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Mortgage Lenders and Brokers in Simpsonville, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Simpsonville, South Carolina mortgage lenders include Truist BankTruist Bank713 Se Main St, Simpsonville, SC 29681A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA411 Harrison Bridge Rd, Simpsonville, SC 29680A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA667 Fairview Rd, Simpsonville, SC 29680A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association#1 Five Forks Plaza Court, Simpsonville, SC 29681A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2708 Woodruff Rd, Simpsonville, SC 29681A5.0 ★Texas Ratio: 7.72%, First Reliance BankFirst Reliance Bank150 Highway 14, Simpsonville, SC 29681A+5.0 ★Texas Ratio: 0.55%, United Community BankUnited Community Bank106 W College St, Simpsonville, SC 29681A+5.0 ★Texas Ratio: 2.97%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2608 Woodruff Rd, Simpsonville, SC 29681A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA622 Fairview Rd, Simpsonville, SC 29680A+5.0 ★Texas Ratio: 4.14%, and Bank of Travelers RestBank of Travelers Rest2021 N Pleasantburg Dr, Greenville, SC 29609A+5.0 ★Texas Ratio: 0.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Simpsonville, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Simpsonville are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Simpsonville, South Carolina

Market share is the lender's share of all home loans closed in Simpsonville, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 1 office in Simpsonville 713 Se Main St, Simpsonville, SC 29681 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	15 +33 HELOCs	1.2%	88.2%	$263,666	View
JPMorgan Chase Bank, NA 1 office in Simpsonville 411 Harrison Bridge Rd, Simpsonville, SC 29680 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	13 +1 HELOCs	1.1%	93.3%	$269,615	View
Wells Fargo Bank NA 1 office in Simpsonville 667 Fairview Rd, Simpsonville, SC 29680 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	11	0.9%	84.6%	$254,090	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Simpsonville #1 Five Forks Plaza Court, Simpsonville, SC 29681 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA, HELOC	8 +11 HELOCs	0.6%	75%	$320,000	View
First Ciitizens Bank and Trust 2 offices in Simpsonville 2708 Woodruff Rd, Simpsonville, SC 29681 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	8 +7 HELOCs	0.6%	80%	$167,500	View
First Reliance Bank 1 office in Simpsonville 150 Highway 14, Simpsonville, SC 29681 A+5.0 ★Texas Ratio: 0.55%	Conventional	8	0.6%	100%	$322,500	View
United Community Bank 1 office in Simpsonville 106 W College St, Simpsonville, SC 29681 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, HELOC	7 +19 HELOCs	0.6%	87.5%	$223,571	View
Fifth Third Bank, National Association 1 office in Simpsonville 2608 Woodruff Rd, Simpsonville, SC 29681 A+5.0 ★Texas Ratio: 3.22%	Conventional	6	0.5%	66.7%	$190,000	View
Bank of America NA 1 office in Simpsonville 622 Fairview Rd, Simpsonville, SC 29680 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +20 HELOCs	0.3%	100%	$322,500	View
Bank of Travelers Rest 1 office in Simpsonville 2021 N Pleasantburg Dr, Greenville, SC 29609 A+5.0 ★Texas Ratio: 0.78%	Conventional	4	0.3%	80%	$262,500	View
TD Bank 1 office in Simpsonville 640 Fairview Rd, Simpsonville, SC 29680 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	3 +4 HELOCs	0.2%	75%	$131,666	View
Regions Bank 1 office in Simpsonville 2565 Woodruff Rd, Simpsonville, SC 29681 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	1 +1 HELOCs	0.1%	40%	$55,000	View
Southern First Bank 190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08%	Conventional, FHA, HELOC	20 +8 HELOCs	1.6%	100%	$332,500	View
Countybank 2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52%	Conventional, FHA, VA	20	1.6%	95.5%	$278,500	View
Spero Financial Federal Credit Union 117 Batesville Rd Ste 200, Simpsonville, SC 29681 A5.0 ★Texas Ratio: 8.40%	Conventional, Jumbo	18	1.5%	95.2%	$165,555	View
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA, HELOC	15 +1 HELOCs	1.2%	100%	$282,333
Ameris Bank ★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	14 +1 HELOCs	1.1%	93.3%	$167,142	View
Founders Federal Credit Union 252 Harrison Bridge Rd, Simpsonville, SC 29680 A+5.0 ★Texas Ratio: 3.58%	Conventional, HELOC	5 +4 HELOCs	0.4%	62.5%	$301,000	View
Greenville Federal Credit Union 1501 Wade Hampton Blvd, Greenville, SC 29609 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	4 +5 HELOCs	0.3%	36.4%	$222,500	View
Pinnacle Bank 200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$288,333	View
First National Bank of PA 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	75%	$491,666	View
The Park National Bank 304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62%	Conventional	3	0.2%	75%	$325,000	View
CPM Federal Credit Union 307 Harrison Bridge Rd, Simpsonville, SC 29680 A5.0 ★Texas Ratio: 12.83%	Conventional, HELOC	2 +28 HELOCs	0.2%	100%	$310,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +7 HELOCs	0.2%	100%	$485,000	View
MTC Federal Credit Union 2A The Pkwy, Greenville, SC 29615 A+5.0 ★Texas Ratio: 4.42%	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$350,000	View
First Community Bank 407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	2	0.2%	100%	$280,000	View
SC State Credit Union 190 Beaufort St NE, Aiken, SC 29801 4401	Conventional, HELOC	1 +7 HELOCs	0.1%	33.3%	$445,000
United Bank Va 1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$375,000	View
Carolina Foothills Federal Credit Union 760 Hyatt St, Gaffney, SC 29341 A5.0 ★Texas Ratio: 7.13%	Conventional	1	0.1%	100%	$245,000	View
The Peoples Bank 3010 S Main Street Ext, Anderson, SC 29624 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$325,000	View
