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Mortgage Lenders and Brokers in Aiken, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Aiken, South Carolina mortgage lenders include Security Federal BankSecurity Federal Bank2587 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.39%, Coastal Carolina National BankCoastal Carolina National Bank322 Richland Ave W, Aiken, SC 29801A+5.0 ★Texas Ratio: 0.00%, Southstate Bank, National AssociationSouthstate Bank, National Association1001 Pine Log Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 2.27%, TD BankTD Bank142 Chesterfield St, Aiken, SC 29801A+5.0 ★Texas Ratio: 3.71%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust125 Park Ave Sw, Aiken, SC 29801A5.0 ★Texas Ratio: 7.72%, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, and First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Aiken, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Aiken are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Aiken, South Carolina

Market share is the lender's share of all home loans closed in Aiken, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Security Federal Bank 3 offices in Aiken 2587 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.39%	Conventional, FHA	38	3.4%	88.6%	$246,842	View
Coastal Carolina National Bank 1 office in Aiken 322 Richland Ave W, Aiken, SC 29801 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	19	1.7%	100%	$547,105	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Aiken 1001 Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA, HELOC	16 +11 HELOCs	1.4%	100%	$246,875	View
TD Bank 1 office in Aiken 142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71%	Conventional, VA, Jumbo, HELOC	16 +11 HELOCs	1.4%	88.9%	$342,500	View
First Ciitizens Bank and Trust 2 offices in Aiken 125 Park Ave Sw, Aiken, SC 29801 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	14 +16 HELOCs	1.3%	88.2%	$333,571	View
Regions Bank 1 office in Aiken 1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	12 +13 HELOCs	1.1%	80%	$141,666	View
Wells Fargo Bank NA 1 office in Aiken 1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36%	Conventional	10	0.9%	83.3%	$254,000	View
Bank of America NA 1 office in Aiken 150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +16 HELOCs	0.8%	100%	$256,111	View
JPMorgan Chase Bank, NA 1 office in Aiken 481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.4%	100%	$200,000	View
First Community Bank 1 office in Aiken 407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	2	0.2%	66.7%	$200,000	View
SRP Federal Credit Union 750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44%	Conventional, FHA, Jumbo	111	9.9%	92.8%	$161,036	View
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA	38	3.4%	97.8%	$264,736
Ameris Bank ★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	37 +1 HELOCs	3.3%	94.9%	$309,324	View
Southern Bank 108 Barnwell Avenue Nw, Aiken, SC 29801	Conventional	5	0.4%	100%	$221,000
Truist Bank ★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +5 HELOCs	0.3%	100%	$225,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +3 HELOCs	0.3%	100%	$351,666	View
Huntington National Bank 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA	3	0.3%	100%	$361,666	View
First Reliance Bank 1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55%	Conventional	3	0.3%	75%	$331,666	View
First Federal Bank 36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	66.7%	$280,000	View
South Atlantic Bank 37 Robert Smalls Pkwy, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 0.08%	Conventional	1	0.1%	100%	$275,000	View
United Community Bank 815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	100%	$285,000	View
The Park National Bank 304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62%	Conventional	1	0.1%	100%	$835,000	View
First National Bank of PA 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.1%	100%	$915,000	View
SC State Credit Union 190 Beaufort St NE, Aiken, SC 29801 4401	HELOC	0 +9 HELOCs	0%	n/a
Southern First Bank 190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank 8599 Pelham Rd, Greenville, SC 29615 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Resource Financial Services, Inc. B+4.7 ★Texas Ratio: 18.28%	Conventional, FHA	7	0.6%	100%	$207,857	View
Rocket Mortgage	Conventional, FHA, VA	124	11.1%	84%	$215,564
Guild Mortgage Company	Conventional, FHA, VA	94	8.4%	97.1%	$210,212
Assurance Financial Group, L.L.C.	Conventional, FHA, VA	48	4.3%	98%	$241,666
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	40 +1 HELOCs	3.6%	87.8%	$258,750
Mortgage Research Center	Conventional, FHA, VA	24	2.1%	77.4%	$261,666
Pinnacle Bank A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, USDA	23	2.1%	80%	$299,347	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	23	2.1%	88.5%	$321,086
CrossCountry Mortgage, LLC	Conventional, FHA	21	1.9%	95.5%	$269,285
Pennymac Loan Services LLC	Conventional, FHA, VA	20	1.8%	83.3%	$201,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	17 +8 HELOCs	1.5%	85.7%	$204,411
loanDepot.com LLC	Conventional, FHA, VA	14	1.3%	65.2%	$115,000
Freedom Mortgage Corporation	Conventional, FHA, VA	13	1.2%	80%	$261,923
First Heritage Mortgage, LLC	Conventional, FHA, VA	13	1.2%	100%	$321,153
Nationstar Mortgage	Conventional, VA	13	1.2%	68.4%	$120,384
New American Funding, LLC.	Conventional, FHA, VA	13	1.2%	86.7%	$223,461
Lower, LLC	Conventional, FHA, VA	10	0.9%	90.9%	$264,000
Atlantic Bay Mortgage Group	Conventional, VA	8	0.7%	100%	$293,750
Colony Bank A+5.0 ★Texas Ratio: 4.01%	Conventional, FHA, VA	8	0.7%	88.9%	$241,250	View
Cadence Bank	Conventional, FHA, VA	7	0.6%	87.5%	$285,000
Newrez LLC	Conventional, VA	7	0.6%	63.6%	$253,571
Carolina One Mortgage, LLC	Conventional, VA	7	0.6%	100%	$337,857
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	7	0.6%	40%	$207,857
Carrington Mortgage Services LLC	Conventional, FHA, VA	7	0.6%	43.8%	$163,571
Spring Eq, LLC	Conventional, HELOC	6 +2 HELOCs	0.5%	54.5%	$66,666
Cardinal Financial Company, Li	Conventional, FHA, VA	6	0.5%	100%	$185,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	FHA	6	0.5%	87.5%	$191,666	View
Queensborough National Bank and Trust A+5.0 ★Texas Ratio: 4.52%	Conventional, VA	6	0.5%	85.7%	$390,000	View
American Financial Resources LLC	Conventional, FHA, VA	5	0.4%	71.4%	$265,000
Amerisave Mortgage Company	Conventional, FHA	5	0.4%	33.3%	$125,000
