Mortgage Lenders and Brokers in Seabrook Island, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Seabrook Island, South Carolina mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, Beacon Community BankBeacon Community Bank578 E Bay Street, Charleston, SC 29403A+5.0 ★Texas Ratio: 0.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, and Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seabrook Island, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seabrook Island are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Seabrook Island, South Carolina
Market share is the lender's share of all home loans closed in Seabrook Island, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
9.1% | 100% | $1,068,636 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
5.8% | 87.5% | $1,855,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
4.1% | 100% | $785,000 | View |
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578 E Bay Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 0.20% |
Conventional, Jumbo | 5 | 4.1% | 100% | $747,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 3.3% | 100% | $1,022,500 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 3.3% | 100% | $1,857,500 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 4 | 3.3% | 100% | $1,017,500 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.5% | 100% | $638,333 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, Jumbo | 3 | 2.5% | 100% | $611,666 | |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 3 | 2.5% | 100% | $575,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 3 | 2.5% | 100% | $1,688,333 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.7% | 100% | $1,430,000 | View |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional, Jumbo | 2 | 1.7% | 100% | $1,660,000 | View |
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1730 Maybank Highway, Charleston, SC 29412 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 2 | 1.7% | 100% | $650,000 | View |
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2727 Main Hwy, Bamberg, SC 29003 B4.4 ★Texas Ratio: 21.96% |
Conventional | 2 | 1.7% | 100% | $330,000 | View |
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200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.8% | 100% | $725,000 | View |
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1501 Wade Hampton Blvd, Greenville, SC 29609 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0.8% | 100% | $945,000 | View |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
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3010 S Main Street Ext, Anderson, SC 29624 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $395,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,495,000 | View |
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304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
South Carolina Federal Credit
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Conventional | 1 | 0.8% | 100% | $35,000 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 5 | 4.1% | 100% | $679,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 5 | 4.1% | 100% | $817,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 4 | 3.3% | 100% | $1,805,000 | View |
United Wholesale Mortgage
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Conventional, FHA, Jumbo | 3 | 2.5% | 75% | $798,333 | |
State Employees' Credit Union
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Conventional, Jumbo | 2 | 1.7% | 100% | $715,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 2 | 1.7% | 100% | $1,660,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.7% | 100% | $895,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.7% | 100% | $130,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.8% | 100% | $435,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.8% | 100% | $4,055,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,725,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.8% | 100% | $565,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $575,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 50% | $275,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Das Acquisition Company, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,105,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
American Security Mortgage Cor
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Conventional | 1 | 0.8% | 100% | $575,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $435,000 | |
Eastman Credit Union
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Elements Financial Federal Cre
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Conventional | 1 | 0.8% | 100% | $565,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $635,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 1 | 0.8% | 100% | $905,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $645,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Baxter Credit Union
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Conventional | 1 | 0.8% | 100% | $695,000 | |
Synovus Bank
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,695,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 0.8% | 100% | $3,535,000 | View |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.8% | 100% | $655,000 | View |
Troy Bank and Trust
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Conventional | 1 | 0.8% | 100% | $395,000 | |
Vanderbilt Mortgage and Finance, Inc
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VA | 1 | 0.8% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.8% | 100% | $705,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Seabrook Island Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Seabrook Island, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Seabrook Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seabrook Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Seabrook Island, SC
Use these to narrow the list above. Each category shows how many Seabrook Island, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Seabrook Island, SC
Independent mortgage companies closed 23.1 percent of home loans in Seabrook Island, South Carolina in 2025, banks 69.4 percent and credit unions 7.4 percent. Movement Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Greenville Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Beacon Community Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Seabrook Island, SC
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Seabrook Island, South Carolina with 11 loans, about 9.1 percent of the market. The largest lender headquartered in South Carolina was Beacon Community Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Seabrook Island, South Carolina in 2025, led by United Wholesale Mortgage with 1. 3 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 9 credit unions closed home loans in Seabrook Island, South Carolina in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seabrook Island, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seabrook Island, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seabrook Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
