Mortgage Lenders and Brokers in Seven Oaks, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Seven Oaks, South Carolina mortgage lenders include Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, First Palmetto BankFirst Palmetto Bank300 King St E, Bethune, SC 29009A+5.0 ★Texas Ratio: 1.16%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, and AllSouth Federal Credit UnionAllSouth Federal Credit Union244 W Columbia Ave, Batesburg, SC 29006 2125A+5.0 ★Texas Ratio: 1.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seven Oaks, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seven Oaks are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Seven Oaks, South Carolina
Market share is the lender's share of all home loans closed in Seven Oaks, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 6 | 2.3% | 75% | $235,000 | View |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 5 | 1.9% | 100% | $167,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.5% | 80% | $240,000 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional, FHA | 4 | 1.5% | 100% | $285,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 4 | 1.5% | 100% | $310,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 3 | 1.2% | 85.7% | $171,666 | |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.2% | 100% | $131,666 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 3 | 1.2% | 100% | $211,666 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.8% | 66.7% | $250,000 | View |
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244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 2 | 0.8% | 33.3% | $110,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 2 | 0.8% | 100% | $265,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 0.8% | 100% | $120,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional, HELOC | 1 +9 HELOCs |
0.4% | 100% | $195,000 | |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 50% | $225,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 50% | $105,000 | View |
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★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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2587 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.4% | 100% | $215,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, FHA | 6 | 2.3% | 100% | $216,666 | View |
Palmetto Citizens Federal Cred
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Conventional, HELOC | 2 +9 HELOCs |
0.8% | 100% | $140,000 | |
South Carolina Federal Credit
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Conventional | 2 | 0.8% | 66.7% | $75,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 10.4% | 74.4% | $193,888 | |
Guild Mortgage Company
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Conventional, FHA, VA | 22 | 8.5% | 96.2% | $220,909 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 8.1% | 95.8% | $215,952 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 9 | 3.5% | 100% | $228,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 3.1% | 100% | $235,000 | |
Lower, LLC
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Conventional, FHA | 7 | 2.7% | 87.5% | $160,714 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.3% | 80% | $208,333 | |
Mortgage Research Center
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VA | 6 | 2.3% | 66.7% | $241,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1.9% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 1.9% | 71.4% | $205,000 | |
New American Funding, LLC.
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FHA, VA | 5 | 1.9% | 71.4% | $211,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.5% | 66.7% | $175,000 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 4 | 1.5% | 100% | $215,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 1.5% | 100% | $160,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 4 | 1.5% | 100% | $145,000 | |
Synovus Bank
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.2% | 100% | $145,000 | |
Primelending
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Conventional, FHA, VA | 3 | 1.2% | 75% | $308,333 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.2% | 75% | $95,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 3 | 1.2% | 100% | $331,666 | View |
Spring Eq, LLC
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Conventional | 3 | 1.2% | 66.7% | $88,333 | |
Guaranteed Rate, Inc.
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FHA | 2 | 0.8% | 100% | $210,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.8% | 40% | $250,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 66.7% | $90,000 | |
Absolute Home Mortgage
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Conventional, FHA | 2 | 0.8% | 100% | $130,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $95,000 | |
Atlantic Bay Mortgage Group
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Conventional | 2 | 0.8% | 100% | $160,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $190,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $250,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 100% | $100,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.8% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.4% | 100% | $265,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.4% | 100% | $275,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.4% | 100% | $285,000 | View |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.4% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.4% | 100% | $235,000 | View |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $105,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $245,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.4% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.4% | 50% | $305,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 57.1% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Seven Oaks Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Seven Oaks, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Seven Oaks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seven Oaks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Seven Oaks, SC
Use these to narrow the list above. Each category shows how many Seven Oaks, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Seven Oaks, SC
Independent mortgage companies closed 74.1 percent of home loans in Seven Oaks, South Carolina in 2025, banks 17.8 percent and credit unions 8.1 percent. Movement Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, SAFE Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Seven Oaks, SC
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Seven Oaks, South Carolina with 6 loans, about 2.3 percent of the market. The largest lender headquartered in South Carolina was SAFE Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Seven Oaks, South Carolina in 2025, led by Guild Mortgage Company with 6. 21 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 9 credit unions closed home loans in Seven Oaks, South Carolina in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seven Oaks, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seven Oaks, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seven Oaks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
