage approved the highest share of completed applications in 2025 at 79.2 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
61 lenders closed FHA loans in Spartanburg, South Carolina in 2025, led by Rocket Mortgage with 18. 36 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 51 banks and 17 credit unions closed home loans in Spartanburg, South Carolina in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spartanburg, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spartanburg, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spartanburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