HomeTrust Bank 8599 Pelham Rd, Greenville, SC 29615 A+5.0 ★Texas Ratio: 5.53%	Conventional	1	0.1%	100%	$265,000	View
AllSouth Federal Credit Union 244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08%	Conventional	1	0.1%	100%	$545,000	View
First Bank 325 S Main St, Anderson, SC 29624 A+5.0 ★Texas Ratio: 1.94%	Conventional	1	0.1%	100%	$315,000	View
New Story Lending LLC	Conventional, FHA, VA	9	0.7%	100%	$325,000
South Carolina Federal Credit	Conventional, HELOC	4 +3 HELOCs	0.3%	100%	$287,500
Resource Financial Services, Inc. B+4.7 ★Texas Ratio: 18.28%	FHA, USDA	2	0.2%	100%	$280,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$225,000
Sharonview Federal CU	HELOC	0 +14 HELOCs	0%	n/a
First Piedmont Federal SLA	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	156	12.7%	89.3%	$212,884
Jet HomeLoans, LP	Conventional, FHA, VA	66	5.4%	94.4%	$385,606
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	61 +2 HELOCs	5%	84.9%	$314,016
Primelending	Conventional, FHA, VA	51	4.1%	98.2%	$296,568
First Heritage Mortgage, LLC	Conventional, FHA, VA	48	3.9%	98%	$326,875
Freedom Mortgage Corporation	Conventional, FHA, VA	34	2.8%	93.3%	$320,000
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	33	2.7%	86.8%	$194,696
Pennymac Loan Services LLC	Conventional, FHA, VA	31	2.5%	93.9%	$261,451
Mortgage Research Center	Conventional, FHA, VA	29	2.4%	65.9%	$320,172
Nationstar Mortgage	Conventional, FHA, VA	28	2.3%	90.6%	$196,071
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	27 +2 HELOCs	2.2%	100%	$323,888
Lower, LLC	Conventional, FHA, VA, HELOC	27 +1 HELOCs	2.2%	93.1%	$270,925
Atlantic Bay Mortgage Group	Conventional, FHA, VA	20	1.6%	91.3%	$294,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	18 +8 HELOCs	1.5%	72%	$271,111
loanDepot.com LLC	Conventional, FHA, VA	18	1.5%	85.7%	$172,777
Newrez LLC	Conventional, FHA, VA	15	1.2%	78.9%	$247,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	13	1.1%	100%	$311,153
Amerisave Mortgage Company	Conventional, FHA, HELOC	12 +1 HELOCs	1%	57.1%	$132,500
Homeowners Financial Group, LLC	Conventional, FHA, VA	11	0.9%	100%	$253,181
Guaranteed Rate, Inc.	Conventional, FHA, VA	10	0.8%	100%	$277,000
Fairway Independent Mort Corp	Conventional, FHA	9	0.7%	100%	$301,666
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	8	0.6%	88.9%	$291,250
Village Capital & Investment	FHA, VA	8	0.6%	62.5%	$427,500
Spring Eq, LLC	Conventional, HELOC	7 +3 HELOCs	0.6%	43.8%	$65,000
The Loan Store, Inc	Conventional, VA, HELOC	7 +1 HELOCs	0.6%	100%	$272,142
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	6	0.5%	100%	$270,000	View
Resicentral LLC	Conventional, FHA	6	0.5%	100%	$343,333
Pike Creek Mortgage Services, Inc.	Conventional, FHA, VA	6	0.5%	100%	$398,333
New American Funding, LLC.	Conventional, FHA, VA	6	0.5%	60%	$346,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	5	0.4%	100%	$347,000	View
Discover Bank	Conventional	5	0.4%	26.3%	$53,000
Network Funding, L.P.	Conventional, FHA	5	0.4%	100%	$357,000
Planet Home Lending, LLC	Conventional, FHA	5	0.4%	100%	$225,000
Provident Funding Associates	Conventional	5	0.4%	100%	$317,000
Zillow Home Loans, LLC	Conventional, FHA, VA	5	0.4%	83.3%	$291,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.4%	71.4%	$299,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	4	0.3%	44.4%	$230,000
Equity Prime Mortgage LLC	FHA, VA, USDA	4	0.3%	66.7%	$310,000
Guild Mortgage Company	Conventional, VA	4	0.3%	66.7%	$292,500
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA	4	0.3%	100%	$310,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	80%	$200,000	View
Paramount Residential Mortgage	Conventional, VA	4	0.3%	100%	$305,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	3	0.2%	100%	$401,666	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	3	0.2%	75%	$275,000	View
Premier Mortgage Resources, LLC	Conventional, FHA	3	0.2%	100%	$221,666
Liberty Federal Credit Union	Conventional	3	0.2%	100%	$245,000
Kind Lending, LLC	Conventional, VA	3	0.2%	100%	$205,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	FHA, VA	3	0.2%	100%	$251,666	View
Sun West Mortgage Company, Inc	FHA, VA	3	0.2%	100%	$195,000
Union Home Mortgage Corp.	Conventional	3	0.2%	100%	$345,000
SIRVA Mortgage, Inc.	Conventional, FHA	3	0.2%	100%	$348,333
Nfm, Inc	Conventional, FHA	3	0.2%	100%	$365,000
Cardinal Financial Company, Li	Conventional, FHA	3	0.2%	100%	$228,333
Churchill Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$265,000
American Pacific Mortgage Corporation	FHA	3	0.2%	100%	$291,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	100%	$415,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	60%	$371,666	View
Carrington Mortgage Services LLC	Conventional	3	0.2%	33.3%	$38,333
Truliant Federal Credit Union	Conventional, HELOC	2 +9 HELOCs	0.2%	28.6%	$235,000
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	2 +2 HELOCs	0.2%	100%	$300,000
Better Mortgage Corporation	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$265,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +2 HELOCs	0.2%	33.3%	$110,000	View
State Employees' Credit Union	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$480,000
Synovus Bank	FHA, HELOC	2 +1 HELOCs	0.2%	66.7%	$365,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$300,000
Atlantic Coast Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$135,000
Primary Residential Mortgage, INC.	Conventional	2	0.2%	100%	$330,000
ALCOVA Mortgage, LLC	FHA, VA	2	0.2%	100%	$270,000
Filo Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$310,000
American Financial Network, Inc.	Conventional, VA	2	0.2%	100%	$365,000
Mortgage Assurance Inc	Conventional, FHA	2	0.2%	100%	$315,000
Credit Union Mortgage Associat	Conventional	2	0.2%	100%	$260,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$185,000
Flat Branch Mortgage, Inc.	Conventional	2	0.2%	100%	$330,000
