Mortgage Lenders and Brokers in Laurens, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Laurens, South Carolina mortgage lenders include Truist BankTruist Bank201 W Main St, Laurens, SC 29360A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust305 W Main St, Laurens, SC 29360A5.0 ★Texas Ratio: 7.72%, Southstate Bank, National AssociationSouthstate Bank, National Association206 Hillcrest Dr, Laurens, SC 29360A+5.0 ★Texas Ratio: 2.27%, United Community BankUnited Community Bank501 Church St, Laurens, SC 29360A+5.0 ★Texas Ratio: 2.97%, TD BankTD Bank508 N Harper St, Laurens, SC 29360A+5.0 ★Texas Ratio: 3.71%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Founders Federal Credit UnionFounders Federal Credit Union1307 W Main St, Laurens, SC 29360A+5.0 ★Texas Ratio: 3.58%, Arthur State BankArthur State Bank112 N Alabama Ave, Chesnee, SC 29323A4.8 ★Texas Ratio: 6.72%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, and CountybankCountybank2125 Highway 81 N, Anderson, SC 29621B+4.3 ★Texas Ratio: 5.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laurens, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laurens are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laurens, South Carolina
Market share is the lender's share of all home loans closed in Laurens, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Laurens 201 W Main St, Laurens, SC 29360 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +9 HELOCs |
1.3% | 100% | $162,500 | View |
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1 office in Laurens 305 W Main St, Laurens, SC 29360 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +6 HELOCs |
1.3% | 80% | $95,000 | View |
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★ 5 stars, 1 review 1 office in Laurens 206 Hillcrest Dr, Laurens, SC 29360 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 4 +2 HELOCs |
1.3% | 83.3% | $190,000 | View |
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1 office in Laurens 501 Church St, Laurens, SC 29360 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, USDA, HELOC | 3 +11 HELOCs |
1% | 50% | $185,000 | View |
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1 office in Laurens 508 N Harper St, Laurens, SC 29360 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $135,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 24 | 7.8% | 92.3% | $163,750 | View |
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1307 W Main St, Laurens, SC 29360 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 14 +7 HELOCs |
4.5% | 46.7% | $162,142 | View |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional | 6 | 1.9% | 85.7% | $231,666 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA | 4 | 1.3% | 100% | $275,000 | |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional | 3 | 1% | 100% | $441,666 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $320,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 50% | $90,000 | View |
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2021 N Pleasantburg Dr, Greenville, SC 29609 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 2 | 0.6% | 100% | $470,000 | View |
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304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional | 2 | 0.6% | 100% | $110,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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760 Hyatt St, Gaffney, SC 29341 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
Woodruff Federal Savings and Loan Association
247 N Main St, Woodruff, SC 29388 |
Conventional | 1 | 0.3% | 100% | $175,000 | |
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240 Terminal Rd, Greenville, SC 29605 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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325 S Main St, Anderson, SC 29624 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, FHA, USDA | 4 | 1.3% | 80% | $230,000 | View |
New Story Lending LLC
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Conventional | 2 | 0.6% | 100% | $320,000 | |
First Piedmont Federal SLA
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 9.4% | 80.6% | $167,068 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 3.9% | 80% | $235,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 11 | 3.6% | 100% | $125,000 | |
Lower, LLC
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Conventional, FHA, VA | 11 | 3.6% | 91.7% | $256,818 | |
Primelending
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Conventional, FHA, VA, USDA | 8 | 2.6% | 100% | $141,250 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 2.6% | 100% | $270,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 2.6% | 100% | $163,750 | |
Mortgage Research Center
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VA | 8 | 2.6% | 61.5% | $267,500 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 8 | 2.6% | 80% | $243,750 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 7 | 2.3% | 100% | $325,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.9% | 66.7% | $316,666 | |
Everett Financial, Inc.
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Conventional, USDA | 5 | 1.6% | 100% | $133,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.6% | 16.2% | $107,000 | |
21St Mortgage
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Conventional | 4 | 1.3% | 50% | $145,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, USDA | 4 | 1.3% | 100% | $252,500 | |
Freedom Mortgage Corporation
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FHA | 3 | 1% | 75% | $255,000 | |
Newrez LLC
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Conventional | 3 | 1% | 75% | $151,666 | |
Go Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $121,666 | |
Equity Prime Mortgage LLC
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FHA | 3 | 1% | 75% | $171,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 1% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.6% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA, USDA | 2 | 0.6% | 100% | $310,000 | View |
Triad Financial Services, Inc.
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Conventional | 2 | 0.6% | 83.3% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional, USDA | 2 | 0.6% | 100% | $305,000 | View |
Paramount Residential Mortgage
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FHA | 2 | 0.6% | 100% | $255,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.6% | 50% | $275,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.6% | 100% | $210,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.3% | 100% | $415,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $145,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 50% | $185,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.3% | 100% | $395,000 | View |
Primary Residential Mortgage, INC.
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VA | 1 | 0.3% | 100% | $215,000 | |
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F2.7 ★Texas Ratio: 42.60% |
FHA | 1 | 0.3% | 100% | $355,000 | View |
Goodleap, LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $225,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Contour Mortgage Corporation
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USDA | 1 | 0.3% | 100% | $275,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $365,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 50% | $65,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
Resicentral LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 14.3% | $45,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $175,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $225,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
VA | 1 | 0.3% | 100% | $495,000 | View |
Schumacher Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $235,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $595,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 20% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
Embrace Home Loans, Inc.
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FHA | 1 | 0.3% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Nations Lending Corporation
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VA | 1 | 0.3% | 100% | $195,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.3% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 50% | $255,000 | |
Acopia, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $275,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 25% | $245,000 | |
Veritas Funding, LLC
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VA | 1 | 0.3% | 50% | $185,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $125,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 33.3% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Tammac Holdings Corporation
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Conventional | 1 | 0.3% | 28.6% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Laurens Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laurens, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Laurens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laurens in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laurens, SC
Use these to narrow the list above. Each category shows how many Laurens, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Laurens, SC
Independent mortgage companies closed 63.3 percent of home loans in Laurens, South Carolina in 2025, banks 30.2 percent and credit unions 6.5 percent. Movement Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, United Community Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laurens, SC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Laurens, South Carolina with 4 loans, about 1.3 percent of the market. The largest lender headquartered in South Carolina was United Community Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Laurens, South Carolina in 2025, led by Ameris Bank with 12. 20 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 8 credit unions closed home loans in Laurens, South Carolina in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laurens, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laurens, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laurens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