New Day Financial, LLC.	VA	5	0.4%	55.6%	$193,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	5	0.4%	100%	$297,000	View
Nbkc Bank	Conventional, VA	4	0.4%	100%	$325,000
Zillow Home Loans, LLC	Conventional, FHA	4	0.4%	100%	$295,000
Fairway Independent Mort Corp	Conventional, FHA	4	0.4%	100%	$305,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$85,000	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	3	0.3%	100%	$381,666	View
Guaranteed Rate, Inc.	Conventional, FHA	3	0.3%	100%	$118,333
Primelending	Conventional, FHA	3	0.3%	100%	$185,000
PHH Mortgage Corporation	Conventional, VA	3	0.3%	100%	$188,333
Loanunited.Com, LLC	FHA, VA	3	0.3%	100%	$245,000
Integrity Home Mortgage Corporation	Conventional	3	0.3%	100%	$205,000
Mortgage Solutions of Colorado	Conventional, VA	3	0.3%	100%	$275,000
First Choice Mortgage, Inc.	Conventional, FHA	3	0.3%	100%	$238,333
Mutual of Omaha Mortgage	Conventional, FHA	3	0.3%	100%	$335,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.3%	100%	$288,333	View
Reliance First Capital, LLC	Conventional, FHA, VA	3	0.3%	100%	$231,666
Plaza Home Mortgage, Inc	Conventional, FHA, VA	3	0.3%	100%	$225,000
Cmg Mortgage Inc	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$210,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +2 HELOCs	0.2%	100%	$170,000
Goodleap, LLC	Conventional, FHA	2	0.2%	66.7%	$140,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.2%	100%	$285,000
Equity Prime Mortgage LLC	FHA, VA	2	0.2%	100%	$400,000
Kind Lending, LLC	Conventional, VA	2	0.2%	100%	$395,000
AmeriHome Mortgage Company, LLC	FHA, VA	2	0.2%	66.7%	$285,000
Triad Financial Services, Inc.	Conventional	2	0.2%	46.2%	$55,000
AdvantageFirst Lending Inc	FHA, VA	2	0.2%	100%	$205,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	2	0.2%	100%	$295,000	View
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$105,000
Union Home Mortgage Corp.	FHA, VA	2	0.2%	100%	$165,000
Nfm, Inc	Conventional	2	0.2%	100%	$290,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	66.7%	$575,000	View
Churchill Mortgage Corporation	Conventional	2	0.2%	100%	$225,000
Planet Home Lending, LLC	Conventional, VA	2	0.2%	100%	$625,000
Nations Lending Corporation	FHA, VA	2	0.2%	100%	$255,000
Together Credit Union	Conventional	2	0.2%	100%	$290,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	2	0.2%	100%	$355,000	View
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.2%	100%	$285,000	View
Prosperity Home Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$195,000
21St Mortgage	Conventional	2	0.2%	25%	$145,000
Village Capital & Investment	VA	2	0.2%	71.4%	$260,000
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$235,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$175,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	50%	$135,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$375,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0.1%	100%	$335,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$415,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$305,000
Atlantic Coast Mortgage, LLC	VA	1	0.1%	100%	$355,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$175,000	View
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$185,000
RANLife, Inc.	FHA	1	0.1%	100%	$225,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$235,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	FHA	1	0.1%	100%	$135,000	View
Everett Financial, Inc.	FHA	1	0.1%	50%	$135,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$195,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	100%	$535,000	View
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	FHA	1	0.1%	100%	$165,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$415,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	50%	$105,000	View
American Financial Network, Inc.	FHA	1	0.1%	100%	$225,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$275,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$185,000
Lookout Credit Union	Conventional	1	0.1%	100%	$75,000
Discover Bank	Conventional	1	0.1%	9.1%	$55,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$235,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$545,000
Flexpoint, Inc.	FHA	1	0.1%	100%	$355,000
Acu	Conventional	1	0.1%	100%	$495,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$415,000
First Colony Mortgage Corporat	VA	1	0.1%	100%	$385,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$315,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$305,000
Weichert Financial Services	Conventional	1	0.1%	100%	$275,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$155,000	View
Delta Community Credit Union	Conventional	1	0.1%	100%	$165,000
Premium Mortgage Corporation	Conventional	1	0.1%	100%	$125,000
Provident Funding Associates	Conventional	1	0.1%	100%	$205,000
Franklin Loan Corporation	VA	1	0.1%	100%	$275,000
Mortgage Equity Partners LLC	Conventional	1	0.1%	100%	$75,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	FHA	1	0.1%	100%	$105,000	View
Direct Mortgage Loans, LLC	FHA	1	0.1%	100%	$185,000
First Citizens National Bank	FHA	1	0.1%	100%	$455,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$195,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$605,000	View
Northwest Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$725,000	View
Better Mortgage Corporation	Conventional	1	0.1%	100%	$195,000
Sente Mortgage, Inc.	VA, Jumbo	1	0.1%	100%	$825,000
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	1	0.1%	100%	$375,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$335,000
The Loan Store, Inc	Conventional	1	0.1%	100%	$95,000
Liberty Home Mortgage Corp	FHA	1	0.1%	100%	$225,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0.1%	100%	$135,000	View
Southwest Stage Funding LLC	Conventional	1	0.1%	100%	$215,000
Consumers Credit Union	Conventional	1	0.1%	100%	$225,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$625,000	View
Loan Simple, Inc.	FHA	1	0.1%	100%	$195,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$415,000
OakStar Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$585,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$465,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +7 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
State Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Aiken Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Aiken, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Aiken? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Aiken in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Aiken, SC