Capital Center LLC	Conventional	2	0.2%	100%	$230,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	66.7%	$335,000	View
T2 Financial LLC	Conventional	2	0.2%	100%	$345,000
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional	2	0.2%	66.7%	$160,000
Stockton Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$290,000
Reliance First Capital, LLC	Conventional	2	0.2%	100%	$365,000
Plaza Home Mortgage, Inc	Conventional	2	0.2%	100%	$385,000
Goprime Mortgage, Inc.	VA	2	0.2%	100%	$325,000
Top Flite Financial, Inc.	Conventional, FHA	2	0.2%	100%	$125,000
Pentagon Federal Credit Union	VA, HELOC	1 +2 HELOCs	0.1%	100%	$275,000
Digital Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$65,000
Georgia'S Own Credit Union	Conventional	1	0.1%	100%	$355,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$85,000	View
First State Bank A5.0 ★Texas Ratio: 6.84%	Conventional	1	0.1%	100%	$375,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	FHA	1	0.1%	100%	$355,000	View
American Financial Resources LLC	Conventional	1	0.1%	50%	$325,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	VA	1	0.1%	100%	$335,000	View
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$335,000
Neighborhood Loans, Inc	Conventional	1	0.1%	25%	$5,000
Goodleap, LLC	FHA	1	0.1%	100%	$225,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$315,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$365,000
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$145,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$355,000
Go Mortgage, LLC	VA	1	0.1%	100%	$715,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$325,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	50%	$435,000
Howard Hanna Financial Services, Inc	Conventional	1	0.1%	100%	$445,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$315,000	View
Loanunited.Com, LLC	VA	1	0.1%	100%	$385,000
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$415,000	View
Capital City Home Loans, LLC	Conventional, Jumbo	1	0.1%	100%	$965,000
AdvantageFirst Lending Inc	FHA	1	0.1%	33.3%	$465,000
Carolina One Mortgage, LLC	FHA	1	0.1%	100%	$265,000
Quorum Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Nextmortgage, LLC	Conventional	1	0.1%	100%	$435,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$55,000
Bay Equity LLC	Conventional	1	0.1%	100%	$255,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$325,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Weichert Financial Services	Conventional	1	0.1%	100%	$345,000
Congressional Federal Credit Union	Conventional	1	0.1%	100%	$475,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$215,000
Fairwinds Credit Union	Conventional	1	0.1%	100%	$145,000
Houston Federal Credit Union	Conventional	1	0.1%	100%	$275,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$305,000	View
Delta Community Credit Union	Conventional	1	0.1%	100%	$25,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$285,000
New Day Financial, LLC.	VA	1	0.1%	33.3%	$185,000
Mortgage Equity Partners LLC	Conventional	1	0.1%	100%	$305,000
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$355,000
Integrity Home Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
Wolfe Financial Inc	FHA	1	0.1%	100%	$405,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$395,000
Rapid Mortgage Company	VA	1	0.1%	100%	$375,000
Milend, Inc	Conventional	1	0.1%	100%	$355,000
The Mortgage Firm	Conventional	1	0.1%	100%	$245,000
First Western Federal Savings Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.1%	100%	$105,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$305,000	View
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	FHA	1	0.1%	100%	$465,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$385,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$315,000	View
Colony Bank A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	100%	$205,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$185,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$485,000
Home State Bank National Association A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$215,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$185,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$415,000	View
Summit Funding.Inc	Conventional	1	0.1%	100%	$175,000
Summit Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$385,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$225,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$275,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$215,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$675,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$425,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$335,000	View
Mortgage Investors Group	VA	1	0.1%	100%	$245,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$315,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	10%	$175,000
Texana Bank	Conventional	1	0.1%	100%	$145,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$245,000
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	VA	1	0.1%	100%	$525,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$375,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$375,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +9 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Cmg Mortgage Inc	HELOC	0 +2 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Tyndall Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Carolinas Telco FCU A+5.0 ★Texas Ratio: 3.27%	HELOC	0 +1 HELOCs	0%	n/a
Uwharrie Bank A+5.0 ★Texas Ratio: 0.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Dupaco Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Simpsonville Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Simpsonville, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Simpsonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Simpsonville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Simpsonville, SC

Use these to narrow the list above. Each category shows how many Simpsonville, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 123 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 58 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 70 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 22 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Simpsonville, SC

Independent mortgage companies closed 72.2 percent of home loans in Simpsonville, South Carolina in 2025, banks 21.5 percent and credit unions 6.2 percent. Movement Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Spero Financial Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Reliance Bank led with 8 loans.

72.2%

Mortgage companies

21.5%

Banks

6.2%

Credit unions

18%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders

Frequently Asked Questions About Mortgage Lenders in Simpsonville, SC

Who is the largest mortgage lender in Simpsonville, SC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Simpsonville, South Carolina with 15 loans, about 1.2 percent of the market. The largest lender headquartered in South Carolina was First Reliance Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Simpsonville, SC have the highest approval rates?

Among lenders with meaningful volume in Simpsonville, South Carolina, Primelending approved the highest share of completed applications in 2025 at 98.2 percent, against a 84.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Simpsonville, SC mortgage lenders offer FHA, VA and USDA loans?

70 lenders closed FHA loans in Simpsonville, South Carolina in 2025, led by Rocket Mortgage with 20. 54 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Simpsonville, SC lender list?

Yes. 58 banks and 29 credit unions closed home loans in Simpsonville, South Carolina in 2025, alongside 123 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Simpsonville, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Simpsonville, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Simpsonville, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Simpsonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.