Use these to narrow the list above. Each category shows how many Aiken, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 99 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 12 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 65 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 55 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 12 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Aiken, SC

Independent mortgage companies closed 62.4 percent of home loans in Aiken, South Carolina in 2025, banks 25.5 percent and credit unions 12.2 percent. Movement Mortgage, LLC was the largest mortgage company, Security Federal Bank the largest bank and SRP Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Security Federal Bank led with 38 loans.

62.4%

Mortgage companies

25.5%

Banks

12.2%

Credit unions

17%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders

Frequently Asked Questions About Mortgage Lenders in Aiken, SC

Who is the largest mortgage lender in Aiken, SC?

By home loans closed in 2025, Security Federal Bank was the largest mortgage lender in Aiken, South Carolina with 38 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Aiken, SC have the highest approval rates?

Among lenders with meaningful volume in Aiken, South Carolina, Guild Mortgage Company approved the highest share of completed applications in 2025 at 97.1 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Aiken, SC mortgage lenders offer FHA, VA and USDA loans?

65 lenders closed FHA loans in Aiken, South Carolina in 2025, led by Guild Mortgage Company with 33. 55 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Aiken, SC lender list?

Yes. 53 banks and 12 credit unions closed home loans in Aiken, South Carolina in 2025, alongside 99 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Aiken, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Aiken, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Aiken, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Aiken. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.